Chapter 284-34. Credit life and credit accident and health insurance.  


Section 284-34-100. What is the purpose of this regulation?
Section 284-34-110. What definitions are important throughout this regulation?
Section 284-34-120. What rights do debtors have?
Section 284-34-130. What obligations do insurers have?
Section 284-34-140. How will the commissioner determine if benefits are reasonable in relation to premium charges?
Section 284-34-150. What are the standards for prima facie credit life insurance rates?
Section 284-34-160. What mandatory benefits apply to prima facie credit life insurance rates?
Section 284-34-170. What are the standards for credit accident and health insurance rates?
Section 284-34-180. What mandatory benefits apply to prima facie credit accident and health insurance rates?
Section 284-34-190. What refund formulas are allowed?
Section 284-34-200. Do insurers have to file experience reports?
Section 284-34-210. When will the commissioner adjust prima facie rates, and how will rate changes be implemented?
Section 284-34-220. What rates may an insurer use for its direct business?
Section 284-34-230. What obligations does an insurer have to supervise consumer credit operations?
Section 284-34-240. What practices are insurers prohibited from doing?
Section 284-34-250. What information must be disclosed to debtors?
Section 284-34-260. What is the effective date of this regulation?