Section 208-630-110. What definitions are required to understand these rules?

Section 208-630-120. What does a business have to do to operate as a check casher and seller, or to make small loans as a payday lender?

Section 208-630-130. How does a business apply for a check casher's or seller's license or a small loan endorsement to a check casher's or seller's license?

Section 208-630-135. What must I do to be authorized to offer small loan agent services?

Section 208-630-136. If I am licensed to provide small loan agent services, what activities may I engage in?

Section 208-630-137. What disclosures must I provide when conducting business pursuant to a small loan agent services license?

Section 208-630-138. What laws govern my conduct as a small loan agent licensee?

Section 208-630-140. Once a business finishes the application process, when does the director issue a license?

Section 208-630-150. When does the license expire?

Section 208-630-155. May I conduct my business from more than one location?

Section 208-630-160. Does each location where a licensee makes small loans have to have a small loan endorsement?

Section 208-630-170. Where may a licensee make small loans?

Section 208-630-180. Is there a bond requirement for my license?

Section 208-630-190. What type of bond is necessary and what are the conditions?

Section 208-630-200. How is a bond canceled?

Section 208-630-210. What is the liability of the surety under the bond?

Section 208-630-220. Who may make claims against the bond?

Section 208-630-230. What must I do if there are claims against the bond?

Section 208-630-240. What is the amount of bond needed for licensees engaging only in check selling?

Section 208-630-250. What is the amount of bond needed if a licensee has a small loan endorsement?

Section 208-630-260. Do I have any alternative to maintaining a surety bond?

Section 208-630-270. When and under what circumstances may the director have access to the criminal history of an applicant or licensee, or controlling person?

Section 208-630-280. Does a licensee have to pay a fee for a license application?

Section 208-630-290. How much are the fees for various license applications, and when does a licensee pay them?

Section 208-630-300. What happens if a licensee pays a lump sum payment in advance, and there is a surplus or deficiency in the application deposit?

Section 208-630-310. Is the licensee's deposit fee refundable?

Section 208-630-320. What examination authority does the director have?

Section 208-630-330. May the director accept other reports in lieu of an examination?

Section 208-630-340. What should a licensee expect the director to review during an examination?

Section 208-630-350. Who pays for the costs of an examination?

Section 208-630-360. When may the director conduct an investigation?

Section 208-630-370. What powers does the director have during an investigation?

Section 208-630-380. What are the fees for an investigation?

Section 208-630-390. May the director hire other specialists to assist with examinations and investigations, and who will pay for them?

Section 208-630-400. Once licensed, what fees must a licensee pay to keep a license current?

Section 208-630-420. How can a license be reinstated after it expires?

Section 208-630-450. When may the director waive fees?

Section 208-630-461. What is the maximum amount that all licensees may lend to a borrower?

Section 208-630-462. What documentation is acceptable as proof of the borrower's gross monthly income?

Section 208-630-463. What is the maximum number of small loans that may be made to a single borrower in any twelve-month period?

Section 208-630-464. What documentation is acceptable as proof of the borrower's identity?

Section 208-630-466. What fees can I charge on a small loan?

Section 208-630-470. What types of information must a licensee include on a borrower's application for a small loan?

Section 208-630-480. How must a licensee maintain customer small loan applications?

Section 208-630-490. What information must the note or small loan agreement contain?

Section 208-630-500. When must a licensee provide a note or small loan agreement to the borrower?

Section 208-630-501. How must I determine the due date on the loan?

Section 208-630-505. What process must I follow when a borrower pays off a small loan, or makes a payment toward an installment plan, with cash?

Section 208-630-506. What are my obligations if the borrower notifies me that he or she will be or is unable to pay the small loan on time?

Section 208-630-510. When does a borrower have a right to enter into an installment plan?

Section 208-630-520. If a borrower and licensee enter into an installment plan, what are the terms of the installment plan?

Section 208-630-530. If a borrower and licensee enter into an installment plan, how must the payments be structured?

Section 208-630-531. May I charge any fees if a borrower decides to convert their loan to an installment plan?

Section 208-630-532. May I make a small loan to a borrower who is in default on another small loan?

Section 208-630-533. May I make a small loan to a borrower who is in an installment plan?

Section 208-630-5401. What duties and restrictions must a licensee comply with when making loans to military borrowers?

Section 208-630-542. What fees may I charge or collect when a borrower defaults on a small loan?

Section 208-630-543. What are the specifications required of the communication log in RCW 31.45.082(4)?

Section 208-630-544. May I allow a borrower to refinance a small loan with another small loan?

Section 208-630-545. How do I use a trade name when conducting business?

Section 208-630-546. What is the limit on the number of checks I may hold from one borrower?

Section 208-630-547. May I continue to hold the borrower's original check or ACH authorization once the borrower has converted the loan to an installment plan?

Section 208-630-548. May I hold postdated checks for the installment plan payments?

Section 208-630-549. May I charge the borrower additional fees if the borrower defaults on an installment plan?

Section 208-630-551. May I charge a fee to cash monetary instruments I issue as proceeds of a small loan?

Section 208-630-555. What is the purpose of the data base?

Section 208-630-556. How do I use the data base system for small loan transactions?

Section 208-630-560. What disclosures must I make to a borrower?

Section 208-630-570. What must be included in the disclosure referred to in WAC 208-630-560(2)?

Section 208-630-580. In addition to providing disclosures to the borrower, must I post any disclosures?

Section 208-630-590. How must I format disclosures?

Section 208-630-600. What documentation must a licensee keep to show that the licensee has made the proper disclosures?

Section 208-630-601. Must I provide any information about the changes to the law to borrowers?

Section 208-630-605. Must I maintain a business resumption plan?

Section 208-630-606. Must I have a policy that deals with records disposal?

Section 208-630-610. What accounting and financial records must I keep?

Section 208-630-620. In what form must a licensee maintain accounting and financial records?

Section 208-630-630. May the director ask a licensee for records regarding the previous day's transactions?

Section 208-630-640. What specific accounting records must a licensee maintain?

Section 208-630-650. May a licensee maintain a consolidated general ledger if the licensee has two or more locations?

Section 208-630-660. What must a licensee have in employees' personnel files?

Section 208-630-670. If I have a small loan endorsement on my license, what information must I keep in every loan file?

Section 208-630-680. Are there specific banking requirements for check sellers?

Section 208-630-690. When must a check casher deposit a monetary instrument?

Section 208-630-700. When may I deposit a monetary instrument accepted in the course of making a small loan?

Section 208-630-710. What other federal and state laws and regulations must a licensee comply with?

Section 208-630-712. When must a licensee obtain identifying information about its customers?

Section 208-630-715. What are the minimum requirements of an information security program required by the Federal Safeguards Rule implementing the Gramm-Leach-Bliley Act?

Section 208-630-716. What are the minimum requirements for Consumer Financial Information Privacy under the Gramm-Leach-Bliley Act (Regulation P)?

Section 208-630-717. Must a licensee provide notice to consumers if its data is compromised?

Section 208-630-720. Is a licensee required to register as a money service business with the Secretary of the Treasury?

Section 208-630-721. If a licensee is considered a money service business (MSB) under the Bank Secrecy Act (see WAC 208-630-720), what are the minimum requirements for the anti-money laundering program the licensee must develop?

Section 208-630-730. What records and actions does a licensee need to take to assure the licensee is correctly reporting under the Bank Secrecy Act?

Section 208-630-740. What obligation do I have to assure that employees comply with the laws and rules regarding payday lending and check cashing and selling?

Section 208-630-8201. What business practices are prohibited?

Section 208-630-830. What are my annual reporting requirements?

Section 208-630-8301. What happens if I am late filing the annual reports and paying the annual assessment?

Section 208-630-835. When must I inform the director of significant changes in my business?

Section 208-630-836. When ceasing my small loan business, what information must I file before I close the business?

Section 208-630-840. Who may a licensee hire to prepare the financial statements in the annual report?

Section 208-630-880. As a check seller what must I report when my license is surrendered or revoked?

Section 208-630-890. If I am not a check seller what must I report when my license is surrendered or revoked?

Section 208-630-910. May I request an extension of time to comply with the reporting requirements?

Section 208-630-920. Under what circumstances would a licensee submit unaudited financial statements to the director?

Section 208-630-930. When may the director reject financial statements and other reports submitted to the director by the licensee?

Section 208-630-940. How much time does a licensee have to correct the deficiency in financial statements or other reports?

Section 208-630-950. What trust accounting requirements must a I comply with?