WSR 10-21-086 PERMANENT RULES
DEPARTMENT OF LABOR AND INDUSTRIES
[ Filed October 19, 2010, 3:45 p.m. , effective November 19, 2010 ] Effective Date of Rule: Thirty-one days after filing.
Purpose: The 2007 legislature directed L&I to hire one or more outside experts to review and recommend changes to the retrospective rating (retro) program. This rule making implements recommendations from the independent actuarial firm, Oliver Wyman.
Updating retrospective rating plan tables and revising formulas will improve fairness in the distribution of refunds among the participants in the retro program, and will ensure both retro and nonretro pay for the same percentage of their losses after refunds are distributed. These formulas determine the cost of claims and the calculation of retro premium, which determine the amount of premium refunded or additional premium assessed to participants. These rules offer participants more choices in how they participate financially in the program. In addition, the complete chapter is being rewritten to better conform to the statute, chapter 51.18 RCW, and to improve the overall order and clarity.
Citation of Existing Rules Affected by this Order: Repealing WAC 296-17-90401 Introduction, 296-17-90402 Definitions, 296-17-90404 Employer options, 296-17-90405 Individual retro -- Enrollment, 296-17-90407 Reenrollment -- Individual retro, 296-17-90409 New group -- Requirements, 296-17-90410 New group -- Agreement finalized, 296-17-90411 Existing group, 296-17-90413 Individual employer group member requirements -- Initial enrollment, 296-17-90414 Individual employer group member requirements -- Reenrollment, 296-17-90421 Sponsoring organization -- Retro group business and industry selection, 296-17-90422 Retro group -- Classification assignments, 296-17-90425 Additional groups, 296-17-90428 Disqualification of a retro group, 296-17-90431 Change of ownership, 296-17-90437 Faxed, e-mail and machine-copied agreements and applications, 296-17-90438 Application, agreements and other required documentation -- Due dates, 296-17-90440 Cancellation of participation, 296-17-90445 Valuation of coverage period, 296-17-90446 Retrospective premium calculation, 296-17-90447 Adjustments to standard premiums after the last mandatory adjustment -- Individual employer, 296-17-90453 Disputes, protests and appeals, 296-17-90484 Direct pay of medical bills -- Prohibited, 296-17-90486 Impartial review of L&I decisions, 296-17-90490 Limitation of liability -- Indemnification, 296-17-90492 Table I, 296-17-90493 Table II, 296-17-90494 Table III, 296-17-90495 Table IV, 296-17-90496 Table V and 296-17-90497 Table VI; new WAC 296-17-901 Risk classification hazard group table, 296-17B-010 Introduction and overview, 296-17B-020 How to read these rules, 296-17B-030 The language we use in these rules, 296-17B-040 Which version of these rules applies to you?, 296-17B-100 Individual retrospective rating, 296-17B-200 Group retrospective rating -- Overview, 296-17B-210 Qualifications for sponsoring organizations, 296-17B-220 Qualifications for new groups, 296-17B-230 Qualifications for existing groups, 296-17B-240 Enrolling a group, 296-17B-250 Employer qualifications for group membership, 296-17B-260 Homogeneity, 296-17B-270 Industry categories, 296-17B-280 Enrolling an employer in a group, 296-17B-300 Choosing loss limits, 296-17B-400 Adjustments, 296-17B-410 Calculating your retrospective rating premiums, 296-17B-420 Premium administration expense charge, 296-17B-430 Incurred loss and expense charge, 296-17B-440 Net insurance charge, 296-17B-500 Determining your standard premiums, 296-17B-510 Assigning claims to coverage periods, 296-17B-520 Determining your losses, 296-17B-530 Determining case incurred losses, 296-17B-540 Determining loss incurred for each claim, 296-17B-550 Determining your incurred losses, 296-17B-560 Determining your hazard group and size group, 296-17B-600 Performance adjustment -- Overview, 296-17B-610 How we determine the performance adjustment factor, 296-17B-620 More about the performance adjustment factor, 296-17B-700 Protest and appeals, 296-17B-710 Account in good standing, 296-17B-720 Prohibited conduct, 296-17B-730 Probation, 296-17B-740 Refunds of standard premiums after final adjustment, 296-17B-750 Notification, 296-17B-760 Coverage periods, 296-17B-770 Common ownership, 296-17B-780 Due dates, 296-17B-810 Loss development factors, 296-17B-820 Discount factors, 296-17B-830 Expected loss ratio factors, 296-17B-840 Claim types, 296-17B-910 Hazard Group 1 Tables, 296-17B-920 Hazard Group 2 Tables, 296-17B-930 Hazard Group 3 Tables, 296-17B-940 Hazard Group 4 Tables, 296-17B-950 Hazard Group 5 Tables, 296-17B-960 Hazard Group 6 Tables, 296-17B-970 Hazard Group 7 Tables, 296-17B-980 Hazard Group 8 Tables, and 296-17B-990 Hazard Group 9 Tables.
Statutory Authority for Adoption: RCW 51.16.035, 51.16.100, 51.04.020(1), 51.18.010.
Adopted under notice filed as WSR 10-16-140 on August 4, 2010.
Changes Other than Editing from Proposed to Adopted Version: Changes were made after the initial proposal: Change the time for submission of group applications from sixty to thirty days prior to the start of a new plan year; remove the words "and hazard group" for purposes of determining the premium size group; correct a word in the hazard group example; revise the application of the expected loss ratio factor in the calculation of case incurred losses; added requirements for the department to evaluate the retrospective rating plan tables every five years; and to repeat the studies that underlie these rules by March 1, 2012.
Number of Sections Adopted in Order to Comply with Federal Statute: New 0, Amended 0, Repealed 0; Federal Rules or Standards: New 0, Amended 0, Repealed 0; or Recently Enacted State Statutes: New 0, Amended 0, Repealed 0.
Number of Sections Adopted at Request of a Nongovernmental Entity: New 0, Amended 0, Repealed 0.
Number of Sections Adopted on the Agency's Own Initiative: New 53, Amended 0, Repealed 31.
Number of Sections Adopted in Order to Clarify, Streamline, or Reform Agency Procedures: New 0, Amended 0, Repealed 0.
Number of Sections Adopted Using Negotiated Rule Making: New 0, Amended 0, Repealed 0; Pilot Rule Making: New 0, Amended 0, Repealed 0; or Other Alternative Rule Making: New 53, Amended 0, Repealed 31.
Date Adopted: October 19, 2010.
Judy Schurke
Director
OTS-3409.3
NEW SECTION
WAC 296-17-901 Risk classification hazard group table. Effective November 19, 2010.
Risk Classification Hazard Group 101 9 103 8 104 8 105 5 107 9 108 8 112 7 201 9 202 9 210 8 212 9 214 8 217 7 219 7 301 4 302 9 303 9 306 8 307 7 308 3 403 6 502 8 504 9 507 8 508 9 509 9 510 7 511 7 512 9 513 6 514 7 516 8 517 9 518 9 519 9 521 7 540 8 541 9 550 9 551 9 601 7 602 7 603 9 604 7 606 4 607 6 608 7 701 9 803 5 901 8 1002 8 1003 7 1004 6 1005 8 1007 7 1101 5 1102 8 1103 8 1104 3 1105 7 1106 5 1108 5 1109 6 1301 2 1303 3 1304 5 1305 4 1401 9 1404 3 1405 1 1407 4 1501 5 1507 5 1701 7 1702 9 1703 9 1704 7 1801 9 1802 5 2002 6 2004 4 2007 6 2008 6 2009 3 2101 5 2102 3 2104 2 2105 2 2106 4 2201 6 2202 5 2203 2 2204 6 2401 1 2903 4 2904 6 2905 3 2906 4 2907 3 2908 7 2909 4 3101 6 3102 6 3103 6 3104 6 3105 5 3303 3 3304 3 3309 6 3402 6 3403 6 3404 5 3405 3 3406 1 3407 6 3408 1 3409 1 3410 2 3411 6 3412 8 3414 6 3415 9 3501 6 3503 3 3506 7 3509 1 3510 2 3511 6 3512 3 3513 8 3602 4 3603 4 3604 7 3605 5 3701 5 3702 3 3708 5 3802 3 3808 7 3901 1 3902 4 3903 6 3905 1 3906 4 3909 3 4002 7 4101 5 4103 2 4107 6 4108 3 4109 6 4201 6 4301 4 4302 4 4304 6 4305 5 4401 6 4402 2 4404 5 4501 1 4502 5 4504 1 4601 5 4802 7 4803 2 4804 2 4805 2 4806 5 4808 6 4809 3 4810 3 4811 3 4812 2 4813 3 4900 9 4901 6 4902 3 4903 1 4904 3 4905 2 4906 2 4907 4 4908 2 4909 3 4910 6 4911 6 5001 9 5002 3 5003 9 5004 8 5005 9 5006 9 5101 4 5103 3 5106 2 5108 3 5109 6 5201 4 5204 8 5206 6 5207 2 5208 4 5209 6 5300 2 5301 3 5302 5 5305 1 5306 1 5307 4 5308 1 6103 1 6104 2 6105 6 6107 1 6108 1 6109 4 6110 5 6120 5 6121 5 6201 7 6202 6 6203 1 6204 2 6205 4 6206 3 6207 6 6208 2 6209 3 6301 8 6303 5 6304 1 6305 1 6306 4 6308 2 6309 3 6402 1 6403 1 6404 3 6405 5 6406 1 6407 3 6408 4 6409 6 6410 3 6501 1 6502 4 6503 5 6504 1 6505 1 6506 2 6509 2 6510 8 6511 3 6512 6 6601 4 6602 5 6603 4 6604 1 6605 1 6607 4 6608 9 6620 1 6704 2 6705 2 6706 6 6707 1 6708 8 6709 2 6801 3 6802 2 6803 9 6804 3 6809 2 6901 1 6902 9 6903 9 6904 1 6905 1 6906 1 6907 4 6908 4 6909 2 7100 7 7101 8 7102 3 7103 4 7104 3 7105 3 7106 3 7107 2 7108 4 7109 4 7110 5 7111 4 7112 4 7113 3 7114 3 7115 3 7116 8 7117 3 7118 7 7119 6 7120 9 7121 9 7122 5 7200 3 7201 5 7202 6 7203 1 7301 6 7302 7 7307 5 7308 1 7309 2 7400 6 The following classes have no hazard group assigned to them 6614 6615 6616 6617 6618 7204 7205 []
OTS-3464.1
REPEALERThe following sections of the Washington Administrative Code are repealed:
WAC 296-17-90401 Introduction. WAC 296-17-90402 Definitions. WAC 296-17-90404 Employer options. WAC 296-17-90405 Individual retro -- Enrollment. WAC 296-17-90407 Reenrollment -- Individual retro. WAC 296-17-90409 New group -- Requirements. WAC 296-17-90410 New group -- Agreement finalized. WAC 296-17-90411 Existing group. WAC 296-17-90413 Individual employer group member requirements -- Initial enrollment. WAC 296-17-90414 Individual employer group member requirements -- Reenrollment. WAC 296-17-90421 Sponsoring organization -- Retro group business and industry selection. WAC 296-17-90422 Retro group -- Classification assignments. WAC 296-17-90425 Additional groups. WAC 296-17-90428 Disqualification of a retro group. WAC 296-17-90431 Change of ownership. WAC 296-17-90437 Faxed, e-mail and machine-copied agreements and applications. WAC 296-17-90438 Application, agreements and other required documentation -- Due dates. WAC 296-17-90440 Cancellation of participation. WAC 296-17-90445 Valuation of coverage period. WAC 296-17-90446 Retrospective premium calculation. WAC 296-17-90447 Adjustments to standard premiums after the last mandatory adjustment -- Individual employer. WAC 296-17-90453 Disputes, protests and appeals. WAC 296-17-90484 Direct pay of medical bills -- Prohibited. WAC 296-17-90486 Impartial review of L&I decisions. WAC 296-17-90490 Limitation of liability -- Indemnification. WAC 296-17-90492 Table I. WAC 296-17-90493 Table II. WAC 296-17-90494 Table III. WAC 296-17-90495 Table IV. WAC 296-17-90496 Table V. WAC 296-17-90497 Table VI. OTS-3465.8
Chapter 296-17B WAC RETROSPECTIVE RATING FOR WORKERS' COMPENSATION INSURANCE
NEW SECTION
WAC 296-17B-010 Introduction and overview. Retrospective rating (retro) is a voluntary financial incentive program offered by the department of labor and industries to encourage improvements in workplace safety.Chapter 296-17 WAC defines the standard method for determining the price of workers' compensation insurance for employers insured with the state fund. All employers insured with the state fund must pay the accident fund, medical aid fund, and supplemental pension fund premiums established in that chapter.
Employers who participate in retrospective rating bind themselves to the rules of the retrospective rating program found in this chapter. Under these sections, a participant's ultimate cost of workers' compensation insurance will be different than under chapter 296-17 WAC.
Employers participate in retrospective rating because it creates an opportunity to earn refunds of premiums they are required to pay under chapter 296-17 WAC. However, participation involves risk: Participants not successful in controlling losses can be assessed additional premiums.
Employers control losses by preventing workplace illnesses and injuries, and helping injured workers return to work.
Employers that participate in retro can enroll either individually or as members of a sponsored group. Enrollment is for a one-year coverage period, but it is possible for employers to join a sponsored group after the group's one-year coverage period has begun, at the beginning of a calendar quarter.
After a coverage period is over, the department evaluates premiums and claims losses and determines retro premiums according to these rules. If a retro group's or an individually enrolled employer's retro premiums are less than the standard premiums paid initially, that firm or group will receive a refund. If the retro premiums are more than the standard premiums initially paid, the firm or group will be assessed the additional amount. Calculation of retrospective premiums is defined further in this chapter. The department goes through this annual adjustment process three times for each coverage period.
The department will repeat the studies that resulted in the hazard group assignments and changes to retrospective plan tables that are shown in WAC 296-17-901, 296-17B-300, 296-17B-560, 296-17B-830, and 296-17B-910 through 296-17B-990. The repeated studies will determine whether the results are consistent with the expectation of improved fairness in the distribution of the retrospective rating refunds among participants. These repeated studies will be done by March 1, 2012.
The department will evaluate and if necessary update the tables beginning at WAC 296-17B-910 every five years.
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NEW SECTION
WAC 296-17B-020 How to read these rules. We have written these rules so that employers and group sponsors can understand how the retrospective rating program works, both generally and in detail. These rules are meant to be read together. Often, we will make simple statements in one section, followed in another section by more detailed explanations. We hope that the simple statements are helpful, but if there appears to be a conflict between the simple statements and the detailed explanations that follow, it is the detailed explanation that tells you what we do and how we do it.[]
NEW SECTION
WAC 296-17B-030 The language we use in these rules. In these rules, when we say "we," we mean the retrospective rating program at the department of labor and industries. When we say "you," we mean either an individually enrolled employer or a sponsored group.Except when the context specifically indicates, "you" does not mean an individual employer enrolled in a sponsored group.
We have tried to write these rules using plain language. When we use a word or phrase that means other than what it might ordinarily mean, an explanation of the word or phrase can be found in these rules.
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NEW SECTION
WAC 296-17B-040 Which version of these rules applies to you? If you participate in retrospective rating, either as an enrolled employer or a group sponsor, the rules in effect on the first day of a coverage period are the rules that will apply to you for that coverage period, even if some of these rules are changed later.[]
NEW SECTION
WAC 296-17B-100 Individual retrospective rating. (1) We will enroll a qualified employer who applies for enrollment for individual retrospective rating. To qualify, an employer must:(a) Have an industrial insurance account in good standing;
(b) Have paid standard premiums at least equivalent to the minimum premium listed in size group 1, Table 1, WAC 296-17B-900, in the four calendar quarters prior to applying for enrollment; and
(c) Apply for enrollment no later than the fifteenth day of the month before the calendar quarter in which the coverage period begins. The application must indicate the employer's choices regarding loss limits and whether its net insurance charges will be calculated using standard premiums or incurred losses as explained in these rules. The application must be signed by an owner, partner, corporate officer or managing member of the employer's business.
(2) To reenroll, a currently enrolled employer must submit a new enrollment application no later than the fifteenth day of the month before the calendar quarter in which the new coverage period will begin.
(3) Employers enrolled individually are responsible for retrospective rating premiums for the coverage period enrolled.
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NEW SECTION
WAC 296-17B-200 Group retrospective rating -- Overview. In group retrospective rating, participating employers become members of an enrolled group sponsored by an approved organization. Employers continue to pay premiums directly to the department as determined by chapter 296-17 WAC. We calculate the group's retrospective rating premiums as though the standard premiums paid by members of the group were paid by the sponsor, and claims assigned to employer members were assigned to the group sponsor. Group sponsors are responsible for the retrospective rating premiums for the coverage period enrolled. If an adjustment results in us refunding premiums, the refund is the property of the group sponsor. If an adjustment results in us assessing additional premiums, the additional premiums are the responsibility of the group sponsor. With limited exceptions explained in these rules, the department is not involved in the private contractual relationship between group sponsor and group member.[]
NEW SECTION
WAC 296-17B-210 Qualifications for sponsoring organizations. We will approve an organization that applies for group sponsorship if the organization:(1) Has been in existence for at least four years;
(2) Is an organization with dues paying members; and
(3) Exists primarily for some purpose other than that of obtaining or offering insurance coverage or insurance related services.
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NEW SECTION
WAC 296-17B-220 Qualifications for new groups. We will enroll a new retrospective rating group only if:(1) We approve the organization sponsoring the group;
(2) The members of the group qualify for group membership;
(3) The sponsor demonstrates an acceptable workplace safety and accident prevention plan for the group;
(4) The sponsor demonstrates an acceptable plan for cooperating with the department's claims management activities;
(5) At least half of the proposed members have been dues paying members of the sponsoring organization for at least one year;
(6) The standard premiums for the group members for the four quarters prior to enrollment total at least one million five hundred thousand dollars; and
(7) Enrolling the group will substantially improve workplace safety and accident prevention for its members.
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NEW SECTION
WAC 296-17B-230 Qualifications for existing groups. The department will reenroll an existing group if the sponsor asks for it to be reenrolled, and the group still meets the requirements of WAC 296-17B-220 (1) through (4) and (7). Existing groups must submit application for group enrollment, noting their plan selection, maximum and minimum loss ratios and single loss limit for each plan year. The application must be received by the department at least one month prior to the start of the new plan year.[]
NEW SECTION
WAC 296-17B-240 Enrolling a group. An organization seeking to sponsor a group must notify us in writing of its intention to sponsor a group, select the industry category, and indicate its loss limit choices for the group no later than two months before the beginning of the coverage period. Organizations that have not previously been approved must at that time establish that the organization qualifies for group sponsorship. Evidence of qualification may include bylaws or articles of incorporation filed with the secretary of state.We will not enroll a new group if the sponsoring organization also sponsors another group in a different industry category that has not yet received its final adjustment for its second coverage period.
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NEW SECTION
WAC 296-17B-250 Employer qualifications for group membership. An employer qualifies for membership in a group if the employer:(1) Has an industrial insurance account in good standing;
(2) Is a dues paying member of the organization sponsoring the group;
(3) Is not enrolled in retrospective rating either as a member of a group or individually for the coverage period; and
(4) The employer satisfies the homogeneity requirement of WAC 296-17B-260.
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NEW SECTION
WAC 296-17B-260 Homogeneity. An employer may enroll in a group only if:(1) We determine that the risk classes appropriately assigned to the employer are related to the industry category selected by the sponsoring organization for the group;
(2) The employer shares common ownership with an employer enrolled in the group that satisfies the requirements of subsection (1) of this section; or
(3) The employer has been a member of the group since prior to July 25, 1999.
In evaluating whether an employer's risk classes are related to the industry category, we will consider only those risk classes that define the nature of the employer's business operations insured with the state fund.
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NEW SECTION
WAC 296-17B-270 Industry categories. The following is the list of industry categories from which a sponsor must select for a group:(1) Agriculture and related services, including services related to the care and breeding of animals, and all agricultural related activities including growing, harvesting, packing, and processing for shipment.
(2) Automotive, truck and boat, manufacturing, sales, repair and related services.
(3) Construction and related services.
(4) Distillation, chemicals, food and related services.
(5) Entertainment, hospitality and related services.
(6) Facilities, property management, maintenance and related services.
(7) Government, utilities, schools, health care and related services.
(8) Grocery stores, grocery distribution centers, bakeries, milk and dairy products processing, delivery to customers and related services.
(9) Health care, pharmaceutical, laboratories and related services.
(10) Logging and wood products manufacturing and related services.
(11) Manufacturing, processing, mining, quarrying, and related services.
(12) Retail and wholesale stores and professional services such as banks and law firms and related services.
(13) Temporary help and related services.
(14) Transportation, recycle, warehousing, facility maintenance and related services.
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NEW SECTION
WAC 296-17B-280 Enrolling an employer in a group. We will enroll a qualified employer in an enrolled group if the employer applies for enrollment and the sponsoring organization endorses the application. The application must be signed by an owner, corporate officer, partner or managing member of the employer's business, and may not be assigned or transferred to anyone else.By endorsing an application, the sponsor is certifying that the employer is a dues paying member of the sponsoring organization. We must receive the endorsed application no later than the fifteenth day of the month before the calendar quarter the employer wishes to be enrolled for.
New applications do not need to be submitted by each member annually. As long as the employer maintains their account in good standing, we will automatically reenroll all participants in the group on an annual basis unless notified in writing by the employer or the group that the employer should be removed. This notification must be received by the last day of the prior coverage period.
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NEW SECTION
WAC 296-17B-300 Choosing loss limits. The loss limits you select will also affect your net insurance charge.(1) Single loss occurrence limit: Your losses incurred for each claim occurrence will be limited by the amount of protection chosen, as described in WAC 296-17B-440. You must choose one of the following single loss occurrence limits:
? $120,000;
? $250,000;
? $500,000;
? $1,000,000;
? Unlimited.
(2) Aggregate loss limits: The product of the sum of your losses incurred and the performance adjustment factor will be limited by the maximum and minimum loss ratios you select. You will choose both a maximum and minimum loss ratio limit from the options available in the tables. You can also choose loss limits between the options listed in the tables.
(3) Restrictions on choice of limits:
(a) If you wish to select a single loss occurrence limit other than unlimited, the four most recent quarters of standard premiums must be at least twice the limit chosen. For example, you can only choose a single loss occurrence limit of two hundred fifty thousand dollars if your standard premiums in the four most recent calendar quarters were at least five hundred thousand dollars.
(b) Your minimum loss ratio limit must be at least ten percentage points lower than your maximum loss ratio limit.
(c) The three limits must be chosen so that the highest possible retrospective premiums cannot be more than twice the standard premiums, assuming a performance adjustment factor of 1.0 and the same size and hazard groups as your most recent coverage period.
(d) You can choose any maximum loss ratio between thirty percent and one hundred sixty percent. Also you can choose any minimum loss ratio between zero percent and sixty percent. Your choice needs to be rounded to two decimal places. For example, you could choose a maximum loss ratio of ninety-eight and seventy-six one-hundredths percent.
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NEW SECTION
WAC 296-17B-400 Adjustments. (1) We will calculate your retrospective rating premiums three times for a coverage period.(2) We will pick a date approximately nine months after the coverage period ends, determine your standard premiums and losses as of that date, and then calculate your retrospective rating premiums. If the standard premiums you have paid are higher than your retrospective rating premiums, we will refund you the difference. If the standard premiums you have paid are lower than your retrospective rating premiums, we will send you a notice and order of assessment directing you to pay us the difference.
(3) We will repeat this process of determining standard premiums and losses and calculating retro premiums approximately twenty-one and thirty-three months after the coverage period ended, netting the retro premiums against the retro premiums paid previously.
(4) For participants having multiple coverage periods being adjusted at the same time, we will add the adjustments together and either pay you the net amount due you or send you a notice and order of assessment directing you to pay the net difference.
(5) If we send you a notice of assessment you will have thirty days to pay us. We will charge you late penalties and interest pursuant to RCW 51.48.210 on retrospective rating premium assessments you do not pay within thirty days.
If you are enrolled individually and owe any section of the department money, we may withhold from your refund an amount equal to the debt.
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NEW SECTION
WAC 296-17B-410 Calculating your retrospective rating premiums. Your retrospective rating premiums will be evaluated at the time of each annual retrospective adjustment, and will be the sum of three charges:? Premium administration expense charge;
? Incurred loss and expense charge;
? Net insurance charge.
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NEW SECTION
WAC 296-17B-420 Premium administration expense charge. You will pay a premium administration expense charge for your share of the expenses of the industrial insurance program that are not directly related to claims administration. To determine your premium administration expense charge, our actuaries will multiply your standard premiums by the premium administration expense factor, which is four and eight-tenths percent. This charge is not performance adjusted.The premium administration expense factor was determined using premium and expense data from fiscal years 2007 through 2009.
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NEW SECTION
WAC 296-17B-430 Incurred loss and expense charge. You will pay for the cost of your claims and their administration for those injuries and illnesses occurring during your retrospective rating enrollment period. You can protect yourself from high claims costs at the claim level with the single loss occurrence limit you select. You can protect yourself from high claims costs at the aggregate claims level with the maximum loss ratio you select.Our actuaries will determine your incurred loss and expense charge by multiplying your losses incurred by the performance adjustment factor and one hundred seven percent, which is one plus the claims administration expense factor, currently seven percent.
Data from fiscal years 2000 through 2009 was used to determine the claims administration expense factor.
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NEW SECTION
WAC 296-17B-440 Net insurance charge. You will pay a net insurance charge for the protection provided by your single loss occurrence limit and your maximum loss ratio.Your net insurance charge can be calculated as a percentage of either your standard premiums or your incurred loss and expense charge.
(1) If you choose to have your net insurance charge calculated using your standard premiums, your net insurance charge will be calculated using the following formula:
(Premium insurance charge factor - Premium insurance savings factor) x (Standard premiums) x (Performance adjustment factor)
Your premium insurance charge factor and premium insurance savings factor will depend on your maximum and minimum loss ratio choice, size group and hazard group, and can be found in WAC 296-17B-910 through 296-17B-990. If you choose a maximum and/or minimum loss ratio between the options found in one of the tables, the department will interpolate to obtain the charge and/or savings factors from the factors found in the tables.(2) If you choose to have your net insurance charge calculated using your losses incurred, your net insurance charge will be calculated using the following formula:
(Loss insurance charge factor - Loss insurance savings factor) / [1.0 - (Loss insurance charge factor - Loss insurance savings factor)] x Incurred loss and expense charge
Your loss insurance charge factor and loss insurance savings factor will depend on your maximum and minimum loss ratio choice, size group and hazard group, and can be found in WAC 296-17B-910 through 296-17B-990. If you choose a maximum and/or minimum loss ratio between the options found in one of the tables, the department will interpolate to obtain the charge and/or savings factors from the factors found in the tables.[]
Reviser's note: The brackets and enclosed material in the text of the above section occurred in the copy filed by the agency and appear in the Register pursuant to the requirements of RCW 34.08.040.
NEW SECTION
WAC 296-17B-500 Determining your standard premiums. Employers are required to pay accident fund, medical aid, and supplemental pension fund premiums according to chapter 296-17 WAC. Partial payments of premiums are applied first to the liability to the supplemental pension fund, then to the medical aid fund, and finally then to the accident fund. Standard premiums are the premiums an employer pays to the accident and medical aid funds under chapter 296-17 WAC for employment during the coverage period.For an employer enrolled in a group after the start of a group's coverage period, we will only consider the employer's premiums for the calendar quarters for which the employer was enrolled.
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NEW SECTION
WAC 296-17B-510 Assigning claims to coverage periods. We will include your industrial injury claims with a date of injury that falls within the coverage period.We will include occupational disease claims with a date of last injurious exposure with you (prior to the filing of the claim) that falls within the coverage period.
For an employer enrolled in a group after the start of a group's coverage period, we will only consider the employer's claims related to the calendar quarters for which the employer was enrolled.
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NEW SECTION
WAC 296-17B-520 Determining your losses. We determine your losses at the time of an adjustment.To determine your losses, we first determine the case incurred losses for your claims. To these, we apply loss development, discount and expected loss ratio factors and your single loss occurrence limit to determine your losses incurred for each claim, as explained in these rules. The sum of your losses incurred will be your loss incurred, unless your maximum or minimum loss ratios apply.
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NEW SECTION
WAC 296-17B-530 Determining case incurred losses. If a claim is closed, we will use the actual losses for the claim as defined in WAC 296-17-870(1). If the claim is open, we will use either the case reserve amounts or the actual losses, whichever are higher.Where not in conflict with these rules, we will use the rules for valuing claims for experience rating found in WAC 296-17-870 (1), (5) through (7), and (10) through (12).
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NEW SECTION
WAC 296-17B-540 Determining loss incurred for each claim. (1) Calculating the initial loss incurred:For each of your claims, we will multiply the case incurred loss by the appropriate loss development, and discount factors to determine the initial loss incurred.
If you have a fatality, we will use two hundred eighty thousand four hundred dollars as the claim's initial incurred loss for the claim, regardless of the case incurred loss, and before recovery factors if applicable.
(2) Applying the single loss occurrence limit:
The initial loss incurred for a claim will be the amount we use as the loss incurred unless the single loss occurrence limit applies.
The single loss occurrence limit applies when the sum of all initial losses incurred for your claims arising out of a single event is greater than your selected single loss occurrence limit. In that case, each claim's initial loss incurred will be its proportionate share of your single loss occurrence limit.
(3) Applying the expected loss ratio factors:
The preliminary loss incurred for a claim will be the amount of the initial loss incurred, after application of the single loss limit, multiplied by the appropriate expected loss ratio factor. The accident fund and medical aid fund portions of each claim will have separate expected loss ratio factors applied.
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NEW SECTION
WAC 296-17B-550 Determining your incurred losses. If the sum of the losses incurred for your claims divided by your standard premiums and multiplied by the performance adjustment factor is greater than the maximum loss ratio you selected, your incurred losses will be reduced accordingly. If it is less than the minimum loss ratio you selected, your incurred losses will be increased accordingly.[]
NEW SECTION
WAC 296-17B-560 Determining your hazard group and size group. (1) Each risk classification is assigned to a hazard group, as shown in WAC 296-17-901. To determine your hazard group, we will first multiply your standard premiums in each risk class by the hazard group index for that risk class. This is called the adjusted standard premium. Hazard group indices are shown in subsection (3) of this section. We will then divide the total adjusted standard premiums by your total standard premiums, rounded to three decimal places to determine your average hazard index. We will assign you to a hazard group based on your average hazard index using the table in subsection (4) of this section.(2) We will determine your size group based on your standard premiums using the table in WAC 296-17B-900.
(3) Hazard group index table.
Hazard Group Number Hazard Index Number 1 0.22 2 0.26 3 0.37 4 0.51 5 0.75 6 1.00 7 1.22 8 1.76 9 2.78
(4) Average hazard index table.
Hazard Group Number Average Hazard Index Value is at Least: But Less Than or Equal to: 1 0.000 0.239 2 0.240 0.314 3 0.315 0.439 4 0.440 0.629 5 0.630 0.874 6 0.875 1.109 7 1.110 1.489 8 1.490 2.269 9 2.270 2.780
Example:? For your retrospective enrollment year, your group has exposure in risk classifications with Hazard Groups 4 and 6 and corresponding standard premiums of $1,000,000 and $2,000,000 during the enrollment year.
Risk Classification Hazard Group Standard Premium Hazard Index Number Adjusted Standard Premium 4 $1,000,000 0.510 $510,000 6 $2,000,000 1.000 $2,000,000 Total $3,000,000 $2,510,000
? The Average Hazard Index value for your group is the total adjusted standard premiums divided by the total standard premiums or $2,510,000/$3,000,000 = 0.837 to three decimal places. This value 0.837 is in the range between 0.630 and 0.874.? Therefore, your group will be assigned Hazard Group Number 5 during this annual adjustment.
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NEW SECTION
WAC 296-17B-600 Performance adjustment -- Overview. The department uses performance adjustment to ensure equity between employers that participate in retrospective rating and employers that do not. The goal of performance adjustment is to make sure that overall, after adjustments, retro participants pay the same share of their losses as employers that do not participate in retro.[]
NEW SECTION
WAC 296-17B-610 How we determine the performance adjustment factor. Our actuaries compare standard premiums and losses of employers in retro with those of employers not in retro to determine a target refund amount that would result in the groups of retro and nonretro employers funding the same percentage of their claim costs. In doing this, the actuaries pool the experience of the coverage period being adjusted with the experience from the coverage periods beginning the three previous quarters, and take into account possible future changes in losses based on historical data. The actuaries then add interest to the target amount to take into consideration the time value of money.A performance adjustment factor (rounded to four decimal places) is then selected, so that when we calculate adjustments, the sum of all adjustments will most nearly equal the target refund amount.
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NEW SECTION
WAC 296-17B-620 More about the performance adjustment factor. There is no particular significance to the performance adjustment factor being less than, greater than, or equal to 1.0000. The performance adjustment factor is influenced by many things, including overall premium rates, large losses by either retro or nonretro employers, and what options retro participants select when enrolling.A new performance adjustment factor is calculated for each annual retrospective rating annual adjustment so that loss ratios of retro and nonretro employers are equal after refunds and additional premium assessments have been paid.
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NEW SECTION
WAC 296-17B-700 Protest and appeals. If at the time of an adjustment you are disputing a decision affecting a claim's losses and you want us to recalculate your adjustment after that dispute has been resolved, you must protest the adjustment and identify the claim and dispute pending. We will issue a further order indicating that the adjustment may be revised after the dispute regarding the claim is resolved. After the dispute has been resolved, if you still want us to recalculate the adjustment, you must notify us, and we will recalculate your adjustment as though the dispute had been resolved at the time of the adjustment. We will not pay interest on any amount refunded.[]
NEW SECTION
WAC 296-17B-710 Account in good standing. To participate in retrospective rating, you as an employer or group sponsor need to have an account in good standing. This means that you need to have an open industrial insurance account with our industrial insurance program, have filed all required reports, and have paid all industrial insurance premiums, penalties and interest (or be current with a repayment plan the department agreed to), and not owe a debt to any other section of the department.[]
NEW SECTION
WAC 296-17B-720 Prohibited conduct. (1) Employers and group sponsors must not engage in claims suppression as defined in RCW 51.28.010(4).(2) Employers and group sponsors must not pay medical service providers for medical services related to an industrial injury or occupational disease.
(3) Unless disclosed to the member at the time of enrollment, group sponsors must not require members to pay dues, fees, or continue membership in the retrospective rating program beyond the last date of the coverage year in order to receive their share of refunds, if any.
If we determine that you have violated any of these provisions, we will remove you from retrospective rating effective the date we notify you, and permanently bar you from further participation in the retrospective rating program. You will remain liable for any additional premium assessments related to your participation prior to your removal, but you will forfeit any right to refunds for adjustments calculated after your removal.
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NEW SECTION
WAC 296-17B-730 Probation. If you as a sponsored group receive a net assessment for two consecutive coverage periods, you will be placed on probationary status. We will review your workplace safety and accident prevention plan and your methods of cooperation with the department's claims management activities, and contact you to discuss ways of improving your performance. If you receive a net assessment in the following coverage period, you will be denied future enrollment, and your sponsoring organization will not be allowed to sponsor another group in the same industry category for the five years following the third coverage period with a net assessment.[]
NEW SECTION
WAC 296-17B-740 Refunds of standard premiums after final adjustment. If, after the final adjustment for a coverage period, it is determined that an employer enrolled in retrospective rating is entitled to a refund of standard premiums for any reason other than the recalculation of experience provided for in WAC 296-17-870(3), we will adjust the amount of standard premiums to be refunded such that the net impact on the state fund is the same as if refund had taken place before the final adjustment.[]
NEW SECTION
WAC 296-17B-750 Notification. We will notify you if we need more information to make a decision about your application. We will also notify you of our decision to enroll or deny enrollment.[]
NEW SECTION
WAC 296-17B-760 Coverage periods. Individual employers and sponsored groups enroll for one-year coverage periods. Coverage periods begin on the first day of a calendar quarter. Employers may join a sponsored group after its coverage period has begun, beginning on the first day of the next calendar quarter and continuing for the remainder of the coverage period.[]
NEW SECTION
WAC 296-17B-770 Common ownership. An employer that shares common ownership with one or more other employers cannot enroll in retrospective rating unless all employers sharing common ownership that are within the same industry category also enroll. Employers sharing common ownership can enroll individually or as members of a sponsored group. Employers sharing common ownership that are enrolled individually can choose to be rated separately or together.Employers share common ownership when:
(1) One or more owners, directly or indirectly, own a majority interest in both employers; or
(2) One employer, directly or indirectly, owns a majority interest in another employer.
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NEW SECTION
WAC 296-17B-780 Due dates. When you are required to submit a document (application, report, etc.) it must be received in the Tumwater labor and industries office by 5:00 p.m. on the date due. Documents may be mailed, faxed, or hand delivered. If the due date falls on a Saturday, Sunday, or holiday, it is due the next state business day.[]
NEW SECTION
WAC 296-17B-810 Loss development factors. At the time of adjustment, our actuaries determine loss development factors by claim type. Loss development factors account for the fact that claims ultimately cost the state fund more than they have cost the state fund to date, and more than they are estimated to cost the state fund at any particular point in time.Separate factors will be calculated by fund and also by enrollment period at the time of each annual retrospective rating adjustment.
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NEW SECTION
WAC 296-17B-820 Discount factors. At the time of adjustment, we determine discount factors by claim type. Discount factors account for the fact that benefits are not paid all at once, but rather are paid over a period of time. Discount factors vary for different types of claims based on when benefits tend to be paid.[]
NEW SECTION
WAC 296-17B-830 Expected loss ratio factors. The expected loss ratio factor is a factor applied to case incurred loss amounts of claims and loss development factor and discount factor so that the ratio of discounted developed loss to standard premiums for the entire state fund used in the actuarial calculations equals the expected loss ratios. By doing this, loss ratios will not be expected to change simply because the department changed the rates for one fund significantly more than the rates for another fund. The expected loss ratios are:
Accident Fund 81.2% Medical Aid Fund 88.0%
Separate factors will be calculated by fund and also by enrollment period at the time of each annual retrospective rating adjustment.[]
NEW SECTION
WAC 296-17B-840 Claim types. The following claim types are considered when calculating the loss development factors and discount factors:(1) Fatality;
(2) Total permanent disability pension claim;
(3) Permanent partial disability claim;
(4) Time-loss claim;
(5) Miscellaneous accident fund claim;
(6) Medical only claim.
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OTS-3410.2
NEW SECTION
WAC 296-17B-910 Hazard Group 1 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 1
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8457 .8239 .8050 .7881 .7727 .7586 .7455 .7332 .7217 .7107 .7003 .6903 .6808 .6716 2 .8398 .8169 .7970 .7792 .7631 .7482 .7344 .7214 .7092 .6977 .6867 .6762 .6661 .6565 3 .8342 .8101 .7892 .7705 .7536 .7380 .7234 .7098 .6970 .6849 .6733 .6623 .6518 .6416 4 .8286 .8035 .7815 .7619 .7441 .7278 .7125 .6983 .6848 .6721 .6600 .6484 .6374 .6267 5 .8232 .7969 .7740 .7535 .7349 .7177 .7018 .6869 .6728 .6595 .6468 .6347 .6231 .6120 6 .8179 .7905 .7665 .7451 .7257 .7078 .6911 .6755 .6609 .6469 .6337 .6211 .6090 .5975 7 .8127 .7842 .7592 .7369 .7167 .6980 .6806 .6644 .6490 .6346 .6208 .6076 .5951 .5831 8 .8077 .7780 .7520 .7288 .7077 .6883 .6702 .6533 .6373 .6223 .6080 .5943 .5813 .5688 9 .8028 .7719 .7450 .7208 .6989 .6787 .6599 .6423 .6257 .6101 .5953 .5811 .5676 .5547 10 .7979 .7659 .7380 .7129 .6901 .6691 .6496 .6314 .6142 .5980 .5827 .5680 .5541 .5407 11 .7932 .7600 .7310 .7051 .6815 .6597 .6395 .6206 .6028 .5861 .5702 .5551 .5407 .5269 12 .7885 .7542 .7242 .6973 .6729 .6503 .6294 .6099 .5915 .5742 .5578 .5422 .5274 .5133 13 .7839 .7485 .7174 .6896 .6643 .6410 .6194 .5992 .5803 .5624 .5455 .5295 .5143 .4997 14 .7794 .7428 .7107 .6820 .6558 .6318 .6094 .5886 .5691 .5507 .5333 .5169 .5012 .4863 15 .7750 .7372 .7041 .6744 .6474 .6226 .5995 .5781 .5580 .5391 .5212 .5043 .4883 .4731 16 .7706 .7317 .6975 .6669 .6390 .6134 .5897 .5676 .5470 .5276 .5093 .4920 .4756 .4600 17 .7663 .7262 .6910 .6594 .6307 .6043 .5799 .5573 .5360 .5161 .4974 .4797 .4629 .4471 18 .7620 .7207 .6845 .6519 .6224 .5953 .5702 .5469 .5252 .5048 .4856 .4675 .4504 .4343 19 .7578 .7153 .6780 .6445 .6142 .5863 .5605 .5366 .5144 .4935 .4739 .4554 .4380 .4216 20 .7537 .7100 .6716 .6372 .6060 .5773 .5509 .5264 .5036 .4823 .4623 .4435 .4258 .4091 21 .7496 .7047 .6652 .6299 .5978 .5684 .5413 .5163 .4929 .4712 .4508 .4317 .4136 .3967 22 .7455 .6994 .6589 .6226 .5896 .5595 .5318 .5062 .4823 .4601 .4394 .4199 .4016 .3844 23 .7415 .6942 .6526 .6153 .5815 .5507 .5223 .4961 .4718 .4492 .4280 .4083 .3897 .3723 24 .7376 .6891 .6463 .6081 .5735 .5419 .5129 .4861 .4613 .4383 .4168 .3967 .3779 .3603 25 .7337 .6839 .6401 .6009 .5654 .5331 .5035 .4762 .4509 .4274 .4056 .3853 .3662 .3484 26 .7298 .6788 .6339 .5937 .5574 .5244 .4941 .4662 .4405 .4167 .3945 .3739 .3546 .3366 27 .7260 .6738 .6277 .5866 .5494 .5157 .4848 .4564 .4302 .4060 .3836 .3627 .3432 .3250 28 .7222 .6687 .6216 .5795 .5415 .5070 .4755 .4466 .4200 .3954 .3726 .3515 .3318 .3134 29 .7185 .6638 .6155 .5724 .5336 .4984 .4662 .4368 .4098 .3848 .3618 .3404 .3205 .3019 30 .7149 .6588 .6095 .5654 .5257 .4897 .4570 .4271 .3996 .3743 .3510 .3293 .3093 .2905 31 .7112 .6540 .6034 .5584 .5179 .4812 .4479 .4174 .3896 .3639 .3403 .3184 .2981 .2793 32 .7077 .6491 .5975 .5514 .5100 .4727 .4387 .4078 .3795 .3535 .3296 .3075 .2871 .2680 33 .7042 .6443 .5915 .5445 .5023 .4642 .4297 .3982 .3695 .3432 .3190 .2967 .2761 .2569 34 .7007 .6396 .5856 .5376 .4945 .4557 .4206 .3887 .3595 .3329 .3084 .2859 .2651 .2458 35 .6973 .6349 .5797 .5307 .4868 .4472 .4115 .3791 .3496 .3226 .2979 .2752 .2542 .2349 36 .6940 .6302 .5739 .5238 .4790 .4388 .4025 .3696 .3396 .3123 .2873 .2644 .2433 .2240 37 .6907 .6256 .5681 .5170 .4714 .4304 .3935 .3601 .3297 .3021 .2769 .2538 .2326 .2132 38 .6874 .6210 .5624 .5102 .4637 .4220 .3845 .3506 .3198 .2919 .2664 .2432 .2220 .2026 39 .6843 .6165 .5567 .5035 .4561 .4137 .3755 .3411 .3100 .2817 .2561 .2327 .2115 .1922 40 .6812 .6121 .5511 .4969 .4486 .4054 .3666 .3317 .3002 .2717 .2458 .2224 .2012 .1820 41 .6782 .6078 .5456 .4903 .4411 .3972 .3578 .3224 .2905 .2617 .2358 .2123 .1911 .1720 42 .6754 .6036 .5402 .4839 .4338 .3891 .3491 .3132 .2810 .2520 .2259 .2024 .1813 .1624 43 .6726 .5995 .5349 .4775 .4265 .3811 .3405 .3041 .2715 .2423 .2162 .1928 .1718 .1530 44 .6699 .5956 .5297 .4713 .4194 .3731 .3319 .2951 .2622 .2329 .2067 .1833 .1625 .1439 45 .6673 .5917 .5246 .4651 .4123 .3653 .3235 .2862 .2531 .2236 .1974 .1741 .1535 .1351 46 .6648 .5879 .5196 .4590 .4053 .3575 .3151 .2775 .2441 .2145 .1883 .1652 .1447 .1267 47 .6624 .5842 .5147 .4531 .3984 .3499 .3069 .2689 .2352 .2056 .1794 .1564 .1362 .1185 48 .6601 .5806 .5099 .4472 .3915 .3423 .2987 .2603 .2265 .1968 .1707 .1479 .1280 .1106 49 .6579 .5772 .5052 .4413 .3848 .3348 .2907 .2519 .2179 .1882 .1623 .1397 .1200 .1030 50 .6558 .5738 .5006 .4356 .3781 .3273 .2827 .2436 .2095 .1798 .1540 .1316 .1123 .0957 51 .6537 .5705 .4961 .4300 .3715 .3200 .2749 .2355 .2012 .1715 .1459 .1238 .1049 .0887 52 .6518 .5673 .4917 .4244 .3649 .3127 .2671 .2274 .1931 .1634 .1380 .1163 .0977 .0819 53 .6500 .5643 .4873 .4189 .3585 .3055 .2594 .2195 .1850 .1555 .1303 .1089 .0908 .0755 54 .6482 .5613 .4831 .4135 .3521 .2985 .2519 .2117 .1772 .1478 .1229 .1018 .0841 .0693 55 .6466 .5584 .4790 .4082 .3459 .2915 .2444 .2040 .1695 .1402 .1156 .0950 .0777 .0634 56 .6450 .5556 .4749 .4030 .3397 .2846 .2370 .1964 .1619 .1329 .1085 .0883 .0716 .0578 57 .6435 .5530 .4710 .3979 .3336 .2778 .2298 .1889 .1545 .1257 .1017 .0819 .0657 .0525 58 .6421 .5504 .4672 .3929 .3276 .2711 .2226 .1816 .1472 .1186 .0951 .0758 .0601 .0475 59 .6408 .5480 .4635 .3880 .3218 .2645 .2156 .1744 .1401 .1118 .0887 .0699 .0548 .0428 60 .6396 .5456 .4599 .3832 .3160 .2580 .2087 .1674 .1332 .1052 .0825 .0643 .0498 .0383 61 .6385 .5434 .4564 .3786 .3103 .2516 .2019 .1605 .1264 .0987 .0765 .0589 .0450 .0342 62 .6374 .5413 .4531 .3741 .3048 .2453 .1952 .1537 .1198 .0925 .0708 .0538 .0405 .0303 63 .6365 .5394 .4499 .3697 .2994 .2392 .1887 .1471 .1134 .0865 .0654 .0489 .0363 .0268 64 .6357 .5375 .4469 .3654 .2941 .2332 .1823 .1406 .1071 .0807 .0601 .0444 .0324 .0235 65 .6349 .5358 .4440 .3613 .2890 .2273 .1760 .1343 .1011 .0751 .0552 .0401 .0288 .0205 66 .6342 .5342 .4413 .3574 .2839 .2215 .1699 .1282 .0953 .0698 .0505 .0361 .0255 .0178 67 .6336 .5328 .4387 .3536 .2791 .2159 .1639 .1222 .0897 .0647 .0461 .0324 .0225 .0154 68 .6331 .5315 .4362 .3499 .2744 .2105 .1581 .1165 .0843 .0599 .0419 .0289 .0197 .0132 69 .6326 .5302 .4339 .3464 .2698 .2051 .1524 .1109 .0791 .0553 .0380 .0258 .0172 .0113 70 .6322 .5292 .4318 .3430 .2653 .1999 .1470 .1055 .0741 .0510 .0344 .0229 .0149 .0096 71 .6319 .5282 .4297 .3398 .2609 .1948 .1415 .1002 .0693 .0468 .0310 .0202 .0129 .0081 72 .6316 .5273 .4279 .3368 .2569 .1900 .1365 .0953 .0649 .0431 .0280 .0179 .0112 .0069 73 .6314 .5266 .4263 .3341 .2531 .1856 .1318 .0908 .0609 .0398 .0254 .0158 .0097 .0058 74 .6313 .5262 .4253 .3324 .2508 .1828 .1288 .0880 .0584 .0377 .0238 .0146 .0088 .0052
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 1
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0284 .0603 .0956 .1337 .2147 .2999 .3880 .4781 2 .0000 .0266 .0573 .0919 .1292 .2088 .2929 .3800 .4692 3 .0000 .0249 .0545 .0883 .1248 .2032 .2861 .3722 .4605 4 .0000 .0232 .0518 .0848 .1206 .1976 .2795 .3645 .4519 5 .0000 .0217 .0493 .0815 .1165 .1922 .2729 .3570 .4435 6 .0000 .0203 .0470 .0783 .1125 .1869 .2665 .3495 .4351 7 .0000 .0189 .0447 .0752 .1087 .1817 .2602 .3422 .4269 8 .0000 .0177 .0426 .0722 .1050 .1767 .2540 .3350 .4188 9 .0000 .0165 .0405 .0693 .1013 .1718 .2479 .3280 .4108 10 .0000 .0154 .0385 .0665 .0978 .1669 .2419 .3210 .4029 11 .0000 .0144 .0367 .0639 .0944 .1622 .2360 .3140 .3951 12 .0000 .0134 .0348 .0612 .0910 .1575 .2302 .3072 .3873 13 .0000 .0125 .0331 .0587 .0878 .1529 .2245 .3004 .3796 14 .0000 .0117 .0314 .0562 .0846 .1484 .2188 .2937 .3720 15 .0000 .0109 .0298 .0538 .0814 .1440 .2132 .2871 .3644 16 .0000 .0101 .0282 .0515 .0784 .1396 .2077 .2805 .3569 17 .0000 .0094 .0267 .0492 .0754 .1353 .2022 .2740 .3494 18 .0000 .0087 .0253 .0470 .0724 .1310 .1967 .2675 .3419 19 .0000 .0081 .0239 .0449 .0696 .1268 .1913 .2610 .3345 20 .0000 .0074 .0225 .0428 .0668 .1227 .1860 .2546 .3272 21 .0000 .0069 .0212 .0407 .0640 .1186 .1807 .2482 .3199 22 .0000 .0063 .0200 .0387 .0613 .1145 .1754 .2419 .3126 23 .0000 .0058 .0188 .0368 .0586 .1105 .1702 .2356 .3053 24 .0000 .0053 .0176 .0349 .0561 .1066 .1651 .2293 .2981 25 .0000 .0049 .0165 .0331 .0535 .1027 .1599 .2231 .2909 26 .0000 .0045 .0154 .0313 .0510 .0988 .1548 .2169 .2837 27 .0000 .0041 .0144 .0296 .0486 .0950 .1498 .2107 .2766 28 .0000 .0037 .0134 .0279 .0462 .0912 .1447 .2046 .2695 29 .0000 .0034 .0125 .0263 .0438 .0875 .1398 .1985 .2624 30 .0000 .0030 .0116 .0247 .0416 .0839 .1348 .1925 .2554 31 .0000 .0027 .0107 .0232 .0393 .0802 .1300 .1864 .2484 32 .0000 .0025 .0099 .0217 .0372 .0767 .1251 .1805 .2414 33 .0000 .0022 .0091 .0203 .0350 .0732 .1203 .1745 .2345 34 .0000 .0020 .0083 .0189 .0330 .0697 .1156 .1686 .2276 35 .0000 .0017 .0076 .0176 .0310 .0663 .1109 .1627 .2207 36 .0000 .0015 .0070 .0163 .0290 .0630 .1062 .1569 .2138 37 .0000 .0014 .0063 .0150 .0271 .0597 .1016 .1511 .2070 38 .0000 .0012 .0057 .0139 .0253 .0564 .0970 .1454 .2002 39 .0000 .0010 .0052 .0127 .0235 .0533 .0925 .1397 .1935 40 .0000 .0009 .0047 .0117 .0218 .0502 .0881 .1341 .1869 41 .0000 .0008 .0042 .0107 .0201 .0472 .0838 .1286 .1803 42 .0000 .0007 .0037 .0097 .0186 .0444 .0796 .1232 .1739 43 .0000 .0006 .0033 .0088 .0171 .0416 .0755 .1179 .1675 44 .0000 .0005 .0029 .0080 .0157 .0389 .0716 .1127 .1613 45 .0000 .0004 .0026 .0072 .0144 .0363 .0677 .1076 .1551 46 .0000 .0004 .0023 .0065 .0131 .0338 .0639 .1026 .1490 47 .0000 .0003 .0020 .0058 .0119 .0314 .0602 .0977 .1431 48 .0000 .0002 .0017 .0052 .0108 .0291 .0566 .0929 .1372 49 .0000 .0002 .0015 .0046 .0098 .0269 .0532 .0882 .1313 50 .0000 .0002 .0013 .0041 .0088 .0248 .0498 .0836 .1256 51 .0000 .0001 .0011 .0036 .0079 .0227 .0465 .0791 .1200 52 .0000 .0001 .0009 .0031 .0070 .0208 .0433 .0747 .1144 53 .0000 .0001 .0008 .0027 .0062 .0190 .0403 .0703 .1089 54 .0000 .0001 .0007 .0023 .0055 .0172 .0373 .0661 .1035 55 .0000 .0001 .0006 .0020 .0048 .0156 .0344 .0620 .0982 56 .0000 .0000 .0005 .0017 .0042 .0140 .0316 .0579 .0930 57 .0000 .0000 .0004 .0014 .0036 .0125 .0290 .0540 .0879 58 .0000 .0000 .0003 .0012 .0031 .0111 .0264 .0502 .0829 59 .0000 .0000 .0002 .0010 .0026 .0098 .0240 .0465 .0780 60 .0000 .0000 .0002 .0008 .0022 .0086 .0216 .0429 .0732 61 .0000 .0000 .0001 .0006 .0018 .0075 .0194 .0394 .0686 62 .0000 .0000 .0001 .0005 .0015 .0064 .0173 .0361 .0641 63 .0000 .0000 .0001 .0004 .0012 .0055 .0154 .0329 .0597 64 .0000 .0000 .0001 .0003 .0010 .0047 .0135 .0299 .0554 65 .0000 .0000 .0000 .0002 .0008 .0039 .0118 .0270 .0513 66 .0000 .0000 .0000 .0002 .0006 .0032 .0102 .0243 .0474 67 .0000 .0000 .0000 .0001 .0004 .0026 .0088 .0217 .0436 68 .0000 .0000 .0000 .0001 .0003 .0021 .0075 .0192 .0399 69 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0169 .0364 70 .0000 .0000 .0000 .0000 .0002 .0012 .0052 .0148 .0330 71 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0127 .0298 72 .0000 .0000 .0000 .0000 .0001 .0006 .0033 .0109 .0268 73 .0000 .0000 .0000 .0000 .0000 .0004 .0026 .0093 .0241 74 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0083 .0224
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 1
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .6809 .6117 .5504 .4960 .4476 .4047 .3683 .3376 .3119 .2904 .2723 .2570 .2442 .2337 41 $120 .6780 .6074 .5449 .4895 .4402 .3974 .3613 .3310 .3057 .2844 .2667 .2518 .2395 .2295 42 $120 .6751 .6032 .5395 .4830 .4331 .3905 .3546 .3247 .2996 .2787 .2613 .2469 .2352 .2257 43 $120 .6723 .5991 .5342 .4767 .4265 .3839 .3483 .3186 .2938 .2732 .2562 .2424 .2312 .2222 44 $120 .6696 .5951 .5291 .4706 .4202 .3777 .3422 .3126 .2881 .2679 .2514 .2381 .2275 .2189 45 $120 .6670 .5913 .5240 .4648 .4142 .3717 .3363 .3069 .2826 .2629 .2469 .2342 .2240 .2159 46 $120 .6646 .5875 .5190 .4592 .4085 .3659 .3306 .3013 .2774 .2581 .2427 .2304 .2207 .2131 47 $120 .6622 .5838 .5143 .4540 .4029 .3603 .3250 .2960 .2725 .2537 .2387 .2269 .2177 .2105 48 $120 .6599 .5802 .5097 .4489 .3976 .3548 .3195 .2908 .2677 .2494 .2349 .2237 .2149 .2082 49 $120 .6577 .5768 .5054 .4440 .3924 .3495 .3143 .2859 .2632 .2453 .2314 .2206 .2123 .2060 50 $120 .6556 .5735 .5012 .4393 .3873 .3442 .3092 .2811 .2589 .2415 .2280 .2177 .2099 .2040 $250 .6557 .5737 .5005 .4354 .3778 .3270 .2829 .2449 .2127 .1855 .1626 .1434 .1275 .1142 51 $120 .6535 .5703 .4972 .4347 .3823 .3392 .3043 .2765 .2547 .2378 .2249 .2151 .2077 .2022 $250 .6537 .5704 .4959 .4297 .3712 .3198 .2755 .2377 .2056 .1787 .1562 .1376 .1221 .1094 52 $120 .6516 .5673 .4934 .4303 .3775 .3342 .2995 .2721 .2507 .2343 .2219 .2126 .2057 .2006 $250 .6518 .5673 .4915 .4242 .3647 .3129 .2684 .2306 .1988 .1722 .1501 .1319 .1170 .1048 53 $120 .6498 .5644 .4897 .4259 .3728 .3295 .2949 .2678 .2469 .2310 .2191 .2102 .2038 .1991 $250 .6499 .5642 .4872 .4187 .3584 .3061 .2615 .2238 .1922 .1659 .1443 .1265 .1122 .1006 54 $120 .6481 .5617 .4861 .4216 .3682 .3248 .2905 .2637 .2433 .2279 .2165 .2081 .2021 .1977 $250 .6482 .5612 .4829 .4133 .3523 .2996 .2548 .2171 .1857 .1598 .1386 .1214 .1076 .0966 55 $120 .6464 .5591 .4826 .4175 .3637 .3203 .2861 .2598 .2398 .2249 .2140 .2061 .2005 .1965 $250 .6465 .5583 .4788 .4081 .3463 .2932 .2483 .2106 .1795 .1539 .1332 .1166 .1033 .0928 56 $120 .6449 .5567 .4793 .4135 .3594 .3159 .2820 .2560 .2365 .2221 .2117 .2043 .1990 .1954 $250 .6449 .5556 .4748 .4030 .3405 .2870 .2419 .2043 .1734 .1482 .1280 .1119 .0992 .0893 57 $120 .6435 .5543 .4760 .4096 .3551 .3117 .2779 .2523 .2333 .2195 .2096 .2026 .1977 .1944 $250 .6435 .5529 .4709 .3982 .3349 .2810 .2356 .1981 .1675 .1428 .1231 .1075 .0954 .0860 58 $120 .6422 .5521 .4729 .4058 .3510 .3075 .2740 .2488 .2303 .2170 .2076 .2010 .1965 .1935 $250 .6421 .5503 .4672 .3934 .3294 .2750 .2295 .1921 .1618 .1375 .1183 .1034 .0918 .0830 $500 .6421 .5504 .4671 .3929 .3276 .2710 .2226 .1816 .1474 .1191 .0958 .0770 .0617 .0495 59 $120 .6410 .5499 .4699 .4022 .3470 .3035 .2702 .2455 .2275 .2146 .2057 .1996 .1955 .1927 $250 .6408 .5479 .4636 .3888 .3241 .2692 .2236 .1863 .1562 .1324 .1138 .0995 .0885 .0802 $500 .6408 .5480 .4634 .3880 .3217 .2644 .2156 .1745 .1405 .1125 .0897 .0714 .0567 .0451 60 $120 .6399 .5479 .4670 .3986 .3431 .2996 .2666 .2422 .2247 .2125 .2040 .1983 .1945 .1921 $250 .6396 .5456 .4601 .3844 .3189 .2636 .2178 .1806 .1509 .1276 .1096 .0958 .0854 .0776 $500 .6396 .5456 .4599 .3832 .3159 .2580 .2088 .1676 .1337 .1061 .0838 .0660 .0520 .0410 61 $120 .6389 .5460 .4642 .3951 .3393 .2958 .2631 .2392 .2222 .2104 .2024 .1971 .1937 .1914 $250 .6384 .5434 .4568 .3801 .3138 .2581 .2121 .1751 .1458 .1230 .1055 .0923 .0825 .0753 $500 .6385 .5434 .4564 .3786 .3103 .2516 .2020 .1609 .1271 .0999 .0781 .0610 .0476 .0372 62 $120 .6380 .5442 .4615 .3918 .3356 .2922 .2597 .2362 .2198 .2085 .2010 .1961 .1929 .1909 $250 .6374 .5414 .4537 .3759 .3089 .2527 .2066 .1697 .1408 .1185 .1016 .0891 .0798 .0731 $500 .6374 .5413 .4531 .3740 .3048 .2454 .1955 .1543 .1207 .0939 .0727 .0562 .0434 .0337 63 $120 .6371 .5425 .4589 .3886 .3321 .2886 .2564 .2334 .2175 .2067 .1997 .1951 .1922 .1904 $250 .6365 .5395 .4507 .3719 .3041 .2474 .2013 .1646 .1360 .1143 .0980 .0860 .0774 .0712 $500 .6365 .5394 .4499 .3697 .2994 .2394 .1891 .1478 .1145 .0882 .0675 .0516 .0395 .0304 64 $120 .6364 .5409 .4565 .3855 .3286 .2852 .2533 .2308 .2154 .2051 .1984 .1942 .1916 .1900 $250 .6357 .5377 .4479 .3681 .2995 .2423 .1961 .1596 .1315 .1103 .0946 .0832 .0751 .0694 $500 .6356 .5375 .4469 .3654 .2942 .2334 .1828 .1416 .1086 .0826 .0626 .0474 .0359 .0274 $1,000 .6357 .5375 .4469 .3654 .2941 .2332 .1823 .1406 .1071 .0807 .0602 .0444 .0325 .0235 65 $120 .6357 .5394 .4541 .3824 .3253 .2819 .2504 .2283 .2134 .2036 .1973 .1935 .1911 .1897 $250 .6349 .5361 .4452 .3643 .2950 .2374 .1910 .1547 .1271 .1064 .0914 .0806 .0731 .0678 $500 .6349 .5358 .4440 .3614 .2891 .2277 .1767 .1355 .1028 .0774 .0579 .0434 .0326 .0247 $1,000 .6349 .5358 .4440 .3613 .2890 .2273 .1760 .1343 .1011 .0752 .0552 .0401 .0288 .0206 66 $120 .6350 .5380 .4519 .3796 .3221 .2788 .2475 .2259 .2115 .2022 .1964 .1928 .1907 .1894 $250 .6342 .5346 .4426 .3608 .2906 .2326 .1861 .1501 .1229 .1028 .0884 .0783 .0712 .0664 $500 .6342 .5342 .4413 .3574 .2842 .2220 .1708 .1296 .0972 .0723 .0535 .0397 .0295 .0223 $1,000 .6342 .5342 .4413 .3574 .2839 .2215 .1699 .1282 .0953 .0698 .0505 .0361 .0255 .0179 67 $120 .6345 .5367 .4498 .3768 .3190 .2757 .2448 .2237 .2098 .2009 .1955 .1922 .1903 .1892 $250 .6337 .5332 .4402 .3574 .2864 .2279 .1814 .1456 .1189 .0995 .0857 .0761 .0695 .0652 $500 .6336 .5328 .4387 .3537 .2794 .2166 .1650 .1238 .0918 .0675 .0494 .0362 .0267 .0200 $1,000 .6336 .5328 .4387 .3536 .2791 .2159 .1639 .1222 .0897 .0648 .0461 .0324 .0225 .0154 68 $120 .6340 .5355 .4477 .3741 .3161 .2728 .2422 .2216 .2081 .1997 .1946 .1916 .1899 .1889 $250 .6332 .5320 .4380 .3541 .2824 .2234 .1769 .1414 .1151 .0963 .0831 .0741 .0680 .0641 $500 .6331 .5315 .4363 .3501 .2748 .2112 .1594 .1183 .0867 .0630 .0455 .0330 .0242 .0181 $1,000 .6331 .5315 .4362 .3499 .2744 .2105 .1581 .1165 .0843 .0599 .0420 .0290 .0197 .0133 69 $120 .6335 .5344 .4458 .3716 .3132 .2700 .2398 .2196 .2066 .1987 .1939 .1912 .1896 .1888 $250 .6327 .5308 .4359 .3510 .2784 .2191 .1725 .1373 .1115 .0933 .0807 .0723 .0667 .0631 $500 .6326 .5303 .4340 .3466 .2703 .2061 .1539 .1130 .0818 .0586 .0419 .0301 .0219 .0163 $1,000 .6326 .5302 .4339 .3464 .2698 .2051 .1525 .1109 .0791 .0553 .0381 .0258 .0172 .0113 70 $120 .6331 .5334 .4440 .3691 .3105 .2674 .2375 .2177 .2053 .1977 .1933 .1908 .1894 .1886 $250 .6323 .5298 .4339 .3480 .2747 .2149 .1683 .1333 .1081 .0905 .0785 .0706 .0655 .0623 $500 .6322 .5292 .4319 .3433 .2660 .2010 .1486 .1078 .0771 .0546 .0385 .0274 .0198 .0148 $1,000 .6322 .5292 .4318 .3430 .2653 .1999 .1470 .1055 .0741 .0510 .0345 .0229 .0150 .0097 71 $120 .6328 .5324 .4423 .3667 .3078 .2648 .2352 .2159 .2040 .1968 .1927 .1904 .1891 .1885 $250 .6320 .5289 .4320 .3451 .2710 .2108 .1641 .1295 .1048 .0878 .0765 .0691 .0644 .0615 $500 .6319 .5282 .4299 .3401 .2617 .1961 .1434 .1028 .0725 .0507 .0354 .0249 .0180 .0134 $1,000 .6319 .5282 .4297 .3398 .2610 .1948 .1415 .1002 .0693 .0469 .0311 .0202 .0129 .0082 72 $120 .6325 .5316 .4407 .3646 .3054 .2624 .2332 .2144 .2028 .1960 .1922 .1901 .1889 .1884 $250 .6318 .5281 .4303 .3425 .2676 .2070 .1603 .1261 .1019 .0855 .0747 .0678 .0635 .0609 $500 .6317 .5274 .4281 .3372 .2578 .1915 .1386 .0981 .0683 .0472 .0326 .0228 .0164 .0123 $1,000 .6316 .5273 .4279 .3368 .2569 .1900 .1365 .0954 .0649 .0432 .0281 .0179 .0112 .0069 73 $120 .6322 .5308 .4393 .3626 .3031 .2603 .2314 .2130 .2018 .1953 .1917 .1898 .1888 .1883 $250 .6316 .5274 .4289 .3401 .2644 .2034 .1568 .1229 .0992 .0834 .0731 .0667 .0628 .0604 $500 .6315 .5267 .4265 .3346 .2541 .1872 .1341 .0939 .0646 .0440 .0301 .0209 .0150 .0114 $1,000 .6314 .5266 .4263 .3341 .2532 .1856 .1318 .0909 .0609 .0398 .0254 .0159 .0098 .0059 74 $120 .6321 .5304 .4384 .3614 .3018 .2590 .2302 .2121 .2012 .1949 .1915 .1897 .1887 .1882 $250 .6315 .5270 .4280 .3386 .2625 .2012 .1546 .1209 .0976 .0821 .0722 .0660 .0623 .0601 $500 .6313 .5263 .4255 .3329 .2518 .1845 .1313 .0912 .0622 .0421 .0286 .0198 .0143 .0108 $1,000 .6313 .5262 .4253 .3324 .2508 .1828 .1289 .0881 .0585 .0378 .0238 .0147 .0089 .0053
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 1
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0009 .0046 .0116 .0216 .0499 .0877 .1334 .1860 41 $120 .0000 .0008 .0041 .0106 .0200 .0470 .0834 .1279 .1795 42 $120 .0000 .0007 .0037 .0096 .0185 .0441 .0792 .1225 .1730 43 $120 .0000 .0006 .0033 .0087 .0170 .0413 .0751 .1172 .1667 44 $120 .0000 .0005 .0029 .0079 .0156 .0386 .0711 .1121 .1606 45 $120 .0000 .0004 .0026 .0071 .0143 .0360 .0673 .1070 .1548 46 $120 .0000 .0003 .0023 .0064 .0130 .0336 .0635 .1020 .1492 47 $120 .0000 .0003 .0020 .0057 .0118 .0312 .0598 .0973 .1440 48 $120 .0000 .0002 .0017 .0051 .0107 .0289 .0562 .0927 .1389 49 $120 .0000 .0002 .0015 .0045 .0097 .0267 .0528 .0884 .1340 50 $120 .0000 .0002 .0013 .0040 .0087 .0246 .0495 .0842 .1293 $250 .0000 .0002 .0013 .0040 .0088 .0247 .0497 .0835 .1254 51 $120 .0000 .0001 .0011 .0035 .0078 .0225 .0463 .0802 .1247 $250 .0000 .0001 .0011 .0035 .0078 .0227 .0464 .0789 .1197 52 $120 .0000 .0001 .0009 .0031 .0069 .0206 .0433 .0764 .1203 $250 .0000 .0001 .0009 .0031 .0070 .0208 .0433 .0745 .1142 53 $120 .0000 .0001 .0008 .0027 .0061 .0188 .0404 .0727 .1159 $250 .0000 .0001 .0008 .0027 .0062 .0189 .0402 .0702 .1087 54 $120 .0000 .0001 .0007 .0023 .0054 .0171 .0377 .0691 .1116 $250 .0000 .0001 .0007 .0023 .0054 .0172 .0372 .0659 .1033 55 $120 .0000 .0001 .0005 .0020 .0047 .0154 .0351 .0656 .1075 $250 .0000 .0001 .0006 .0020 .0048 .0155 .0343 .0618 .0981 56 $120 .0000 .0000 .0004 .0017 .0041 .0139 .0327 .0623 .1035 $250 .0000 .0000 .0005 .0017 .0041 .0139 .0316 .0578 .0930 57 $120 .0000 .0000 .0004 .0014 .0035 .0125 .0303 .0590 .0996 $250 .0000 .0000 .0004 .0014 .0036 .0125 .0289 .0539 .0882 58 $120 .0000 .0000 .0003 .0012 .0030 .0112 .0281 .0559 .0958 $250 .0000 .0000 .0003 .0012 .0031 .0111 .0263 .0502 .0834 $500 .0000 .0000 .0003 .0012 .0031 .0111 .0264 .0501 .0829 59 $120 .0000 .0000 .0002 .0010 .0026 .0100 .0259 .0529 .0922 $250 .0000 .0000 .0002 .0010 .0026 .0098 .0239 .0466 .0788 $500 .0000 .0000 .0002 .0010 .0026 .0098 .0240 .0464 .0780 60 $120 .0000 .0000 .0002 .0008 .0022 .0089 .0239 .0500 .0886 $250 .0000 .0000 .0002 .0008 .0022 .0086 .0216 .0431 .0744 $500 .0000 .0000 .0002 .0008 .0022 .0086 .0216 .0429 .0732 61 $120 .0000 .0000 .0001 .0006 .0018 .0079 .0220 .0472 .0851 $250 .0000 .0000 .0001 .0006 .0018 .0074 .0194 .0398 .0701 $500 .0000 .0000 .0001 .0006 .0018 .0075 .0194 .0394 .0686 62 $120 .0000 .0000 .0001 .0005 .0015 .0070 .0202 .0445 .0818 $250 .0000 .0000 .0001 .0005 .0015 .0064 .0174 .0367 .0659 $500 .0000 .0000 .0001 .0005 .0015 .0064 .0173 .0361 .0640 63 $120 .0000 .0000 .0001 .0004 .0012 .0061 .0185 .0419 .0786 $250 .0000 .0000 .0001 .0004 .0012 .0055 .0155 .0337 .0619 $500 .0000 .0000 .0001 .0004 .0012 .0055 .0154 .0329 .0597 64 $120 .0000 .0000 .0001 .0003 .0010 .0054 .0169 .0395 .0755 $250 .0000 .0000 .0001 .0003 .0010 .0047 .0137 .0309 .0581 $500 .0000 .0000 .0001 .0003 .0010 .0046 .0135 .0299 .0554 $1,000 .0000 .0000 .0001 .0003 .0010 .0047 .0135 .0299 .0554 65 $120 .0000 .0000 .0000 .0002 .0008 .0047 .0154 .0371 .0724 $250 .0000 .0000 .0000 .0002 .0008 .0039 .0121 .0282 .0543 $500 .0000 .0000 .0000 .0002 .0008 .0039 .0118 .0270 .0514 $1,000 .0000 .0000 .0000 .0002 .0008 .0039 .0118 .0270 .0513 66 $120 .0000 .0000 .0000 .0002 .0006 .0040 .0140 .0349 .0696 $250 .0000 .0000 .0000 .0002 .0006 .0032 .0106 .0256 .0508 $500 .0000 .0000 .0000 .0002 .0006 .0032 .0102 .0243 .0474 $1,000 .0000 .0000 .0000 .0002 .0006 .0032 .0102 .0243 .0474 67 $120 .0000 .0000 .0000 .0001 .0005 .0035 .0127 .0328 .0668 $250 .0000 .0000 .0000 .0001 .0004 .0027 .0092 .0232 .0474 $500 .0000 .0000 .0000 .0001 .0004 .0026 .0088 .0217 .0437 $1,000 .0000 .0000 .0000 .0001 .0004 .0026 .0088 .0217 .0436 68 $120 .0000 .0000 .0000 .0001 .0004 .0030 .0115 .0307 .0641 $250 .0000 .0000 .0000 .0001 .0003 .0022 .0080 .0210 .0441 $500 .0000 .0000 .0000 .0001 .0003 .0021 .0075 .0193 .0401 $1,000 .0000 .0000 .0000 .0001 .0003 .0021 .0075 .0192 .0399 69 $120 .0000 .0000 .0000 .0001 .0003 .0025 .0104 .0288 .0616 $250 .0000 .0000 .0000 .0001 .0002 .0017 .0068 .0189 .0410 $500 .0000 .0000 .0000 .0001 .0002 .0016 .0063 .0170 .0366 $1,000 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0169 .0364 70 $120 .0000 .0000 .0000 .0000 .0002 .0021 .0094 .0270 .0591 $250 .0000 .0000 .0000 .0000 .0002 .0013 .0058 .0169 .0380 $500 .0000 .0000 .0000 .0000 .0002 .0012 .0052 .0149 .0333 $1,000 .0000 .0000 .0000 .0000 .0002 .0012 .0052 .0148 .0330 71 $120 .0000 .0000 .0000 .0000 .0002 .0018 .0084 .0253 .0567 $250 .0000 .0000 .0000 .0000 .0001 .0010 .0049 .0150 .0351 $500 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0129 .0301 $1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0127 .0298 72 $120 .0000 .0000 .0000 .0000 .0001 .0015 .0076 .0237 .0546 $250 .0000 .0000 .0000 .0000 .0001 .0008 .0041 .0133 .0325 $500 .0000 .0000 .0000 .0000 .0001 .0007 .0034 .0111 .0272 $1,000 .0000 .0000 .0000 .0000 .0001 .0006 .0033 .0109 .0268 73 $120 .0000 .0000 .0000 .0000 .0001 .0012 .0068 .0223 .0526 $250 .0000 .0000 .0000 .0000 .0000 .0006 .0034 .0119 .0301 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0095 .0246 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0026 .0093 .0241 74 $120 .0000 .0000 .0000 .0000 .0001 .0011 .0064 .0214 .0514 $250 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0110 .0286 $500 .0000 .0000 .0000 .0000 .0000 .0003 .0023 .0085 .0229 $1,000 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0083 .0224
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 1
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8883 .8655 .8456 .8278 .8117 .7969 .7831 .7702 .7580 .7465 .7356 .7251 .7151 .7054 2 .8822 .8581 .8372 .8185 .8015 .7859 .7714 .7578 .7450 .7329 .7213 .7103 .6997 .6896 3 .8762 .8510 .8290 .8094 .7916 .7752 .7599 .7456 .7322 .7194 .7073 .6957 .6846 .6740 4 .8704 .8440 .8209 .8004 .7817 .7645 .7485 .7335 .7194 .7060 .6933 .6811 .6695 .6583 5 .8647 .8371 .8130 .7915 .7719 .7539 .7372 .7215 .7067 .6927 .6794 .6667 .6546 .6429 6 .8591 .8303 .8052 .7827 .7623 .7435 .7260 .7096 .6942 .6796 .6657 .6524 .6397 .6276 7 .8537 .8237 .7975 .7741 .7528 .7332 .7149 .6979 .6818 .6665 .6521 .6383 .6251 .6125 8 .8484 .8172 .7900 .7656 .7434 .7230 .7040 .6862 .6695 .6536 .6386 .6243 .6106 .5975 9 .8432 .8108 .7825 .7572 .7341 .7129 .6931 .6747 .6573 .6409 .6253 .6104 .5962 .5827 10 .8382 .8045 .7752 .7489 .7249 .7029 .6824 .6632 .6452 .6282 .6120 .5967 .5820 .5680 11 .8332 .7984 .7679 .7406 .7158 .6930 .6717 .6519 .6332 .6156 .5989 .5831 .5679 .5535 12 .8283 .7923 .7607 .7325 .7068 .6831 .6612 .6406 .6213 .6031 .5859 .5696 .5540 .5391 13 .8234 .7862 .7536 .7244 .6978 .6733 .6506 .6294 .6095 .5908 .5730 .5562 .5402 .5249 14 .8187 .7803 .7466 .7164 .6889 .6636 .6402 .6183 .5978 .5785 .5602 .5429 .5265 .5109 15 .8140 .7744 .7396 .7084 .6800 .6539 .6298 .6072 .5861 .5663 .5475 .5298 .5129 .4970 16 .8094 .7685 .7327 .7005 .6712 .6443 .6195 .5963 .5746 .5542 .5349 .5168 .4995 .4832 17 .8049 .7628 .7258 .6926 .6625 .6348 .6092 .5853 .5631 .5421 .5224 .5039 .4863 .4696 18 .8004 .7571 .7190 .6848 .6538 .6253 .5990 .5745 .5516 .5302 .5101 .4911 .4731 .4561 19 .7960 .7514 .7122 .6770 .6451 .6158 .5888 .5637 .5403 .5184 .4978 .4784 .4601 .4428 20 .7917 .7458 .7055 .6693 .6365 .6064 .5787 .5530 .5290 .5066 .4856 .4659 .4473 .4297 21 .7874 .7402 .6988 .6616 .6279 .5971 .5686 .5423 .5178 .4949 .4735 .4534 .4345 .4167 22 .7831 .7347 .6921 .6540 .6194 .5877 .5586 .5317 .5067 .4833 .4615 .4411 .4219 .4038 23 .7789 .7292 .6855 .6463 .6109 .5785 .5487 .5211 .4956 .4718 .4496 .4289 .4094 .3911 24 .7748 .7238 .6789 .6387 .6024 .5692 .5387 .5106 .4846 .4604 .4378 .4167 .3970 .3784 25 .7707 .7184 .6724 .6312 .5939 .5600 .5288 .5002 .4736 .4490 .4261 .4047 .3847 .3660 26 .7666 .7130 .6659 .6237 .5855 .5508 .5190 .4897 .4627 .4377 .4144 .3928 .3725 .3536 27 .7626 .7077 .6594 .6162 .5771 .5417 .5092 .4794 .4519 .4265 .4029 .3809 .3605 .3413 28 .7586 .7025 .6529 .6087 .5688 .5325 .4994 .4691 .4411 .4153 .3914 .3692 .3485 .3292 29 .7547 .6972 .6466 .6013 .5605 .5235 .4897 .4588 .4304 .4043 .3800 .3575 .3366 .3172 30 .7509 .6921 .6402 .5939 .5522 .5144 .4801 .4486 .4198 .3932 .3687 .3460 .3248 .3052 31 .7471 .6869 .6339 .5865 .5440 .5055 .4705 .4385 .4092 .3823 .3574 .3345 .3132 .2934 32 .7434 .6818 .6276 .5792 .5358 .4965 .4609 .4284 .3986 .3714 .3462 .3230 .3015 .2816 33 .7397 .6768 .6213 .5719 .5276 .4876 .4513 .4183 .3882 .3605 .3351 .3117 .2900 .2699 34 .7360 .6718 .6151 .5647 .5194 .4787 .4418 .4082 .3777 .3497 .3240 .3003 .2785 .2582 35 .7325 .6669 .6090 .5575 .5113 .4698 .4323 .3982 .3672 .3389 .3129 .2890 .2670 .2467 36 .7289 .6620 .6028 .5502 .5032 .4609 .4228 .3882 .3568 .3281 .3018 .2778 .2556 .2353 37 .7255 .6571 .5967 .5431 .4951 .4521 .4133 .3782 .3464 .3173 .2908 .2666 .2443 .2239 38 .7221 .6523 .5907 .5360 .4871 .4433 .4039 .3682 .3360 .3066 .2798 .2554 .2331 .2128 39 .7188 .6476 .5847 .5289 .4791 .4345 .3945 .3583 .3256 .2959 .2690 .2445 .2221 .2018 40 .7156 .6430 .5789 .5219 .4712 .4258 .3851 .3485 .3153 .2854 .2582 .2336 .2113 .1911 41 .7124 .6385 .5731 .5150 .4634 .4172 .3759 .3387 .3052 .2749 .2477 .2230 .2008 .1807 42 .7094 .6341 .5674 .5083 .4557 .4087 .3667 .3290 .2951 .2647 .2373 .2126 .1905 .1705 43 .7065 .6298 .5618 .5016 .4480 .4003 .3576 .3194 .2852 .2546 .2271 .2025 .1804 .1607 44 .7037 .6256 .5564 .4950 .4405 .3920 .3487 .3100 .2755 .2446 .2171 .1926 .1707 .1512 45 .7009 .6215 .5510 .4886 .4331 .3837 .3398 .3007 .2659 .2349 .2074 .1829 .1612 .1420 46 .6983 .6175 .5458 .4822 .4257 .3756 .3310 .2915 .2564 .2253 .1978 .1735 .1520 .1331 47 .6958 .6137 .5407 .4759 .4184 .3675 .3224 .2824 .2471 .2159 .1885 .1643 .1431 .1245 48 .6934 .6099 .5356 .4697 .4113 .3595 .3138 .2735 .2379 .2067 .1794 .1554 .1344 .1162 49 .6911 .6063 .5307 .4636 .4042 .3516 .3053 .2646 .2289 .1977 .1704 .1467 .1261 .1082 50 .6888 .6027 .5259 .4576 .3971 .3438 .2970 .2559 .2201 .1888 .1617 .1383 .1180 .1005 51 .6867 .5993 .5211 .4516 .3902 .3361 .2887 .2473 .2114 .1802 .1532 .1301 .1102 .0931 52 .6847 .5959 .5165 .4458 .3833 .3285 .2806 .2389 .2028 .1717 .1450 .1221 .1026 .0861 53 .6827 .5927 .5119 .4400 .3766 .3209 .2725 .2305 .1944 .1634 .1369 .1144 .0954 .0793 54 .6809 .5896 .5074 .4344 .3699 .3135 .2646 .2223 .1861 .1553 .1291 .1070 .0884 .0728 55 .6792 .5866 .5031 .4288 .3633 .3062 .2567 .2142 .1780 .1473 .1214 .0997 .0816 .0666 56 .6775 .5836 .4989 .4233 .3568 .2989 .2490 .2063 .1701 .1396 .1140 .0928 .0752 .0607 57 .6759 .5808 .4947 .4180 .3504 .2918 .2414 .1985 .1623 .1320 .1068 .0861 .0691 .0552 58 .6745 .5782 .4907 .4127 .3442 .2847 .2339 .1908 .1546 .1246 .0999 .0796 .0632 .0499 59 .6731 .5756 .4868 .4076 .3380 .2778 .2265 .1832 .1472 .1174 .0931 .0734 .0576 .0449 60 .6718 .5731 .4831 .4026 .3319 .2710 .2192 .1758 .1399 .1105 .0866 .0675 .0523 .0403 61 .6707 .5708 .4795 .3977 .3260 .2643 .2121 .1686 .1328 .1037 .0804 .0619 .0473 .0359 62 .6696 .5686 .4760 .3929 .3202 .2577 .2051 .1614 .1258 .0972 .0744 .0565 .0426 .0319 63 .6686 .5666 .4726 .3883 .3145 .2513 .1982 .1545 .1191 .0909 .0687 .0514 .0382 .0281 64 .6677 .5646 .4694 .3839 .3089 .2449 .1915 .1477 .1126 .0848 .0632 .0466 .0341 .0247 65 .6669 .5628 .4664 .3795 .3035 .2387 .1849 .1411 .1062 .0789 .0580 .0421 .0303 .0216 66 .6662 .5612 .4635 .3754 .2983 .2327 .1785 .1347 .1001 .0733 .0531 .0379 .0268 .0187 67 .6655 .5597 .4608 .3714 .2931 .2268 .1722 .1284 .0942 .0680 .0484 .0340 .0236 .0162 68 .6650 .5583 .4582 .3675 .2882 .2211 .1661 .1224 .0885 .0629 .0441 .0304 .0207 .0139 69 .6645 .5570 .4558 .3638 .2834 .2155 .1601 .1165 .0830 .0581 .0400 .0271 .0180 .0119 70 .6641 .5558 .4535 .3603 .2787 .2100 .1544 .1108 .0778 .0536 .0362 .0240 .0157 .0101 71 .6638 .5548 .4514 .3569 .2741 .2046 .1486 .1053 .0728 .0492 .0326 .0212 .0135 .0085 72 .6635 .5539 .4495 .3538 .2699 .1996 .1434 .1001 .0682 .0453 .0294 .0188 .0117 .0072 73 .6633 .5532 .4478 .3509 .2659 .1949 .1384 .0954 .0640 .0418 .0267 .0166 .0102 .0061 74 .6632 .5527 .4468 .3491 .2634 .1920 .1353 .0925 .0614 .0396 .0250 .0154 .0093 .0055
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 1
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0298 .0633 .1005 .1404 .2255 .3150 .4075 .5022 2 .0000 .0279 .0602 .0965 .1357 .2194 .3077 .3992 .4929 3 .0000 .0261 .0572 .0927 .1311 .2134 .3006 .3910 .4838 4 .0000 .0244 .0545 .0891 .1267 .2076 .2935 .3829 .4747 5 .0000 .0228 .0518 .0856 .1224 .2019 .2867 .3750 .4658 6 .0000 .0213 .0493 .0822 .1182 .1963 .2799 .3672 .4571 7 .0000 .0199 .0470 .0790 .1142 .1909 .2733 .3595 .4485 8 .0000 .0186 .0447 .0759 .1103 .1856 .2668 .3519 .4400 9 .0000 .0174 .0426 .0728 .1065 .1804 .2604 .3445 .4315 10 .0000 .0162 .0405 .0699 .1028 .1753 .2541 .3371 .4232 11 .0000 .0151 .0385 .0671 .0991 .1704 .2479 .3299 .4150 12 .0000 .0141 .0366 .0643 .0956 .1655 .2418 .3227 .4069 13 .0000 .0132 .0348 .0617 .0922 .1606 .2358 .3156 .3988 14 .0000 .0123 .0330 .0591 .0888 .1559 .2298 .3085 .3907 15 .0000 .0114 .0313 .0565 .0855 .1512 .2240 .3016 .3828 16 .0000 .0106 .0296 .0541 .0823 .1466 .2181 .2946 .3749 17 .0000 .0099 .0281 .0517 .0792 .1421 .2124 .2878 .3670 18 .0000 .0091 .0265 .0494 .0761 .1376 .2066 .2809 .3592 19 .0000 .0085 .0251 .0471 .0731 .1332 .2010 .2742 .3514 20 .0000 .0078 .0237 .0449 .0701 .1288 .1954 .2674 .3437 21 .0000 .0072 .0223 .0428 .0672 .1245 .1898 .2607 .3360 22 .0000 .0067 .0210 .0407 .0644 .1203 .1843 .2541 .3283 23 .0000 .0061 .0197 .0387 .0616 .1161 .1788 .2475 .3207 24 .0000 .0056 .0185 .0367 .0589 .1119 .1734 .2409 .3131 25 .0000 .0051 .0173 .0348 .0562 .1078 .1680 .2344 .3056 26 .0000 .0047 .0162 .0329 .0536 .1038 .1626 .2278 .2980 27 .0000 .0043 .0151 .0311 .0510 .0998 .1573 .2214 .2905 28 .0000 .0039 .0141 .0293 .0485 .0958 .1520 .2149 .2831 29 .0000 .0035 .0131 .0276 .0461 .0919 .1468 .2085 .2757 30 .0000 .0032 .0121 .0259 .0437 .0881 .1416 .2022 .2683 31 .0000 .0029 .0112 .0243 .0413 .0843 .1365 .1958 .2609 32 .0000 .0026 .0104 .0228 .0390 .0805 .1314 .1896 .2536 33 .0000 .0023 .0096 .0213 .0368 .0769 .1264 .1833 .2463 34 .0000 .0021 .0088 .0198 .0346 .0732 .1214 .1771 .2390 35 .0000 .0018 .0080 .0184 .0325 .0697 .1164 .1709 .2318 36 .0000 .0016 .0073 .0171 .0305 .0661 .1115 .1648 .2246 37 .0000 .0014 .0067 .0158 .0285 .0627 .1067 .1587 .2175 38 .0000 .0012 .0060 .0146 .0265 .0593 .1019 .1527 .2103 39 .0000 .0011 .0054 .0134 .0247 .0560 .0972 .1467 .2033 40 .0000 .0009 .0049 .0123 .0229 .0528 .0926 .1408 .1963 41 .0000 .0008 .0044 .0112 .0212 .0496 .0881 .1351 .1894 42 .0000 .0007 .0039 .0102 .0195 .0466 .0837 .1294 .1826 43 .0000 .0006 .0035 .0093 .0180 .0437 .0794 .1238 .1760 44 .0000 .0005 .0031 .0084 .0165 .0408 .0752 .1184 .1694 45 .0000 .0004 .0027 .0076 .0151 .0381 .0711 .1130 .1629 46 .0000 .0004 .0024 .0068 .0138 .0355 .0671 .1078 .1566 47 .0000 .0003 .0021 .0061 .0125 .0330 .0633 .1027 .1503 48 .0000 .0003 .0018 .0054 .0114 .0306 .0595 .0976 .1441 49 .0000 .0002 .0016 .0048 .0103 .0282 .0559 .0927 .1380 50 .0000 .0002 .0014 .0043 .0092 .0260 .0523 .0878 .1319 51 .0000 .0001 .0012 .0037 .0083 .0239 .0489 .0831 .1260 52 .0000 .0001 .0010 .0033 .0073 .0219 .0455 .0784 .1201 53 .0000 .0001 .0008 .0028 .0065 .0199 .0423 .0739 .1144 54 .0000 .0001 .0007 .0024 .0057 .0181 .0392 .0694 .1087 55 .0000 .0001 .0006 .0021 .0050 .0163 .0361 .0651 .1032 56 .0000 .0000 .0005 .0018 .0044 .0147 .0332 .0608 .0977 57 .0000 .0000 .0004 .0015 .0038 .0131 .0304 .0567 .0923 58 .0000 .0000 .0003 .0012 .0032 .0117 .0277 .0527 .0871 59 .0000 .0000 .0002 .0010 .0027 .0103 .0252 .0488 .0819 60 .0000 .0000 .0002 .0008 .0023 .0090 .0227 .0451 .0769 61 .0000 .0000 .0002 .0007 .0019 .0079 .0204 .0414 .0721 62 .0000 .0000 .0001 .0005 .0016 .0068 .0182 .0379 .0673 63 .0000 .0000 .0001 .0004 .0013 .0058 .0162 .0346 .0627 64 .0000 .0000 .0001 .0003 .0010 .0049 .0142 .0314 .0582 65 .0000 .0000 .0000 .0002 .0008 .0041 .0124 .0284 .0539 66 .0000 .0000 .0000 .0002 .0006 .0034 .0108 .0255 .0498 67 .0000 .0000 .0000 .0001 .0005 .0027 .0092 .0227 .0457 68 .0000 .0000 .0000 .0001 .0003 .0022 .0078 .0202 .0419 69 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0178 .0382 70 .0000 .0000 .0000 .0000 .0002 .0013 .0054 .0155 .0347 71 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0134 .0313 72 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0115 .0281 73 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0098 .0253 74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0087 .0235
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 1
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7153 .6425 .5782 .5211 .4701 .4251 .3868 .3547 .3277 .3050 .2860 .2700 .2566 .2455 41 $120 .7121 .6380 .5724 .5142 .4624 .4174 .3795 .3477 .3211 .2988 .2801 .2645 .2516 .2411 42 $120 .7091 .6336 .5667 .5074 .4550 .4102 .3725 .3410 .3147 .2928 .2745 .2594 .2471 .2371 43 $120 .7062 .6293 .5612 .5007 .4480 .4033 .3659 .3346 .3086 .2869 .2691 .2546 .2428 .2334 44 $120 .7034 .6251 .5557 .4943 .4414 .3968 .3595 .3284 .3026 .2814 .2641 .2501 .2389 .2300 45 $120 .7007 .6211 .5504 .4882 .4351 .3905 .3533 .3224 .2969 .2761 .2594 .2460 .2353 .2268 46 $120 .6981 .6171 .5452 .4824 .4291 .3844 .3472 .3165 .2914 .2712 .2550 .2421 .2319 .2238 47 $120 .6956 .6133 .5402 .4769 .4233 .3785 .3414 .3109 .2862 .2665 .2508 .2384 .2287 .2212 48 $120 .6931 .6095 .5354 .4715 .4176 .3727 .3356 .3055 .2812 .2620 .2468 .2349 .2257 .2187 49 $120 .6908 .6059 .5308 .4664 .4122 .3671 .3301 .3003 .2765 .2577 .2430 .2317 .2230 .2164 50 $120 .6886 .6024 .5265 .4615 .4068 .3616 .3248 .2953 .2719 .2536 .2395 .2287 .2205 .2143 $250 .6888 .6026 .5257 .4573 .3968 .3435 .2971 .2573 .2234 .1948 .1708 .1507 .1339 .1200 51 $120 .6865 .5991 .5223 .4566 .4016 .3563 .3196 .2904 .2675 .2498 .2362 .2259 .2182 .2124 $250 .6867 .5992 .5209 .4514 .3899 .3360 .2894 .2496 .2160 .1877 .1641 .1445 .1282 .1149 52 $120 .6845 .5959 .5182 .4519 .3965 .3511 .3146 .2858 .2634 .2461 .2331 .2233 .2160 .2107 $250 .6846 .5959 .5163 .4455 .3831 .3287 .2819 .2422 .2088 .1809 .1577 .1386 .1229 .1101 53 $120 .6825 .5929 .5143 .4474 .3915 .3461 .3098 .2813 .2594 .2427 .2301 .2208 .2140 .2091 $250 .6827 .5926 .5117 .4398 .3765 .3216 .2747 .2351 .2019 .1743 .1515 .1329 .1178 .1056 54 $120 .6807 .5900 .5106 .4429 .3867 .3412 .3051 .2770 .2555 .2394 .2274 .2186 .2122 .2077 $250 .6808 .5895 .5073 .4342 .3700 .3147 .2676 .2281 .1951 .1679 .1456 .1275 .1130 .1014 55 $120 .6790 .5873 .5069 .4386 .3820 .3365 .3006 .2729 .2519 .2363 .2248 .2165 .2106 .2064 $250 .6791 .5865 .5030 .4287 .3638 .3080 .2608 .2212 .1885 .1617 .1399 .1224 .1085 .0975 56 $120 .6775 .5847 .5034 .4344 .3775 .3319 .2962 .2689 .2484 .2333 .2224 .2146 .2091 .2052 $250 .6775 .5836 .4987 .4234 .3577 .3015 .2541 .2146 .1821 .1557 .1345 .1176 .1042 .0938 57 $120 .6760 .5823 .5000 .4303 .3730 .3274 .2919 .2650 .2451 .2305 .2201 .2128 .2077 .2042 $250 .6759 .5808 .4946 .4182 .3518 .2951 .2475 .2081 .1759 .1500 .1293 .1130 .1002 .0904 58 $120 .6746 .5799 .4967 .4263 .3687 .3230 .2878 .2614 .2419 .2279 .2180 .2112 .2065 .2033 $250 .6744 .5781 .4907 .4132 .3461 .2889 .2411 .2018 .1699 .1444 .1243 .1086 .0965 .0872 $500 .6745 .5782 .4907 .4127 .3441 .2847 .2338 .1908 .1548 .1251 .1007 .0808 .0648 .0520 59 $120 .6734 .5777 .4935 .4224 .3645 .3188 .2838 .2578 .2389 .2255 .2161 .2097 .2053 .2025 $250 .6731 .5755 .4869 .4084 .3405 .2828 .2348 .1956 .1641 .1391 .1196 .1045 .0930 .0842 $500 .6731 .5756 .4868 .4075 .3379 .2777 .2265 .1833 .1475 .1181 .0942 .0749 .0596 .0474 60 $120 .6722 .5756 .4905 .4187 .3604 .3147 .2800 .2545 .2361 .2232 .2143 .2083 .2043 .2017 $250 .6718 .5731 .4833 .4038 .3350 .2769 .2288 .1897 .1585 .1340 .1151 .1006 .0897 .0815 $500 .6718 .5731 .4831 .4025 .3319 .2710 .2193 .1761 .1404 .1114 .0880 .0694 .0546 .0431 61 $120 .6711 .5735 .4876 .4151 .3564 .3107 .2763 .2512 .2334 .2210 .2126 .2071 .2034 .2011 $250 .6706 .5708 .4799 .3993 .3297 .2711 .2228 .1839 .1531 .1292 .1108 .0970 .0867 .0791 $500 .6707 .5708 .4794 .3976 .3259 .2643 .2122 .1690 .1335 .1049 .0820 .0640 .0500 .0391 62 $120 .6701 .5717 .4848 .4116 .3526 .3069 .2728 .2481 .2308 .2190 .2111 .2060 .2026 .2005 $250 .6696 .5687 .4766 .3949 .3245 .2654 .2170 .1783 .1479 .1245 .1068 .0936 .0839 .0768 $500 .6696 .5686 .4759 .3929 .3202 .2578 .2054 .1620 .1268 .0986 .0764 .0590 .0456 .0354 63 $120 .6693 .5699 .4821 .4082 .3488 .3032 .2694 .2452 .2285 .2172 .2097 .2049 .2019 .2000 $250 .6686 .5667 .4734 .3907 .3195 .2599 .2114 .1729 .1429 .1200 .1030 .0904 .0813 .0748 $500 .6686 .5666 .4726 .3883 .3145 .2514 .1986 .1553 .1203 .0926 .0709 .0542 .0415 .0319 64 $120 .6684 .5682 .4795 .4049 .3452 .2996 .2661 .2424 .2262 .2154 .2085 .2040 .2013 .1996 $250 .6677 .5649 .4705 .3866 .3146 .2546 .2060 .1676 .1381 .1158 .0994 .0874 .0789 .0729 $500 .6677 .5646 .4694 .3839 .3090 .2452 .1920 .1487 .1140 .0868 .0658 .0497 .0377 .0288 $1,000 .6677 .5646 .4694 .3839 .3089 .2449 .1915 .1477 .1125 .0848 .0632 .0466 .0341 .0247 65 $120 .6677 .5666 .4770 .4017 .3417 .2961 .2630 .2398 .2241 .2138 .2073 .2032 .2007 .1993 $250 .6669 .5631 .4676 .3827 .3099 .2494 .2007 .1625 .1335 .1118 .0960 .0847 .0768 .0713 $500 .6669 .5628 .4664 .3796 .3037 .2391 .1856 .1423 .1080 .0813 .0609 .0456 .0342 .0260 $1,000 .6669 .5628 .4664 .3795 .3035 .2387 .1849 .1411 .1062 .0789 .0580 .0421 .0303 .0216 66 $120 .6670 .5652 .4747 .3987 .3383 .2928 .2600 .2373 .2222 .2124 .2063 .2025 .2003 .1990 $250 .6662 .5616 .4649 .3790 .3053 .2443 .1955 .1577 .1291 .1080 .0929 .0822 .0748 .0698 $500 .6662 .5612 .4635 .3755 .2985 .2332 .1794 .1361 .1021 .0760 .0562 .0417 .0310 .0234 $1,000 .6662 .5612 .4635 .3754 .2983 .2327 .1785 .1347 .1001 .0734 .0531 .0379 .0268 .0188 67 $120 .6664 .5638 .4724 .3958 .3351 .2896 .2571 .2349 .2203 .2110 .2053 .2019 .1998 .1987 $250 .6656 .5601 .4624 .3754 .3009 .2394 .1906 .1530 .1249 .1045 .0900 .0799 .0731 .0685 $500 .6655 .5597 .4608 .3715 .2935 .2275 .1733 .1301 .0965 .0709 .0519 .0380 .0281 .0211 $1,000 .6655 .5597 .4608 .3714 .2931 .2268 .1722 .1284 .0942 .0680 .0484 .0340 .0236 .0162 68 $120 .6659 .5625 .4703 .3930 .3320 .2866 .2544 .2327 .2186 .2098 .2045 .2013 .1995 .1985 $250 .6651 .5588 .4601 .3720 .2966 .2347 .1858 .1485 .1209 .1011 .0873 .0778 .0715 .0673 $500 .6650 .5583 .4583 .3677 .2886 .2219 .1674 .1243 .0911 .0661 .0478 .0347 .0254 .0190 $1,000 .6650 .5583 .4582 .3675 .2882 .2211 .1661 .1224 .0885 .0630 .0441 .0304 .0207 .0139 69 $120 .6655 .5614 .4683 .3903 .3290 .2836 .2519 .2306 .2171 .2087 .2037 .2008 .1992 .1983 $250 .6646 .5576 .4578 .3687 .2925 .2301 .1812 .1442 .1171 .0980 .0848 .0759 .0701 .0663 $500 .6645 .5570 .4559 .3641 .2839 .2164 .1617 .1187 .0859 .0616 .0440 .0316 .0230 .0172 $1,000 .6645 .5570 .4558 .3638 .2834 .2155 .1601 .1165 .0831 .0581 .0400 .0271 .0181 .0119 70 $120 .6650 .5603 .4664 .3877 .3261 .2809 .2494 .2287 .2156 .2077 .2030 .2004 .1989 .1981 $250 .6642 .5565 .4558 .3655 .2885 .2257 .1768 .1401 .1136 .0950 .0825 .0742 .0688 .0654 $500 .6641 .5559 .4536 .3606 .2794 .2112 .1561 .1133 .0810 .0573 .0405 .0288 .0208 .0156 $1,000 .6641 .5558 .4535 .3603 .2787 .2100 .1544 .1109 .0779 .0536 .0362 .0241 .0157 .0102 71 $120 .6647 .5593 .4646 .3852 .3233 .2781 .2471 .2268 .2142 .2067 .2024 .2000 .1987 .1980 $250 .6639 .5555 .4538 .3625 .2846 .2214 .1724 .1361 .1101 .0923 .0803 .0726 .0677 .0647 $500 .6638 .5548 .4515 .3573 .2749 .2060 .1506 .1079 .0761 .0532 .0371 .0262 .0189 .0141 $1,000 .6638 .5548 .4514 .3569 .2741 .2046 .1487 .1053 .0728 .0492 .0326 .0212 .0136 .0086 72 $120 .6644 .5584 .4629 .3830 .3208 .2757 .2450 .2252 .2130 .2059 .2019 .1997 .1985 .1979 $250 .6636 .5547 .4520 .3598 .2811 .2174 .1684 .1324 .1070 .0898 .0785 .0712 .0667 .0640 $500 .6635 .5540 .4497 .3542 .2708 .2011 .1456 .1031 .0718 .0495 .0342 .0239 .0172 .0129 $1,000 .6635 .5539 .4495 .3538 .2699 .1996 .1434 .1002 .0682 .0453 .0295 .0188 .0118 .0073 73 $120 .6641 .5576 .4614 .3809 .3184 .2734 .2430 .2237 .2120 .2052 .2014 .1994 .1983 .1978 $250 .6634 .5540 .4505 .3572 .2778 .2137 .1647 .1291 .1042 .0876 .0768 .0701 .0659 .0635 $500 .6633 .5532 .4480 .3514 .2669 .1966 .1409 .0986 .0678 .0463 .0316 .0220 .0158 .0119 $1,000 .6633 .5532 .4478 .3509 .2659 .1950 .1385 .0955 .0640 .0418 .0267 .0167 .0103 .0062 74 $120 .6640 .5571 .4605 .3796 .3170 .2720 .2419 .2228 .2113 .2048 .2011 .1992 .1982 .1977 $250 .6633 .5536 .4495 .3557 .2757 .2114 .1624 .1270 .1025 .0863 .0758 .0694 .0655 .0632 $500 .6632 .5528 .4470 .3497 .2645 .1938 .1379 .0958 .0654 .0442 .0301 .0208 .0150 .0114 $1,000 .6632 .5527 .4468 .3491 .2634 .1920 .1354 .0925 .0614 .0397 .0250 .0155 .0094 .0056
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 1
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0009 .0048 .0122 .0227 .0524 .0921 .1402 .1954 41 $120 .0000 .0008 .0043 .0111 .0210 .0493 .0876 .1344 .1885 42 $120 .0000 .0007 .0039 .0101 .0194 .0463 .0832 .1287 .1818 43 $120 .0000 .0006 .0035 .0092 .0178 .0434 .0789 .1232 .1751 44 $120 .0000 .0005 .0031 .0083 .0164 .0406 .0747 .1177 .1687 45 $120 .0000 .0004 .0027 .0075 .0150 .0379 .0706 .1124 .1626 46 $120 .0000 .0004 .0024 .0067 .0137 .0353 .0667 .1072 .1568 47 $120 .0000 .0003 .0021 .0060 .0124 .0327 .0628 .1022 .1512 48 $120 .0000 .0003 .0018 .0054 .0113 .0303 .0591 .0974 .1459 49 $120 .0000 .0002 .0016 .0048 .0102 .0280 .0555 .0928 .1408 50 $120 .0000 .0002 .0013 .0042 .0091 .0258 .0520 .0884 .1358 $250 .0000 .0002 .0014 .0042 .0092 .0260 .0522 .0877 .1317 51 $120 .0000 .0001 .0012 .0037 .0082 .0237 .0486 .0842 .1310 $250 .0000 .0001 .0012 .0037 .0082 .0238 .0488 .0829 .1258 52 $120 .0000 .0001 .0010 .0032 .0073 .0217 .0455 .0802 .1263 $250 .0000 .0001 .0010 .0033 .0073 .0218 .0454 .0783 .1199 53 $120 .0000 .0001 .0008 .0028 .0064 .0197 .0425 .0763 .1217 $250 .0000 .0001 .0008 .0028 .0065 .0199 .0422 .0737 .1142 54 $120 .0000 .0001 .0007 .0024 .0057 .0179 .0396 .0726 .1173 $250 .0000 .0001 .0007 .0024 .0057 .0180 .0391 .0693 .1085 55 $120 .0000 .0001 .0006 .0021 .0050 .0162 .0369 .0689 .1129 $250 .0000 .0001 .0006 .0021 .0050 .0163 .0361 .0649 .1031 56 $120 .0000 .0000 .0005 .0018 .0043 .0146 .0343 .0654 .1087 $250 .0000 .0000 .0005 .0018 .0043 .0146 .0331 .0607 .0977 57 $120 .0000 .0000 .0004 .0015 .0037 .0132 .0318 .0620 .1046 $250 .0000 .0000 .0004 .0015 .0038 .0131 .0303 .0566 .0926 58 $120 .0000 .0000 .0003 .0012 .0032 .0118 .0295 .0587 .1007 $250 .0000 .0000 .0003 .0012 .0032 .0116 .0277 .0527 .0876 $500 .0000 .0000 .0003 .0012 .0032 .0117 .0277 .0527 .0870 59 $120 .0000 .0000 .0002 .0010 .0027 .0105 .0273 .0555 .0968 $250 .0000 .0000 .0002 .0010 .0027 .0103 .0251 .0489 .0828 $500 .0000 .0000 .0002 .0010 .0027 .0103 .0252 .0488 .0819 60 $120 .0000 .0000 .0002 .0008 .0023 .0094 .0251 .0525 .0931 $250 .0000 .0000 .0002 .0008 .0023 .0090 .0227 .0453 .0781 $500 .0000 .0000 .0002 .0008 .0023 .0090 .0227 .0450 .0769 61 $120 .0000 .0000 .0001 .0007 .0019 .0083 .0231 .0495 .0894 $250 .0000 .0000 .0001 .0007 .0019 .0078 .0204 .0418 .0736 $500 .0000 .0000 .0002 .0007 .0019 .0078 .0204 .0414 .0720 62 $120 .0000 .0000 .0001 .0005 .0016 .0073 .0212 .0467 .0859 $250 .0000 .0000 .0001 .0005 .0016 .0067 .0183 .0386 .0693 $500 .0000 .0000 .0001 .0005 .0016 .0068 .0182 .0379 .0673 63 $120 .0000 .0000 .0001 .0004 .0013 .0064 .0194 .0440 .0825 $250 .0000 .0000 .0001 .0004 .0013 .0058 .0163 .0354 .0650 $500 .0000 .0000 .0001 .0004 .0013 .0058 .0161 .0346 .0627 64 $120 .0000 .0000 .0001 .0003 .0011 .0056 .0178 .0415 .0793 $250 .0000 .0000 .0001 .0003 .0010 .0049 .0144 .0324 .0610 $500 .0000 .0000 .0001 .0003 .0010 .0049 .0142 .0314 .0582 $1,000 .0000 .0000 .0001 .0003 .0010 .0049 .0142 .0314 .0582 65 $120 .0000 .0000 .0000 .0002 .0008 .0049 .0162 .0390 .0761 $250 .0000 .0000 .0000 .0002 .0008 .0041 .0127 .0296 .0571 $500 .0000 .0000 .0000 .0002 .0008 .0041 .0124 .0284 .0539 $1,000 .0000 .0000 .0000 .0002 .0008 .0041 .0124 .0284 .0539 66 $120 .0000 .0000 .0000 .0002 .0007 .0042 .0147 .0366 .0731 $250 .0000 .0000 .0000 .0002 .0006 .0034 .0111 .0269 .0533 $500 .0000 .0000 .0000 .0002 .0006 .0034 .0108 .0255 .0498 $1,000 .0000 .0000 .0000 .0002 .0006 .0034 .0108 .0255 .0498 67 $120 .0000 .0000 .0000 .0001 .0005 .0036 .0134 .0344 .0701 $250 .0000 .0000 .0000 .0001 .0005 .0028 .0097 .0244 .0498 $500 .0000 .0000 .0000 .0001 .0005 .0027 .0092 .0228 .0459 $1,000 .0000 .0000 .0000 .0001 .0005 .0027 .0092 .0227 .0457 68 $120 .0000 .0000 .0000 .0001 .0004 .0031 .0121 .0323 .0673 $250 .0000 .0000 .0000 .0001 .0003 .0023 .0084 .0220 .0463 $500 .0000 .0000 .0000 .0001 .0003 .0022 .0078 .0202 .0421 $1,000 .0000 .0000 .0000 .0001 .0003 .0022 .0078 .0202 .0419 69 $120 .0000 .0000 .0000 .0001 .0003 .0026 .0109 .0303 .0647 $250 .0000 .0000 .0000 .0001 .0002 .0018 .0072 .0198 .0430 $500 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0178 .0384 $1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0178 .0382 70 $120 .0000 .0000 .0000 .0000 .0002 .0022 .0099 .0284 .0621 $250 .0000 .0000 .0000 .0000 .0002 .0014 .0061 .0177 .0399 $500 .0000 .0000 .0000 .0000 .0002 .0013 .0054 .0156 .0350 $1,000 .0000 .0000 .0000 .0000 .0002 .0013 .0054 .0155 .0347 71 $120 .0000 .0000 .0000 .0000 .0002 .0019 .0089 .0266 .0596 $250 .0000 .0000 .0000 .0000 .0001 .0011 .0051 .0158 .0369 $500 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0135 .0316 $1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0134 .0313 72 $120 .0000 .0000 .0000 .0000 .0001 .0016 .0080 .0249 .0573 $250 .0000 .0000 .0000 .0000 .0001 .0008 .0043 .0140 .0341 $500 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0116 .0286 $1,000 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0115 .0281 73 $120 .0000 .0000 .0000 .0000 .0001 .0013 .0072 .0234 .0553 $250 .0000 .0000 .0000 .0000 .0000 .0006 .0036 .0125 .0316 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0100 .0258 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0098 .0253 74 $120 .0000 .0000 .0000 .0000 .0001 .0012 .0067 .0225 .0540 $250 .0000 .0000 .0000 .0000 .0000 .0005 .0031 .0115 .0301 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0090 .0241 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0087 .0235
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3414.2
NEW SECTION
WAC 296-17B-920 Hazard Group 2 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 2
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8627 .8442 .8279 .8131 .7995 .7868 .7749 .7637 .7530 .7429 .7332 .7238 .7148 .7062 2 .8572 .8377 .8204 .8047 .7902 .7768 .7642 .7523 .7410 .7302 .7199 .7100 .7005 .6913 3 .8519 .8313 .8129 .7963 .7810 .7668 .7535 .7409 .7290 .7176 .7067 .6963 .6862 .6765 4 .8467 .8249 .8055 .7880 .7719 .7569 .7428 .7296 .7170 .7050 .6935 .6825 .6719 .6617 5 .8415 .8185 .7982 .7797 .7628 .7470 .7322 .7183 .7050 .6924 .6803 .6688 .6577 .6470 6 .8363 .8123 .7909 .7715 .7537 .7372 .7216 .7070 .6931 .6799 .6672 .6551 .6435 .6323 7 .8313 .8061 .7837 .7634 .7448 .7274 .7112 .6958 .6813 .6675 .6542 .6416 .6294 .6177 8 .8263 .7999 .7765 .7553 .7358 .7177 .7007 .6847 .6695 .6551 .6413 .6281 .6154 .6033 9 .8214 .7939 .7695 .7473 .7270 .7081 .6903 .6736 .6578 .6428 .6284 .6147 .6015 .5889 10 .8165 .7879 .7624 .7394 .7182 .6985 .6800 .6626 .6462 .6305 .6156 .6014 .5877 .5746 11 .8117 .7819 .7555 .7315 .7094 .6889 .6697 .6516 .6346 .6183 .6029 .5881 .5740 .5605 12 .8070 .7760 .7485 .7236 .7007 .6794 .6595 .6407 .6230 .6062 .5902 .5750 .5604 .5464 13 .8023 .7702 .7416 .7157 .6920 .6699 .6492 .6298 .6115 .5941 .5776 .5619 .5468 .5325 14 .7976 .7643 .7348 .7079 .6833 .6604 .6390 .6190 .6000 .5821 .5651 .5489 .5334 .5186 15 .7930 .7586 .7279 .7002 .6746 .6510 .6289 .6082 .5886 .5701 .5526 .5359 .5200 .5049 16 .7885 .7528 .7211 .6924 .6660 .6416 .6188 .5974 .5773 .5582 .5402 .5231 .5068 .4913 17 .7839 .7471 .7144 .6847 .6574 .6322 .6087 .5867 .5659 .5464 .5279 .5103 .4937 .4778 18 .7795 .7415 .7076 .6770 .6489 .6229 .5986 .5760 .5547 .5346 .5156 .4977 .4806 .4644 19 .7750 .7358 .7009 .6693 .6403 .6135 .5886 .5653 .5435 .5229 .5035 .4851 .4677 .4511 20 .7706 .7302 .6942 .6617 .6318 .6042 .5786 .5547 .5323 .5112 .4914 .4726 .4549 .4380 21 .7663 .7246 .6876 .6540 .6233 .5949 .5686 .5441 .5212 .4996 .4793 .4602 .4421 .4250 22 .7619 .7191 .6809 .6464 .6148 .5857 .5587 .5336 .5101 .4881 .4674 .4479 .4295 .4121 23 .7576 .7135 .6743 .6388 .6063 .5764 .5488 .5231 .4991 .4766 .4555 .4356 .4170 .3993 24 .7534 .7080 .6677 .6312 .5979 .5672 .5389 .5126 .4881 .4651 .4437 .4235 .4045 .3866 25 .7491 .7025 .6611 .6236 .5894 .5580 .5290 .5021 .4771 .4538 .4319 .4114 .3922 .3740 26 .7449 .6971 .6545 .6160 .5810 .5488 .5192 .4917 .4662 .4424 .4202 .3994 .3799 .3616 27 .7408 .6917 .6479 .6085 .5726 .5397 .5094 .4814 .4554 .4312 .4086 .3875 .3678 .3492 28 .7366 .6862 .6414 .6010 .5642 .5305 .4996 .4710 .4446 .4200 .3971 .3757 .3557 .3369 29 .7326 .6809 .6349 .5935 .5558 .5214 .4898 .4607 .4338 .4088 .3856 .3639 .3437 .3248 30 .7285 .6755 .6284 .5860 .5475 .5123 .4801 .4505 .4231 .3977 .3742 .3522 .3318 .3127 31 .7245 .6702 .6219 .5785 .5392 .5033 .4704 .4403 .4124 .3867 .3628 .3407 .3200 .3007 32 .7205 .6649 .6155 .5711 .5308 .4942 .4607 .4300 .4018 .3757 .3515 .3291 .3082 .2888 33 .7166 .6597 .6091 .5637 .5226 .4852 .4511 .4199 .3912 .3647 .3403 .3176 .2966 .2770 34 .7127 .6545 .6027 .5563 .5143 .4762 .4415 .4097 .3806 .3538 .3290 .3061 .2849 .2652 35 .7089 .6493 .5964 .5489 .5060 .4672 .4319 .3996 .3701 .3429 .3179 .2947 .2733 .2535 36 .7051 .6442 .5900 .5415 .4978 .4582 .4223 .3895 .3595 .3320 .3067 .2833 .2618 .2419 37 .7014 .6391 .5837 .5342 .4896 .4492 .4127 .3794 .3490 .3211 .2955 .2720 .2504 .2304 38 .6977 .6341 .5775 .5269 .4814 .4403 .4031 .3693 .3384 .3103 .2844 .2608 .2391 .2191 39 .6941 .6291 .5713 .5196 .4732 .4314 .3936 .3592 .3280 .2995 .2734 .2497 .2279 .2081 40 .6906 .6242 .5652 .5124 .4651 .4226 .3841 .3493 .3176 .2888 .2626 .2387 .2170 .1972 41 .6872 .6194 .5592 .5054 .4571 .4138 .3747 .3394 .3073 .2783 .2519 .2280 .2063 .1866 42 .6838 .6147 .5532 .4984 .4492 .4051 .3654 .3296 .2972 .2679 .2414 .2175 .1959 .1763 43 .6806 .6101 .5474 .4915 .4414 .3966 .3562 .3199 .2871 .2577 .2311 .2072 .1857 .1663 44 .6775 .6056 .5417 .4847 .4337 .3881 .3471 .3103 .2773 .2476 .2210 .1972 .1758 .1566 45 .6744 .6013 .5361 .4780 .4261 .3797 .3381 .3009 .2676 .2378 .2112 .1874 .1661 .1472 46 .6715 .5970 .5306 .4714 .4186 .3714 .3292 .2916 .2580 .2281 .2015 .1778 .1568 .1381 47 .6687 .5928 .5252 .4649 .4111 .3631 .3204 .2824 .2486 .2186 .1920 .1685 .1477 .1294 48 .6660 .5888 .5199 .4585 .4037 .3550 .3117 .2734 .2394 .2093 .1828 .1594 .1389 .1209 49 .6634 .5848 .5147 .4521 .3964 .3470 .3032 .2644 .2302 .2002 .1737 .1506 .1304 .1127 50 .6608 .5810 .5096 .4459 .3892 .3390 .2947 .2556 .2213 .1912 .1649 .1420 .1221 .1048 51 .6584 .5773 .5045 .4397 .3821 .3312 .2863 .2469 .2124 .1824 .1563 .1336 .1141 .0972 52 .6561 .5736 .4996 .4336 .3751 .3234 .2780 .2383 .2038 .1738 .1479 .1255 .1063 .0899 53 .6539 .5701 .4948 .4276 .3681 .3157 .2698 .2299 .1952 .1653 .1396 .1176 .0989 .0829 54 .6518 .5667 .4901 .4217 .3613 .3081 .2618 .2216 .1869 .1571 .1316 .1100 .0917 .0762 55 .6498 .5634 .4855 .4159 .3545 .3006 .2538 .2134 .1786 .1490 .1238 .1026 .0847 .0698 56 .6479 .5602 .4809 .4102 .3478 .2932 .2459 .2053 .1705 .1411 .1163 .0954 .0781 .0637 57 .6461 .5571 .4766 .4047 .3412 .2859 .2382 .1973 .1626 .1334 .1089 .0885 .0717 .0579 58 .6444 .5542 .4723 .3992 .3348 .2787 .2305 .1895 .1548 .1258 .1018 .0819 .0656 .0523 59 .6428 .5513 .4682 .3938 .3284 .2716 .2230 .1818 .1472 .1185 .0948 .0755 .0598 .0471 60 .6413 .5486 .4642 .3886 .3222 .2647 .2156 .1742 .1398 .1114 .0882 .0694 .0543 .0422 61 .6400 .5461 .4603 .3835 .3160 .2578 .2083 .1668 .1325 .1044 .0817 .0635 .0490 .0376 62 .6387 .5437 .4566 .3785 .3100 .2510 .2011 .1596 .1254 .0977 .0755 .0579 .0441 .0334 63 .6376 .5414 .4530 .3737 .3041 .2444 .1941 .1524 .1185 .0912 .0696 .0526 .0395 .0294 64 .6365 .5393 .4496 .3690 .2984 .2379 .1872 .1455 .1117 .0849 .0639 .0476 .0352 .0258 65 .6356 .5373 .4463 .3645 .2928 .2315 .1804 .1387 .1052 .0789 .0585 .0429 .0312 .0224 66 .6348 .5354 .4432 .3601 .2873 .2253 .1738 .1321 .0989 .0731 .0533 .0385 .0275 .0194 67 .6340 .5338 .4403 .3559 .2820 .2192 .1673 .1256 .0928 .0675 .0485 .0344 .0241 .0167 68 .6334 .5322 .4376 .3519 .2768 .2133 .1610 .1194 .0869 .0623 .0439 .0306 .0210 .0142 69 .6328 .5308 .4350 .3480 .2718 .2074 .1549 .1133 .0812 .0572 .0396 .0270 .0182 .0121 70 .6324 .5296 .4326 .3443 .2669 .2018 .1489 .1074 .0758 .0525 .0357 .0238 .0157 .0102 71 .6320 .5284 .4303 .3406 .2621 .1962 .1429 .1016 .0705 .0479 .0319 .0208 .0134 .0085 72 .6317 .5275 .4282 .3373 .2577 .1909 .1374 .0962 .0657 .0438 .0286 .0183 .0115 .0071 73 .6315 .5267 .4265 .3343 .2535 .1860 .1323 .0913 .0613 .0401 .0256 .0160 .0098 .0059 74 .6313 .5262 .4254 .3325 .2509 .1829 .1290 .0882 .0585 .0378 .0239 .0147 .0089 .0053
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 2
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0321 .0674 .1058 .1464 .2317 .3202 .4109 .5031 2 .0000 .0304 .0646 .1023 .1422 .2262 .3137 .4034 .4947 3 .0000 .0288 .0620 .0989 .1382 .2209 .3073 .3959 .4863 4 .0000 .0272 .0595 .0956 .1342 .2157 .3009 .3885 .4780 5 .0000 .0257 .0570 .0924 .1303 .2105 .2945 .3812 .4697 6 .0000 .0243 .0547 .0893 .1264 .2053 .2883 .3739 .4615 7 .0000 .0229 .0525 .0863 .1227 .2003 .2821 .3667 .4534 8 .0000 .0216 .0503 .0834 .1190 .1953 .2759 .3595 .4453 9 .0000 .0204 .0483 .0805 .1154 .1904 .2699 .3525 .4373 10 .0000 .0192 .0462 .0777 .1119 .1855 .2639 .3454 .4294 11 .0000 .0181 .0443 .0749 .1084 .1807 .2579 .3385 .4215 12 .0000 .0171 .0424 .0722 .1050 .1760 .2520 .3315 .4136 13 .0000 .0161 .0406 .0696 .1016 .1713 .2462 .3246 .4057 14 .0000 .0152 .0388 .0670 .0983 .1666 .2403 .3178 .3979 15 .0000 .0143 .0370 .0645 .0950 .1620 .2346 .3109 .3902 16 .0000 .0134 .0353 .0620 .0917 .1575 .2288 .3041 .3824 17 .0000 .0126 .0337 .0595 .0886 .1529 .2231 .2974 .3747 18 .0000 .0118 .0321 .0572 .0854 .1485 .2175 .2906 .3670 19 .0000 .0110 .0305 .0548 .0823 .1440 .2118 .2839 .3593 20 .0000 .0103 .0290 .0525 .0793 .1396 .2062 .2772 .3517 21 .0000 .0096 .0275 .0502 .0763 .1353 .2006 .2706 .3440 22 .0000 .0089 .0261 .0480 .0733 .1309 .1951 .2639 .3364 23 .0000 .0083 .0246 .0458 .0704 .1266 .1895 .2573 .3288 24 .0000 .0077 .0233 .0437 .0675 .1224 .1840 .2507 .3212 25 .0000 .0071 .0220 .0416 .0647 .1181 .1785 .2441 .3136 26 .0000 .0066 .0207 .0396 .0619 .1139 .1731 .2375 .3060 27 .0000 .0061 .0194 .0376 .0591 .1098 .1677 .2309 .2985 28 .0000 .0056 .0182 .0356 .0564 .1056 .1622 .2244 .2910 29 .0000 .0051 .0171 .0337 .0538 .1016 .1569 .2179 .2835 30 .0000 .0047 .0159 .0318 .0512 .0975 .1515 .2114 .2760 31 .0000 .0043 .0149 .0300 .0486 .0935 .1462 .2049 .2685 32 .0000 .0039 .0138 .0282 .0461 .0895 .1409 .1985 .2611 33 .0000 .0035 .0128 .0265 .0436 .0856 .1357 .1921 .2537 34 .0000 .0032 .0118 .0248 .0412 .0817 .1305 .1857 .2463 35 .0000 .0029 .0109 .0232 .0388 .0779 .1253 .1794 .2389 36 .0000 .0026 .0100 .0216 .0365 .0741 .1202 .1730 .2315 37 .0000 .0023 .0092 .0201 .0342 .0704 .1151 .1667 .2242 38 .0000 .0020 .0084 .0186 .0320 .0667 .1101 .1605 .2169 39 .0000 .0018 .0076 .0171 .0298 .0631 .1051 .1543 .2096 40 .0000 .0016 .0069 .0158 .0278 .0596 .1002 .1482 .2024 41 .0000 .0014 .0062 .0145 .0258 .0562 .0954 .1422 .1954 42 .0000 .0012 .0056 .0133 .0239 .0528 .0907 .1362 .1884 43 .0000 .0010 .0050 .0121 .0221 .0496 .0861 .1304 .1815 44 .0000 .0009 .0045 .0110 .0203 .0465 .0816 .1247 .1747 45 .0000 .0008 .0040 .0100 .0186 .0434 .0773 .1191 .1680 46 .0000 .0007 .0035 .0090 .0171 .0405 .0730 .1136 .1614 47 .0000 .0006 .0031 .0081 .0156 .0377 .0688 .1082 .1549 48 .0000 .0005 .0027 .0073 .0142 .0350 .0648 .1029 .1485 49 .0000 .0004 .0024 .0065 .0128 .0324 .0608 .0977 .1421 50 .0000 .0003 .0021 .0057 .0115 .0298 .0570 .0926 .1359 51 .0000 .0003 .0018 .0050 .0104 .0274 .0533 .0875 .1297 52 .0000 .0002 .0015 .0044 .0092 .0251 .0496 .0826 .1236 53 .0000 .0002 .0013 .0039 .0082 .0229 .0461 .0778 .1176 54 .0000 .0001 .0011 .0033 .0072 .0208 .0427 .0731 .1117 55 .0000 .0001 .0009 .0029 .0063 .0188 .0394 .0685 .1059 56 .0000 .0001 .0007 .0024 .0055 .0169 .0362 .0639 .1002 57 .0000 .0001 .0006 .0020 .0048 .0151 .0331 .0596 .0947 58 .0000 .0001 .0005 .0017 .0041 .0134 .0302 .0553 .0892 59 .0000 .0000 .0004 .0014 .0035 .0118 .0273 .0512 .0838 60 .0000 .0000 .0003 .0011 .0029 .0103 .0246 .0472 .0786 61 .0000 .0000 .0002 .0009 .0024 .0090 .0221 .0433 .0735 62 .0000 .0000 .0002 .0007 .0020 .0077 .0197 .0396 .0685 63 .0000 .0000 .0001 .0006 .0016 .0066 .0174 .0360 .0637 64 .0000 .0000 .0001 .0004 .0013 .0055 .0153 .0326 .0590 65 .0000 .0000 .0001 .0003 .0010 .0046 .0133 .0293 .0545 66 .0000 .0000 .0000 .0002 .0007 .0038 .0114 .0262 .0501 67 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0233 .0459 68 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0206 .0419 69 .0000 .0000 .0000 .0001 .0003 .0018 .0068 .0180 .0380 70 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0156 .0343 71 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0133 .0306 72 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0112 .0273 73 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0095 .0243 74 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0084 .0225
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 2
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .6903 .6237 .5645 .5116 .4641 .4222 .3871 .3577 .3330 .3122 .2946 .2797 .2672 .2569 41 $120 .6868 .6189 .5585 .5045 .4562 .4148 .3801 .3510 .3266 .3061 .2888 .2744 .2624 .2527 42 $120 .6835 .6142 .5525 .4975 .4488 .4078 .3734 .3446 .3205 .3002 .2833 .2694 .2581 .2489 43 $120 .6803 .6096 .5467 .4906 .4420 .4012 .3670 .3384 .3145 .2946 .2782 .2648 .2541 .2454 44 $120 .6772 .6052 .5410 .4841 .4355 .3948 .3608 .3324 .3087 .2892 .2734 .2606 .2503 .2421 45 $120 .6742 .6008 .5354 .4780 .4294 .3887 .3547 .3265 .3031 .2842 .2689 .2566 .2468 .2391 46 $120 .6712 .5965 .5300 .4722 .4235 .3828 .3489 .3208 .2979 .2794 .2646 .2529 .2436 .2363 47 $120 .6684 .5924 .5248 .4667 .4178 .3770 .3431 .3153 .2928 .2749 .2606 .2494 .2405 .2337 48 $120 .6657 .5883 .5199 .4614 .4123 .3713 .3375 .3101 .2881 .2706 .2568 .2461 .2378 .2314 49 $120 .6631 .5844 .5153 .4563 .4068 .3657 .3321 .3051 .2835 .2665 .2533 .2430 .2352 .2292 50 $120 .6606 .5807 .5108 .4514 .4015 .3603 .3269 .3002 .2791 .2626 .2499 .2402 .2328 .2272 $250 .6608 .5809 .5094 .4456 .3889 .3387 .2951 .2576 .2257 .1986 .1758 .1566 .1405 .1271 51 $120 .6582 .5772 .5065 .4465 .3963 .3551 .3219 .2956 .2749 .2590 .2468 .2375 .2306 .2254 $250 .6584 .5772 .5044 .4394 .3818 .3312 .2874 .2501 .2184 .1916 .1692 .1504 .1349 .1220 52 $120 .6559 .5738 .5024 .4418 .3912 .3501 .3171 .2911 .2709 .2555 .2438 .2351 .2286 .2238 $250 .6561 .5735 .4994 .4334 .3748 .3239 .2800 .2428 .2113 .1849 .1628 .1446 .1295 .1173 53 $120 .6537 .5706 .4984 .4371 .3863 .3451 .3124 .2868 .2671 .2522 .2410 .2328 .2267 .2224 $250 .6539 .5700 .4946 .4274 .3681 .3168 .2728 .2356 .2044 .1783 .1567 .1389 .1245 .1128 54 $120 .6516 .5676 .4945 .4326 .3815 .3404 .3078 .2827 .2635 .2491 .2384 .2307 .2250 .2210 $250 .6517 .5666 .4899 .4216 .3616 .3099 .2658 .2287 .1976 .1719 .1508 .1336 .1197 .1086 55 $120 .6497 .5647 .4907 .4282 .3769 .3357 .3034 .2787 .2600 .2461 .2360 .2287 .2235 .2198 $250 .6497 .5633 .4853 .4159 .3553 .3032 .2590 .2219 .1911 .1658 .1452 .1285 .1152 .1047 56 $120 .6479 .5619 .4870 .4239 .3723 .3312 .2992 .2748 .2567 .2434 .2337 .2269 .2221 .2188 $250 .6478 .5601 .4808 .4104 .3491 .2966 .2523 .2153 .1847 .1598 .1398 .1237 .1110 .1010 57 $120 .6463 .5592 .4835 .4198 .3679 .3268 .2951 .2712 .2535 .2408 .2316 .2253 .2208 .2178 $250 .6461 .5570 .4765 .4051 .3432 .2903 .2457 .2088 .1786 .1541 .1346 .1191 .1070 .0976 58 $120 .6447 .5567 .4800 .4157 .3636 .3225 .2911 .2677 .2505 .2383 .2297 .2238 .2197 .2170 $250 .6444 .5541 .4724 .4000 .3373 .2840 .2393 .2025 .1726 .1487 .1297 .1148 .1033 .0944 $500 .6444 .5541 .4723 .3991 .3347 .2787 .2305 .1896 .1551 .1265 .1029 .0835 .0677 .0551 59 $120 .6433 .5543 .4767 .4118 .3593 .3184 .2873 .2643 .2477 .2360 .2279 .2224 .2187 .2162 $250 .6428 .5513 .4684 .3951 .3316 .2778 .2331 .1964 .1669 .1434 .1250 .1107 .0998 .0915 $500 .6428 .5513 .4681 .3938 .3283 .2716 .2230 .1820 .1477 .1194 .0963 .0775 .0623 .0503 60 $120 .6420 .5520 .4735 .4080 .3553 .3143 .2836 .2611 .2450 .2339 .2262 .2211 .2178 .2156 $250 .6413 .5486 .4646 .3903 .3261 .2719 .2270 .1905 .1613 .1383 .1205 .1069 .0965 .0888 $500 .6413 .5486 .4641 .3885 .3221 .2647 .2157 .1746 .1405 .1126 .0899 .0717 .0572 .0458 61 $120 .6407 .5498 .4704 .4043 .3513 .3104 .2800 .2580 .2425 .2319 .2247 .2200 .2170 .2150 $250 .6399 .5461 .4609 .3856 .3207 .2660 .2210 .1847 .1559 .1335 .1163 .1032 .0935 .0863 $500 .6400 .5461 .4603 .3834 .3160 .2579 .2086 .1674 .1335 .1060 .0839 .0663 .0524 .0416 62 $120 .6396 .5477 .4675 .4007 .3474 .3067 .2766 .2551 .2401 .2300 .2233 .2190 .2162 .2145 $250 .6387 .5438 .4574 .3811 .3154 .2603 .2152 .1791 .1507 .1289 .1123 .0999 .0907 .0841 $500 .6387 .5437 .4565 .3785 .3100 .2512 .2016 .1604 .1267 .0996 .0780 .0611 .0479 .0378 63 $120 .6385 .5457 .4646 .3972 .3437 .3030 .2733 .2523 .2379 .2283 .2221 .2181 .2156 .2141 $250 .6376 .5416 .4541 .3767 .3102 .2547 .2096 .1737 .1457 .1244 .1085 .0967 .0881 .0820 $500 .6376 .5414 .4530 .3737 .3042 .2447 .1947 .1535 .1201 .0934 .0725 .0562 .0437 .0342 64 $120 .6376 .5439 .4619 .3938 .3401 .2995 .2702 .2497 .2358 .2267 .2209 .2173 .2151 .2137 $250 .6365 .5396 .4509 .3725 .3052 .2493 .2041 .1684 .1410 .1202 .1049 .0938 .0858 .0802 $500 .6365 .5393 .4496 .3690 .2985 .2383 .1880 .1468 .1137 .0875 .0672 .0516 .0398 .0309 $1,000 .6365 .5393 .4496 .3690 .2984 .2379 .1872 .1455 .1117 .0849 .0639 .0476 .0352 .0258 65 $120 .6367 .5421 .4592 .3905 .3365 .2961 .2671 .2472 .2339 .2253 .2199 .2166 .2146 .2134 $250 .6356 .5377 .4479 .3684 .3004 .2440 .1988 .1634 .1364 .1163 .1016 .0911 .0837 .0785 $500 .6356 .5373 .4463 .3645 .2930 .2321 .1814 .1403 .1075 .0818 .0621 .0472 .0361 .0280 $1,000 .6356 .5373 .4463 .3645 .2928 .2315 .1804 .1387 .1052 .0789 .0585 .0429 .0312 .0225 66 $120 .6360 .5405 .4567 .3874 .3332 .2929 .2643 .2448 .2321 .2240 .2190 .2160 .2142 .2132 $250 .6348 .5360 .4451 .3645 .2957 .2389 .1936 .1585 .1320 .1125 .0985 .0886 .0817 .0771 $500 .6348 .5354 .4433 .3602 .2877 .2260 .1750 .1339 .1015 .0764 .0574 .0432 .0328 .0253 $1,000 .6348 .5354 .4432 .3601 .2873 .2253 .1738 .1321 .0989 .0731 .0534 .0385 .0275 .0195 67 $120 .6353 .5390 .4543 .3844 .3299 .2897 .2616 .2426 .2304 .2228 .2181 .2154 .2138 .2129 $250 .6341 .5344 .4424 .3608 .2912 .2340 .1886 .1538 .1278 .1090 .0956 .0863 .0800 .0758 $500 .6340 .5338 .4404 .3561 .2825 .2201 .1688 .1278 .0957 .0712 .0529 .0394 .0297 .0228 $1,000 .6340 .5338 .4403 .3559 .2820 .2192 .1674 .1256 .0928 .0676 .0485 .0344 .0241 .0167 68 $120 .6346 .5376 .4521 .3815 .3267 .2867 .2590 .2406 .2289 .2217 .2174 .2149 .2135 .2128 $250 .6335 .5329 .4399 .3572 .2868 .2292 .1838 .1493 .1239 .1057 .0929 .0843 .0785 .0747 $500 .6334 .5322 .4376 .3521 .2774 .2143 .1628 .1218 .0902 .0663 .0487 .0360 .0270 .0207 $1,000 .6334 .5322 .4376 .3519 .2768 .2133 .1611 .1194 .0869 .0623 .0440 .0306 .0210 .0143 69 $120 .6341 .5362 .4499 .3787 .3237 .2839 .2565 .2386 .2274 .2207 .2167 .2145 .2133 .2126 $250 .6330 .5316 .4375 .3538 .2825 .2245 .1791 .1450 .1201 .1025 .0905 .0824 .0771 .0737 $500 .6328 .5309 .4351 .3483 .2725 .2087 .1569 .1160 .0848 .0616 .0448 .0328 .0244 .0187 $1,000 .6328 .5308 .4350 .3480 .2718 .2074 .1549 .1133 .0813 .0573 .0397 .0271 .0183 .0121 70 $120 .6336 .5350 .4478 .3760 .3208 .2811 .2542 .2368 .2261 .2198 .2161 .2141 .2130 .2125 $250 .6325 .5304 .4353 .3505 .2784 .2200 .1747 .1409 .1166 .0996 .0882 .0807 .0759 .0728 $500 .6324 .5296 .4327 .3447 .2678 .2033 .1511 .1105 .0798 .0572 .0411 .0299 .0222 .0171 $1,000 .6324 .5296 .4326 .3443 .2669 .2018 .1489 .1074 .0759 .0525 .0357 .0239 .0158 .0103 71 $120 .6332 .5339 .4459 .3734 .3180 .2785 .2519 .2351 .2249 .2190 .2156 .2138 .2129 .2124 $250 .6322 .5294 .4332 .3473 .2744 .2156 .1702 .1368 .1131 .0969 .0861 .0791 .0748 .0721 $500 .6320 .5285 .4305 .3411 .2631 .1979 .1455 .1050 .0748 .0530 .0377 .0272 .0202 .0156 $1,000 .6320 .5284 .4303 .3406 .2621 .1962 .1430 .1016 .0706 .0480 .0320 .0209 .0135 .0086 72 $120 .6328 .5329 .4441 .3710 .3154 .2760 .2499 .2336 .2238 .2182 .2152 .2135 .2127 .2123 $250 .6319 .5284 .4313 .3444 .2707 .2115 .1662 .1332 .1100 .0944 .0843 .0778 .0739 .0715 $500 .6317 .5276 .4285 .3379 .2588 .1928 .1402 .1000 .0703 .0492 .0346 .0248 .0184 .0143 $1,000 .6317 .5275 .4283 .3373 .2577 .1909 .1374 .0963 .0657 .0439 .0286 .0184 .0116 .0072 73 $120 .6325 .5320 .4424 .3688 .3130 .2738 .2481 .2322 .2229 .2176 .2148 .2133 .2126 .2122 $250 .6316 .5277 .4296 .3417 .2673 .2077 .1625 .1298 .1073 .0923 .0827 .0767 .0731 .0710 $500 .6315 .5268 .4267 .3350 .2548 .1882 .1353 .0953 .0662 .0458 .0319 .0228 .0170 .0133 $1,000 .6315 .5267 .4265 .3343 .2535 .1860 .1323 .0913 .0613 .0402 .0257 .0161 .0099 .0060 74 $120 .6323 .5315 .4414 .3674 .3115 .2725 .2470 .2314 .2223 .2173 .2146 .2132 .2125 .2122 $250 .6315 .5272 .4286 .3401 .2651 .2053 .1601 .1277 .1056 .0910 .0817 .0760 .0726 .0707 $500 .6314 .5263 .4257 .3332 .2523 .1852 .1323 .0924 .0636 .0437 .0303 .0216 .0161 .0127 $1,000 .6313 .5262 .4254 .3325 .2509 .1830 .1291 .0882 .0586 .0379 .0240 .0148 .0090 .0054
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 2
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 50% 40 $120 .0000 .0016 .0069 .0157 .0276 .0593 .0997 .1475 .2016 41 $120 .0000 .0014 .0062 .0144 .0256 .0558 .0949 .1415 .1945 42 $120 .0000 .0012 .0056 .0132 .0237 .0525 .0902 .1355 .1875 43 $120 .0000 .0010 .0050 .0120 .0219 .0493 .0856 .1297 .1806 44 $120 .0000 .0009 .0045 .0109 .0202 .0462 .0812 .1240 .1741 45 $120 .0000 .0008 .0040 .0099 .0185 .0432 .0768 .1184 .1680 46 $120 .0000 .0006 .0035 .0089 .0169 .0402 .0725 .1130 .1622 47 $120 .0000 .0006 .0031 .0080 .0154 .0374 .0684 .1078 .1567 48 $120 .0000 .0005 .0027 .0072 .0140 .0347 .0643 .1029 .1514 49 $120 .0000 .0004 .0024 .0064 .0127 .0321 .0604 .0983 .1463 50 $120 .0000 .0003 .0020 .0057 .0114 .0296 .0567 .0938 .1414 $250 .0000 .0003 .0021 .0057 .0115 .0298 .0569 .0924 .1356 51 $120 .0000 .0003 .0018 .0050 .0103 .0272 .0532 .0895 .1365 $250 .0000 .0003 .0018 .0050 .0103 .0274 .0532 .0874 .1294 52 $120 .0000 .0002 .0015 .0044 .0091 .0249 .0498 .0854 .1318 $250 .0000 .0002 .0015 .0044 .0092 .0251 .0495 .0824 .1234 53 $120 .0000 .0002 .0013 .0038 .0081 .0227 .0466 .0814 .1271 $250 .0000 .0002 .0013 .0038 .0082 .0229 .0460 .0776 .1174 54 $120 .0000 .0001 .0011 .0033 .0072 .0206 .0436 .0775 .1226 $250 .0000 .0001 .0011 .0033 .0072 .0207 .0426 .0729 .1116 55 $120 .0000 .0001 .0009 .0028 .0063 .0187 .0407 .0737 .1182 $250 .0000 .0001 .0009 .0028 .0063 .0187 .0393 .0683 .1059 56 $120 .0000 .0001 .0007 .0024 .0054 .0169 .0379 .0700 .1139 $250 .0000 .0001 .0007 .0024 .0055 .0168 .0361 .0638 .1004 57 $120 .0000 .0001 .0006 .0020 .0047 .0153 .0352 .0665 .1098 $250 .0000 .0001 .0006 .0020 .0047 .0151 .0330 .0595 .0951 58 $120 .0000 .0001 .0005 .0017 .0040 .0137 .0327 .0630 .1057 $250 .0000 .0001 .0005 .0017 .0041 .0134 .0301 .0554 .0900 $500 .0000 .0001 .0005 .0017 .0041 .0134 .0301 .0553 .0891 59 $120 .0000 .0000 .0004 .0014 .0034 .0123 .0303 .0597 .1018 $250 .0000 .0000 .0004 .0014 .0034 .0118 .0273 .0514 .0851 $500 .0000 .0000 .0004 .0014 .0035 .0118 .0273 .0511 .0838 60 $120 .0000 .0000 .0003 .0011 .0029 .0110 .0280 .0565 .0980 $250 .0000 .0000 .0003 .0011 .0029 .0103 .0246 .0476 .0803 $500 .0000 .0000 .0003 .0011 .0029 .0103 .0246 .0471 .0785 61 $120 .0000 .0000 .0002 .0009 .0024 .0097 .0258 .0534 .0943 $250 .0000 .0000 .0002 .0009 .0024 .0089 .0221 .0439 .0756 $500 .0000 .0000 .0002 .0009 .0024 .0090 .0221 .0433 .0734 62 $120 .0000 .0000 .0002 .0007 .0020 .0086 .0237 .0505 .0907 $250 .0000 .0000 .0002 .0007 .0020 .0077 .0198 .0404 .0711 $500 .0000 .0000 .0002 .0007 .0020 .0077 .0197 .0395 .0685 63 $120 .0000 .0000 .0001 .0006 .0016 .0075 .0217 .0476 .0872 $250 .0000 .0000 .0001 .0006 .0016 .0066 .0176 .0371 .0667 $500 .0000 .0000 .0001 .0006 .0016 .0066 .0174 .0360 .0637 64 $120 .0000 .0000 .0001 .0004 .0013 .0066 .0199 .0449 .0838 $250 .0000 .0000 .0001 .0004 .0013 .0055 .0156 .0339 .0625 $500 .0000 .0000 .0001 .0004 .0013 .0055 .0153 .0326 .0590 $1,000 .0000 .0000 .0001 .0004 .0013 .0055 .0153 .0326 .0590 65 $120 .0000 .0000 .0001 .0003 .0011 .0057 .0181 .0422 .0805 $250 .0000 .0000 .0001 .0003 .0010 .0046 .0137 .0309 .0584 $500 .0000 .0000 .0001 .0003 .0010 .0046 .0133 .0293 .0545 $1,000 .0000 .0000 .0001 .0003 .0010 .0046 .0133 .0293 .0545 66 $120 .0000 .0000 .0000 .0002 .0009 .0050 .0165 .0397 .0774 $250 .0000 .0000 .0000 .0002 .0007 .0038 .0120 .0281 .0545 $500 .0000 .0000 .0000 .0002 .0007 .0038 .0114 .0263 .0502 $1,000 .0000 .0000 .0000 .0002 .0007 .0038 .0114 .0262 .0501 67 $120 .0000 .0000 .0000 .0002 .0007 .0043 .0150 .0373 .0744 $250 .0000 .0000 .0000 .0002 .0006 .0031 .0104 .0254 .0508 $500 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0234 .0461 $1,000 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0233 .0459 68 $120 .0000 .0000 .0000 .0001 .0005 .0036 .0136 .0351 .0715 $250 .0000 .0000 .0000 .0001 .0004 .0025 .0089 .0229 .0472 $500 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0206 .0421 $1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0206 .0419 69 $120 .0000 .0000 .0000 .0001 .0004 .0031 .0122 .0329 .0687 $250 .0000 .0000 .0000 .0001 .0003 .0020 .0076 .0205 .0438 $500 .0000 .0000 .0000 .0001 .0003 .0018 .0069 .0181 .0383 $1,000 .0000 .0000 .0000 .0001 .0003 .0018 .0068 .0180 .0380 70 $120 .0000 .0000 .0000 .0001 .0003 .0026 .0110 .0308 .0660 $250 .0000 .0000 .0000 .0000 .0002 .0015 .0064 .0183 .0405 $500 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0157 .0347 $1,000 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0156 .0343 71 $120 .0000 .0000 .0000 .0000 .0002 .0022 .0099 .0289 .0634 $250 .0000 .0000 .0000 .0000 .0001 .0012 .0054 .0162 .0373 $500 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0135 .0311 $1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0133 .0306 72 $120 .0000 .0000 .0000 .0000 .0002 .0018 .0089 .0271 .0610 $250 .0000 .0000 .0000 .0000 .0001 .0009 .0044 .0143 .0344 $500 .0000 .0000 .0000 .0000 .0001 .0007 .0036 .0115 .0279 $1,000 .0000 .0000 .0000 .0000 .0001 .0007 .0035 .0113 .0273 73 $120 .0000 .0000 .0000 .0000 .0001 .0015 .0080 .0254 .0588 $250 .0000 .0000 .0000 .0000 .0000 .0006 .0037 .0126 .0317 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0097 .0250 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0095 .0243 74 $120 .0000 .0000 .0000 .0000 .0001 .0013 .0075 .0244 .0574 $250 .0000 .0000 .0000 .0000 .0000 .0005 .0032 .0116 .0301 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0087 .0232 $1,000 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0084 .0225
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 2
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9062 .8868 .8696 .8541 .8398 .8265 .8140 .8022 .7910 .7803 .7701 .7603 .7509 .7418 2 .9005 .8799 .8617 .8452 .8301 .8159 .8027 .7902 .7783 .7670 .7562 .7458 .7358 .7261 3 .8949 .8732 .8539 .8365 .8204 .8055 .7915 .7783 .7657 .7538 .7424 .7314 .7208 .7106 4 .8893 .8664 .8461 .8277 .8108 .7950 .7803 .7663 .7531 .7405 .7285 .7169 .7058 .6951 5 .8839 .8598 .8384 .8190 .8012 .7847 .7691 .7545 .7406 .7273 .7146 .7025 .6908 .6796 6 .8785 .8532 .8308 .8104 .7917 .7743 .7580 .7426 .7281 .7142 .7009 .6882 .6759 .6642 7 .8732 .8467 .8232 .8019 .7823 .7641 .7470 .7309 .7156 .7011 .6872 .6739 .6612 .6489 8 .8680 .8403 .8157 .7934 .7729 .7539 .7360 .7192 .7033 .6881 .6736 .6598 .6465 .6337 9 .8628 .8339 .8083 .7850 .7636 .7438 .7251 .7076 .6910 .6752 .6601 .6457 .6319 .6186 10 .8577 .8276 .8009 .7766 .7544 .7337 .7143 .6960 .6787 .6623 .6467 .6317 .6174 .6036 11 .8526 .8213 .7935 .7683 .7452 .7236 .7035 .6845 .6666 .6495 .6333 .6178 .6029 .5887 12 .8477 .8151 .7863 .7601 .7360 .7136 .6927 .6730 .6544 .6368 .6200 .6040 .5886 .5740 13 .8427 .8090 .7790 .7518 .7268 .7037 .6820 .6616 .6423 .6241 .6067 .5902 .5744 .5593 14 .8378 .8029 .7718 .7436 .7177 .6937 .6713 .6502 .6303 .6114 .5936 .5765 .5603 .5448 15 .8330 .7968 .7646 .7355 .7087 .6838 .6606 .6388 .6183 .5989 .5805 .5629 .5463 .5303 16 .8282 .7908 .7575 .7273 .6996 .6739 .6500 .6275 .6064 .5864 .5674 .5495 .5323 .5160 17 .8235 .7848 .7504 .7192 .6906 .6641 .6394 .6162 .5945 .5739 .5545 .5361 .5186 .5019 18 .8188 .7788 .7433 .7111 .6816 .6543 .6288 .6050 .5826 .5616 .5416 .5228 .5048 .4878 19 .8141 .7729 .7363 .7031 .6726 .6445 .6183 .5938 .5709 .5492 .5288 .5096 .4913 .4739 20 .8095 .7670 .7292 .6950 .6637 .6347 .6078 .5827 .5591 .5370 .5162 .4964 .4778 .4601 21 .8049 .7612 .7222 .6870 .6547 .6249 .5973 .5715 .5474 .5248 .5035 .4834 .4644 .4464 22 .8003 .7553 .7152 .6790 .6458 .6152 .5869 .5605 .5358 .5127 .4909 .4705 .4511 .4329 23 .7958 .7495 .7083 .6710 .6369 .6055 .5765 .5494 .5242 .5006 .4785 .4576 .4380 .4194 24 .7913 .7437 .7013 .6630 .6280 .5958 .5661 .5384 .5127 .4886 .4660 .4448 .4249 .4061 25 .7869 .7380 .6944 .6550 .6191 .5862 .5557 .5275 .5012 .4766 .4537 .4322 .4119 .3929 26 .7825 .7322 .6875 .6471 .6103 .5765 .5454 .5165 .4897 .4647 .4414 .4196 .3991 .3798 27 .7781 .7265 .6806 .6392 .6015 .5669 .5351 .5056 .4783 .4529 .4292 .4071 .3863 .3668 28 .7738 .7208 .6737 .6313 .5926 .5573 .5248 .4948 .4670 .4411 .4171 .3946 .3736 .3539 29 .7695 .7152 .6669 .6234 .5838 .5477 .5145 .4840 .4557 .4294 .4050 .3823 .3610 .3411 30 .7652 .7096 .6601 .6155 .5751 .5382 .5043 .4732 .4444 .4178 .3930 .3700 .3485 .3284 31 .7610 .7040 .6533 .6077 .5663 .5287 .4942 .4624 .4332 .4062 .3811 .3578 .3361 .3159 32 .7569 .6985 .6465 .5999 .5576 .5191 .4840 .4517 .4220 .3946 .3692 .3457 .3238 .3033 33 .7528 .6930 .6398 .5921 .5489 .5097 .4739 .4411 .4109 .3831 .3574 .3336 .3115 .2909 34 .7487 .6875 .6331 .5843 .5402 .5002 .4637 .4304 .3998 .3716 .3456 .3216 .2993 .2786 35 .7447 .6821 .6264 .5766 .5316 .4908 .4537 .4198 .3887 .3602 .3339 .3096 .2871 .2663 36 .7407 .6767 .6198 .5688 .5229 .4813 .4435 .4091 .3776 .3487 .3221 .2976 .2750 .2541 37 .7367 .6713 .6132 .5611 .5142 .4719 .4335 .3985 .3666 .3373 .3104 .2857 .2630 .2421 38 .7329 .6660 .6066 .5534 .5056 .4625 .4234 .3879 .3555 .3259 .2988 .2739 .2511 .2302 39 .7291 .6608 .6001 .5458 .4971 .4531 .4134 .3773 .3445 .3146 .2872 .2622 .2394 .2185 40 .7254 .6557 .5937 .5383 .4886 .4439 .4035 .3669 .3336 .3034 .2758 .2508 .2279 .2071 41 .7218 .6506 .5873 .5308 .4802 .4347 .3936 .3565 .3228 .2923 .2646 .2395 .2167 .1960 42 .7183 .6457 .5811 .5235 .4719 .4256 .3838 .3462 .3121 .2814 .2536 .2284 .2057 .1852 43 .7149 .6409 .5750 .5163 .4637 .4166 .3742 .3360 .3016 .2707 .2428 .2176 .1950 .1747 44 .7116 .6362 .5690 .5091 .4556 .4076 .3646 .3260 .2913 .2601 .2322 .2071 .1846 .1645 45 .7084 .6316 .5631 .5021 .4476 .3988 .3552 .3161 .2811 .2498 .2218 .1968 .1745 .1546 46 .7054 .6271 .5574 .4952 .4397 .3901 .3458 .3063 .2710 .2396 .2117 .1868 .1647 .1451 47 .7024 .6227 .5517 .4883 .4318 .3815 .3366 .2966 .2612 .2296 .2017 .1770 .1552 .1359 48 .6996 .6185 .5461 .4816 .4241 .3729 .3275 .2871 .2514 .2199 .1920 .1675 .1459 .1270 49 .6968 .6143 .5406 .4749 .4164 .3645 .3184 .2777 .2418 .2103 .1825 .1582 .1369 .1184 50 .6942 .6103 .5353 .4683 .4088 .3561 .3095 .2685 .2324 .2008 .1732 .1492 .1282 .1101 51 .6916 .6064 .5300 .4619 .4014 .3479 .3007 .2594 .2232 .1916 .1642 .1404 .1198 .1021 52 .6892 .6026 .5248 .4555 .3940 .3397 .2920 .2503 .2140 .1825 .1553 .1319 .1117 .0944 53 .6869 .5988 .5197 .4492 .3867 .3316 .2834 .2415 .2051 .1737 .1467 .1236 .1038 .0871 54 .6847 .5953 .5148 .4430 .3795 .3237 .2750 .2327 .1963 .1650 .1383 .1156 .0963 .0800 55 .6826 .5918 .5099 .4369 .3724 .3158 .2666 .2241 .1876 .1565 .1301 .1078 .0890 .0733 56 .6806 .5884 .5052 .4309 .3653 .3080 .2583 .2156 .1791 .1482 .1221 .1003 .0820 .0669 57 .6787 .5852 .5006 .4251 .3584 .3004 .2502 .2073 .1708 .1401 .1144 .0930 .0753 .0608 58 .6769 .5821 .4961 .4193 .3516 .2928 .2422 .1990 .1627 .1322 .1069 .0860 .0689 .0550 59 .6752 .5791 .4918 .4137 .3450 .2853 .2342 .1910 .1546 .1245 .0996 .0793 .0628 .0495 60 .6737 .5763 .4876 .4082 .3384 .2780 .2265 .1830 .1468 .1170 .0926 .0729 .0570 .0444 61 .6722 .5736 .4835 .4028 .3320 .2708 .2188 .1752 .1392 .1097 .0858 .0667 .0515 .0395 62 .6709 .5711 .4796 .3976 .3257 .2637 .2113 .1676 .1317 .1026 .0793 .0608 .0463 .0351 3 .6697 .5687 .4758 .3925 .3195 .2567 .2039 .1601 .1244 .0958 .0731 .0553 .0415 .0309 64 .6686 .5665 .4722 .3876 .3134 .2499 .1966 .1528 .1174 .0892 .0671 .0500 .0369 .0271 65 .6676 .5644 .4688 .3829 .3075 .2432 .1895 .1457 .1105 .0828 .0614 .0450 .0327 .0236 66 .6668 .5624 .4656 .3783 .3018 .2367 .1826 .1387 .1039 .0768 .0560 .0404 .0288 .0204 67 .6660 .5607 .4625 .3738 .2962 .2303 .1758 .1319 .0975 .0709 .0509 .0361 .0253 .0175 68 .6653 .5591 .4596 .3696 .2908 .2240 .1692 .1254 .0913 .0654 .0461 .0321 .0220 .0149 69 .6648 .5576 .4569 .3655 .2855 .2179 .1627 .1190 .0853 .0601 .0416 .0284 .0191 .0127 70 .6643 .5563 .4544 .3616 .2804 .2120 .1564 .1128 .0796 .0551 .0375 .0250 .0165 .0107 71 .6639 .5551 .4520 .3578 .2753 .2060 .1501 .1067 .0741 .0503 .0335 .0219 .0141 .0089 72 .6635 .5541 .4498 .3544 .2707 .2005 .1443 .1011 .0690 .0460 .0300 .0192 .0120 .0074 73 .6633 .5532 .4480 .3512 .2663 .1954 .1389 .0959 .0644 .0421 .0269 .0168 .0103 .0062 74 .6632 .5528 .4468 .3492 .2636 .1921 .1355 .0926 .0615 .0397 .0251 .0154 .0093 .0055
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 2
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0338 .0708 .1111 .1538 .2434 .3364 .4316 .5285 2 .0000 .0320 .0679 .1074 .1494 .2376 .3295 .4237 .5196 3 .0000 .0302 .0651 .1039 .1452 .2321 .3227 .4159 .5109 4 .0000 .0286 .0625 .1005 .1410 .2265 .3160 .4081 .5021 5 .0000 .0270 .0599 .0971 .1368 .2211 .3094 .4004 .4934 6 .0000 .0255 .0575 .0938 .1328 .2157 .3028 .3927 .4848 7 .0000 .0241 .0551 .0907 .1289 .2104 .2963 .3852 .4763 8 .0000 .0227 .0529 .0876 .1250 .2052 .2898 .3777 .4678 9 .0000 .0214 .0507 .0846 .1212 .2000 .2835 .3702 .4594 10 .0000 .0202 .0486 .0816 .1175 .1949 .2772 .3628 .4510 11 .0000 .0191 .0465 .0787 .1139 .1898 .2709 .3555 .4427 12 .0000 .0180 .0445 .0759 .1103 .1848 .2647 .3482 .4344 13 .0000 .0169 .0426 .0731 .1067 .1799 .2586 .3410 .4262 14 .0000 .0159 .0407 .0704 .1032 .1750 .2525 .3338 .4180 15 .0000 .0150 .0389 .0677 .0998 .1702 .2464 .3266 .4098 16 .0000 .0141 .0371 .0651 .0964 .1654 .2404 .3195 .4017 17 .0000 .0132 .0354 .0626 .0930 .1607 .2344 .3124 .3936 18 .0000 .0124 .0337 .0600 .0897 .1559 .2284 .3053 .3855 19 .0000 .0116 .0320 .0576 .0865 .1513 .2225 .2982 .3774 20 .0000 .0108 .0304 .0551 .0833 .1467 .2166 .2912 .3694 21 .0000 .0101 .0289 .0528 .0801 .1421 .2107 .2842 .3613 22 .0000 .0094 .0274 .0504 .0770 .1375 .2049 .2772 .3533 23 .0000 .0087 .0259 .0482 .0740 .1330 .1991 .2702 .3453 24 .0000 .0081 .0245 .0459 .0709 .1285 .1933 .2633 .3374 25 .0000 .0075 .0231 .0437 .0680 .1241 .1875 .2564 .3294 26 .0000 .0069 .0217 .0416 .0650 .1197 .1818 .2495 .3215 27 .0000 .0064 .0204 .0395 .0621 .1153 .1761 .2426 .3135 28 .0000 .0059 .0191 .0374 .0593 .1110 .1704 .2357 .3056 29 .0000 .0054 .0179 .0354 .0565 .1067 .1648 .2289 .2977 30 .0000 .0049 .0167 .0334 .0537 .1024 .1592 .2220 .2899 31 .0000 .0045 .0156 .0315 .0510 .0982 .1536 .2153 .2821 32 .0000 .0041 .0145 .0296 .0484 .0941 .1481 .2085 .2742 33 .0000 .0037 .0135 .0278 .0458 .0899 .1426 .2018 .2664 34 .0000 .0033 .0124 .0261 .0432 .0859 .1371 .1951 .2587 35 .0000 .0030 .0115 .0243 .0407 .0818 .1317 .1884 .2509 36 .0000 .0027 .0105 .0227 .0383 .0779 .1263 .1818 .2432 37 .0000 .0024 .0096 .0211 .0359 .0739 .1209 .1751 .2355 38 .0000 .0021 .0088 .0195 .0336 .0701 .1156 .1686 .2278 39 .0000 .0019 .0080 .0180 .0313 .0663 .1104 .1621 .2202 40 .0000 .0017 .0073 .0166 .0292 .0626 .1052 .1557 .2127 41 .0000 .0014 .0066 .0152 .0271 .0590 .1002 .1493 .2052 42 .0000 .0013 .0059 .0139 .0251 .0555 .0953 .1431 .1979 43 .0000 .0011 .0053 .0127 .0232 .0521 .0905 .1370 .1906 44 .0000 .0009 .0047 .0116 .0213 .0488 .0858 .1310 .1835 45 .0000 .0008 .0042 .0105 .0196 .0456 .0812 .1251 .1765 46 .0000 .0007 .0037 .0095 .0179 .0426 .0767 .1193 .1695 47 .0000 .0006 .0033 .0085 .0164 .0396 .0723 .1137 .1627 48 .0000 .0005 .0029 .0076 .0149 .0367 .0681 .1081 .1559 49 .0000 .0004 .0025 .0068 .0135 .0340 .0639 .1026 .1493 50 .0000 .0003 .0022 .0060 .0121 .0314 .0599 .0972 .1427 51 .0000 .0003 .0019 .0053 .0109 .0288 .0560 .0920 .1362 52 .0000 .0002 .0016 .0046 .0097 .0264 .0521 .0868 .1298 53 .0000 .0002 .0013 .0040 .0086 .0241 .0484 .0817 .1235 54 .0000 .0002 .0011 .0035 .0076 .0219 .0448 .0768 .1174 55 .0000 .0001 .0009 .0030 .0067 .0197 .0414 .0719 .1113 56 .0000 .0001 .0008 .0025 .0058 .0177 .0380 .0672 .1053 57 .0000 .0001 .0006 .0021 .0050 .0159 .0348 .0626 .0994 58 .0000 .0001 .0005 .0018 .0043 .0141 .0317 .0581 .0937 59 .0000 .0000 .0004 .0015 .0036 .0124 .0287 .0537 .0880 60 .0000 .0000 .0003 .0012 .0030 .0109 .0259 .0495 .0826 61 .0000 .0000 .0002 .0010 .0025 .0094 .0232 .0455 .0772 62 .0000 .0000 .0002 .0008 .0021 .0081 .0207 .0416 .0720 63 .0000 .0000 .0001 .0006 .0017 .0069 .0183 .0378 .0669 64 .0000 .0000 .0001 .0005 .0013 .0058 .0160 .0342 .0620 65 .0000 .0000 .0001 .0003 .0010 .0048 .0140 .0308 .0572 66 .0000 .0000 .0000 .0002 .0008 .0040 .0120 .0276 .0526 67 .0000 .0000 .0000 .0002 .0006 .0032 .0103 .0245 .0482 68 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0216 .0440 69 .0000 .0000 .0000 .0001 .0003 .0019 .0072 .0189 .0399 70 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0164 .0360 71 .0000 .0000 .0000 .0000 .0001 .0010 .0047 .0139 .0322 72 .0000 .0000 .0000 .0000 .0001 .0007 .0037 .0118 .0287 73 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0099 .0256 74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0088 .0236
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 2
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7251 .6552 .5930 .5374 .4875 .4435 .4066 .3757 .3498 .3279 .3094 .2938 .2807 .2699 41 $120 .7215 .6501 .5866 .5299 .4792 .4357 .3992 .3687 .3431 .3215 .3034 .2882 .2757 .2655 42 $120 .7180 .6452 .5804 .5226 .4715 .4283 .3922 .3620 .3366 .3154 .2976 .2830 .2711 .2615 43 $120 .7146 .6404 .5743 .5154 .4643 .4214 .3855 .3555 .3304 .3094 .2922 .2782 .2669 .2577 44 $120 .7113 .6357 .5683 .5085 .4575 .4147 .3790 .3491 .3243 .3038 .2871 .2737 .2630 .2543 45 $120 .7081 .6311 .5624 .5021 .4511 .4083 .3726 .3429 .3184 .2985 .2824 .2696 .2593 .2511 46 $120 .7051 .6266 .5567 .4960 .4449 .4021 .3664 .3369 .3129 .2935 .2780 .2656 .2559 .2482 47 $120 .7021 .6223 .5513 .4903 .4389 .3960 .3604 .3312 .3076 .2888 .2738 .2619 .2527 .2455 48 $120 .6993 .6180 .5461 .4847 .4331 .3900 .3545 .3257 .3026 .2843 .2698 .2585 .2497 .2430 49 $120 .6965 .6139 .5413 .4793 .4274 .3842 .3489 .3204 .2978 .2800 .2660 .2553 .2470 .2408 50 $120 .6939 .6100 .5366 .4741 .4218 .3785 .3434 .3154 .2932 .2759 .2625 .2523 .2445 .2387 $250 .6941 .6102 .5351 .4681 .4085 .3558 .3100 .2706 .2371 .2086 .1847 .1645 .1476 .1335 51 $120 .6914 .6063 .5321 .4690 .4163 .3730 .3382 .3105 .2888 .2720 .2592 .2495 .2422 .2368 $250 .6916 .6063 .5298 .4616 .4010 .3479 .3019 .2627 .2294 .2013 .1777 .1580 .1417 .1282 52 $120 .6890 .6027 .5277 .4640 .4110 .3677 .3331 .3058 .2846 .2684 .2561 .2469 .2401 .2351 $250 .6891 .6024 .5246 .4552 .3937 .3402 .2942 .2550 .2219 .1942 .1710 .1518 .1361 .1232 53 $120 .6867 .5994 .5235 .4592 .4058 .3625 .3281 .3013 .2806 .2649 .2532 .2445 .2382 .2336 $250 .6868 .5987 .5196 .4489 .3867 .3327 .2866 .2475 .2147 .1873 .1646 .1460 .1308 .1185 54 $120 .6845 .5962 .5194 .4544 .4008 .3575 .3234 .2969 .2768 .2616 .2504 .2423 .2364 .2322 $250 .6846 .5952 .5146 .4428 .3798 .3255 .2792 .2402 .2076 .1806 .1584 .1404 .1258 .1141 55 $120 .6825 .5931 .5155 .4498 .3959 .3526 .3187 .2927 .2731 .2585 .2479 .2402 .2348 .2309 $250 .6825 .5917 .5098 .4369 .3732 .3185 .2720 .2331 .2007 .1741 .1525 .1350 .1210 .1099 56 $120 .6806 .5902 .5116 .4453 .3911 .3479 .3143 .2887 .2696 .2556 .2455 .2383 .2333 .2298 $250 .6805 .5883 .5051 .4311 .3667 .3116 .2650 .2261 .1940 .1679 .1468 .1299 .1166 .1061 57 $120 .6789 .5874 .5079 .4409 .3864 .3433 .3100 .2849 .2663 .2529 .2433 .2366 .2320 .2288 $250 .6786 .5851 .5005 .4256 .3605 .3049 .2581 .2193 .1876 .1619 .1414 .1251 .1124 .1025 58 $120 .6772 .5848 .5043 .4367 .3819 .3388 .3058 .2812 .2632 .2503 .2413 .2350 .2308 .2279 $250 .6769 .5820 .4962 .4202 .3543 .2983 .2514 .2127 .1813 .1562 .1362 .1206 .1085 .0992 $500 .6769 .5821 .4961 .4192 .3516 .2927 .2421 .1991 .1630 .1329 .1080 .0877 .0712 .0578 59 $120 .6757 .5822 .5008 .4326 .3775 .3344 .3017 .2776 .2602 .2479 .2394 .2336 .2297 .2271 $250 .6752 .5791 .4920 .4150 .3484 .2919 .2448 .2063 .1753 .1506 .1313 .1163 .1048 .0961 $500 .6752 .5791 .4917 .4136 .3449 .2853 .2343 .1912 .1552 .1255 .1011 .0814 .0655 .0528 60 $120 .6743 .5798 .4974 .4285 .3732 .3302 .2979 .2742 .2574 .2457 .2377 .2323 .2287 .2265 $250 .6736 .5763 .4880 .4099 .3425 .2856 .2384 .2001 .1694 .1453 .1266 .1122 .1014 .0932 $500 .6737 .5763 .4875 .4081 .3383 .2780 .2266 .1834 .1476 .1183 .0945 .0753 .0601 .0481 61 $120 .6730 .5775 .4942 .4246 .3690 .3261 .2941 .2710 .2547 .2436 .2361 .2311 .2279 .2259 $250 .6722 .5737 .4842 .4050 .3368 .2794 .2321 .1940 .1638 .1402 .1221 .1084 .0982 .0907 $500 .6722 .5736 .4835 .4028 .3319 .2709 .2191 .1759 .1403 .1113 .0881 .0696 .0551 .0437 62 $120 .6718 .5753 .4910 .4209 .3649 .3221 .2905 .2679 .2522 .2416 .2346 .2300 .2272 .2253 $250 .6709 .5712 .4805 .4003 .3313 .2734 .2261 .1881 .1583 .1354 .1179 .1049 .0953 .0883 $500 .6709 .5711 .4796 .3976 .3257 .2639 .2117 .1685 .1331 .1046 .0820 .0642 .0503 .0397 63 $120 .6707 .5732 .4880 .4172 .3610 .3183 .2871 .2650 .2499 .2398 .2333 .2291 .2265 .2249 $250 .6697 .5689 .4770 .3957 .3259 .2676 .2201 .1824 .1531 .1307 .1139 .1016 .0926 .0862 $500 .6697 .5687 .4758 .3925 .3195 .2570 .2045 .1612 .1261 .0981 .0761 .0590 .0459 .0359 64 $120 .6697 .5713 .4852 .4137 .3572 .3146 .2838 .2623 .2477 .2382 .2321 .2283 .2259 .2245 $250 .6686 .5668 .4737 .3913 .3206 .2619 .2144 .1769 .1481 .1263 .1102 .0985 .0901 .0842 $500 .6686 .5664 .4722 .3876 .3136 .2503 .1975 .1542 .1194 .0919 .0706 .0542 .0418 .0325 $1,000 .6686 .5665 .4722 .3876 .3134 .2499 .1966 .1528 .1174 .0892 .0671 .0500 .0370 .0271 65 $120 .6688 .5695 .4824 .4102 .3535 .3110 .2806 .2596 .2457 .2367 .2310 .2275 .2254 .2242 $250 .6677 .5648 .4705 .3870 .3155 .2564 .2088 .1716 .1433 .1221 .1067 .0957 .0879 .0825 $500 .6676 .5644 .4688 .3829 .3078 .2438 .1906 .1473 .1129 .0859 .0653 .0496 .0379 .0294 $1,000 .6676 .5644 .4688 .3829 .3075 .2432 .1895 .1457 .1105 .0829 .0614 .0451 .0328 .0236 66 $120 .6680 .5678 .4798 .4069 .3500 .3076 .2776 .2572 .2438 .2353 .2300 .2268 .2250 .2239 $250 .6668 .5630 .4675 .3829 .3106 .2510 .2034 .1665 .1387 .1182 .1035 .0931 .0859 .0810 $500 .6668 .5624 .4656 .3784 .3022 .2374 .1839 .1407 .1066 .0802 .0603 .0454 .0344 .0265 $1,000 .6668 .5624 .4656 .3783 .3018 .2367 .1826 .1387 .1039 .0768 .0560 .0405 .0289 .0204 67 $120 .6673 .5662 .4773 .4038 .3465 .3043 .2747 .2549 .2420 .2340 .2291 .2263 .2246 .2237 $250 .6661 .5613 .4647 .3790 .3058 .2458 .1981 .1615 .1343 .1145 .1004 .0907 .0840 .0796 $500 .6660 .5607 .4626 .3740 .2967 .2312 .1773 .1342 .1005 .0748 .0556 .0414 .0312 .0240 $1,000 .6660 .5607 .4625 .3738 .2962 .2303 .1758 .1319 .0975 .0710 .0510 .0361 .0253 .0176 68 $120 .6666 .5647 .4749 .4007 .3432 .3012 .2720 .2527 .2404 .2328 .2284 .2258 .2243 .2235 $250 .6655 .5598 .4621 .3752 .3012 .2407 .1931 .1568 .1301 .1110 .0976 .0885 .0824 .0784 $500 .6653 .5591 .4597 .3699 .2914 .2252 .1710 .1280 .0947 .0696 .0512 .0378 .0283 .0217 $1,000 .6653 .5591 .4596 .3696 .2908 .2240 .1692 .1254 .0913 .0654 .0462 .0322 .0221 .0150 69 $120 .6661 .5633 .4726 .3978 .3400 .2982 .2694 .2507 .2389 .2318 .2277 .2253 .2240 .2233 $250 .6649 .5584 .4596 .3716 .2968 .2358 .1882 .1523 .1262 .1077 .0950 .0865 .0810 .0774 $500 .6648 .5576 .4570 .3659 .2863 .2192 .1648 .1219 .0891 .0647 .0470 .0344 .0257 .0197 $1,000 .6648 .5576 .4569 .3655 .2855 .2179 .1627 .1190 .0854 .0601 .0417 .0285 .0192 .0128 70 $120 .6655 .5620 .4704 .3950 .3370 .2953 .2670 .2488 .2375 .2309 .2270 .2249 .2238 .2232 $250 .6644 .5572 .4572 .3682 .2925 .2311 .1835 .1480 .1224 .1047 .0927 .0848 .0797 .0765 $500 .6643 .5563 .4545 .3620 .2813 .2135 .1588 .1161 .0838 .0601 .0432 .0314 .0233 .0179 $1,000 .6643 .5563 .4544 .3616 .2804 .2120 .1564 .1128 .0797 .0552 .0375 .0251 .0166 .0108 71 $120 .6651 .5608 .4683 .3922 .3340 .2925 .2647 .2470 .2362 .2300 .2265 .2246 .2236 .2231 $250 .6640 .5560 .4550 .3648 .2882 .2264 .1788 .1437 .1188 .1018 .0904 .0831 .0785 .0757 $500 .6639 .5551 .4522 .3583 .2764 .2078 .1528 .1103 .0786 .0556 .0395 .0285 .0212 .0164 $1,000 .6639 .5551 .4520 .3578 .2753 .2061 .1502 .1067 .0741 .0504 .0336 .0220 .0142 .0090 72 $120 .6647 .5597 .4665 .3897 .3313 .2900 .2625 .2454 .2351 .2293 .2260 .2243 .2234 .2230 $250 .6637 .5551 .4530 .3618 .2843 .2221 .1746 .1399 .1156 .0992 .0885 .0818 .0776 .0751 $500 .6636 .5542 .4501 .3550 .2719 .2026 .1473 .1050 .0738 .0517 .0364 .0261 .0194 .0151 $1,000 .6635 .5541 .4498 .3544 .2707 .2006 .1444 .1011 .0691 .0461 .0301 .0193 .0121 .0075 73 $120 .6644 .5588 .4647 .3874 .3288 .2876 .2606 .2439 .2341 .2286 .2256 .2241 .2233 .2229 $250 .6635 .5543 .4513 .3590 .2808 .2181 .1707 .1364 .1127 .0969 .0868 .0806 .0768 .0745 $500 .6633 .5533 .4482 .3519 .2677 .1977 .1422 .1001 .0695 .0481 .0335 .0240 .0178 .0140 $1,000 .6633 .5532 .4480 .3512 .2663 .1954 .1390 .0959 .0644 .0422 .0270 .0169 .0104 .0063 74 $120 .6642 .5583 .4637 .3860 .3272 .2862 .2595 .2431 .2335 .2282 .2254 .2240 .2232 .2229 $250 .6634 .5538 .4502 .3573 .2785 .2157 .1682 .1342 .1109 .0956 .0858 .0799 .0763 .0742 $500 .6632 .5528 .4471 .3500 .2651 .1946 .1389 .0971 .0669 .0459 .0318 .0227 .0169 .0134 $1,000 .6632 .5528 .4468 .3492 .2636 .1922 .1356 .0927 .0616 .0398 .0252 .0156 .0095 .0057
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 2
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0016 .0072 .0165 .0290 .0623 .1047 .1549 .2117 41 $120 .0000 .0014 .0065 .0151 .0269 .0587 .0997 .1486 .2043 42 $120 .0000 .0012 .0058 .0138 .0249 .0552 .0948 .1424 .1969 43 $120 .0000 .0011 .0052 .0126 .0230 .0518 .0900 .1363 .1897 44 $120 .0000 .0009 .0047 .0115 .0212 .0485 .0853 .1303 .1829 45 $120 .0000 .0008 .0042 .0104 .0194 .0453 .0807 .1244 .1765 46 $120 .0000 .0007 .0037 .0094 .0178 .0423 .0762 .1187 .1704 47 $120 .0000 .0006 .0032 .0084 .0162 .0393 .0718 .1133 .1646 48 $120 .0000 .0005 .0028 .0076 .0147 .0365 .0676 .1081 .1591 49 $120 .0000 .0004 .0025 .0067 .0133 .0337 .0635 .1032 .1537 50 $120 .0000 .0003 .0021 .0060 .0120 .0311 .0596 .0985 .1485 $250 .0000 .0003 .0022 .0060 .0121 .0313 .0598 .0970 .1425 51 $120 .0000 .0003 .0018 .0053 .0108 .0286 .0558 .0940 .1434 $250 .0000 .0003 .0019 .0053 .0108 .0288 .0558 .0918 .1360 52 $120 .0000 .0002 .0016 .0046 .0096 .0262 .0523 .0897 .1384 $250 .0000 .0002 .0016 .0046 .0097 .0263 .0520 .0866 .1296 53 $120 .0000 .0002 .0013 .0040 .0085 .0239 .0490 .0855 .1335 $250 .0000 .0002 .0013 .0040 .0086 .0240 .0483 .0815 .1233 54 $120 .0000 .0001 .0011 .0035 .0075 .0217 .0458 .0814 .1288 $250 .0000 .0001 .0011 .0035 .0076 .0218 .0447 .0766 .1172 55 $120 .0000 .0001 .0009 .0030 .0066 .0197 .0427 .0774 .1242 $250 .0000 .0001 .0009 .0030 .0066 .0197 .0413 .0717 .1112 56 $120 .0000 .0001 .0008 .0025 .0057 .0178 .0398 .0736 .1197 $250 .0000 .0001 .0008 .0025 .0058 .0177 .0379 .0670 .1055 57 $120 .0000 .0001 .0006 .0021 .0049 .0160 .0370 .0698 .1153 $250 .0000 .0001 .0006 .0021 .0050 .0158 .0347 .0625 .0999 58 $120 .0000 .0001 .0005 .0018 .0042 .0144 .0343 .0662 .1111 $250 .0000 .0001 .0005 .0018 .0043 .0140 .0316 .0581 .0946 $500 .0000 .0001 .0005 .0018 .0043 .0141 .0317 .0581 .0936 59 $120 .0000 .0000 .0004 .0015 .0036 .0129 .0318 .0627 .1069 $250 .0000 .0000 .0004 .0015 .0036 .0124 .0287 .0540 .0893 $500 .0000 .0000 .0004 .0015 .0036 .0124 .0287 .0537 .0880 60 $120 .0000 .0000 .0003 .0012 .0030 .0115 .0294 .0594 .1029 $250 .0000 .0000 .0003 .0012 .0030 .0108 .0259 .0500 .0843 $500 .0000 .0000 .0003 .0012 .0030 .0109 .0259 .0495 .0825 61 $120 .0000 .0000 .0002 .0010 .0025 .0102 .0271 .0561 .0990 $250 .0000 .0000 .0002 .0010 .0025 .0094 .0233 .0461 .0794 $500 .0000 .0000 .0002 .0010 .0025 .0094 .0232 .0454 .0771 62 $120 .0000 .0000 .0002 .0008 .0021 .0090 .0249 .0530 .0952 $250 .0000 .0000 .0002 .0008 .0021 .0081 .0208 .0425 .0747 $500 .0000 .0000 .0002 .0008 .0021 .0081 .0207 .0415 .0719 63 $120 .0000 .0000 .0001 .0006 .0017 .0079 .0228 .0500 .0916 $250 .0000 .0000 .0001 .0006 .0017 .0069 .0185 .0390 .0701 $500 .0000 .0000 .0001 .0006 .0017 .0069 .0183 .0378 .0669 64 $120 .0000 .0000 .0001 .0005 .0014 .0069 .0209 .0471 .0880 $250 .0000 .0000 .0001 .0004 .0013 .0058 .0164 .0357 .0656 $500 .0000 .0000 .0001 .0004 .0013 .0058 .0160 .0342 .0620 $1,000 .0000 .0000 .0001 .0005 .0013 .0058 .0160 .0342 .0620 65 $120 .0000 .0000 .0001 .0003 .0011 .0060 .0190 .0444 .0846 $250 .0000 .0000 .0001 .0003 .0010 .0049 .0144 .0325 .0614 $500 .0000 .0000 .0001 .0003 .0010 .0048 .0139 .0308 .0573 $1,000 .0000 .0000 .0001 .0003 .0010 .0048 .0139 .0308 .0572 66 $120 .0000 .0000 .0000 .0003 .0009 .0052 .0173 .0417 .0813 $250 .0000 .0000 .0000 .0002 .0008 .0040 .0126 .0295 .0573 $500 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0276 .0527 $1,000 .0000 .0000 .0000 .0002 .0008 .0040 .0120 .0276 .0526 67 $120 .0000 .0000 .0000 .0002 .0007 .0045 .0157 .0392 .0781 $250 .0000 .0000 .0000 .0002 .0006 .0033 .0109 .0267 .0533 $500 .0000 .0000 .0000 .0002 .0006 .0032 .0103 .0245 .0484 $1,000 .0000 .0000 .0000 .0002 .0006 .0032 .0103 .0245 .0482 68 $120 .0000 .0000 .0000 .0001 .0005 .0038 .0143 .0368 .0751 $250 .0000 .0000 .0000 .0001 .0004 .0026 .0094 .0240 .0496 $500 .0000 .0000 .0000 .0001 .0004 .0025 .0087 .0217 .0442 $1,000 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0216 .0440 69 $120 .0000 .0000 .0000 .0001 .0004 .0032 .0129 .0346 .0721 $250 .0000 .0000 .0000 .0001 .0003 .0021 .0080 .0215 .0460 $500 .0000 .0000 .0000 .0001 .0003 .0019 .0072 .0190 .0402 $1,000 .0000 .0000 .0000 .0001 .0003 .0019 .0072 .0189 .0399 70 $120 .0000 .0000 .0000 .0001 .0003 .0027 .0116 .0324 .0693 $250 .0000 .0000 .0000 .0000 .0002 .0016 .0068 .0192 .0425 $500 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0165 .0364 $1,000 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0164 .0360 71 $120 .0000 .0000 .0000 .0000 .0002 .0023 .0104 .0303 .0666 $250 .0000 .0000 .0000 .0000 .0001 .0012 .0056 .0170 .0392 $500 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0141 .0327 $1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0047 .0139 .0322 72 $120 .0000 .0000 .0000 .0000 .0002 .0019 .0093 .0284 .0641 $250 .0000 .0000 .0000 .0000 .0001 .0009 .0047 .0150 .0361 $500 .0000 .0000 .0000 .0000 .0001 .0007 .0037 .0121 .0293 $1,000 .0000 .0000 .0000 .0000 .0001 .0007 .0037 .0118 .0287 73 $120 .0000 .0000 .0000 .0000 .0001 .0016 .0084 .0267 .0618 $250 .0000 .0000 .0000 .0000 .0000 .0007 .0038 .0133 .0333 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0102 .0263 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0099 .0256 74 $120 .0000 .0000 .0000 .0000 .0001 .0014 .0078 .0257 .0603 $250 .0000 .0000 .0000 .0000 .0000 .0005 .0034 .0122 .0316 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0091 .0244 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0088 .0236
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3415.3
NEW SECTION
WAC 296-17B-930 Hazard Group 3 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 3
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8658 .8480 .8322 .8180 .8049 .7926 .7811 .7703 .7599 .7501 .7406 .7316 .7228 .7144 2 .8604 .8416 .8249 .8098 .7958 .7828 .7706 .7591 .7481 .7376 .7276 .7180 .7088 .6998 3 .8552 .8353 .8177 .8016 .7869 .7731 .7602 .7480 .7364 .7253 .7147 .7046 .6948 .6854 4 .8501 .8290 .8104 .7935 .7779 .7633 .7497 .7368 .7246 .7129 .7018 .6911 .6808 .6709 5 .8450 .8228 .8032 .7854 .7689 .7536 .7393 .7257 .7129 .7006 .6889 .6777 .6669 .6566 6 .8399 .8167 .7961 .7773 .7600 .7440 .7289 .7147 .7012 .6884 .6761 .6644 .6531 .6423 7 .8350 .8106 .7890 .7693 .7512 .7344 .7186 .7037 .6896 .6762 .6634 .6511 .6394 .6281 8 .8301 .8046 .7819 .7614 .7424 .7248 .7083 .6928 .6781 .6641 .6507 .6380 .6257 .6140 9 .8252 .7986 .7749 .7535 .7337 .7153 .6981 .6819 .6666 .6521 .6382 .6249 .6122 .6000 10 .8204 .7927 .7680 .7456 .7250 .7059 .6880 .6711 .6552 .6401 .6257 .6119 .5988 .5861 11 .8157 .7868 .7611 .7378 .7164 .6965 .6779 .6604 .6439 .6282 .6133 .5990 .5854 .5724 12 .8110 .7809 .7542 .7300 .7078 .6871 .6678 .6497 .6326 .6164 .6009 .5862 .5722 .5588 13 .8063 .7751 .7474 .7223 .6992 .6778 .6578 .6391 .6214 .6046 .5887 .5735 .5590 .5452 14 .8017 .7694 .7406 .7146 .6907 .6685 .6478 .6284 .6102 .5929 .5765 .5609 .5460 .5318 15 .7971 .7636 .7339 .7069 .6822 .6593 .6379 .6179 .5990 .5812 .5643 .5483 .5330 .5184 16 .7926 .7579 .7271 .6993 .6737 .6500 .6280 .6073 .5879 .5696 .5523 .5358 .5201 .5052 17 .7881 .7523 .7205 .6916 .6652 .6408 .6181 .5969 .5769 .5581 .5403 .5234 .5074 .4921 18 .7836 .7466 .7138 .6840 .6568 .6317 .6083 .5864 .5659 .5466 .5284 .5111 .4947 .4791 19 .7791 .7410 .7071 .6765 .6484 .6225 .5985 .5760 .5550 .5352 .5165 .4988 .4821 .4662 20 .7748 .7354 .7005 .6689 .6400 .6134 .5887 .5657 .5441 .5238 .5047 .4867 .4696 .4534 21 .7704 .7299 .6939 .6614 .6317 .6043 .5789 .5553 .5332 .5125 .4930 .4746 .4572 .4406 22 .7660 .7243 .6873 .6538 .6233 .5952 .5692 .5450 .5224 .5012 .4813 .4625 .4448 .4280 23 .7617 .7188 .6807 .6463 .6150 .5862 .5595 .5347 .5116 .4900 .4697 .4506 .4325 .4155 24 .7575 .7134 .6742 .6389 .6067 .5771 .5498 .5245 .5009 .4788 .4581 .4386 .4203 .4030 25 .7532 .7079 .6676 .6314 .5984 .5681 .5401 .5143 .4902 .4677 .4466 .4268 .4081 .3905 26 .7490 .7024 .6611 .6239 .5901 .5591 .5305 .5040 .4795 .4565 .4351 .4150 .3960 .3782 27 .7448 .6970 .6546 .6165 .5818 .5501 .5209 .4939 .4688 .4455 .4236 .4032 .3840 .3659 28 .7407 .6916 .6481 .6090 .5735 .5411 .5112 .4837 .4581 .4344 .4122 .3914 .3720 .3536 29 .7366 .6863 .6417 .6016 .5653 .5321 .5016 .4735 .4475 .4234 .4008 .3798 .3600 .3414 30 .7325 .6809 .6352 .5942 .5570 .5231 .4920 .4634 .4369 .4123 .3895 .3681 .3481 .3293 31 .7284 .6756 .6288 .5868 .5488 .5142 .4825 .4533 .4264 .4014 .3781 .3565 .3362 .3171 32 .7244 .6703 .6224 .5794 .5406 .5052 .4729 .4432 .4158 .3904 .3668 .3448 .3243 .3050 33 .7205 .6651 .6160 .5721 .5324 .4963 .4633 .4331 .4052 .3794 .3555 .3332 .3124 .2929 34 .7166 .6599 .6097 .5647 .5241 .4873 .4537 .4229 .3946 .3684 .3441 .3215 .3005 .2808 35 .7127 .6547 .6033 .5574 .5159 .4784 .4442 .4128 .3840 .3574 .3328 .3099 .2886 .2688 36 .7088 .6495 .5970 .5500 .5077 .4694 .4345 .4026 .3733 .3463 .3214 .2982 .2767 .2568 37 .7050 .6444 .5907 .5427 .4995 .4604 .4249 .3925 .3627 .3353 .3100 .2866 .2649 .2449 38 .7013 .6393 .5844 .5354 .4913 .4514 .4153 .3822 .3520 .3242 .2986 .2750 .2532 .2332 39 .6976 .6343 .5782 .5281 .4831 .4425 .4056 .3720 .3413 .3131 .2872 .2635 .2417 .2216 40 .6941 .6294 .5720 .5209 .4750 .4336 .3960 .3619 .3307 .3021 .2760 .2521 .2303 .2103 41 .6905 .6245 .5659 .5137 .4669 .4247 .3865 .3517 .3201 .2912 .2650 .2410 .2191 .1992 42 .6871 .6197 .5599 .5066 .4589 .4159 .3770 .3417 .3096 .2805 .2541 .2301 .2082 .1884 43 .6838 .6151 .5540 .4997 .4509 .4071 .3675 .3317 .2993 .2699 .2434 .2193 .1976 .1779 44 .6806 .6105 .5482 .4927 .4431 .3984 .3582 .3219 .2891 .2595 .2329 .2089 .1872 .1677 45 .6775 .6060 .5425 .4859 .4353 .3898 .3489 .3121 .2790 .2493 .2226 .1986 .1771 .1578 46 .6745 .6016 .5369 .4792 .4275 .3812 .3397 .3025 .2691 .2392 .2125 .1886 .1673 .1482 47 .6715 .5973 .5313 .4725 .4198 .3727 .3306 .2930 .2593 .2293 .2026 .1788 .1577 .1390 48 .6687 .5932 .5259 .4658 .4122 .3643 .3216 .2836 .2497 .2196 .1929 .1693 .1484 .1300 49 .6660 .5891 .5205 .4593 .4047 .3560 .3127 .2743 .2402 .2101 .1835 .1600 .1394 .1213 50 .6633 .5851 .5152 .4528 .3972 .3477 .3039 .2651 .2308 .2007 .1742 .1510 .1306 .1129 51 .6608 .5812 .5099 .4463 .3898 .3396 .2952 .2560 .2216 .1915 .1651 .1421 .1222 .1048 52 .6584 .5774 .5048 .4400 .3824 .3315 .2865 .2471 .2125 .1824 .1562 .1336 .1139 .0970 53 .6560 .5736 .4997 .4337 .3752 .3234 .2780 .2382 .2036 .1736 .1476 .1252 .1060 .0896 54 .6538 .5700 .4947 .4276 .3680 .3155 .2696 .2295 .1948 .1649 .1392 .1171 .0983 .0824 55 .6516 .5665 .4899 .4215 .3609 .3077 .2612 .2209 .1862 .1564 .1309 .1093 .0910 .0755 56 .6496 .5631 .4851 .4155 .3539 .2999 .2530 .2125 .1777 .1480 .1229 .1017 .0838 .0689 57 .6476 .5598 .4805 .4096 .3470 .2923 .2449 .2041 .1694 .1399 .1151 .0943 .0770 .0627 58 .6458 .5567 .4759 .4038 .3402 .2847 .2369 .1959 .1612 .1319 .1075 .0872 .0705 .0567 59 .6441 .5536 .4715 .3981 .3335 .2773 .2289 .1878 .1532 .1242 .1002 .0804 .0642 .0511 60 .6425 .5507 .4672 .3926 .3269 .2699 .2212 .1799 .1453 .1166 .0930 .0738 .0583 .0458 61 .6410 .5480 .4631 .3872 .3204 .2627 .2135 .1721 .1376 .1093 .0862 .0675 .0526 .0408 62 .6396 .5453 .4591 .3819 .3141 .2556 .2059 .1644 .1301 .1021 .0796 .0615 .0473 .0361 63 .6383 .5429 .4553 .3768 .3079 .2486 .1985 .1569 .1228 .0952 .0732 .0558 .0423 .0318 64 .6372 .5405 .4516 .3718 .3018 .2417 .1912 .1495 .1156 .0885 .0671 .0504 .0376 .0278 65 .6361 .5384 .4481 .3669 .2958 .2350 .1840 .1423 .1087 .0821 .0613 .0453 .0332 .0241 66 .6352 .5364 .4448 .3623 .2900 .2284 .1770 .1353 .1019 .0759 .0558 .0406 .0292 .0208 67 .6344 .5345 .4416 .3578 .2843 .2219 .1702 .1284 .0954 .0699 .0506 .0361 .0255 .0178 68 .6336 .5328 .4386 .3534 .2788 .2156 .1635 .1217 .0891 .0643 .0456 .0320 .0221 .0151 69 .6330 .5313 .4358 .3493 .2735 .2094 .1569 .1152 .0831 .0588 .0410 .0282 .0191 .0127 70 .6325 .5299 .4332 .3453 .2683 .2033 .1505 .1090 .0773 .0537 .0367 .0247 .0163 .0106 71 .6321 .5287 .4307 .3414 .2631 .1973 .1441 .1027 .0716 .0488 .0326 .0214 .0138 .0088 72 .6317 .5276 .4285 .3378 .2583 .1917 .1382 .0970 .0664 .0444 .0290 .0186 .0117 .0073 73 .6315 .5267 .4266 .3346 .2538 .1864 .1326 .0916 .0616 .0404 .0258 .0162 .0099 .0060 74 .6313 .5262 .4254 .3325 .2510 .1830 .1291 .0883 .0586 .0379 .0239 .0148 .0089 .0053
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 3
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0328 .0687 .1076 .1487 .2348 .3240 .4152 .5080 2 .0000 .0311 .0660 .1042 .1446 .2294 .3176 .4079 .4998 3 .0000 .0295 .0634 .1009 .1406 .2242 .3113 .4007 .4916 4 .0000 .0279 .0609 .0976 .1367 .2191 .3050 .3934 .4835 5 .0000 .0264 .0585 .0945 .1329 .2140 .2988 .3862 .4754 6 .0000 .0250 .0562 .0914 .1291 .2089 .2927 .3791 .4673 7 .0000 .0236 .0540 .0884 .1254 .2040 .2866 .3720 .4593 8 .0000 .0224 .0518 .0855 .1217 .1991 .2806 .3649 .4514 9 .0000 .0211 .0498 .0827 .1182 .1942 .2746 .3579 .4435 10 .0000 .0200 .0477 .0799 .1147 .1894 .2687 .3510 .4356 11 .0000 .0189 .0458 .0771 .1112 .1847 .2628 .3441 .4278 12 .0000 .0178 .0439 .0744 .1078 .1800 .2569 .3372 .4200 13 .0000 .0168 .0420 .0718 .1045 .1753 .2511 .3304 .4123 14 .0000 .0159 .0402 .0692 .1011 .1707 .2454 .3236 .4046 15 .0000 .0149 .0385 .0667 .0979 .1661 .2396 .3169 .3969 16 .0000 .0141 .0368 .0642 .0947 .1616 .2339 .3101 .3893 17 .0000 .0132 .0351 .0618 .0915 .1571 .2283 .3035 .3816 18 .0000 .0124 .0335 .0593 .0883 .1526 .2226 .2968 .3740 19 .0000 .0116 .0319 .0570 .0852 .1481 .2170 .2901 .3665 20 .0000 .0109 .0304 .0547 .0822 .1438 .2114 .2835 .3589 21 .0000 .0102 .0289 .0524 .0791 .1394 .2059 .2769 .3514 22 .0000 .0095 .0274 .0501 .0762 .1350 .2003 .2703 .3438 23 .0000 .0089 .0260 .0479 .0732 .1307 .1948 .2637 .3363 24 .0000 .0082 .0246 .0458 .0703 .1265 .1894 .2572 .3289 25 .0000 .0077 .0232 .0436 .0674 .1222 .1839 .2506 .3214 26 .0000 .0071 .0219 .0415 .0646 .1180 .1784 .2441 .3139 27 .0000 .0065 .0206 .0395 .0618 .1138 .1730 .2376 .3065 28 .0000 .0060 .0194 .0375 .0591 .1097 .1676 .2311 .2990 29 .0000 .0055 .0182 .0355 .0563 .1056 .1623 .2247 .2916 30 .0000 .0051 .0170 .0336 .0537 .1015 .1569 .2182 .2842 31 .0000 .0046 .0159 .0317 .0511 .0974 .1516 .2118 .2768 32 .0000 .0042 .0148 .0299 .0485 .0934 .1463 .2054 .2694 33 .0000 .0038 .0138 .0281 .0460 .0895 .1411 .1990 .2621 34 .0000 .0035 .0127 .0264 .0435 .0856 .1359 .1927 .2547 35 .0000 .0031 .0118 .0247 .0410 .0817 .1307 .1863 .2474 36 .0000 .0028 .0108 .0231 .0386 .0778 .1255 .1800 .2400 37 .0000 .0025 .0100 .0215 .0363 .0740 .1204 .1737 .2327 38 .0000 .0022 .0091 .0199 .0340 .0703 .1153 .1674 .2254 39 .0000 .0020 .0083 .0184 .0318 .0666 .1103 .1612 .2181 40 .0000 .0018 .0075 .0170 .0297 .0631 .1054 .1550 .2109 41 .0000 .0015 .0068 .0157 .0276 .0595 .1005 .1489 .2037 42 .0000 .0013 .0062 .0144 .0256 .0561 .0957 .1429 .1966 43 .0000 .0012 .0055 .0131 .0237 .0528 .0911 .1370 .1897 44 .0000 .0010 .0050 .0120 .0219 .0496 .0865 .1312 .1827 45 .0000 .0009 .0044 .0109 .0202 .0465 .0820 .1255 .1759 46 .0000 .0008 .0039 .0099 .0185 .0435 .0776 .1199 .1692 47 .0000 .0006 .0035 .0089 .0169 .0405 .0733 .1143 .1625 48 .0000 .0005 .0030 .0080 .0154 .0377 .0692 .1089 .1558 49 .0000 .0005 .0027 .0071 .0140 .0350 .0651 .1035 .1493 50 .0000 .0004 .0023 .0063 .0127 .0323 .0611 .0982 .1428 51 .0000 .0003 .0020 .0056 .0114 .0298 .0572 .0929 .1363 52 .0000 .0003 .0017 .0049 .0102 .0274 .0534 .0878 .1300 53 .0000 .0002 .0015 .0043 .0091 .0250 .0496 .0827 .1237 54 .0000 .0002 .0012 .0037 .0081 .0228 .0460 .0777 .1176 55 .0000 .0001 .0010 .0032 .0071 .0206 .0425 .0729 .1115 56 .0000 .0001 .0009 .0028 .0062 .0186 .0391 .0681 .1055 57 .0000 .0001 .0007 .0023 .0054 .0166 .0358 .0635 .0996 58 .0000 .0001 .0006 .0020 .0046 .0148 .0327 .0589 .0938 59 .0000 .0000 .0004 .0016 .0039 .0131 .0296 .0545 .0881 60 .0000 .0000 .0004 .0013 .0033 .0115 .0267 .0502 .0826 61 .0000 .0000 .0003 .0011 .0027 .0100 .0240 .0461 .0772 62 .0000 .0000 .0002 .0008 .0023 .0086 .0213 .0421 .0719 63 .0000 .0000 .0002 .0007 .0018 .0073 .0189 .0383 .0668 64 .0000 .0000 .0001 .0005 .0014 .0062 .0165 .0346 .0618 65 .0000 .0000 .0001 .0004 .0011 .0051 .0144 .0311 .0569 66 .0000 .0000 .0001 .0003 .0009 .0042 .0124 .0278 .0523 67 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0246 .0478 68 .0000 .0000 .0000 .0001 .0005 .0026 .0088 .0216 .0434 69 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0188 .0393 70 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0162 .0353 71 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0137 .0314 72 .0000 .0000 .0000 .0000 .0001 .0007 .0036 .0115 .0278 73 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0096 .0246 74 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0084 .0225
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 3
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .6937 .6288 .5713 .5199 .4738 .4333 .3995 .3714 .3479 .3281 .3115 .2975 .2857 .2761 41 $120 .6902 .6240 .5652 .5128 .4659 .4259 .3926 .3649 .3417 .3223 .3060 .2923 .2812 .2721 42 $120 .6868 .6192 .5592 .5057 .4585 .4190 .3860 .3586 .3358 .3166 .3007 .2876 .2770 .2685 43 $120 .6835 .6145 .5533 .4988 .4517 .4124 .3798 .3526 .3300 .3111 .2957 .2832 .2732 .2651 44 $120 .6803 .6100 .5475 .4922 .4452 .4062 .3737 .3467 .3243 .3059 .2911 .2792 .2696 .2620 45 $120 .6772 .6055 .5418 .4860 .4391 .4001 .3678 .3409 .3189 .3010 .2868 .2754 .2663 .2592 46 $120 .6742 .6011 .5362 .4802 .4333 .3943 .3620 .3354 .3138 .2965 .2827 .2718 .2633 .2566 47 $120 .6712 .5968 .5310 .4747 .4276 .3886 .3563 .3300 .3089 .2922 .2789 .2685 .2604 .2542 48 $120 .6684 .5927 .5260 .4693 .4221 .3829 .3508 .3249 .3043 .2881 .2753 .2654 .2578 .2520 49 $120 .6657 .5886 .5212 .4642 .4167 .3774 .3455 .3201 .2999 .2842 .2719 .2625 .2554 .2500 50 $120 .6631 .5847 .5167 .4592 .4114 .3721 .3405 .3154 .2957 .2804 .2687 .2599 .2532 .2482 $250 .6633 .5849 .5150 .4525 .3968 .3474 .3045 .2677 .2363 .2098 .1874 .1685 .1527 .1395 51 $120 .6605 .5811 .5123 .4543 .4062 .3669 .3356 .3109 .2917 .2770 .2658 .2574 .2511 .2465 $250 .6607 .5810 .5097 .4461 .3894 .3396 .2967 .2600 .2290 .2028 .1807 .1623 .1470 .1343 52 $120 .6581 .5776 .5081 .4495 .4011 .3620 .3309 .3066 .2879 .2737 .2630 .2551 .2493 .2451 $250 .6583 .5772 .5046 .4397 .3822 .3321 .2891 .2526 .2218 .1959 .1743 .1563 .1416 .1295 53 $120 .6558 .5743 .5040 .4448 .3962 .3571 .3263 .3024 .2842 .2705 .2604 .2530 .2476 .2437 $250 .6559 .5735 .4995 .4335 .3752 .3248 .2818 .2454 .2148 .1892 .1680 .1507 .1365 .1250 54 $120 .6536 .5711 .5000 .4403 .3914 .3524 .3219 .2984 .2807 .2676 .2580 .2510 .2460 .2425 $250 .6537 .5699 .4946 .4274 .3685 .3178 .2747 .2383 .2080 .1828 .1621 .1453 .1317 .1207 55 $120 .6516 .5681 .4961 .4358 .3868 .3478 .3176 .2946 .2774 .2648 .2557 .2492 .2446 .2415 $250 .6516 .5664 .4897 .4215 .3620 .3110 .2677 .2314 .2013 .1766 .1564 .1402 .1271 .1168 56 $120 .6497 .5652 .4924 .4315 .3822 .3434 .3135 .2909 .2743 .2623 .2536 .2476 .2434 .2405 $250 .6495 .5630 .4850 .4158 .3556 .3043 .2609 .2247 .1949 .1706 .1510 .1353 .1229 .1131 57 $120 .6479 .5624 .4887 .4273 .3778 .3390 .3095 .2874 .2713 .2598 .2517 .2461 .2423 .2397 $250 .6476 .5597 .4804 .4103 .3495 .2977 .2542 .2181 .1886 .1648 .1458 .1307 .1188 .1096 58 $120 .6462 .5597 .4852 .4232 .3735 .3348 .3056 .2841 .2685 .2576 .2499 .2447 .2412 .2389 $250 .6458 .5566 .4760 .4049 .3435 .2913 .2477 .2117 .1826 .1593 .1408 .1263 .1151 .1065 $500 .6458 .5567 .4759 .4037 .3401 .2846 .2368 .1960 .1616 .1329 .1090 .0894 .0734 .0604 59 $120 .6447 .5572 .4817 .4192 .3693 .3308 .3019 .2809 .2659 .2554 .2483 .2435 .2403 .2383 $250 .6440 .5536 .4718 .3998 .3376 .2850 .2413 .2055 .1768 .1539 .1360 .1222 .1116 .1035 $500 .6441 .5536 .4715 .3981 .3334 .2772 .2290 .1881 .1539 .1255 .1021 .0831 .0677 .0553 60 $120 .6432 .5548 .4784 .4153 .3652 .3268 .2983 .2778 .2634 .2535 .2468 .2424 .2395 .2377 $250 .6424 .5507 .4678 .3948 .3318 .2788 .2350 .1995 .1711 .1488 .1316 .1183 .1083 .1008 $500 .6425 .5507 .4672 .3925 .3268 .2699 .2214 .1804 .1464 .1183 .0955 .0770 .0623 .0506 61 $120 .6419 .5524 .4752 .4115 .3613 .3230 .2949 .2749 .2610 .2516 .2454 .2414 .2388 .2372 $250 .6409 .5480 .4640 .3899 .3262 .2728 .2290 .1936 .1657 .1440 .1273 .1147 .1053 .0983 $500 .6410 .5479 .4631 .3871 .3204 .2628 .2139 .1729 .1390 .1114 .0891 .0713 .0572 .0461 62 $120 .6407 .5502 .4721 .4079 .3574 .3193 .2916 .2721 .2588 .2500 .2442 .2405 .2382 .2368 $250 .6396 .5455 .4603 .3852 .3208 .2670 .2231 .1880 .1605 .1393 .1233 .1113 .1025 .0961 $500 .6396 .5453 .4591 .3819 .3141 .2558 .2065 .1655 .1319 .1047 .0830 .0658 .0524 .0420 63 $120 .6395 .5481 .4691 .4043 .3537 .3158 .2885 .2695 .2568 .2484 .2431 .2397 .2377 .2365 $250 .6383 .5432 .4567 .3806 .3154 .2613 .2173 .1824 .1554 .1349 .1195 .1082 .1000 .0941 $500 .6383 .5428 .4552 .3767 .3080 .2490 .1994 .1583 .1250 .0982 .0771 .0606 .0479 .0382 64 $120 .6385 .5462 .4663 .4009 .3500 .3123 .2855 .2671 .2549 .2470 .2421 .2390 .2372 .2362 $250 .6372 .5410 .4534 .3762 .3103 .2557 .2117 .1771 .1506 .1306 .1159 .1052 .0976 .0923 $500 .6371 .5405 .4516 .3718 .3020 .2423 .1923 .1513 .1182 .0920 .0715 .0558 .0438 .0347 $1,000 .6372 .5405 .4516 .3718 .3018 .2417 .1912 .1495 .1156 .0885 .0671 .0505 .0376 .0279 65 $120 .6375 .5443 .4635 .3976 .3465 .3090 .2826 .2647 .2531 .2457 .2412 .2384 .2368 .2359 $250 .6362 .5389 .4502 .3719 .3052 .2503 .2063 .1720 .1460 .1266 .1126 .1026 .0955 .0906 $500 .6361 .5384 .4481 .3670 .2962 .2357 .1855 .1445 .1117 .0860 .0662 .0512 .0399 .0315 $1,000 .6361 .5384 .4481 .3669 .2958 .2350 .1840 .1423 .1087 .0821 .0613 .0454 .0333 .0242 66 $120 .6367 .5425 .4609 .3943 .3432 .3058 .2799 .2626 .2514 .2445 .2404 .2379 .2365 .2357 $250 .6353 .5371 .4471 .3678 .3003 .2450 .2010 .1670 .1416 .1229 .1095 .1001 .0936 .0892 $500 .6352 .5364 .4448 .3624 .2905 .2294 .1787 .1378 .1054 .0803 .0612 .0469 .0363 .0287 $1,000 .6352 .5364 .4448 .3623 .2900 .2284 .1770 .1353 .1020 .0759 .0558 .0406 .0293 .0209 67 $120 .6359 .5409 .4584 .3912 .3399 .3028 .2773 .2605 .2499 .2435 .2396 .2374 .2362 .2355 $250 .6345 .5353 .4443 .3639 .2956 .2399 .1959 .1623 .1373 .1193 .1066 .0978 .0919 .0879 $500 .6344 .5345 .4417 .3580 .2850 .2231 .1722 .1314 .0994 .0749 .0565 .0429 .0331 .0261 $1,000 .6344 .5345 .4416 .3578 .2843 .2219 .1702 .1284 .0955 .0700 .0506 .0362 .0256 .0179 68 $120 .6352 .5393 .4560 .3883 .3368 .2999 .2748 .2586 .2485 .2425 .2390 .2370 .2359 .2354 $250 .6338 .5338 .4416 .3601 .2910 .2349 .1910 .1577 .1334 .1160 .1040 .0958 .0904 .0868 $500 .6336 .5328 .4387 .3538 .2797 .2170 .1658 .1251 .0935 .0697 .0520 .0393 .0301 .0238 $1,000 .6336 .5328 .4386 .3534 .2788 .2156 .1635 .1218 .0892 .0643 .0457 .0321 .0222 .0153 69 $120 .6346 .5379 .4537 .3854 .3337 .2971 .2725 .2568 .2473 .2416 .2385 .2367 .2357 .2352 $250 .6332 .5323 .4390 .3564 .2866 .2301 .1862 .1533 .1296 .1129 .1015 .0940 .0890 .0859 $500 .6330 .5313 .4360 .3497 .2745 .2111 .1596 .1190 .0879 .0648 .0479 .0359 .0275 .0217 $1,000 .6330 .5313 .4358 .3493 .2735 .2094 .1569 .1153 .0831 .0589 .0411 .0283 .0192 .0129 70 $120 .6340 .5366 .4515 .3826 .3308 .2944 .2703 .2552 .2461 .2409 .2380 .2364 .2356 .2351 $250 .6327 .5310 .4366 .3530 .2823 .2254 .1816 .1492 .1260 .1100 .0993 .0923 .0879 .0851 $500 .6325 .5300 .4334 .3458 .2694 .2053 .1536 .1131 .0826 .0601 .0440 .0328 .0251 .0199 $1,000 .6325 .5299 .4332 .3453 .2683 .2033 .1505 .1090 .0773 .0538 .0368 .0248 .0165 .0108 71 $120 .6335 .5353 .4494 .3799 .3280 .2919 .2682 .2536 .2450 .2402 .2375 .2361 .2354 .2351 $250 .6323 .5298 .4343 .3496 .2781 .2208 .1771 .1451 .1226 .1073 .0972 .0908 .0868 .0843 $500 .6321 .5287 .4310 .3421 .2645 .1996 .1476 .1073 .0773 .0556 .0404 .0299 .0229 .0183 $1,000 .6321 .5287 .4307 .3414 .2631 .1973 .1442 .1028 .0716 .0489 .0327 .0216 .0140 .0090 72 $120 .6331 .5342 .4475 .3775 .3254 .2895 .2664 .2523 .2441 .2396 .2372 .2359 .2353 .2350 $250 .6320 .5288 .4323 .3465 .2742 .2166 .1729 .1414 .1195 .1049 .0954 .0895 .0859 .0838 $500 .6318 .5277 .4289 .3386 .2599 .1943 .1420 .1020 .0726 .0516 .0372 .0274 .0211 .0170 $1,000 .6317 .5276 .4285 .3378 .2583 .1917 .1382 .0971 .0665 .0445 .0292 .0188 .0119 .0075 73 $120 .6328 .5332 .4457 .3752 .3230 .2874 .2647 .2510 .2433 .2391 .2369 .2358 .2352 .2350 $250 .6317 .5280 .4305 .3437 .2706 .2126 .1691 .1380 .1167 .1027 .0939 .0884 .0852 .0833 $500 .6315 .5269 .4270 .3355 .2556 .1893 .1368 .0971 .0682 .0480 .0343 .0253 .0195 .0159 $1,000 .6315 .5267 .4266 .3346 .2539 .1864 .1327 .0917 .0617 .0405 .0260 .0164 .0101 .0062 74 $120 .6326 .5326 .4447 .3738 .3216 .2861 .2636 .2503 .2428 .2388 .2367 .2357 .2352 .2349 $250 .6316 .5274 .4294 .3419 .2683 .2102 .1667 .1359 .1150 .1015 .0930 .0878 .0848 .0830 $500 .6314 .5264 .4258 .3335 .2529 .1861 .1335 .0940 .0655 .0458 .0326 .0241 .0187 .0153 $1,000 .6313 .5262 .4254 .3325 .2511 .1831 .1292 .0884 .0588 .0381 .0241 .0150 .0091 .0055
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 3
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0017 .0075 .0169 .0295 .0627 .1048 .1543 .2099 41 $120 .0000 .0015 .0068 .0155 .0274 .0592 .1000 .1482 .2028 42 $120 .0000 .0013 .0061 .0143 .0255 .0558 .0952 .1422 .1957 43 $120 .0000 .0012 .0055 .0130 .0236 .0525 .0905 .1363 .1888 44 $120 .0000 .0010 .0049 .0119 .0218 .0493 .0860 .1305 .1822 45 $120 .0000 .0009 .0044 .0108 .0200 .0462 .0815 .1248 .1760 46 $120 .0000 .0007 .0039 .0098 .0184 .0432 .0771 .1192 .1702 47 $120 .0000 .0006 .0034 .0088 .0168 .0402 .0728 .1140 .1647 48 $120 .0000 .0005 .0030 .0079 .0153 .0374 .0687 .1090 .1593 49 $120 .0000 .0005 .0026 .0071 .0139 .0347 .0646 .1042 .1542 50 $120 .0000 .0004 .0023 .0063 .0126 .0321 .0607 .0997 .1492 $250 .0000 .0004 .0023 .0063 .0126 .0323 .0609 .0980 .1425 51 $120 .0000 .0003 .0020 .0056 .0113 .0295 .0571 .0953 .1443 $250 .0000 .0003 .0020 .0056 .0114 .0297 .0570 .0927 .1361 52 $120 .0000 .0003 .0017 .0049 .0101 .0271 .0536 .0911 .1395 $250 .0000 .0003 .0017 .0049 .0102 .0273 .0532 .0876 .1297 53 $120 .0000 .0002 .0014 .0043 .0090 .0248 .0503 .0870 .1348 $250 .0000 .0002 .0015 .0043 .0091 .0249 .0495 .0825 .1235 54 $120 .0000 .0002 .0012 .0037 .0080 .0226 .0471 .0830 .1303 $250 .0000 .0002 .0012 .0037 .0080 .0227 .0459 .0776 .1174 55 $120 .0000 .0001 .0010 .0032 .0070 .0206 .0441 .0791 .1258 $250 .0000 .0001 .0010 .0032 .0071 .0206 .0424 .0727 .1115 56 $120 .0000 .0001 .0008 .0027 .0061 .0187 .0412 .0754 .1215 $250 .0000 .0001 .0008 .0027 .0062 .0185 .0390 .0680 .1058 57 $120 .0000 .0001 .0007 .0023 .0053 .0169 .0384 .0717 .1173 $250 .0000 .0001 .0007 .0023 .0053 .0166 .0357 .0634 .1003 58 $120 .0000 .0001 .0006 .0019 .0045 .0152 .0357 .0682 .1132 $250 .0000 .0001 .0006 .0019 .0046 .0148 .0326 .0590 .0949 $500 .0000 .0001 .0006 .0019 .0046 .0148 .0327 .0589 .0937 59 $120 .0000 .0000 .0004 .0016 .0039 .0137 .0332 .0647 .1092 $250 .0000 .0000 .0004 .0016 .0039 .0130 .0296 .0548 .0898 $500 .0000 .0000 .0004 .0016 .0039 .0131 .0296 .0545 .0881 60 $120 .0000 .0000 .0003 .0013 .0033 .0122 .0308 .0614 .1053 $250 .0000 .0000 .0004 .0013 .0033 .0114 .0267 .0508 .0848 $500 .0000 .0000 .0004 .0013 .0033 .0115 .0267 .0502 .0825 61 $120 .0000 .0000 .0003 .0011 .0028 .0109 .0284 .0582 .1015 $250 .0000 .0000 .0003 .0011 .0027 .0099 .0240 .0470 .0799 $500 .0000 .0000 .0003 .0011 .0027 .0100 .0239 .0461 .0771 62 $120 .0000 .0000 .0002 .0008 .0023 .0097 .0262 .0551 .0979 $250 .0000 .0000 .0002 .0008 .0022 .0086 .0215 .0433 .0752 $500 .0000 .0000 .0002 .0008 .0023 .0086 .0213 .0421 .0719 63 $120 .0000 .0000 .0002 .0007 .0019 .0085 .0241 .0521 .0943 $250 .0000 .0000 .0002 .0007 .0018 .0073 .0192 .0397 .0706 $500 .0000 .0000 .0002 .0007 .0018 .0073 .0188 .0382 .0667 64 $120 .0000 .0000 .0001 .0005 .0015 .0075 .0222 .0493 .0909 $250 .0000 .0000 .0001 .0005 .0014 .0062 .0170 .0364 .0662 $500 .0000 .0000 .0001 .0005 .0014 .0061 .0165 .0346 .0618 $1,000 .0000 .0000 .0001 .0005 .0014 .0062 .0165 .0346 .0618 65 $120 .0000 .0000 .0001 .0004 .0012 .0065 .0203 .0465 .0876 $250 .0000 .0000 .0001 .0004 .0011 .0052 .0149 .0332 .0619 $500 .0000 .0000 .0001 .0004 .0011 .0051 .0144 .0311 .0570 $1,000 .0000 .0000 .0001 .0004 .0011 .0051 .0144 .0311 .0569 66 $120 .0000 .0000 .0001 .0003 .0010 .0057 .0185 .0439 .0843 $250 .0000 .0000 .0001 .0003 .0009 .0043 .0131 .0301 .0578 $500 .0000 .0000 .0001 .0003 .0009 .0042 .0124 .0278 .0524 $1,000 .0000 .0000 .0001 .0003 .0009 .0042 .0124 .0278 .0523 67 $120 .0000 .0000 .0000 .0002 .0008 .0049 .0169 .0414 .0812 $250 .0000 .0000 .0000 .0002 .0006 .0035 .0113 .0273 .0539 $500 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0247 .0480 $1,000 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0246 .0478 68 $120 .0000 .0000 .0000 .0002 .0006 .0042 .0153 .0390 .0783 $250 .0000 .0000 .0000 .0001 .0005 .0028 .0098 .0246 .0501 $500 .0000 .0000 .0000 .0001 .0005 .0026 .0088 .0217 .0438 $1,000 .0000 .0000 .0000 .0001 .0005 .0026 .0088 .0216 .0434 69 $120 .0000 .0000 .0000 .0001 .0005 .0036 .0139 .0367 .0754 $250 .0000 .0000 .0000 .0001 .0003 .0022 .0083 .0220 .0464 $500 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0190 .0397 $1,000 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0188 .0393 70 $120 .0000 .0000 .0000 .0001 .0003 .0030 .0126 .0345 .0726 $250 .0000 .0000 .0000 .0001 .0002 .0017 .0070 .0196 .0430 $500 .0000 .0000 .0000 .0000 .0002 .0015 .0060 .0164 .0358 $1,000 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0162 .0353 71 $120 .0000 .0000 .0000 .0000 .0003 .0025 .0113 .0324 .0699 $250 .0000 .0000 .0000 .0000 .0001 .0013 .0058 .0173 .0396 $500 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0140 .0321 $1,000 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0137 .0314 72 $120 .0000 .0000 .0000 .0000 .0002 .0021 .0102 .0305 .0675 $250 .0000 .0000 .0000 .0000 .0001 .0010 .0048 .0153 .0365 $500 .0000 .0000 .0000 .0000 .0001 .0008 .0037 .0119 .0286 $1,000 .0000 .0000 .0000 .0000 .0001 .0007 .0036 .0115 .0278 73 $120 .0000 .0000 .0000 .0000 .0001 .0018 .0092 .0287 .0652 $250 .0000 .0000 .0000 .0000 .0000 .0007 .0040 .0135 .0337 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0100 .0255 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0027 .0096 .0246 74 $120 .0000 .0000 .0000 .0000 .0001 .0016 .0086 .0277 .0638 $250 .0000 .0000 .0000 .0000 .0000 .0006 .0034 .0124 .0319 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0088 .0235 $1,000 .0000 .0000 .0000 .0000 .0000 .0003 .0022 .0084 .0225
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 3
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9094 .8907 .8742 .8592 .8454 .8326 .8205 .8091 .7982 .7879 .7780 .7684 .7593 .7504 2 .9038 .8840 .8665 .8506 .8359 .8223 .8095 .7973 .7858 .7748 .7643 .7542 .7445 .7351 3 .8984 .8774 .8589 .8420 .8265 .8121 .7985 .7857 .7735 .7619 .7508 .7401 .7299 .7200 4 .8929 .8708 .8513 .8335 .8171 .8018 .7875 .7740 .7611 .7489 .7372 .7260 .7152 .7048 5 .8876 .8643 .8437 .8250 .8077 .7916 .7765 .7623 .7488 .7359 .7237 .7119 .7006 .6897 6 .8823 .8579 .8362 .8165 .7984 .7815 .7656 .7507 .7366 .7231 .7102 .6979 .6860 .6746 7 .8771 .8515 .8287 .8081 .7891 .7714 .7548 .7392 .7244 .7103 .6968 .6840 .6716 .6597 8 .8719 .8452 .8214 .7997 .7799 .7614 .7441 .7277 .7123 .6976 .6836 .6701 .6573 .6449 9 .8668 .8389 .8140 .7915 .7707 .7514 .7333 .7163 .7002 .6849 .6704 .6564 .6431 .6303 10 .8618 .8326 .8067 .7832 .7616 .7415 .7227 .7050 .6883 .6724 .6572 .6428 .6290 .6157 11 .8568 .8265 .7995 .7750 .7525 .7316 .7121 .6937 .6763 .6599 .6442 .6292 .6149 .6013 12 .8519 .8203 .7923 .7668 .7435 .7218 .7015 .6825 .6645 .6474 .6312 .6158 .6010 .5869 13 .8470 .8142 .7851 .7587 .7345 .7120 .6910 .6713 .6527 .6351 .6183 .6024 .5872 .5727 14 .8421 .8082 .7780 .7506 .7255 .7022 .6805 .6601 .6409 .6228 .6055 .5891 .5735 .5586 15 .8373 .8021 .7709 .7426 .7166 .6925 .6701 .6490 .6292 .6105 .5928 .5759 .5599 .5446 16 .8325 .7961 .7638 .7345 .7077 .6828 .6597 .6380 .6176 .5983 .5801 .5628 .5464 .5307 17 .8278 .7902 .7568 .7265 .6988 .6731 .6493 .6270 .6060 .5862 .5675 .5498 .5330 .5169 18 .8231 .7843 .7498 .7185 .6899 .6635 .6389 .6160 .5944 .5742 .5550 .5369 .5196 .5033 19 .8184 .7784 .7428 .7106 .6811 .6539 .6286 .6051 .5830 .5622 .5426 .5240 .5064 .4897 20 .8138 .7725 .7358 .7026 .6723 .6443 .6184 .5942 .5715 .5502 .5302 .5112 .4933 .4763 21 .8092 .7667 .7289 .6947 .6635 .6348 .6081 .5833 .5601 .5383 .5178 .4985 .4802 .4629 22 .8047 .7609 .7220 .6868 .6547 .6252 .5979 .5725 .5487 .5265 .5056 .4859 .4672 .4496 23 .8001 .7551 .7151 .6789 .6460 .6157 .5877 .5617 .5374 .5147 .4934 .4733 .4543 .4364 24 .7956 .7493 .7082 .6711 .6372 .6062 .5775 .5509 .5261 .5029 .4812 .4608 .4415 .4233 25 .7912 .7436 .7013 .6632 .6285 .5967 .5674 .5402 .5149 .4912 .4691 .4483 .4287 .4102 26 .7868 .7379 .6945 .6554 .6198 .5872 .5572 .5295 .5036 .4795 .4570 .4359 .4160 .3973 27 .7824 .7322 .6876 .6475 .6111 .5778 .5471 .5188 .4924 .4679 .4450 .4235 .4033 .3843 28 .7780 .7265 .6808 .6397 .6024 .5683 .5370 .5081 .4812 .4563 .4330 .4112 .3907 .3715 29 .7737 .7209 .6740 .6319 .5938 .5589 .5269 .4974 .4701 .4447 .4210 .3989 .3782 .3587 30 .7694 .7153 .6673 .6241 .5851 .5495 .5168 .4868 .4590 .4331 .4091 .3866 .3656 .3459 31 .7652 .7097 .6605 .6164 .5765 .5401 .5068 .4762 .4479 .4216 .3972 .3744 .3531 .3331 32 .7610 .7041 .6538 .6086 .5678 .5307 .4967 .4655 .4367 .4101 .3853 .3622 .3406 .3204 33 .7568 .6986 .6471 .6009 .5592 .5213 .4867 .4549 .4256 .3986 .3734 .3500 .3281 .3077 34 .7527 .6932 .6404 .5932 .5506 .5119 .4766 .4443 .4145 .3870 .3615 .3378 .3156 .2950 35 .7486 .6877 .6337 .5855 .5420 .5025 .4665 .4336 .4034 .3754 .3496 .3255 .3032 .2823 36 .7446 .6823 .6271 .5777 .5333 .4931 .4564 .4229 .3922 .3638 .3376 .3132 .2907 .2697 37 .7406 .6769 .6205 .5700 .5247 .4836 .4463 .4122 .3810 .3522 .3256 .3010 .2783 .2572 38 .7367 .6716 .6139 .5624 .5161 .4742 .4362 .4015 .3697 .3405 .3136 .2888 .2660 .2449 39 .7328 .6663 .6073 .5547 .5075 .4648 .4261 .3908 .3585 .3289 .3017 .2768 .2538 .2328 40 .7290 .6611 .6009 .5471 .4989 .4554 .4160 .3801 .3473 .3174 .2899 .2649 .2419 .2209 41 .7254 .6560 .5945 .5396 .4904 .4461 .4060 .3695 .3362 .3059 .2783 .2531 .2302 .2093 42 .7218 .6510 .5882 .5322 .4820 .4368 .3960 .3589 .3252 .2947 .2669 .2417 .2187 .1979 43 .7183 .6461 .5820 .5249 .4737 .4276 .3861 .3484 .3144 .2836 .2557 .2304 .2076 .1869 44 .7149 .6413 .5759 .5176 .4654 .4185 .3762 .3381 .3037 .2726 .2446 .2194 .1967 .1762 45 .7116 .6366 .5699 .5104 .4572 .4094 .3665 .3278 .2931 .2619 .2338 .2086 .1860 .1658 46 .7085 .6320 .5639 .5033 .4491 .4005 .3568 .3177 .2827 .2513 .2232 .1981 .1757 .1557 47 .7054 .6275 .5581 .4963 .4410 .3915 .3473 .3077 .2724 .2409 .2128 .1879 .1657 .1460 48 .7024 .6231 .5524 .4893 .4330 .3827 .3378 .2979 .2623 .2307 .2027 .1778 .1559 .1365 49 .6996 .6188 .5467 .4824 .4251 .3739 .3285 .2881 .2523 .2206 .1927 .1681 .1464 .1274 50 .6968 .6146 .5411 .4756 .4172 .3653 .3192 .2784 .2425 .2108 .1830 .1586 .1372 .1186 51 .6941 .6105 .5356 .4689 .4094 .3567 .3100 .2689 .2328 .2011 .1734 .1493 .1283 .1101 52 .6916 .6065 .5302 .4622 .4017 .3482 .3010 .2595 .2233 .1916 .1641 .1403 .1197 .1019 53 .6891 .6026 .5249 .4556 .3941 .3397 .2920 .2502 .2139 .1823 .1550 .1315 .1113 .0941 54 .6867 .5988 .5197 .4491 .3865 .3314 .2832 .2411 .2047 .1732 .1462 .1230 .1033 .0865 55 .6845 .5951 .5146 .4427 .3791 .3232 .2744 .2321 .1956 .1643 .1375 .1148 .0955 .0793 56 .6823 .5915 .5096 .4364 .3717 .3151 .2658 .2232 .1867 .1555 .1291 .1068 .0881 .0724 57 .6803 .5881 .5047 .4302 .3645 .3070 .2572 .2144 .1779 .1470 .1209 .0991 .0809 .0658 58 .6784 .5847 .4999 .4242 .3574 .2991 .2488 .2058 .1693 .1386 .1129 .0916 .0740 .0596 59 .6766 .5815 .4953 .4182 .3503 .2913 .2405 .1973 .1609 .1304 .1052 .0844 .0675 .0537 60 .6749 .5785 .4908 .4124 .3434 .2835 .2323 .1889 .1526 .1225 .0977 .0776 .0612 .0481 61 .6733 .5756 .4864 .4067 .3366 .2759 .2242 .1807 .1445 .1148 .0905 .0709 .0553 .0428 62 .6718 .5728 .4823 .4012 .3299 .2685 .2163 .1727 .1367 .1073 .0836 .0647 .0497 .0379 63 .6705 .5702 .4782 .3958 .3234 .2611 .2085 .1648 .1289 .1000 .0769 .0587 .0444 .0334 64 .6693 .5678 .4744 .3905 .3170 .2539 .2009 .1570 .1214 .0930 .0705 .0530 .0395 .0292 65 .6682 .5655 .4707 .3854 .3107 .2468 .1933 .1495 .1142 .0862 .0644 .0476 .0349 .0254 66 .6672 .5634 .4672 .3805 .3046 .2399 .1860 .1421 .1071 .0797 .0586 .0426 .0307 .0219 67 .6663 .5615 .4639 .3758 .2987 .2331 .1788 .1349 .1002 .0734 .0531 .0379 .0268 .0187 68 .6656 .5597 .4608 .3713 .2929 .2264 .1717 .1279 .0936 .0675 .0479 .0336 .0232 .0159 69 .6649 .5581 .4578 .3669 .2873 .2199 .1648 .1211 .0873 .0618 .0431 .0296 .0200 .0134 70 .6644 .5566 .4551 .3627 .2818 .2136 .1581 .1145 .0812 .0564 .0386 .0259 .0171 .0112 71 .6639 .5553 .4525 .3586 .2764 .2072 .1514 .1079 .0752 .0512 .0343 .0225 .0145 .0092 72 .6636 .5542 .4501 .3548 .2713 .2013 .1452 .1019 .0697 .0466 .0305 .0195 .0123 .0076 73 .6633 .5533 .4481 .3514 .2666 .1958 .1393 .0963 .0647 .0424 .0271 .0170 .0104 .0063 74 .6632 .5528 .4469 .3493 .2637 .1923 .1356 .0927 .0616 .0398 .0251 .0155 .0094 .0056
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 3
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0344 .0721 .1130 .1562 .2466 .3403 .4362 .5336 2 .0000 .0327 .0693 .1094 .1519 .2410 .3336 .4285 .5250 3 .0000 .0310 .0666 .1059 .1477 .2355 .3270 .4209 .5164 4 .0000 .0293 .0639 .1025 .1436 .2301 .3204 .4132 .5078 5 .0000 .0278 .0614 .0992 .1396 .2248 .3139 .4057 .4993 6 .0000 .0263 .0590 .0960 .1356 .2195 .3075 .3982 .4909 7 .0000 .0248 .0567 .0929 .1317 .2143 .3011 .3907 .4825 8 .0000 .0235 .0544 .0898 .1279 .2091 .2947 .3833 .4741 9 .0000 .0222 .0523 .0868 .1241 .2040 .2885 .3760 .4658 10 .0000 .0210 .0501 .0839 .1204 .1990 .2822 .3687 .4576 11 .0000 .0198 .0481 .0810 .1168 .1940 .2760 .3615 .4494 12 .0000 .0187 .0461 .0782 .1132 .1890 .2699 .3543 .4412 13 .0000 .0177 .0442 .0754 .1097 .1841 .2638 .3471 .4331 14 .0000 .0167 .0423 .0727 .1062 .1793 .2577 .3400 .4250 15 .0000 .0157 .0404 .0701 .1028 .1745 .2517 .3328 .4169 16 .0000 .0148 .0386 .0674 .0994 .1697 .2457 .3258 .4089 17 .0000 .0139 .0369 .0649 .0961 .1650 .2398 .3188 .4009 18 .0000 .0130 .0352 .0623 .0928 .1603 .2339 .3117 .3929 19 .0000 .0122 .0335 .0599 .0895 .1556 .2280 .3048 .3849 20 .0000 .0115 .0319 .0574 .0863 .1510 .2221 .2978 .3770 21 .0000 .0107 .0303 .0550 .0831 .1464 .2163 .2909 .3691 22 .0000 .0100 .0288 .0527 .0800 .1418 .2104 .2839 .3612 23 .0000 .0093 .0273 .0503 .0769 .1373 .2047 .2770 .3533 24 .0000 .0087 .0258 .0481 .0738 .1328 .1989 .2701 .3454 25 .0000 .0080 .0244 .0458 .0708 .1284 .1932 .2633 .3376 26 .0000 .0074 .0230 .0436 .0679 .1239 .1874 .2564 .3297 27 .0000 .0069 .0217 .0415 .0649 .1196 .1818 .2496 .3219 28 .0000 .0063 .0204 .0394 .0620 .1152 .1761 .2428 .3141 29 .0000 .0058 .0191 .0373 .0592 .1109 .1705 .2360 .3063 30 .0000 .0053 .0179 .0353 .0564 .1066 .1648 .2292 .2985 31 .0000 .0049 .0167 .0333 .0536 .1024 .1593 .2225 .2908 32 .0000 .0044 .0155 .0314 .0509 .0981 .1537 .2158 .2830 33 .0000 .0040 .0144 .0295 .0483 .0940 .1482 .2091 .2753 34 .0000 .0037 .0134 .0277 .0457 .0899 .1427 .2024 .2675 35 .0000 .0033 .0124 .0259 .0431 .0858 .1373 .1957 .2598 36 .0000 .0030 .0114 .0242 .0406 .0818 .1319 .1891 .2521 37 .0000 .0026 .0105 .0225 .0381 .0778 .1265 .1824 .2444 38 .0000 .0024 .0096 .0209 .0357 .0739 .1211 .1758 .2367 39 .0000 .0021 .0087 .0194 .0334 .0700 .1159 .1693 .2291 40 .0000 .0018 .0079 .0179 .0312 .0662 .1107 .1628 .2215 41 .0000 .0016 .0072 .0164 .0290 .0625 .1056 .1564 .2140 42 .0000 .0014 .0065 .0151 .0269 .0590 .1006 .1502 .2066 43 .0000 .0012 .0058 .0138 .0249 .0555 .0956 .1440 .1992 44 .0000 .0011 .0052 .0126 .0230 .0521 .0908 .1378 .1920 45 .0000 .0009 .0046 .0114 .0212 .0488 .0861 .1318 .1848 46 .0000 .0008 .0041 .0104 .0195 .0457 .0815 .1259 .1777 47 .0000 .0007 .0036 .0093 .0178 .0426 .0770 .1201 .1706 48 .0000 .0006 .0032 .0084 .0162 .0396 .0726 .1143 .1637 49 .0000 .0005 .0028 .0075 .0147 .0367 .0683 .1087 .1568 50 .0000 .0004 .0024 .0067 .0133 .0340 .0641 .1031 .1500 51 .0000 .0003 .0021 .0059 .0120 .0313 .0600 .0976 .1432 52 .0000 .0003 .0018 .0052 .0107 .0287 .0560 .0922 .1366 53 .0000 .0002 .0015 .0045 .0096 .0263 .0521 .0869 .1300 54 .0000 .0002 .0013 .0039 .0085 .0239 .0483 .0817 .1235 55 .0000 .0001 .0011 .0034 .0074 .0217 .0447 .0766 .1171 56 .0000 .0001 .0009 .0029 .0065 .0195 .0411 .0715 .1108 57 .0000 .0001 .0007 .0024 .0056 .0175 .0376 .0667 .1046 58 .0000 .0001 .0006 .0020 .0048 .0156 .0343 .0619 .0985 59 .0000 .0001 .0005 .0017 .0041 .0137 .0311 .0573 .0926 60 .0000 .0000 .0004 .0014 .0035 .0121 .0281 .0528 .0868 61 .0000 .0000 .0003 .0011 .0029 .0105 .0252 .0484 .0811 62 .0000 .0000 .0002 .0009 .0024 .0090 .0224 .0442 .0755 63 .0000 .0000 .0002 .0007 .0019 .0077 .0198 .0402 .0701 64 .0000 .0000 .0001 .0005 .0015 .0065 .0174 .0364 .0649 65 .0000 .0000 .0001 .0004 .0012 .0054 .0151 .0327 .0598 66 .0000 .0000 .0001 .0003 .0009 .0044 .0130 .0292 .0549 67 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0259 .0502 68 .0000 .0000 .0000 .0001 .0005 .0028 .0093 .0227 .0456 69 .0000 .0000 .0000 .0001 .0003 .0021 .0077 .0198 .0412 70 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0170 .0371 71 .0000 .0000 .0000 .0000 .0001 .0011 .0049 .0144 .0329 72 .0000 .0000 .0000 .0000 .0001 .0008 .0038 .0121 .0292 73 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0101 .0258 74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0088 .0237
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 3
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7287 .6605 .6001 .5461 .4977 .4552 .4197 .3901 .3654 .3447 .3272 .3125 .3001 .2900 41 $120 .7250 .6554 .5937 .5386 .4894 .4474 .4124 .3833 .3589 .3386 .3214 .3071 .2954 .2858 42 $120 .7214 .6504 .5874 .5312 .4817 .4401 .4055 .3767 .3527 .3326 .3158 .3021 .2910 .2820 43 $120 .7180 .6455 .5812 .5239 .4745 .4332 .3989 .3704 .3466 .3268 .3106 .2975 .2870 .2785 44 $120 .7146 .6407 .5751 .5170 .4677 .4266 .3925 .3642 .3406 .3213 .3057 .2932 .2832 .2753 45 $120 .7113 .6360 .5691 .5105 .4613 .4203 .3863 .3581 .3349 .3162 .3012 .2893 .2798 .2722 46 $120 .7082 .6314 .5633 .5044 .4551 .4142 .3802 .3523 .3296 .3114 .2970 .2855 .2765 .2695 47 $120 .7051 .6269 .5577 .4986 .4492 .4081 .3743 .3467 .3245 .3069 .2930 .2820 .2735 .2670 48 $120 .7021 .6226 .5525 .4930 .4434 .4023 .3685 .3413 .3197 .3026 .2892 .2788 .2708 .2647 49 $120 .6993 .6183 .5475 .4876 .4377 .3965 .3630 .3362 .3151 .2985 .2856 .2758 .2683 .2626 50 $120 .6965 .6142 .5427 .4824 .4321 .3909 .3576 .3313 .3106 .2946 .2823 .2730 .2659 .2607 $250 .6967 .6144 .5409 .4753 .4168 .3650 .3199 .2812 .2483 .2204 .1969 .1770 .1604 .1465 51 $120 .6938 .6104 .5381 .4772 .4267 .3854 .3525 .3266 .3064 .2909 .2792 .2704 .2638 .2590 $250 .6940 .6103 .5354 .4686 .4090 .3568 .3116 .2731 .2405 .2130 .1898 .1705 .1544 .1411 52 $120 .6913 .6067 .5337 .4722 .4213 .3802 .3476 .3220 .3024 .2875 .2763 .2680 .2619 .2574 $250 .6915 .6063 .5300 .4619 .4015 .3488 .3037 .2653 .2330 .2058 .1831 .1642 .1487 .1360 53 $120 .6889 .6032 .5294 .4673 .4162 .3751 .3427 .3177 .2985 .2842 .2735 .2657 .2601 .2560 $250 .6890 .6024 .5247 .4553 .3941 .3412 .2960 .2578 .2256 .1988 .1765 .1582 .1434 .1313 54 $120 .6866 .5999 .5252 .4625 .4112 .3702 .3381 .3135 .2949 .2811 .2710 .2637 .2585 .2548 $250 .6867 .5986 .5195 .4489 .3871 .3338 .2885 .2504 .2184 .1920 .1703 .1526 .1383 .1268 55 $120 .6844 .5968 .5211 .4578 .4063 .3654 .3336 .3095 .2914 .2782 .2686 .2618 .2570 .2536 $250 .6844 .5950 .5144 .4427 .3802 .3266 .2812 .2431 .2115 .1855 .1643 .1472 .1335 .1227 56 $120 .6824 .5937 .5172 .4533 .4015 .3607 .3293 .3056 .2881 .2755 .2664 .2601 .2557 .2526 $250 .6823 .5914 .5094 .4367 .3736 .3196 .2740 .2360 .2047 .1792 .1586 .1421 .1290 .1188 57 $120 .6805 .5908 .5133 .4489 .3969 .3561 .3251 .3019 .2850 .2729 .2644 .2585 .2545 .2517 $250 .6802 .5880 .5046 .4309 .3671 .3127 .2670 .2291 .1982 .1731 .1531 .1373 .1248 .1152 58 $120 .6788 .5880 .5096 .4445 .3923 .3517 .3210 .2984 .2821 .2705 .2625 .2571 .2534 .2510 $250 .6783 .5846 .5000 .4253 .3608 .3060 .2601 .2224 .1918 .1673 .1479 .1327 .1209 .1118 $500 .6784 .5847 .4999 .4241 .3573 .2990 .2487 .2059 .1698 .1396 .1145 .0939 .0771 .0634 59 $120 .6772 .5853 .5060 .4403 .3879 .3474 .3171 .2950 .2793 .2683 .2608 .2558 .2525 .2503 $250 .6765 .5815 .4956 .4199 .3546 .2994 .2534 .2159 .1857 .1617 .1429 .1283 .1172 .1087 $500 .6765 .5815 .4952 .4181 .3502 .2912 .2405 .1976 .1617 .1318 .1073 .0873 .0711 .0581 60 $120 .6757 .5827 .5025 .4363 .3836 .3433 .3134 .2918 .2767 .2662 .2592 .2546 .2516 .2497 $250 .6748 .5785 .4914 .4147 .3486 .2929 .2469 .2096 .1798 .1563 .1382 .1243 .1138 .1059 $500 .6749 .5785 .4908 .4123 .3433 .2835 .2325 .1895 .1538 .1243 .1003 .0809 .0654 .0531 61 $120 .6743 .5803 .4992 .4323 .3795 .3393 .3098 .2888 .2742 .2643 .2578 .2536 .2509 .2492 $250 .6732 .5757 .4873 .4095 .3427 .2866 .2405 .2034 .1740 .1512 .1337 .1205 .1106 .1033 $500 .6733 .5756 .4864 .4066 .3366 .2761 .2247 .1816 .1460 .1170 .0936 .0749 .0601 .0485 62 $120 .6730 .5780 .4959 .4285 .3754 .3354 .3063 .2859 .2719 .2626 .2565 .2526 .2502 .2487 $250 .6718 .5730 .4835 .4046 .3369 .2804 .2343 .1974 .1685 .1463 .1295 .1169 .1077 .1010 $500 .6718 .5728 .4822 .4011 .3300 .2687 .2170 .1739 .1386 .1100 .0872 .0691 .0550 .0441 63 $120 .6718 .5758 .4928 .4247 .3715 .3317 .3030 .2831 .2697 .2609 .2553 .2518 .2497 .2484 $250 .6705 .5706 .4798 .3998 .3313 .2744 .2282 .1916 .1633 .1417 .1255 .1136 .1050 .0988 $500 .6705 .5702 .4782 .3957 .3235 .2615 .2094 .1663 .1313 .1032 .0810 .0637 .0503 .0401 64 $120 .6707 .5737 .4898 .4211 .3677 .3281 .2999 .2805 .2677 .2595 .2543 .2511 .2492 .2481 $250 .6693 .5683 .4762 .3951 .3259 .2686 .2224 .1861 .1582 .1372 .1218 .1105 .1025 .0969 $500 .6693 .5678 .4744 .3906 .3172 .2545 .2020 .1589 .1242 .0967 .0751 .0586 .0460 .0365 $1,000 .6693 .5678 .4744 .3905 .3170 .2539 .2008 .1570 .1214 .0930 .0705 .0530 .0395 .0293 65 $120 .6697 .5717 .4869 .4176 .3640 .3246 .2969 .2781 .2658 .2581 .2533 .2505 .2488 .2478 $250 .6682 .5661 .4729 .3907 .3206 .2629 .2167 .1807 .1533 .1330 .1183 .1077 .1003 .0952 $500 .6682 .5655 .4707 .3855 .3111 .2476 .1948 .1518 .1174 .0904 .0696 .0538 .0419 .0331 $1,000 .6682 .5655 .4707 .3854 .3107 .2468 .1933 .1495 .1142 .0862 .0644 .0477 .0350 .0255 66 $120 .6688 .5699 .4841 .4142 .3605 .3212 .2940 .2758 .2641 .2569 .2525 .2499 .2484 .2476 $250 .6673 .5641 .4697 .3863 .3155 .2573 .2111 .1755 .1487 .1291 .1150 .1051 .0983 .0937 $500 .6672 .5634 .4672 .3807 .3051 .2409 .1878 .1448 .1107 .0844 .0643 .0493 .0382 .0301 $1,000 .6672 .5634 .4672 .3805 .3046 .2399 .1860 .1421 .1071 .0797 .0586 .0427 .0308 .0220 67 $120 .6680 .5682 .4815 .4110 .3570 .3181 .2913 .2737 .2625 .2557 .2517 .2494 .2481 .2474 $250 .6665 .5623 .4667 .3822 .3105 .2520 .2058 .1705 .1443 .1254 .1120 .1028 .0965 .0924 $500 .6663 .5615 .4639 .3761 .2994 .2344 .1809 .1380 .1044 .0787 .0593 .0451 .0348 .0274 $1,000 .6663 .5615 .4639 .3758 .2987 .2331 .1788 .1349 .1003 .0735 .0532 .0380 .0269 .0188 68 $120 .6672 .5665 .4790 .4078 .3537 .3150 .2887 .2717 .2611 .2547 .2511 .2490 .2478 .2472 $250 .6658 .5607 .4638 .3782 .3057 .2467 .2006 .1657 .1401 .1219 .1092 .1006 .0949 .0912 $500 .6656 .5597 .4609 .3716 .2938 .2280 .1742 .1314 .0983 .0732 .0547 .0412 .0317 .0250 $1,000 .6656 .5597 .4608 .3713 .2929 .2264 .1717 .1279 .0937 .0676 .0480 .0337 .0234 .0160 69 $120 .6666 .5650 .4766 .4048 .3506 .3121 .2863 .2698 .2597 .2538 .2505 .2486 .2476 .2471 $250 .6651 .5592 .4611 .3744 .3010 .2417 .1956 .1611 .1361 .1186 .1067 .0987 .0935 .0902 $500 .6649 .5581 .4580 .3673 .2883 .2217 .1676 .1250 .0924 .0680 .0503 .0377 .0289 .0228 $1,000 .6649 .5581 .4578 .3669 .2873 .2199 .1648 .1211 .0873 .0619 .0432 .0297 .0202 .0135 70 $120 .6660 .5636 .4743 .4019 .3475 .3093 .2840 .2681 .2585 .2530 .2500 .2483 .2474 .2470 $250 .6646 .5578 .4586 .3708 .2965 .2368 .1907 .1567 .1324 .1156 .1043 .0970 .0923 .0894 $500 .6644 .5567 .4553 .3633 .2830 .2157 .1613 .1188 .0867 .0631 .0462 .0344 .0264 .0209 $1,000 .6644 .5566 .4551 .3627 .2818 .2136 .1581 .1145 .0812 .0565 .0387 .0260 .0173 .0114 71 $120 .6655 .5623 .4721 .3991 .3445 .3066 .2818 .2664 .2574 .2523 .2495 .2480 .2473 .2469 $250 .6642 .5565 .4562 .3672 .2921 .2320 .1860 .1524 .1288 .1127 .1021 .0954 .0912 .0886 $500 .6640 .5554 .4527 .3593 .2778 .2097 .1550 .1128 .0812 .0584 .0424 .0314 .0241 .0193 $1,000 .6639 .5553 .4525 .3586 .2764 .2073 .1514 .1080 .0753 .0514 .0344 .0227 .0147 .0094 72 $120 .6650 .5611 .4700 .3965 .3418 .3041 .2798 .2650 .2564 .2517 .2491 .2478 .2472 .2468 $250 .6638 .5555 .4541 .3640 .2880 .2275 .1816 .1485 .1255 .1102 .1003 .0940 .0902 .0880 $500 .6636 .5543 .4505 .3557 .2730 .2041 .1491 .1072 .0762 .0542 .0390 .0288 .0222 .0179 $1,000 .6636 .5542 .4501 .3549 .2713 .2014 .1452 .1020 .0698 .0467 .0306 .0197 .0125 .0078 73 $120 .6647 .5601 .4682 .3941 .3393 .3019 .2780 .2637 .2555 .2511 .2488 .2476 .2471 .2468 $250 .6635 .5546 .4522 .3610 .2842 .2234 .1776 .1449 .1226 .1079 .0986 .0929 .0895 .0875 $500 .6633 .5534 .4485 .3524 .2685 .1988 .1437 .1020 .0717 .0504 .0361 .0266 .0205 .0167 $1,000 .6633 .5533 .4481 .3514 .2667 .1958 .1394 .0964 .0648 .0426 .0273 .0172 .0107 .0065 74 $120 .6645 .5595 .4671 .3926 .3378 .3005 .2769 .2629 .2550 .2508 .2486 .2475 .2470 .2468 $250 .6634 .5540 .4511 .3591 .2819 .2208 .1751 .1427 .1208 .1066 .0976 .0922 .0890 .0872 $500 .6632 .5529 .4473 .3503 .2657 .1955 .1403 .0987 .0688 .0481 .0343 .0253 .0196 .0161 $1,000 .6632 .5528 .4469 .3493 .2637 .1923 .1357 .0929 .0617 .0400 .0253 .0157 .0096 .0058
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 3
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0018 .0079 .0178 .0310 .0659 .1101 .1621 .2205 41 $120 .0000 .0016 .0071 .0163 .0288 .0622 .1050 .1557 .2130 42 $120 .0000 .0014 .0064 .0150 .0267 .0586 .1000 .1494 .2056 43 $120 .0000 .0012 .0058 .0137 .0248 .0551 .0951 .1432 .1983 44 $120 .0000 .0011 .0052 .0125 .0228 .0518 .0903 .1371 .1914 45 $120 .0000 .0009 .0046 .0113 .0210 .0485 .0856 .1311 .1849 46 $120 .0000 .0008 .0041 .0103 .0193 .0453 .0810 .1252 .1788 47 $120 .0000 .0007 .0036 .0093 .0176 .0423 .0765 .1197 .1730 48 $120 .0000 .0006 .0032 .0083 .0161 .0393 .0721 .1145 .1674 49 $120 .0000 .0005 .0028 .0074 .0146 .0364 .0679 .1095 .1620 50 $120 .0000 .0004 .0024 .0066 .0132 .0337 .0638 .1047 .1567 $250 .0000 .0004 .0024 .0067 .0133 .0339 .0640 .1029 .1497 51 $120 .0000 .0003 .0021 .0058 .0119 .0310 .0600 .1001 .1516 $250 .0000 .0003 .0021 .0059 .0120 .0312 .0599 .0974 .1429 52 $120 .0000 .0003 .0018 .0051 .0106 .0285 .0563 .0957 .1466 $250 .0000 .0003 .0018 .0052 .0107 .0287 .0559 .0920 .1363 53 $120 .0000 .0002 .0015 .0045 .0095 .0260 .0528 .0914 .1416 $250 .0000 .0002 .0015 .0045 .0095 .0262 .0520 .0867 .1297 54 $120 .0000 .0002 .0013 .0039 .0084 .0237 .0495 .0872 .1368 $250 .0000 .0002 .0013 .0039 .0084 .0238 .0482 .0815 .1233 55 $120 .0000 .0001 .0011 .0033 .0074 .0216 .0463 .0831 .1322 $250 .0000 .0001 .0011 .0034 .0074 .0216 .0445 .0764 .1171 56 $120 .0000 .0001 .0009 .0029 .0064 .0196 .0433 .0792 .1276 $250 .0000 .0001 .0009 .0029 .0065 .0195 .0410 .0714 .1111 57 $120 .0000 .0001 .0007 .0024 .0056 .0177 .0404 .0753 .1232 $250 .0000 .0001 .0007 .0024 .0056 .0174 .0375 .0666 .1053 58 $120 .0000 .0001 .0006 .0020 .0048 .0160 .0376 .0716 .1189 $250 .0000 .0001 .0006 .0020 .0048 .0155 .0342 .0620 .0997 $500 .0000 .0001 .0006 .0020 .0048 .0155 .0343 .0618 .0985 59 $120 .0000 .0000 .0005 .0017 .0041 .0144 .0349 .0680 .1147 $250 .0000 .0000 .0005 .0017 .0041 .0137 .0311 .0576 .0943 $500 .0000 .0000 .0005 .0017 .0041 .0137 .0311 .0572 .0925 60 $120 .0000 .0000 .0004 .0014 .0034 .0128 .0323 .0645 .1106 $250 .0000 .0000 .0004 .0014 .0035 .0120 .0281 .0534 .0890 $500 .0000 .0000 .0004 .0014 .0035 .0120 .0281 .0527 .0867 61 $120 .0000 .0000 .0003 .0011 .0029 .0114 .0299 .0611 .1067 $250 .0000 .0000 .0003 .0011 .0029 .0104 .0252 .0493 .0839 $500 .0000 .0000 .0003 .0011 .0029 .0105 .0251 .0484 .0810 62 $120 .0000 .0000 .0002 .0009 .0024 .0101 .0275 .0579 .1028 $250 .0000 .0000 .0002 .0009 .0024 .0090 .0226 .0455 .0790 $500 .0000 .0000 .0002 .0009 .0024 .0090 .0224 .0442 .0755 63 $120 .0000 .0000 .0002 .0007 .0020 .0089 .0253 .0548 .0991 $250 .0000 .0000 .0002 .0007 .0019 .0077 .0201 .0417 .0741 $500 .0000 .0000 .0002 .0007 .0019 .0077 .0198 .0402 .0701 64 $120 .0000 .0000 .0001 .0005 .0016 .0079 .0233 .0518 .0955 $250 .0000 .0000 .0001 .0005 .0015 .0065 .0178 .0382 .0695 $500 .0000 .0000 .0001 .0005 .0015 .0065 .0174 .0363 .0649 $1,000 .0000 .0000 .0001 .0005 .0015 .0065 .0174 .0364 .0649 65 $120 .0000 .0000 .0001 .0004 .0013 .0069 .0213 .0489 .0920 $250 .0000 .0000 .0001 .0004 .0012 .0054 .0157 .0348 .0650 $500 .0000 .0000 .0001 .0004 .0012 .0054 .0151 .0327 .0599 $1,000 .0000 .0000 .0001 .0004 .0012 .0054 .0151 .0327 .0598 66 $120 .0000 .0000 .0001 .0003 .0010 .0060 .0195 .0461 .0886 $250 .0000 .0000 .0001 .0003 .0009 .0045 .0137 .0317 .0607 $500 .0000 .0000 .0001 .0003 .0009 .0044 .0130 .0292 .0551 $1,000 .0000 .0000 .0001 .0003 .0009 .0044 .0130 .0292 .0549 67 $120 .0000 .0000 .0000 .0002 .0008 .0051 .0177 .0435 .0853 $250 .0000 .0000 .0000 .0002 .0007 .0037 .0119 .0286 .0566 $500 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0259 .0504 $1,000 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0259 .0502 68 $120 .0000 .0000 .0000 .0002 .0006 .0044 .0161 .0409 .0822 $250 .0000 .0000 .0000 .0001 .0005 .0029 .0102 .0258 .0526 $500 .0000 .0000 .0000 .0001 .0005 .0028 .0093 .0228 .0460 $1,000 .0000 .0000 .0000 .0001 .0005 .0028 .0093 .0227 .0456 69 $120 .0000 .0000 .0000 .0001 .0005 .0038 .0146 .0385 .0792 $250 .0000 .0000 .0000 .0001 .0003 .0023 .0087 .0231 .0488 $500 .0000 .0000 .0000 .0001 .0003 .0021 .0077 .0200 .0417 $1,000 .0000 .0000 .0000 .0001 .0003 .0021 .0077 .0198 .0412 70 $120 .0000 .0000 .0000 .0001 .0004 .0032 .0132 .0363 .0763 $250 .0000 .0000 .0000 .0001 .0002 .0018 .0074 .0206 .0451 $500 .0000 .0000 .0000 .0001 .0002 .0016 .0063 .0173 .0376 $1,000 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0170 .0371 71 $120 .0000 .0000 .0000 .0000 .0003 .0027 .0119 .0340 .0735 $250 .0000 .0000 .0000 .0000 .0001 .0014 .0061 .0182 .0416 $500 .0000 .0000 .0000 .0000 .0001 .0011 .0050 .0147 .0337 $1,000 .0000 .0000 .0000 .0000 .0001 .0011 .0049 .0144 .0330 72 $120 .0000 .0000 .0000 .0000 .0002 .0022 .0107 .0320 .0709 $250 .0000 .0000 .0000 .0000 .0001 .0010 .0051 .0161 .0383 $500 .0000 .0000 .0000 .0000 .0001 .0008 .0039 .0125 .0301 $1,000 .0000 .0000 .0000 .0000 .0001 .0008 .0038 .0121 .0292 73 $120 .0000 .0000 .0000 .0000 .0001 .0019 .0097 .0302 .0685 $250 .0000 .0000 .0000 .0000 .0001 .0007 .0042 .0142 .0354 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0105 .0268 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0101 .0258 74 $120 .0000 .0000 .0000 .0000 .0001 .0016 .0091 .0291 .0670 $250 .0000 .0000 .0000 .0000 .0000 .0006 .0036 .0130 .0335 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0093 .0247 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0088 .0237
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3416.2
NEW SECTION
WAC 296-17B-940 Hazard Group 4 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 4
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8706 .8538 .8388 .8252 .8127 .8010 .7900 .7795 .7696 .7601 .7510 .7422 .7338 .7256 2 .8655 .8476 .8317 .8172 .8039 .7914 .7797 .7686 .7580 .7480 .7383 .7290 .7200 .7114 3 .8604 .8415 .8246 .8093 .7952 .7819 .7695 .7578 .7466 .7359 .7257 .7158 .7064 .6972 4 .8554 .8354 .8175 .8013 .7864 .7724 .7593 .7468 .7350 .7237 .7129 .7026 .6926 .6830 5 .8504 .8293 .8105 .7934 .7776 .7629 .7490 .7360 .7235 .7116 .7003 .6894 .6789 .6688 6 .8455 .8233 .8035 .7855 .7689 .7534 .7389 .7251 .7120 .6996 .6877 .6762 .6652 .6547 7 .8406 .8173 .7965 .7777 .7602 .7440 .7287 .7143 .7006 .6876 .6751 .6632 .6517 .6406 8 .8357 .8114 .7896 .7698 .7516 .7346 .7186 .7035 .6892 .6756 .6626 .6501 .6382 .6267 9 .8310 .8055 .7827 .7621 .7430 .7252 .7085 .6928 .6779 .6637 .6502 .6372 .6248 .6128 10 .8262 .7996 .7759 .7543 .7344 .7159 .6985 .6821 .6666 .6518 .6378 .6243 .6115 .5991 11 .8215 .7938 .7691 .7466 .7259 .7066 .6885 .6715 .6554 .6400 .6255 .6115 .5982 .5854 12 .8168 .7880 .7623 .7389 .7173 .6973 .6785 .6609 .6442 .6283 .6132 .5988 .5851 .5719 13 .8122 .7822 .7555 .7312 .7088 .6880 .6686 .6503 .6330 .6166 .6010 .5862 .5720 .5585 14 .8076 .7765 .7488 .7236 .7003 .6788 .6587 .6397 .6219 .6049 .5889 .5736 .5590 .5451 15 .8030 .7708 .7420 .7159 .6919 .6696 .6488 .6292 .6108 .5933 .5768 .5611 .5461 .5319 16 .7985 .7651 .7353 .7083 .6834 .6604 .6389 .6187 .5997 .5818 .5648 .5487 .5334 .5187 17 .7940 .7594 .7286 .7007 .6750 .6512 .6291 .6083 .5888 .5703 .5529 .5364 .5207 .5057 18 .7895 .7538 .7220 .6931 .6666 .6421 .6192 .5979 .5778 .5589 .5410 .5241 .5080 .4928 19 .7850 .7482 .7153 .6855 .6582 .6329 .6095 .5875 .5669 .5475 .5293 .5119 .4955 .4799 20 .7806 .7426 .7087 .6780 .6498 .6238 .5997 .5772 .5561 .5362 .5175 .4999 .4831 .4672 21 .7762 .7370 .7021 .6704 .6414 .6147 .5899 .5668 .5452 .5249 .5058 .4878 .4707 .4546 22 .7718 .7314 .6954 .6629 .6331 .6056 .5802 .5566 .5344 .5137 .4942 .4758 .4585 .4420 23 .7675 .7259 .6888 .6553 .6247 .5966 .5705 .5463 .5237 .5025 .4827 .4639 .4463 .4296 24 .7632 .7203 .6822 .6478 .6164 .5875 .5608 .5361 .5130 .4914 .4711 .4521 .4341 .4172 25 .7588 .7148 .6757 .6403 .6081 .5785 .5512 .5259 .5023 .4803 .4597 .4403 .4221 .4048 26 .7546 .7093 .6691 .6328 .5997 .5695 .5415 .5157 .4916 .4692 .4482 .4285 .4100 .3926 27 .7503 .7038 .6625 .6253 .5914 .5604 .5319 .5055 .4810 .4582 .4368 .4169 .3981 .3804 28 .7461 .6984 .6560 .6178 .5831 .5514 .5223 .4953 .4704 .4472 .4255 .4052 .3862 .3682 29 .7419 .6929 .6494 .6103 .5748 .5424 .5127 .4852 .4598 .4362 .4142 .3936 .3743 .3562 30 .7377 .6875 .6429 .6029 .5666 .5334 .5031 .4751 .4492 .4252 .4029 .3820 .3624 .3441 31 .7336 .6821 .6364 .5954 .5583 .5245 .4935 .4650 .4387 .4143 .3916 .3705 .3507 .3321 32 .7295 .6767 .6299 .5880 .5500 .5155 .4839 .4549 .4282 .4034 .3804 .3589 .3388 .3200 33 .7254 .6714 .6235 .5806 .5418 .5066 .4744 .4448 .4176 .3925 .3691 .3474 .3271 .3080 34 .7214 .6661 .6170 .5731 .5335 .4976 .4648 .4347 .4071 .3815 .3578 .3358 .3152 .2960 35 .7174 .6608 .6106 .5657 .5253 .4886 .4552 .4246 .3965 .3706 .3466 .3242 .3034 .2840 36 .7134 .6555 .6042 .5583 .5170 .4796 .4456 .4145 .3859 .3596 .3352 .3126 .2916 .2720 37 .7095 .6502 .5978 .5509 .5087 .4706 .4359 .4043 .3753 .3485 .3238 .3010 .2798 .2601 38 .7056 .6450 .5914 .5435 .5005 .4616 .4263 .3941 .3646 .3375 .3125 .2894 .2680 .2482 39 .7018 .6399 .5850 .5361 .4922 .4526 .4167 .3839 .3539 .3264 .3011 .2778 .2563 .2365 40 .6981 .6348 .5788 .5288 .4840 .4436 .4070 .3737 .3433 .3154 .2899 .2664 .2448 .2250 41 .6945 .6298 .5726 .5216 .4759 .4347 .3975 .3636 .3327 .3045 .2787 .2551 .2335 .2136 42 .6909 .6249 .5665 .5144 .4678 .4259 .3879 .3535 .3222 .2937 .2677 .2440 .2223 .2025 43 .6875 .6201 .5604 .5073 .4598 .4171 .3785 .3435 .3118 .2830 .2568 .2330 .2114 .1917 44 .6841 .6154 .5545 .5003 .4518 .4083 .3691 .3336 .3015 .2724 .2461 .2223 .2007 .1811 45 .6808 .6108 .5487 .4934 .4440 .3996 .3597 .3237 .2913 .2620 .2356 .2117 .1902 .1708 46 .6777 .6063 .5429 .4865 .4361 .3910 .3504 .3140 .2812 .2517 .2252 .2014 .1800 .1607 47 .6746 .6018 .5372 .4797 .4283 .3824 .3412 .3043 .2712 .2415 .2150 .1912 .1700 .1510 48 .6716 .5975 .5316 .4729 .4206 .3738 .3320 .2947 .2613 .2315 .2049 .1813 .1602 .1415 49 .6688 .5932 .5261 .4662 .4129 .3653 .3229 .2851 .2515 .2216 .1951 .1715 .1507 .1323 50 .6660 .5891 .5206 .4596 .4053 .3569 .3139 .2757 .2418 .2119 .1854 .1620 .1414 .1233 51 .6633 .5850 .5152 .4530 .3977 .3485 .3049 .2664 .2323 .2023 .1759 .1527 .1324 .1147 52 .6607 .5810 .5099 .4465 .3901 .3402 .2960 .2571 .2229 .1928 .1666 .1437 .1237 .1064 53 .6582 .5772 .5047 .4400 .3827 .3319 .2872 .2479 .2135 .1835 .1574 .1348 .1152 .0983 54 .6558 .5734 .4995 .4337 .3753 .3237 .2785 .2389 .2044 .1744 .1485 .1262 .1070 .0905 55 .6535 .5697 .4944 .4273 .3679 .3156 .2698 .2299 .1953 .1655 .1398 .1178 .0991 .0831 56 .6513 .5661 .4895 .4211 .3607 .3075 .2612 .2211 .1864 .1567 .1313 .1097 .0914 .0760 57 .6493 .5627 .4846 .4150 .3535 .2996 .2527 .2123 .1776 .1481 .1230 .1018 .0840 .0691 58 .6473 .5593 .4798 .4089 .3463 .2917 .2443 .2037 .1690 .1396 .1149 .0942 .0769 .0626 59 .6454 .5561 .4752 .4030 .3393 .2839 .2360 .1952 .1605 .1313 .1070 .0868 .0701 .0564 60 .6437 .5530 .4706 .3971 .3324 .2762 .2278 .1868 .1522 .1233 .0994 .0797 .0636 .0506 61 .6420 .5500 .4662 .3914 .3256 .2685 .2197 .1785 .1440 .1154 .0920 .0729 .0574 .0451 62 .6405 .5472 .4620 .3858 .3189 .2610 .2118 .1704 .1360 .1078 .0848 .0664 .0516 .0399 63 .6391 .5445 .4579 .3803 .3123 .2536 .2039 .1624 .1282 .1003 .0780 .0601 .0461 .0351 64 .6378 .5420 .4540 .3750 .3058 .2463 .1962 .1545 .1205 .0931 .0714 .0542 .0409 .0306 65 .6367 .5396 .4502 .3699 .2995 .2392 .1885 .1468 .1131 .0862 .0650 .0486 .0361 .0265 66 .6357 .5374 .4466 .3649 .2933 .2321 .1811 .1393 .1058 .0795 .0590 .0434 .0316 .0228 67 .6347 .5354 .4432 .3600 .2872 .2252 .1737 .1320 .0988 .0730 .0533 .0385 .0275 .0194 68 .6339 .5335 .4399 .3554 .2813 .2184 .1665 .1248 .0920 .0669 .0479 .0339 .0237 .0164 69 .6332 .5318 .4369 .3508 .2755 .2118 .1595 .1178 .0855 .0610 .0428 .0297 .0203 .0137 70 .6327 .5303 .4340 .3465 .2699 .2053 .1526 .1110 .0791 .0554 .0381 .0258 .0172 .0113 71 .6322 .5289 .4313 .3423 .2643 .1987 .1457 .1042 .0729 .0500 .0336 .0222 .0144 .0092 72 .6318 .5278 .4289 .3384 .2591 .1926 .1392 .0980 .0672 .0451 .0296 .0191 .0121 .0075 73 .6315 .5268 .4268 .3348 .2542 .1869 .1331 .0921 .0620 .0407 .0261 .0164 .0101 .0061 74 .6314 .5263 .4255 .3326 .2512 .1832 .1293 .0885 .0588 .0380 .0240 .0148 .0090 .0053
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 4
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0339 .0708 .1106 .1524 .2396 .3298 .4218 .5152 2 .0000 .0323 .0681 .1072 .1484 .2345 .3236 .4147 .5072 3 .0000 .0307 .0656 .1040 .1446 .2294 .3175 .4076 .4993 4 .0000 .0292 .0632 .1009 .1407 .2244 .3114 .4005 .4913 5 .0000 .0277 .0608 .0978 .1370 .2194 .3053 .3935 .4834 6 .0000 .0263 .0586 .0948 .1333 .2145 .2993 .3865 .4755 7 .0000 .0249 .0564 .0918 .1296 .2096 .2933 .3795 .4677 8 .0000 .0236 .0543 .0890 .1261 .2047 .2874 .3726 .4598 9 .0000 .0224 .0522 .0861 .1225 .2000 .2815 .3657 .4521 10 .0000 .0212 .0502 .0834 .1190 .1952 .2756 .3589 .4443 11 .0000 .0201 .0483 .0806 .1156 .1905 .2698 .3521 .4366 12 .0000 .0191 .0464 .0780 .1122 .1858 .2640 .3453 .4289 13 .0000 .0180 .0445 .0753 .1089 .1812 .2582 .3385 .4212 14 .0000 .0171 .0427 .0727 .1056 .1766 .2525 .3318 .4136 15 .0000 .0161 .0409 .0702 .1023 .1720 .2468 .3250 .4059 16 .0000 .0152 .0392 .0677 .0990 .1675 .2411 .3183 .3983 17 .0000 .0144 .0375 .0652 .0958 .1630 .2354 .3116 .3907 18 .0000 .0135 .0358 .0627 .0927 .1585 .2298 .3050 .3831 19 .0000 .0127 .0342 .0604 .0895 .1540 .2242 .2983 .3755 20 .0000 .0120 .0326 .0580 .0865 .1496 .2186 .2917 .3680 21 .0000 .0112 .0311 .0557 .0834 .1452 .2130 .2851 .3604 22 .0000 .0105 .0296 .0534 .0804 .1408 .2074 .2784 .3529 23 .0000 .0098 .0281 .0511 .0774 .1365 .2019 .2718 .3453 24 .0000 .0092 .0266 .0489 .0744 .1322 .1963 .2652 .3378 25 .0000 .0085 .0252 .0467 .0715 .1278 .1908 .2587 .3303 26 .0000 .0079 .0238 .0445 .0685 .1236 .1853 .2521 .3228 27 .0000 .0073 .0225 .0424 .0657 .1193 .1798 .2455 .3153 28 .0000 .0068 .0212 .0403 .0629 .1151 .1744 .2390 .3078 29 .0000 .0063 .0199 .0383 .0601 .1109 .1689 .2324 .3003 30 .0000 .0058 .0187 .0363 .0573 .1067 .1635 .2259 .2929 31 .0000 .0053 .0175 .0344 .0546 .1026 .1581 .2194 .2854 32 .0000 .0048 .0164 .0324 .0519 .0985 .1527 .2129 .2780 33 .0000 .0044 .0152 .0306 .0493 .0944 .1474 .2065 .2706 34 .0000 .0040 .0142 .0287 .0467 .0904 .1421 .2000 .2631 35 .0000 .0036 .0131 .0270 .0442 .0864 .1368 .1936 .2557 36 .0000 .0033 .0121 .0252 .0417 .0824 .1315 .1872 .2483 37 .0000 .0029 .0112 .0235 .0392 .0785 .1262 .1808 .2409 38 .0000 .0026 .0102 .0219 .0368 .0746 .1210 .1744 .2335 39 .0000 .0023 .0094 .0203 .0345 .0708 .1159 .1680 .2261 40 .0000 .0021 .0085 .0188 .0322 .0671 .1108 .1618 .2188 41 .0000 .0018 .0077 .0173 .0300 .0635 .1058 .1556 .2116 42 .0000 .0016 .0070 .0159 .0279 .0599 .1009 .1495 .2044 43 .0000 .0014 .0063 .0146 .0259 .0565 .0961 .1434 .1973 44 .0000 .0012 .0057 .0133 .0240 .0531 .0914 .1375 .1903 45 .0000 .0011 .0051 .0122 .0221 .0498 .0868 .1317 .1834 46 .0000 .0009 .0045 .0110 .0203 .0467 .0823 .1259 .1765 47 .0000 .0008 .0040 .0100 .0186 .0436 .0778 .1202 .1697 48 .0000 .0007 .0035 .0090 .0170 .0406 .0735 .1146 .1629 49 .0000 .0006 .0031 .0080 .0155 .0378 .0692 .1091 .1562 50 .0000 .0005 .0027 .0072 .0140 .0350 .0651 .1036 .1496 51 .0000 .0004 .0023 .0064 .0127 .0323 .0610 .0982 .1430 52 .0000 .0003 .0020 .0056 .0114 .0297 .0570 .0929 .1365 53 .0000 .0003 .0017 .0049 .0101 .0272 .0532 .0877 .1300 54 .0000 .0002 .0015 .0043 .0090 .0248 .0494 .0825 .1237 55 .0000 .0002 .0012 .0037 .0079 .0225 .0457 .0774 .1173 56 .0000 .0001 .0010 .0032 .0070 .0203 .0421 .0725 .1111 57 .0000 .0001 .0008 .0027 .0060 .0183 .0387 .0676 .1050 58 .0000 .0001 .0007 .0023 .0052 .0163 .0353 .0628 .0989 59 .0000 .0001 .0005 .0019 .0044 .0144 .0321 .0582 .0930 60 .0000 .0000 .0004 .0015 .0037 .0127 .0290 .0536 .0871 61 .0000 .0000 .0003 .0012 .0031 .0110 .0260 .0492 .0814 62 .0000 .0000 .0002 .0010 .0026 .0095 .0232 .0450 .0758 63 .0000 .0000 .0002 .0008 .0021 .0081 .0205 .0409 .0703 64 .0000 .0000 .0001 .0006 .0017 .0068 .0180 .0370 .0650 65 .0000 .0000 .0001 .0004 .0013 .0057 .0156 .0332 .0599 66 .0000 .0000 .0001 .0003 .0010 .0047 .0134 .0296 .0549 67 .0000 .0000 .0000 .0002 .0007 .0037 .0114 .0262 .0500 68 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0454 69 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0199 .0408 70 .0000 .0000 .0000 .0001 .0002 .0017 .0063 .0170 .0365 71 .0000 .0000 .0000 .0000 .0001 .0012 .0049 .0143 .0323 72 .0000 .0000 .0000 .0000 .0001 .0008 .0038 .0119 .0284 73 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0098 .0248 74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0085 .0226
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 4
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .6978 .6343 .5780 .5279 .4829 .4435 .4110 .3840 .3615 .3426 .3268 .3134 .3022 .2931 41 $120 .6941 .6293 .5718 .5206 .4749 .4362 .4042 .3776 .3555 .3369 .3214 .3084 .2979 .2893 42 $120 .6906 .6244 .5657 .5134 .4676 .4294 .3978 .3715 .3496 .3314 .3162 .3038 .2939 .2859 43 $120 .6871 .6196 .5597 .5064 .4608 .4229 .3916 .3656 .3439 .3260 .3114 .2996 .2902 .2827 44 $120 .6838 .6149 .5538 .4998 .4544 .4167 .3856 .3598 .3384 .3209 .3069 .2958 .2868 .2797 45 $120 .6805 .6103 .5479 .4936 .4483 .4108 .3797 .3541 .3331 .3162 .3028 .2921 .2837 .2770 46 $120 .6774 .6057 .5423 .4878 .4425 .4050 .3740 .3486 .3281 .3118 .2989 .2887 .2807 .2745 47 $120 .6743 .6013 .5369 .4822 .4368 .3993 .3684 .3434 .3235 .3077 .2953 .2856 .2781 .2723 48 $120 .6713 .5970 .5318 .4769 .4313 .3937 .3630 .3385 .3190 .3037 .2918 .2826 .2756 .2702 49 $120 .6685 .5928 .5270 .4717 .4259 .3883 .3579 .3337 .3148 .3000 .2886 .2799 .2733 .2684 50 $120 .6657 .5888 .5224 .4667 .4206 .3830 .3529 .3292 .3107 .2964 .2856 .2774 .2712 .2667 $250 .6659 .5889 .5204 .4593 .4049 .3566 .3147 .2789 .2486 .2229 .2012 .1830 .1677 .1550 51 $120 .6630 .5850 .5180 .4618 .4154 .3779 .3481 .3248 .3068 .2931 .2827 .2750 .2693 .2652 $250 .6632 .5849 .5150 .4527 .3973 .3487 .3069 .2713 .2412 .2159 .1946 .1769 .1621 .1499 52 $120 .6604 .5814 .5137 .4570 .4104 .3730 .3435 .3206 .3031 .2899 .2801 .2729 .2676 .2638 $250 .6606 .5809 .5097 .4462 .3899 .3411 .2993 .2639 .2341 .2091 .1882 .1710 .1568 .1452 53 $120 .6580 .5780 .5095 .4522 .4055 .3682 .3390 .3166 .2996 .2870 .2777 .2709 .2660 .2626 $250 .6581 .5770 .5044 .4397 .3828 .3337 .2919 .2567 .2271 .2025 .1821 .1654 .1518 .1408 54 $120 .6556 .5747 .5054 .4476 .4007 .3635 .3347 .3127 .2963 .2842 .2754 .2691 .2646 .2615 $250 .6557 .5733 .4993 .4335 .3760 .3266 .2848 .2496 .2203 .1960 .1762 .1601 .1471 .1366 55 $120 .6535 .5716 .5014 .4431 .3961 .3590 .3305 .3090 .2932 .2816 .2733 .2674 .2633 .2605 $250 .6535 .5696 .4942 .4274 .3693 .3197 .2778 .2427 .2137 .1899 .1706 .1550 .1426 .1328 56 $120 .6514 .5685 .4975 .4387 .3915 .3546 .3265 .3055 .2902 .2791 .2714 .2659 .2622 .2597 $250 .6513 .5660 .4893 .4215 .3629 .3129 .2709 .2360 .2073 .1840 .1652 .1503 .1384 .1292 57 $120 .6496 .5656 .4938 .4345 .3871 .3504 .3226 .3021 .2874 .2769 .2696 .2646 .2612 .2589 $250 .6492 .5625 .4845 .4159 .3566 .3063 .2642 .2294 .2011 .1783 .1601 .1457 .1345 .1258 58 $120 .6478 .5628 .4901 .4303 .3828 .3462 .3189 .2989 .2847 .2747 .2679 .2633 .2602 .2582 $250 .6472 .5592 .4800 .4104 .3505 .2998 .2576 .2230 .1951 .1728 .1552 .1415 .1309 .1227 $500 .6473 .5593 .4798 .4088 .3462 .2915 .2443 .2039 .1697 .1411 .1173 .0976 .0814 .0682 59 $120 .6461 .5601 .4866 .4263 .3786 .3422 .3153 .2959 .2822 .2728 .2664 .2622 .2594 .2577 $250 .6454 .5560 .4756 .4051 .3445 .2934 .2512 .2169 .1893 .1676 .1506 .1375 .1275 .1199 $500 .6454 .5560 .4751 .4029 .3392 .2838 .2361 .1957 .1617 .1334 .1101 .0909 .0754 .0629 60 $120 .6446 .5576 .4832 .4223 .3746 .3384 .3118 .2930 .2798 .2710 .2650 .2612 .2587 .2572 $250 .6436 .5530 .4714 .3999 .3386 .2872 .2450 .2108 .1837 .1625 .1462 .1337 .1243 .1173 $500 .6437 .5529 .4706 .3970 .3323 .2762 .2282 .1877 .1539 .1260 .1031 .0846 .0697 .0579 61 $120 .6431 .5551 .4799 .4185 .3706 .3346 .3085 .2902 .2776 .2693 .2638 .2603 .2581 .2568 $250 .6420 .5501 .4674 .3948 .3329 .2811 .2388 .2050 .1783 .1577 .1420 .1302 .1214 .1149 $500 .6420 .5500 .4662 .3913 .3255 .2687 .2204 .1798 .1463 .1187 .0965 .0786 .0644 .0532 62 $120 .6418 .5528 .4767 .4148 .3668 .3310 .3054 .2876 .2756 .2677 .2627 .2595 .2576 .2564 $250 .6405 .5474 .4635 .3900 .3273 .2752 .2329 .1993 .1732 .1532 .1381 .1269 .1187 .1128 $500 .6405 .5471 .4619 .3858 .3189 .2614 .2127 .1722 .1388 .1118 .0901 .0729 .0594 .0489 63 $120 .6405 .5505 .4736 .4112 .3630 .3275 .3023 .2851 .2737 .2663 .2617 .2588 .2571 .2561 $250 .6391 .5449 .4598 .3852 .3218 .2694 .2271 .1939 .1682 .1488 .1344 .1239 .1163 .1109 $500 .6391 .5445 .4578 .3803 .3125 .2543 .2053 .1647 .1316 .1050 .0840 .0675 .0547 .0449 64 $120 .6394 .5484 .4706 .4077 .3594 .3241 .2994 .2828 .2719 .2650 .2608 .2582 .2567 .2558 $250 .6379 .5426 .4562 .3806 .3165 .2637 .2215 .1886 .1634 .1447 .1310 .1211 .1141 .1092 $500 .6378 .5420 .4539 .3751 .3062 .2473 .1979 .1574 .1246 .0985 .0781 .0623 .0503 .0412 $1,000 .6378 .5420 .4540 .3750 .3058 .2463 .1961 .1545 .1205 .0932 .0714 .0543 .0410 .0308 65 $120 .6384 .5464 .4677 .4043 .3559 .3209 .2967 .2806 .2703 .2639 .2600 .2577 .2564 .2556 $250 .6368 .5404 .4529 .3762 .3113 .2582 .2160 .1835 .1589 .1408 .1277 .1185 .1120 .1076 $500 .6367 .5396 .4502 .3700 .3000 .2404 .1907 .1502 .1178 .0923 .0726 .0575 .0462 .0378 $1,000 .6367 .5396 .4502 .3699 .2995 .2391 .1885 .1468 .1131 .0862 .0651 .0487 .0362 .0267 66 $120 .6374 .5446 .4650 .4010 .3525 .3178 .2941 .2786 .2688 .2628 .2593 .2572 .2561 .2554 $250 .6358 .5384 .4496 .3719 .3063 .2529 .2108 .1785 .1546 .1371 .1248 .1161 .1103 .1063 $500 .6356 .5374 .4466 .3652 .2941 .2337 .1837 .1433 .1112 .0863 .0673 .0531 .0425 .0348 $1,000 .6357 .5374 .4466 .3649 .2933 .2321 .1811 .1393 .1059 .0795 .0591 .0435 .0318 .0230 67 $120 .6366 .5428 .4623 .3978 .3493 .3148 .2916 .2767 .2674 .2619 .2587 .2568 .2558 .2553 $250 .6349 .5365 .4466 .3678 .3014 .2477 .2056 .1738 .1504 .1337 .1220 .1140 .1087 .1051 $500 .6347 .5354 .4433 .3604 .2882 .2272 .1769 .1365 .1049 .0806 .0624 .0489 .0391 .0321 $1,000 .6347 .5354 .4432 .3600 .2872 .2252 .1737 .1320 .0989 .0731 .0535 .0387 .0277 .0197 68 $120 .6358 .5411 .4598 .3948 .3462 .3120 .2893 .2749 .2661 .2610 .2581 .2565 .2556 .2552 $250 .6342 .5348 .4437 .3638 .2967 .2426 .2007 .1693 .1465 .1305 .1195 .1121 .1072 .1041 $500 .6339 .5336 .4401 .3559 .2826 .2208 .1702 .1300 .0988 .0752 .0578 .0451 .0360 .0296 $1,000 .6339 .5335 .4399 .3553 .2813 .2184 .1666 .1249 .0921 .0670 .0481 .0341 .0240 .0167 69 $120 .6351 .5396 .4574 .3918 .3432 .3093 .2871 .2733 .2650 .2603 .2576 .2562 .2555 .2551 $250 .6335 .5332 .4410 .3600 .2921 .2377 .1959 .1650 .1429 .1275 .1172 .1104 .1060 .1032 $500 .6332 .5319 .4371 .3516 .2771 .2145 .1636 .1236 .0929 .0701 .0534 .0415 .0332 .0275 $1,000 .6332 .5318 .4369 .3508 .2755 .2118 .1595 .1179 .0856 .0612 .0431 .0300 .0206 .0141 70 $120 .6345 .5381 .4551 .3890 .3403 .3067 .2851 .2718 .2640 .2596 .2572 .2560 .2553 .2550 $250 .6329 .5318 .4384 .3563 .2877 .2330 .1913 .1609 .1394 .1248 .1151 .1088 .1049 .1025 $500 .6327 .5304 .4344 .3474 .2718 .2084 .1573 .1174 .0873 .0652 .0494 .0383 .0307 .0256 $1,000 .6327 .5303 .4340 .3465 .2699 .2053 .1526 .1111 .0793 .0556 .0384 .0261 .0176 .0118 71 $120 .6339 .5368 .4529 .3862 .3374 .3042 .2831 .2703 .2630 .2590 .2569 .2558 .2552 .2549 $250 .6325 .5305 .4360 .3528 .2833 .2283 .1868 .1568 .1360 .1221 .1131 .1074 .1039 .1018 $500 .6322 .5291 .4317 .3434 .2665 .2023 .1510 .1114 .0818 .0605 .0455 .0353 .0284 .0239 $1,000 .6322 .5289 .4313 .3423 .2643 .1988 .1458 .1044 .0731 .0503 .0339 .0226 .0149 .0097 72 $120 .6334 .5356 .4508 .3837 .3349 .3020 .2813 .2691 .2622 .2585 .2566 .2556 .2551 .2549 $250 .6321 .5294 .4338 .3495 .2793 .2240 .1826 .1532 .1331 .1199 .1114 .1063 .1031 .1013 $500 .6318 .5279 .4294 .3397 .2616 .1967 .1451 .1058 .0769 .0563 .0422 .0327 .0265 .0226 $1,000 .6318 .5278 .4289 .3384 .2592 .1927 .1393 .0982 .0675 .0454 .0300 .0195 .0125 .0080 73 $120 .6330 .5345 .4490 .3814 .3325 .2999 .2797 .2680 .2615 .2580 .2563 .2555 .2551 .2549 $250 .6318 .5284 .4318 .3465 .2755 .2200 .1788 .1499 .1304 .1178 .1100 .1053 .1025 .1009 $500 .6315 .5270 .4274 .3363 .2570 .1914 .1396 .1006 .0723 .0526 .0393 .0305 .0250 .0215 $1,000 .6315 .5268 .4268 .3349 .2543 .1870 .1333 .0924 .0624 .0411 .0266 .0169 .0106 .0066 74 $120 .6328 .5338 .4478 .3799 .3310 .2987 .2788 .2673 .2610 .2578 .2562 .2554 .2550 .2548 $250 .6316 .5278 .4306 .3446 .2732 .2174 .1764 .1478 .1288 .1166 .1091 .1047 .1021 .1007 $500 .6314 .5265 .4261 .3342 .2541 .1880 .1362 .0973 .0695 .0503 .0375 .0292 .0240 .0208 $1,000 .6314 .5263 .4255 .3327 .2512 .1834 .1295 .0888 .0592 .0385 .0245 .0153 .0095 .0059
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 4
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0020 .0085 .0187 .0320 .0668 .1103 .1610 .2179 41 $120 .0000 .0018 .0077 .0172 .0299 .0631 .1053 .1548 .2106 42 $120 .0000 .0016 .0070 .0158 .0278 .0596 .1004 .1487 .2034 43 $120 .0000 .0014 .0063 .0145 .0257 .0561 .0956 .1427 .1964 44 $120 .0000 .0012 .0056 .0132 .0238 .0528 .0909 .1368 .1898 45 $120 .0000 .0010 .0050 .0121 .0220 .0495 .0863 .1309 .1836 46 $120 .0000 .0009 .0045 .0109 .0202 .0464 .0817 .1253 .1778 47 $120 .0000 .0008 .0040 .0099 .0185 .0433 .0773 .1199 .1722 48 $120 .0000 .0007 .0035 .0089 .0169 .0403 .0730 .1148 .1669 49 $120 .0000 .0006 .0031 .0080 .0154 .0375 .0688 .1100 .1617 50 $120 .0000 .0005 .0027 .0071 .0139 .0347 .0648 .1054 .1567 $250 .0000 .0005 .0027 .0072 .0140 .0349 .0649 .1034 .1493 51 $120 .0000 .0004 .0023 .0063 .0125 .0320 .0610 .1010 .1518 $250 .0000 .0004 .0023 .0063 .0126 .0322 .0609 .0980 .1427 52 $120 .0000 .0003 .0020 .0056 .0113 .0294 .0574 .0967 .1470 $250 .0000 .0003 .0020 .0056 .0113 .0296 .0569 .0927 .1362 53 $120 .0000 .0003 .0017 .0049 .0100 .0270 .0540 .0925 .1422 $250 .0000 .0003 .0017 .0049 .0101 .0271 .0530 .0874 .1297 54 $120 .0000 .0002 .0014 .0042 .0089 .0246 .0507 .0884 .1376 $250 .0000 .0002 .0014 .0043 .0090 .0247 .0493 .0823 .1235 55 $120 .0000 .0002 .0012 .0036 .0079 .0225 .0476 .0844 .1331 $250 .0000 .0002 .0012 .0037 .0079 .0225 .0456 .0772 .1174 56 $120 .0000 .0001 .0010 .0031 .0069 .0204 .0445 .0805 .1287 $250 .0000 .0001 .0010 .0031 .0069 .0203 .0420 .0723 .1115 57 $120 .0000 .0001 .0008 .0026 .0060 .0186 .0416 .0768 .1245 $250 .0000 .0001 .0008 .0027 .0060 .0182 .0385 .0675 .1059 58 $120 .0000 .0001 .0007 .0022 .0051 .0168 .0388 .0731 .1203 $250 .0000 .0001 .0007 .0022 .0052 .0162 .0352 .0630 .1004 $500 .0000 .0001 .0007 .0022 .0052 .0163 .0353 .0628 .0988 59 $120 .0000 .0001 .0005 .0018 .0044 .0151 .0361 .0696 .1163 $250 .0000 .0001 .0005 .0019 .0044 .0144 .0320 .0586 .0951 $500 .0000 .0001 .0005 .0019 .0044 .0144 .0320 .0581 .0929 60 $120 .0000 .0000 .0004 .0015 .0037 .0136 .0336 .0662 .1123 $250 .0000 .0000 .0004 .0015 .0037 .0126 .0290 .0544 .0899 $500 .0000 .0000 .0004 .0015 .0037 .0127 .0289 .0536 .0870 61 $120 .0000 .0000 .0003 .0012 .0031 .0121 .0311 .0629 .1085 $250 .0000 .0000 .0003 .0012 .0031 .0110 .0261 .0504 .0848 $500 .0000 .0000 .0003 .0012 .0031 .0110 .0260 .0492 .0813 62 $120 .0000 .0000 .0002 .0010 .0026 .0108 .0288 .0597 .1048 $250 .0000 .0000 .0002 .0010 .0026 .0095 .0234 .0465 .0800 $500 .0000 .0000 .0002 .0010 .0026 .0095 .0231 .0449 .0758 63 $120 .0000 .0000 .0002 .0008 .0022 .0095 .0265 .0566 .1012 $250 .0000 .0000 .0002 .0008 .0021 .0081 .0209 .0428 .0752 $500 .0000 .0000 .0002 .0008 .0021 .0081 .0205 .0408 .0703 64 $120 .0000 .0000 .0001 .0006 .0018 .0084 .0244 .0536 .0977 $250 .0000 .0000 .0001 .0006 .0017 .0069 .0186 .0392 .0706 $500 .0000 .0000 .0001 .0006 .0017 .0068 .0180 .0369 .0651 $1,000 .0000 .0000 .0001 .0006 .0017 .0068 .0180 .0370 .0650 65 $120 .0000 .0000 .0001 .0005 .0014 .0074 .0224 .0507 .0943 $250 .0000 .0000 .0001 .0004 .0013 .0058 .0164 .0359 .0662 $500 .0000 .0000 .0001 .0004 .0013 .0057 .0156 .0332 .0600 $1,000 .0000 .0000 .0001 .0004 .0013 .0057 .0156 .0332 .0599 66 $120 .0000 .0000 .0001 .0003 .0012 .0064 .0206 .0480 .0910 $250 .0000 .0000 .0001 .0003 .0010 .0048 .0144 .0326 .0619 $500 .0000 .0000 .0001 .0003 .0010 .0046 .0134 .0296 .0552 $1,000 .0000 .0000 .0001 .0003 .0010 .0047 .0134 .0296 .0549 67 $120 .0000 .0000 .0000 .0003 .0009 .0056 .0188 .0453 .0878 $250 .0000 .0000 .0000 .0002 .0007 .0039 .0125 .0296 .0578 $500 .0000 .0000 .0000 .0002 .0007 .0037 .0114 .0263 .0504 $1,000 .0000 .0000 .0000 .0002 .0007 .0037 .0114 .0262 .0500 68 $120 .0000 .0000 .0000 .0002 .0007 .0048 .0171 .0428 .0848 $250 .0000 .0000 .0000 .0002 .0005 .0032 .0108 .0267 .0538 $500 .0000 .0000 .0000 .0002 .0005 .0029 .0096 .0231 .0459 $1,000 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0453 69 $120 .0000 .0000 .0000 .0001 .0005 .0041 .0156 .0404 .0818 $250 .0000 .0000 .0000 .0001 .0004 .0025 .0092 .0240 .0500 $500 .0000 .0000 .0000 .0001 .0004 .0022 .0079 .0201 .0416 $1,000 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0199 .0408 70 $120 .0000 .0000 .0000 .0001 .0004 .0035 .0141 .0381 .0790 $250 .0000 .0000 .0000 .0001 .0003 .0019 .0078 .0214 .0463 $500 .0000 .0000 .0000 .0001 .0002 .0017 .0064 .0174 .0374 $1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0063 .0170 .0365 71 $120 .0000 .0000 .0000 .0001 .0003 .0029 .0128 .0359 .0762 $250 .0000 .0000 .0000 .0000 .0002 .0015 .0065 .0190 .0428 $500 .0000 .0000 .0000 .0000 .0001 .0012 .0051 .0147 .0334 $1,000 .0000 .0000 .0000 .0000 .0001 .0012 .0049 .0143 .0323 72 $120 .0000 .0000 .0000 .0000 .0002 .0024 .0116 .0338 .0737 $250 .0000 .0000 .0000 .0000 .0001 .0011 .0054 .0168 .0395 $500 .0000 .0000 .0000 .0000 .0001 .0008 .0039 .0124 .0297 $1,000 .0000 .0000 .0000 .0000 .0001 .0008 .0038 .0119 .0284 73 $120 .0000 .0000 .0000 .0000 .0002 .0020 .0105 .0320 .0714 $250 .0000 .0000 .0000 .0000 .0001 .0008 .0044 .0148 .0365 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0104 .0263 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0028 .0098 .0249 74 $120 .0000 .0000 .0000 .0000 .0001 .0018 .0098 .0308 .0699 $250 .0000 .0000 .0000 .0000 .0000 .0006 .0038 .0136 .0346 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0091 .0242 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0085 .0227
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 4
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9145 .8968 .8811 .8669 .8537 .8414 .8298 .8188 .8084 .7984 .7889 .7797 .7708 .7622 2 .9091 .8903 .8736 .8584 .8444 .8313 .8190 .8074 .7963 .7857 .7755 .7657 .7563 .7472 3 .9038 .8839 .8662 .8501 .8352 .8214 .8083 .7960 .7842 .7730 .7622 .7519 .7420 .7324 4 .8985 .8775 .8588 .8417 .8260 .8113 .7975 .7845 .7721 .7602 .7489 .7380 .7275 .7174 5 .8933 .8711 .8514 .8334 .8168 .8014 .7868 .7731 .7600 .7475 .7356 .7241 .7131 .7025 6 .8881 .8648 .8440 .8251 .8077 .7914 .7761 .7617 .7479 .7348 .7223 .7103 .6988 .6877 7 .8830 .8585 .8367 .8169 .7986 .7815 .7655 .7503 .7359 .7222 .7091 .6966 .6845 .6729 8 .8779 .8523 .8294 .8087 .7895 .7716 .7548 .7390 .7240 .7097 .6960 .6829 .6704 .6583 9 .8728 .8461 .8222 .8005 .7804 .7618 .7443 .7277 .7121 .6972 .6829 .6693 .6563 .6437 10 .8679 .8399 .8150 .7923 .7714 .7520 .7337 .7165 .7002 .6847 .6699 .6558 .6423 .6293 11 .8629 .8338 .8078 .7842 .7625 .7422 .7232 .7053 .6884 .6723 .6570 .6424 .6284 .6150 12 .8580 .8277 .8007 .7761 .7535 .7325 .7127 .6942 .6766 .6600 .6441 .6290 .6146 .6007 13 .8532 .8217 .7936 .7681 .7446 .7227 .7023 .6831 .6649 .6477 .6313 .6157 .6009 .5866 14 .8483 .8157 .7865 .7600 .7357 .7130 .6919 .6720 .6532 .6355 .6186 .6025 .5872 .5726 15 .8435 .8097 .7794 .7520 .7268 .7033 .6815 .6609 .6416 .6233 .6059 .5894 .5737 .5587 16 .8388 .8037 .7724 .7440 .7179 .6937 .6711 .6499 .6300 .6112 .5933 .5764 .5602 .5449 17 .8340 .7977 .7654 .7360 .7090 .6841 .6608 .6390 .6184 .5991 .5808 .5634 .5469 .5312 18 .8293 .7918 .7584 .7280 .7002 .6744 .6505 .6280 .6069 .5871 .5683 .5505 .5337 .5176 19 .8246 .7859 .7514 .7201 .6914 .6649 .6402 .6171 .5955 .5751 .5559 .5378 .5205 .5041 20 .8200 .7800 .7444 .7122 .6826 .6553 .6299 .6063 .5841 .5633 .5436 .5251 .5075 .4908 21 .8154 .7742 .7375 .7042 .6738 .6457 .6197 .5954 .5727 .5514 .5313 .5124 .4945 .4775 22 .8108 .7683 .7305 .6963 .6650 .6362 .6095 .5846 .5614 .5396 .5191 .4998 .4816 .4643 23 .8062 .7625 .7236 .6884 .6562 .6267 .5993 .5739 .5501 .5279 .5070 .4873 .4688 .4512 24 .8016 .7567 .7166 .6805 .6475 .6172 .5891 .5631 .5388 .5162 .4949 .4749 .4560 .4382 25 .7971 .7509 .7097 .6726 .6387 .6077 .5790 .5524 .5276 .5045 .4828 .4625 .4433 .4253 26 .7926 .7451 .7028 .6647 .6300 .5982 .5688 .5417 .5164 .4929 .4708 .4502 .4307 .4124 27 .7881 .7393 .6959 .6568 .6213 .5887 .5587 .5310 .5053 .4813 .4589 .4379 .4182 .3996 28 .7837 .7336 .6890 .6489 .6125 .5792 .5486 .5203 .4941 .4697 .4469 .4256 .4056 .3868 29 .7793 .7279 .6822 .6411 .6038 .5698 .5385 .5097 .4830 .4582 .4351 .4134 .3932 .3741 30 .7749 .7222 .6753 .6333 .5951 .5603 .5284 .4991 .4719 .4467 .4232 .4013 .3807 .3614 31 .7706 .7165 .6685 .6254 .5865 .5509 .5184 .4885 .4608 .4352 .4114 .3891 .3683 .3488 32 .7663 .7109 .6617 .6176 .5778 .5415 .5083 .4779 .4497 .4237 .3995 .3770 .3559 .3362 33 .7620 .7052 .6549 .6098 .5691 .5321 .4983 .4673 .4387 .4123 .3877 .3649 .3436 .3236 34 .7577 .6996 .6481 .6020 .5604 .5227 .4882 .4566 .4276 .4008 .3759 .3527 .3311 .3109 35 .7536 .6941 .6414 .5942 .5518 .5132 .4781 .4460 .4165 .3893 .3640 .3406 .3187 .2983 36 .7494 .6885 .6346 .5864 .5431 .5038 .4680 .4354 .4054 .3777 .3521 .3284 .3063 .2857 37 .7453 .6830 .6279 .5787 .5344 .4943 .4579 .4247 .3942 .3661 .3402 .3162 .2939 .2732 38 .7412 .6776 .6212 .5709 .5257 .4849 .4478 .4140 .3830 .3545 .3282 .3040 .2815 .2608 39 .7372 .6722 .6145 .5632 .5170 .4754 .4377 .4033 .3718 .3429 .3163 .2918 .2693 .2485 40 .7333 .6668 .6080 .5555 .5084 .4660 .4276 .3926 .3606 .3313 .3045 .2798 .2572 .2363 41 .7295 .6616 .6014 .5479 .4999 .4566 .4175 .3819 .3495 .3199 .2928 .2680 .2452 .2244 42 .7258 .6564 .5950 .5403 .4914 .4473 .4075 .3714 .3385 .3085 .2812 .2563 .2335 .2128 43 .7221 .6514 .5887 .5329 .4830 .4381 .3976 .3608 .3275 .2973 .2698 .2448 .2220 .2014 44 .7186 .6464 .5825 .5255 .4746 .4289 .3877 .3504 .3167 .2862 .2585 .2335 .2108 .1902 45 .7152 .6416 .5763 .5182 .4663 .4198 .3778 .3400 .3060 .2752 .2474 .2224 .1998 .1794 46 .7118 .6368 .5703 .5110 .4581 .4107 .3681 .3298 .2954 .2644 .2365 .2115 .1890 .1688 47 .7086 .6322 .5643 .5039 .4499 .4016 .3584 .3196 .2849 .2537 .2258 .2008 .1785 .1586 48 .7055 .6276 .5584 .4968 .4418 .3927 .3488 .3095 .2745 .2432 .2153 .1904 .1683 .1486 49 .7025 .6232 .5526 .4897 .4337 .3838 .3392 .2995 .2642 .2328 .2049 .1802 .1583 .1389 50 .6995 .6188 .5468 .4828 .4257 .3749 .3297 .2896 .2540 .2225 .1947 .1702 .1486 .1295 51 .6967 .6145 .5412 .4759 .4177 .3661 .3203 .2798 .2440 .2125 .1847 .1604 .1391 .1205 52 .6940 .6103 .5356 .4690 .4098 .3573 .3110 .2701 .2341 .2026 .1750 .1509 .1299 .1117 53 .6914 .6063 .5301 .4622 .4020 .3487 .3017 .2604 .2243 .1928 .1654 .1416 .1210 .1033 54 .6889 .6023 .5247 .4555 .3942 .3401 .2925 .2509 .2147 .1832 .1560 .1326 .1124 .0951 55 .6865 .5984 .5194 .4489 .3865 .3315 .2834 .2415 .2052 .1738 .1468 .1238 .1041 .0873 56 .6842 .5947 .5141 .4423 .3788 .3231 .2744 .2322 .1958 .1646 .1379 .1152 .0960 .0798 57 .6820 .5910 .5090 .4359 .3713 .3147 .2655 .2230 .1866 .1555 .1292 .1069 .0882 .0726 58 .6799 .5875 .5040 .4295 .3638 .3064 .2567 .2139 .1775 .1466 .1207 .0989 .0808 .0658 59 .6780 .5841 .4991 .4233 .3564 .2982 .2479 .2050 .1686 .1380 .1124 .0912 .0736 .0593 60 .6761 .5808 .4944 .4172 .3492 .2901 .2393 .1962 .1598 .1295 .1044 .0837 .0668 .0531 61 .6744 .5777 .4898 .4111 .3420 .2821 .2308 .1875 .1513 .1212 .0966 .0766 .0603 .0473 62 .6728 .5748 .4853 .4053 .3350 .2742 .2224 .1790 .1429 .1132 .0891 .0697 .0542 .0419 63 .6713 .5720 .4810 .3995 .3280 .2664 .2142 .1706 .1346 .1054 .0819 .0632 .0484 .0369 64 .6700 .5693 .4768 .3939 .3212 .2587 .2060 .1623 .1266 .0978 .0749 .0570 .0430 .0322 65 .6688 .5668 .4729 .3885 .3146 .2512 .1980 .1542 .1188 .0905 .0683 .0511 .0379 .0279 66 .6677 .5645 .4691 .3833 .3081 .2438 .1902 .1463 .1112 .0835 .0620 .0456 .0332 .0240 67 .6667 .5624 .4655 .3782 .3017 .2366 .1825 .1386 .1038 .0767 .0560 .0404 .0289 .0204 68 .6659 .5604 .4621 .3733 .2955 .2294 .1749 .1311 .0967 .0702 .0503 .0356 .0249 .0172 69 .6652 .5587 .4589 .3685 .2894 .2224 .1675 .1237 .0898 .0640 .0450 .0312 .0213 .0144 70 .6646 .5571 .4559 .3640 .2835 .2156 .1603 .1166 .0831 .0582 .0400 .0271 .0181 .0119 71 .6640 .5556 .4531 .3595 .2776 .2087 .1530 .1095 .0766 .0525 .0353 .0233 .0152 .0097 72 .6636 .5544 .4505 .3555 .2722 .2023 .1462 .1029 .0706 .0474 .0311 .0201 .0127 .0079 73 .6633 .5534 .4483 .3517 .2671 .1963 .1399 .0968 .0652 .0428 .0274 .0172 .0106 .0064 74 .6632 .5528 .4469 .3494 .2638 .1924 .1358 .0929 .0617 .0400 .0252 .0156 .0094 .0056
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 4
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0356 .0744 .1161 .1601 .2517 .3464 .4431 .5412 2 .0000 .0339 .0716 .1126 .1559 .2463 .3399 .4356 .5328 3 .0000 .0322 .0689 .1093 .1519 .2410 .3335 .4282 .5245 4 .0000 .0306 .0664 .1060 .1478 .2357 .3271 .4207 .5161 5 .0000 .0291 .0639 .1027 .1439 .2305 .3207 .4133 .5078 6 .0000 .0276 .0615 .0996 .1400 .2253 .3144 .4060 .4995 7 .0000 .0262 .0592 .0965 .1362 .2201 .3081 .3987 .4912 8 .0000 .0248 .0570 .0934 .1324 .2151 .3018 .3914 .4830 9 .0000 .0235 .0548 .0905 .1287 .2100 .2957 .3842 .4748 10 .0000 .0223 .0527 .0876 .1250 .2050 .2895 .3770 .4667 11 .0000 .0211 .0507 .0847 .1214 .2001 .2834 .3698 .4586 12 .0000 .0200 .0487 .0819 .1179 .1952 .2773 .3627 .4505 13 .0000 .0190 .0467 .0791 .1144 .1903 .2713 .3556 .4425 14 .0000 .0179 .0448 .0764 .1109 .1855 .2652 .3485 .4344 15 .0000 .0169 .0430 .0737 .1074 .1807 .2592 .3414 .4264 16 .0000 .0160 .0411 .0711 .1040 .1759 .2533 .3344 .4184 17 .0000 .0151 .0394 .0685 .1007 .1712 .2473 .3274 .4104 18 .0000 .0142 .0376 .0659 .0973 .1665 .2414 .3204 .4024 19 .0000 .0134 .0359 .0634 .0941 .1618 .2355 .3134 .3945 20 .0000 .0126 .0343 .0609 .0908 .1572 .2296 .3064 .3865 21 .0000 .0118 .0326 .0585 .0876 .1525 .2237 .2994 .3786 22 .0000 .0110 .0310 .0561 .0844 .1479 .2179 .2925 .3707 23 .0000 .0103 .0295 .0537 .0813 .1434 .2121 .2855 .3627 24 .0000 .0096 .0280 .0513 .0781 .1388 .2062 .2786 .3548 25 .0000 .0090 .0265 .0490 .0751 .1343 .2004 .2717 .3469 26 .0000 .0083 .0250 .0468 .0720 .1298 .1947 .2648 .3391 27 .0000 .0077 .0236 .0446 .0690 .1253 .1889 .2579 .3312 28 .0000 .0071 .0223 .0424 .0660 .1209 .1832 .2510 .3233 29 .0000 .0066 .0209 .0402 .0631 .1165 .1774 .2442 .3155 30 .0000 .0061 .0196 .0381 .0602 .1121 .1717 .2373 .3076 31 .0000 .0056 .0184 .0361 .0574 .1078 .1661 .2305 .2998 32 .0000 .0051 .0172 .0341 .0545 .1034 .1604 .2237 .2920 33 .0000 .0046 .0160 .0321 .0518 .0992 .1548 .2169 .2842 34 .0000 .0042 .0149 .0302 .0491 .0949 .1492 .2101 .2764 35 .0000 .0038 .0138 .0283 .0464 .0907 .1437 .2034 .2686 36 .0000 .0034 .0127 .0265 .0438 .0866 .1381 .1966 .2608 37 .0000 .0031 .0117 .0247 .0412 .0825 .1326 .1899 .2530 38 .0000 .0028 .0107 .0230 .0387 .0784 .1271 .1832 .2453 39 .0000 .0025 .0098 .0213 .0362 .0744 .1217 .1765 .2375 40 .0000 .0022 .0090 .0197 .0339 .0705 .1164 .1699 .2299 41 .0000 .0019 .0081 .0182 .0316 .0667 .1112 .1634 .2222 42 .0000 .0017 .0074 .0167 .0293 .0629 .1060 .1570 .2147 43 .0000 .0015 .0066 .0153 .0272 .0593 .1010 .1507 .2073 44 .0000 .0013 .0060 .0140 .0252 .0558 .0960 .1444 .1999 45 .0000 .0011 .0053 .0128 .0232 .0524 .0912 .1383 .1926 46 .0000 .0010 .0047 .0116 .0214 .0490 .0864 .1322 .1854 47 .0000 .0008 .0042 .0105 .0196 .0458 .0817 .1263 .1782 48 .0000 .0007 .0037 .0094 .0179 .0427 .0772 .1204 .1712 49 .0000 .0006 .0033 .0085 .0163 .0397 .0727 .1146 .1641 50 .0000 .0005 .0028 .0075 .0148 .0367 .0684 .1088 .1571 51 .0000 .0004 .0025 .0067 .0133 .0339 .0641 .1032 .1502 52 .0000 .0003 .0021 .0059 .0119 .0312 .0599 .0976 .1434 53 .0000 .0003 .0018 .0052 .0107 .0286 .0558 .0921 .1366 54 .0000 .0002 .0015 .0045 .0095 .0261 .0519 .0867 .1299 55 .0000 .0002 .0013 .0039 .0083 .0237 .0480 .0813 .1233 56 .0000 .0001 .0011 .0033 .0073 .0214 .0442 .0761 .1167 57 .0000 .0001 .0009 .0028 .0063 .0192 .0406 .0710 .1103 58 .0000 .0001 .0007 .0024 .0055 .0171 .0371 .0660 .1039 59 .0000 .0001 .0006 .0020 .0047 .0151 .0337 .0611 .0976 60 .0000 .0000 .0004 .0016 .0039 .0133 .0304 .0564 .0915 61 .0000 .0000 .0003 .0013 .0033 .0116 .0273 .0517 .0855 62 .0000 .0000 .0003 .0010 .0027 .0100 .0243 .0473 .0796 63 .0000 .0000 .0002 .0008 .0022 .0085 .0215 .0430 .0739 64 .0000 .0000 .0001 .0006 .0017 .0072 .0189 .0388 .0683 65 .0000 .0000 .0001 .0005 .0014 .0060 .0164 .0349 .0629 66 .0000 .0000 .0001 .0003 .0010 .0049 .0141 .0311 .0576 67 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0275 .0525 68 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0241 .0476 69 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0209 .0429 70 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0179 .0384 71 .0000 .0000 .0000 .0000 .0001 .0012 .0052 .0150 .0339 72 .0000 .0000 .0000 .0000 .0001 .0008 .0040 .0125 .0298 73 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0103 .0261 74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0089 .0238
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 4
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7329 .6663 .6072 .5545 .5072 .4659 .4317 .4034 .3797 .3599 .3433 .3292 .3175 .3079 41 $120 .7291 .6610 .6007 .5469 .4989 .4582 .4246 .3967 .3734 .3539 .3376 .3240 .3129 .3039 42 $120 .7254 .6559 .5942 .5393 .4912 .4510 .4178 .3902 .3672 .3481 .3321 .3192 .3087 .3003 43 $120 .7218 .6508 .5879 .5320 .4840 .4442 .4113 .3840 .3613 .3424 .3271 .3147 .3049 .2969 44 $120 .7182 .6459 .5817 .5250 .4773 .4378 .4050 .3779 .3555 .3371 .3224 .3107 .3013 .2938 45 $120 .7148 .6410 .5755 .5185 .4709 .4315 .3989 .3720 .3499 .3322 .3181 .3069 .2980 .2910 46 $120 .7115 .6363 .5696 .5124 .4648 .4254 .3929 .3662 .3447 .3276 .3140 .3033 .2949 .2884 47 $120 .7083 .6316 .5640 .5066 .4589 .4194 .3870 .3607 .3398 .3232 .3102 .3000 .2921 .2860 48 $120 .7052 .6271 .5586 .5010 .4531 .4136 .3813 .3555 .3351 .3190 .3065 .2969 .2895 .2839 49 $120 .7022 .6227 .5536 .4955 .4474 .4079 .3759 .3506 .3306 .3151 .3031 .2940 .2871 .2819 50 $120 .6992 .6185 .5487 .4902 .4418 .4023 .3707 .3458 .3263 .3114 .3000 .2914 .2849 .2801 $250 .6995 .6186 .5466 .4824 .4253 .3746 .3306 .2930 .2611 .2341 .2114 .1923 .1762 .1628 51 $120 .6964 .6145 .5441 .4851 .4364 .3970 .3657 .3412 .3223 .3079 .2970 .2889 .2829 .2785 $250 .6966 .6144 .5410 .4755 .4173 .3663 .3223 .2850 .2534 .2268 .2044 .1858 .1703 .1575 52 $120 .6937 .6107 .5396 .4800 .4311 .3918 .3608 .3368 .3184 .3046 .2942 .2866 .2811 .2771 $250 .6939 .6102 .5354 .4687 .4096 .3583 .3144 .2772 .2459 .2196 .1977 .1796 .1647 .1525 53 $120 .6911 .6071 .5352 .4750 .4259 .3868 .3561 .3326 .3147 .3014 .2917 .2846 .2795 .2758 $250 .6913 .6061 .5299 .4619 .4021 .3505 .3066 .2696 .2385 .2127 .1912 .1737 .1594 .1479 54 $120 .6887 .6037 .5309 .4702 .4209 .3819 .3516 .3285 .3112 .2985 .2893 .2827 .2780 .2747 $250 .6888 .6022 .5245 .4553 .3949 .3431 .2991 .2622 .2314 .2059 .1851 .1681 .1545 .1435 55 $120 .6864 .6004 .5267 .4654 .4160 .3771 .3472 .3246 .3079 .2958 .2871 .2809 .2766 .2736 $250 .6864 .5983 .5191 .4489 .3879 .3358 .2918 .2550 .2245 .1995 .1792 .1629 .1498 .1395 56 $120 .6843 .5972 .5226 .4609 .4113 .3725 .3430 .3209 .3048 .2932 .2850 .2793 .2754 .2727 $250 .6841 .5945 .5140 .4428 .3812 .3287 .2846 .2479 .2177 .1932 .1735 .1578 .1454 .1357 57 $120 .6823 .5941 .5187 .4564 .4066 .3680 .3389 .3174 .3018 .2908 .2832 .2779 .2743 .2720 $250 .6819 .5909 .5090 .4368 .3746 .3218 .2775 .2410 .2112 .1873 .1682 .1531 .1413 .1322 58 $120 .6804 .5912 .5148 .4520 .4021 .3637 .3350 .3140 .2990 .2886 .2814 .2766 .2734 .2713 $250 .6799 .5874 .5042 .4311 .3682 .3149 .2706 .2343 .2049 .1815 .1630 .1486 .1375 .1289 $500 .6799 .5875 .5040 .4294 .3637 .3062 .2566 .2142 .1783 .1482 .1232 .1025 .0855 .0716 59 $120 .6787 .5884 .5111 .4478 .3977 .3595 .3312 .3108 .2964 .2865 .2798 .2754 .2725 .2707 $250 .6779 .5840 .4996 .4255 .3618 .3082 .2639 .2278 .1989 .1760 .1582 .1444 .1339 .1259 $500 .6779 .5841 .4991 .4232 .3563 .2981 .2480 .2056 .1699 .1401 .1156 .0955 .0792 .0660 60 $120 .6771 .5857 .5075 .4436 .3934 .3554 .3276 .3077 .2940 .2846 .2784 .2744 .2718 .2701 $250 .6761 .5809 .4952 .4200 .3557 .3017 .2573 .2215 .1930 .1707 .1535 .1404 .1306 .1232 $500 .6761 .5808 .4943 .4171 .3491 .2901 .2397 .1972 .1617 .1323 .1083 .0889 .0733 .0608 61 $120 .6755 .5831 .5041 .4396 .3893 .3515 .3241 .3048 .2916 .2828 .2771 .2734 .2711 .2697 $250 .6744 .5779 .4909 .4148 .3496 .2953 .2509 .2153 .1873 .1657 .1492 .1367 .1275 .1207 $500 .6744 .5777 .4897 .4110 .3420 .2823 .2315 .1889 .1536 .1247 .1013 .0826 .0676 .0559 62 $120 .6741 .5806 .5007 .4357 .3852 .3477 .3208 .3021 .2895 .2812 .2759 .2726 .2706 .2693 $250 .6728 .5750 .4869 .4096 .3438 .2891 .2447 .2094 .1819 .1609 .1450 .1333 .1247 .1185 $500 .6728 .5747 .4852 .4052 .3350 .2746 .2235 .1809 .1458 .1174 .0946 .0765 .0624 .0513 63 $120 .6728 .5783 .4975 .4319 .3813 .3440 .3176 .2995 .2875 .2797 .2749 .2719 .2701 .2690 $250 .6713 .5724 .4830 .4046 .3380 .2830 .2386 .2036 .1767 .1563 .1412 .1301 .1221 .1165 $500 .6713 .5719 .4809 .3995 .3282 .2671 .2156 .1730 .1382 .1103 .0882 .0709 .0574 .0471 64 $120 .6716 .5761 .4943 .4282 .3775 .3405 .3145 .2970 .2856 .2784 .2739 .2712 .2697 .2687 $250 .6700 .5699 .4792 .3998 .3324 .2770 .2327 .1981 .1717 .1520 .1376 .1272 .1198 .1147 $500 .6700 .5693 .4768 .3940 .3216 .2597 .2079 .1653 .1309 .1035 .0821 .0655 .0528 .0433 $1,000 .6700 .5693 .4768 .3939 .3212 .2587 .2060 .1623 .1266 .0979 .0750 .0570 .0431 .0323 65 $120 .6705 .5740 .4913 .4246 .3739 .3371 .3117 .2948 .2839 .2772 .2731 .2707 .2693 .2685 $250 .6689 .5676 .4757 .3951 .3270 .2712 .2269 .1927 .1669 .1479 .1342 .1245 .1177 .1131 $500 .6688 .5668 .4729 .3887 .3152 .2525 .2003 .1578 .1237 .0970 .0762 .0604 .0486 .0397 $1,000 .6688 .5668 .4729 .3885 .3146 .2512 .1980 .1542 .1188 .0906 .0684 .0512 .0380 .0281 66 $120 .6695 .5720 .4884 .4212 .3703 .3338 .3089 .2926 .2823 .2761 .2723 .2702 .2690 .2683 $250 .6678 .5655 .4723 .3907 .3217 .2656 .2214 .1875 .1624 .1441 .1311 .1220 .1158 .1116 $500 .6677 .5645 .4692 .3836 .3089 .2455 .1930 .1505 .1168 .0907 .0707 .0557 .0446 .0365 $1,000 .6677 .5645 .4691 .3833 .3081 .2438 .1902 .1464 .1112 .0836 .0621 .0457 .0334 .0242 67 $120 .6686 .5702 .4857 .4179 .3669 .3307 .3063 .2906 .2809 .2751 .2717 .2698 .2687 .2682 $250 .6669 .5635 .4691 .3863 .3166 .2602 .2160 .1826 .1580 .1405 .1282 .1198 .1141 .1104 $500 .6667 .5624 .4656 .3786 .3028 .2386 .1858 .1434 .1102 .0847 .0655 .0514 .0411 .0337 $1,000 .6667 .5624 .4655 .3782 .3017 .2366 .1825 .1387 .1039 .0768 .0562 .0406 .0291 .0207 68 $120 .6678 .5684 .4830 .4147 .3636 .3278 .3039 .2888 .2796 .2742 .2711 .2694 .2685 .2680 $250 .6661 .5617 .4661 .3822 .3117 .2549 .2108 .1778 .1539 .1371 .1255 .1177 .1126 .1093 $500 .6659 .5605 .4623 .3739 .2968 .2319 .1788 .1365 .1038 .0790 .0607 .0473 .0378 .0311 $1,000 .6659 .5604 .4621 .3733 .2955 .2294 .1750 .1312 .0968 .0704 .0505 .0359 .0252 .0176 69 $120 .6671 .5668 .4805 .4116 .3605 .3249 .3016 .2870 .2784 .2734 .2706 .2691 .2683 .2679 $250 .6654 .5601 .4632 .3781 .3068 .2497 .2058 .1733 .1501 .1339 .1231 .1159 .1113 .1084 $500 .6652 .5587 .4592 .3693 .2911 .2253 .1719 .1298 .0976 .0736 .0561 .0436 .0349 .0289 $1,000 .6652 .5587 .4589 .3685 .2894 .2225 .1676 .1238 .0899 .0642 .0452 .0315 .0217 .0148 70 $120 .6665 .5653 .4781 .4086 .3574 .3222 .2994 .2855 .2773 .2727 .2702 .2689 .2682 .2679 $250 .6649 .5586 .4605 .3743 .3022 .2447 .2010 .1690 .1464 .1310 .1209 .1143 .1102 .1076 $500 .6646 .5572 .4563 .3649 .2855 .2189 .1652 .1234 .0917 .0685 .0519 .0402 .0323 .0269 $1,000 .6646 .5571 .4559 .3640 .2835 .2156 .1603 .1167 .0833 .0584 .0403 .0275 .0185 .0123 71 $120 .6659 .5638 .4757 .4057 .3545 .3196 .2974 .2840 .2763 .2720 .2698 .2687 .2681 .2678 $250 .6644 .5572 .4580 .3705 .2976 .2398 .1962 .1647 .1429 .1283 .1188 .1128 .1092 .1070 $500 .6641 .5557 .4535 .3607 .2799 .2125 .1586 .1170 .0860 .0636 .0478 .0371 .0299 .0252 $1,000 .6640 .5556 .4531 .3596 .2777 .2088 .1531 .1097 .0768 .0528 .0356 .0237 .0156 .0102 72 $120 .6654 .5626 .4736 .4030 .3517 .3172 .2955 .2826 .2754 .2715 .2695 .2685 .2680 .2678 $250 .6640 .5560 .4557 .3671 .2933 .2353 .1918 .1609 .1398 .1259 .1171 .1116 .1083 .1064 $500 .6637 .5546 .4511 .3568 .2748 .2066 .1524 .1111 .0807 .0592 .0443 .0344 .0279 .0237 $1,000 .6636 .5544 .4505 .3555 .2722 .2024 .1464 .1031 .0709 .0477 .0315 .0205 .0132 .0084 73 $120 .6650 .5614 .4716 .4006 .3493 .3151 .2938 .2815 .2747 .2711 .2692 .2683 .2679 .2677 $250 .6636 .5550 .4536 .3640 .2894 .2310 .1878 .1574 .1370 .1238 .1155 .1106 .1077 .1060 $500 .6634 .5536 .4489 .3533 .2700 .2010 .1467 .1056 .0759 .0552 .0412 .0321 .0262 .0226 $1,000 .6633 .5534 .4483 .3518 .2671 .1964 .1401 .0970 .0655 .0432 .0279 .0177 .0112 .0070 74 $120 .6647 .5607 .4704 .3991 .3477 .3137 .2928 .2808 .2742 .2708 .2691 .2683 .2679 .2677 $250 .6635 .5545 .4524 .3620 .2870 .2284 .1853 .1553 .1353 .1225 .1146 .1100 .1073 .1057 $500 .6632 .5530 .4476 .3511 .2670 .1975 .1430 .1022 .0730 .0528 .0394 .0307 .0252 .0219 $1,000 .6632 .5528 .4469 .3494 .2639 .1926 .1361 .0932 .0621 .0404 .0257 .0161 .0100 .0062
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 4
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0022 .0089 .0196 .0337 .0701 .1158 .1692 .2289 41 $120 .0000 .0019 .0081 .0181 .0314 .0663 .1106 .1626 .2212 42 $120 .0000 .0017 .0073 .0166 .0292 .0626 .1055 .1562 .2137 43 $120 .0000 .0015 .0066 .0152 .0270 .0590 .1004 .1499 .2063 44 $120 .0000 .0013 .0059 .0139 .0250 .0554 .0955 .1437 .1994 45 $120 .0000 .0011 .0053 .0127 .0231 .0520 .0906 .1375 .1929 46 $120 .0000 .0009 .0047 .0115 .0212 .0487 .0859 .1316 .1868 47 $120 .0000 .0008 .0042 .0104 .0194 .0455 .0812 .1259 .1809 48 $120 .0000 .0007 .0037 .0093 .0177 .0424 .0767 .1206 .1753 49 $120 .0000 .0006 .0032 .0084 .0161 .0393 .0723 .1156 .1699 50 $120 .0000 .0005 .0028 .0075 .0146 .0364 .0680 .1107 .1646 $250 .0000 .0005 .0028 .0075 .0147 .0366 .0682 .1086 .1568 51 $120 .0000 .0004 .0024 .0066 .0132 .0336 .0641 .1061 .1594 $250 .0000 .0004 .0024 .0067 .0133 .0338 .0639 .1029 .1499 52 $120 .0000 .0003 .0021 .0058 .0118 .0309 .0603 .1015 .1544 $250 .0000 .0003 .0021 .0059 .0119 .0311 .0598 .0973 .1431 53 $120 .0000 .0003 .0018 .0051 .0106 .0283 .0567 .0971 .1494 $250 .0000 .0003 .0018 .0051 .0106 .0285 .0557 .0918 .1363 54 $120 .0000 .0002 .0015 .0044 .0094 .0259 .0533 .0929 .1445 $250 .0000 .0002 .0015 .0045 .0094 .0260 .0517 .0864 .1297 55 $120 .0000 .0002 .0013 .0038 .0082 .0236 .0500 .0887 .1398 $250 .0000 .0002 .0013 .0039 .0083 .0236 .0479 .0811 .1233 56 $120 .0000 .0001 .0010 .0033 .0072 .0215 .0468 .0846 .1352 $250 .0000 .0001 .0011 .0033 .0073 .0213 .0441 .0759 .1172 57 $120 .0000 .0001 .0009 .0028 .0063 .0195 .0437 .0806 .1308 $250 .0000 .0001 .0009 .0028 .0063 .0191 .0405 .0710 .1112 58 $120 .0000 .0001 .0007 .0023 .0054 .0176 .0408 .0768 .1264 $250 .0000 .0001 .0007 .0024 .0054 .0170 .0370 .0662 .1054 $500 .0000 .0001 .0007 .0024 .0055 .0171 .0370 .0659 .1038 59 $120 .0000 .0001 .0006 .0019 .0046 .0159 .0379 .0731 .1221 $250 .0000 .0001 .0006 .0020 .0046 .0151 .0336 .0615 .0998 $500 .0000 .0001 .0006 .0020 .0047 .0151 .0337 .0610 .0976 60 $120 .0000 .0000 .0004 .0016 .0039 .0143 .0353 .0695 .1180 $250 .0000 .0000 .0004 .0016 .0039 .0133 .0304 .0571 .0944 $500 .0000 .0000 .0004 .0016 .0039 .0133 .0304 .0563 .0914 61 $120 .0000 .0000 .0003 .0013 .0033 .0127 .0327 .0660 .1140 $250 .0000 .0000 .0003 .0013 .0033 .0115 .0274 .0529 .0891 $500 .0000 .0000 .0003 .0013 .0033 .0116 .0273 .0517 .0854 62 $120 .0000 .0000 .0003 .0010 .0028 .0113 .0302 .0627 .1101 $250 .0000 .0000 .0003 .0010 .0027 .0100 .0246 .0488 .0840 $500 .0000 .0000 .0003 .0010 .0027 .0100 .0243 .0472 .0796 63 $120 .0000 .0000 .0002 .0008 .0023 .0100 .0279 .0594 .1063 $250 .0000 .0000 .0002 .0008 .0022 .0085 .0220 .0449 .0790 $500 .0000 .0000 .0002 .0008 .0022 .0085 .0215 .0429 .0739 64 $120 .0000 .0000 .0001 .0006 .0019 .0088 .0257 .0563 .1026 $250 .0000 .0000 .0001 .0006 .0017 .0072 .0195 .0412 .0742 $500 .0000 .0000 .0001 .0006 .0017 .0072 .0189 .0388 .0684 $1,000 .0000 .0000 .0001 .0006 .0017 .0072 .0189 .0388 .0683 65 $120 .0000 .0000 .0001 .0005 .0015 .0077 .0236 .0533 .0990 $250 .0000 .0000 .0001 .0005 .0014 .0061 .0172 .0377 .0695 $500 .0000 .0000 .0001 .0005 .0014 .0060 .0164 .0349 .0631 $1,000 .0000 .0000 .0001 .0005 .0014 .0060 .0164 .0348 .0629 66 $120 .0000 .0000 .0001 .0004 .0012 .0067 .0216 .0504 .0956 $250 .0000 .0000 .0001 .0003 .0010 .0050 .0151 .0343 .0650 $500 .0000 .0000 .0001 .0003 .0010 .0049 .0141 .0311 .0579 $1,000 .0000 .0000 .0001 .0003 .0010 .0049 .0141 .0311 .0576 67 $120 .0000 .0000 .0000 .0003 .0010 .0058 .0197 .0476 .0922 $250 .0000 .0000 .0000 .0002 .0008 .0041 .0131 .0311 .0607 $500 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0276 .0530 $1,000 .0000 .0000 .0000 .0002 .0008 .0039 .0120 .0275 .0525 68 $120 .0000 .0000 .0000 .0002 .0007 .0050 .0180 .0450 .0890 $250 .0000 .0000 .0000 .0002 .0006 .0033 .0113 .0281 .0565 $500 .0000 .0000 .0000 .0002 .0006 .0031 .0101 .0243 .0482 $1,000 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0241 .0476 69 $120 .0000 .0000 .0000 .0001 .0006 .0043 .0164 .0424 .0859 $250 .0000 .0000 .0000 .0001 .0004 .0026 .0097 .0252 .0525 $500 .0000 .0000 .0000 .0001 .0004 .0024 .0083 .0212 .0437 $1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0209 .0429 70 $120 .0000 .0000 .0000 .0001 .0004 .0036 .0149 .0400 .0830 $250 .0000 .0000 .0000 .0001 .0003 .0020 .0082 .0225 .0487 $500 .0000 .0000 .0000 .0001 .0002 .0018 .0067 .0182 .0393 $1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0066 .0179 .0384 71 $120 .0000 .0000 .0000 .0001 .0003 .0031 .0134 .0377 .0801 $250 .0000 .0000 .0000 .0000 .0002 .0015 .0068 .0199 .0449 $500 .0000 .0000 .0000 .0000 .0001 .0012 .0053 .0155 .0351 $1,000 .0000 .0000 .0000 .0000 .0001 .0012 .0052 .0150 .0339 72 $120 .0000 .0000 .0000 .0000 .0002 .0026 .0121 .0355 .0774 $250 .0000 .0000 .0000 .0000 .0001 .0011 .0056 .0176 .0415 $500 .0000 .0000 .0000 .0000 .0001 .0009 .0041 .0130 .0312 $1,000 .0000 .0000 .0000 .0000 .0001 .0008 .0040 .0125 .0299 73 $120 .0000 .0000 .0000 .0000 .0002 .0022 .0110 .0336 .0750 $250 .0000 .0000 .0000 .0000 .0001 .0008 .0046 .0156 .0383 $500 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0109 .0276 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0103 .0261 74 $120 .0000 .0000 .0000 .0000 .0001 .0019 .0103 .0324 .0734 $250 .0000 .0000 .0000 .0000 .0000 .0007 .0040 .0143 .0364 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0026 .0096 .0254 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0089 .0238
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3417.2
NEW SECTION
WAC 296-17B-950 Hazard Group 5 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 5
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8774 .8618 .8479 .8353 .8235 .8126 .8023 .7925 .7832 .7744 .7658 .7576 .7498 .7421 2 .8725 .8559 .8411 .8276 .8151 .8035 .7925 .7821 .7723 .7628 .7538 .7451 .7367 .7286 3 .8676 .8500 .8343 .8200 .8068 .7944 .7828 .7718 .7613 .7513 .7418 .7326 .7237 .7151 4 .8628 .8442 .8275 .8124 .7984 .7853 .7730 .7614 .7503 .7398 .7297 .7200 .7106 .7016 5 .8580 .8383 .8207 .8047 .7900 .7762 .7633 .7510 .7394 .7283 .7176 .7074 .6976 .6881 6 .8532 .8325 .8140 .7972 .7816 .7671 .7535 .7406 .7284 .7167 .7056 .6949 .6845 .6746 7 .8484 .8267 .8073 .7896 .7733 .7581 .7438 .7303 .7175 .7053 .6936 .6824 .6716 .6612 8 .8437 .8209 .8006 .7821 .7650 .7491 .7341 .7200 .7066 .6938 .6816 .6699 .6587 .6478 9 .8391 .8152 .7939 .7746 .7567 .7401 .7245 .7097 .6958 .6824 .6697 .6575 .6458 .6345 10 .8344 .8095 .7873 .7671 .7485 .7311 .7149 .6995 .6849 .6710 .6578 .6451 .6329 .6213 11 .8298 .8039 .7807 .7597 .7403 .7222 .7052 .6892 .6741 .6597 .6459 .6328 .6202 .6081 12 .8253 .7982 .7741 .7522 .7320 .7132 .6956 .6790 .6633 .6484 .6341 .6205 .6074 .5949 13 .8207 .7926 .7676 .7448 .7238 .7043 .6860 .6688 .6525 .6370 .6223 .6082 .5947 .5818 14 .8162 .7870 .7610 .7374 .7156 .6954 .6764 .6586 .6417 .6257 .6105 .5960 .5821 .5688 15 .8117 .7814 .7545 .7300 .7074 .6864 .6668 .6484 .6310 .6145 .5987 .5838 .5695 .5557 16 .8072 .7759 .7479 .7226 .6992 .6775 .6573 .6382 .6202 .6032 .5870 .5716 .5569 .5428 17 .8028 .7703 .7414 .7152 .6910 .6686 .6477 .6280 .6095 .5920 .5753 .5595 .5444 .5299 18 .7983 .7648 .7349 .7078 .6828 .6597 .6381 .6179 .5988 .5807 .5636 .5474 .5319 .5171 19 .7939 .7593 .7284 .7004 .6746 .6508 .6285 .6077 .5881 .5695 .5520 .5353 .5194 .5043 20 .7895 .7538 .7219 .6930 .6664 .6418 .6190 .5975 .5774 .5584 .5404 .5233 .5071 .4916 21 .7851 .7482 .7154 .6855 .6582 .6329 .6094 .5873 .5667 .5472 .5287 .5113 .4947 .4789 22 .7808 .7427 .7088 .6781 .6500 .6239 .5998 .5772 .5559 .5360 .5171 .4993 .4823 .4662 23 .7764 .7372 .7023 .6707 .6417 .6150 .5902 .5670 .5453 .5248 .5055 .4873 .4700 .4536 24 .7721 .7317 .6958 .6633 .6335 .6060 .5805 .5568 .5345 .5136 .4939 .4753 .4577 .4410 25 .7678 .7263 .6893 .6558 .6252 .5970 .5709 .5466 .5238 .5025 .4824 .4634 .4455 .4284 26 .7635 .7208 .6827 .6483 .6169 .5880 .5613 .5364 .5131 .4913 .4708 .4515 .4332 .4159 27 .7592 .7153 .6762 .6409 .6087 .5790 .5516 .5261 .5024 .4801 .4592 .4395 .4210 .4034 28 .7549 .7098 .6696 .6334 .6003 .5700 .5419 .5159 .4916 .4689 .4476 .4276 .4087 .3909 29 .7507 .7043 .6631 .6259 .5920 .5609 .5322 .5057 .4809 .4578 .4361 .4157 .3965 .3784 30 .7465 .6989 .6565 .6184 .5837 .5519 .5225 .4954 .4701 .4465 .4245 .4038 .3842 .3658 31 .7423 .6934 .6500 .6109 .5753 .5428 .5128 .4851 .4594 .4354 .4129 .3918 .3720 .3533 32 .7381 .6880 .6434 .6034 .5670 .5337 .5031 .4748 .4485 .4241 .4013 .3799 .3597 .3408 33 .7339 .6825 .6369 .5958 .5586 .5245 .4933 .4644 .4377 .4128 .3896 .3679 .3475 .3283 34 .7297 .6771 .6303 .5883 .5501 .5154 .4835 .4541 .4268 .4015 .3779 .3558 .3351 .3157 35 .7256 .6717 .6237 .5807 .5417 .5062 .4736 .4436 .4159 .3902 .3662 .3438 .3228 .3031 36 .7215 .6662 .6171 .5731 .5332 .4969 .4637 .4331 .4049 .3787 .3543 .3316 .3103 .2905 37 .7174 .6608 .6106 .5655 .5247 .4876 .4537 .4226 .3938 .3672 .3425 .3194 .2980 .2779 38 .7134 .6554 .6040 .5578 .5162 .4783 .4437 .4120 .3827 .3557 .3305 .3072 .2856 .2655 39 .7094 .6501 .5974 .5502 .5077 .4690 .4337 .4014 .3716 .3441 .3187 .2951 .2733 .2531 40 .7055 .6448 .5909 .5427 .4992 .4597 .4237 .3908 .3605 .3326 .3068 .2831 .2612 .2410 41 .7017 .6396 .5844 .5351 .4907 .4504 .4137 .3802 .3494 .3211 .2951 .2712 .2492 .2290 42 .6979 .6344 .5781 .5276 .4823 .4412 .4038 .3696 .3384 .3098 .2835 .2595 .2375 .2173 43 .6942 .6293 .5717 .5202 .4739 .4319 .3938 .3591 .3274 .2985 .2721 .2480 .2259 .2058 44 .6906 .6243 .5655 .5129 .4655 .4228 .3840 .3487 .3166 .2874 .2608 .2366 .2146 .1946 45 .6871 .6194 .5593 .5056 .4572 .4136 .3741 .3383 .3059 .2764 .2497 .2255 .2035 .1836 46 .6837 .6146 .5532 .4983 .4490 .4045 .3644 .3281 .2953 .2656 .2388 .2146 .1927 .1730 47 .6803 .6099 .5472 .4911 .4408 .3955 .3547 .3179 .2847 .2549 .2280 .2038 .1821 .1626 48 .6771 .6052 .5412 .4839 .4326 .3865 .3450 .3078 .2743 .2443 .2174 .1933 .1718 .1525 49 .6739 .6006 .5353 .4768 .4245 .3775 .3354 .2977 .2640 .2339 .2070 .1830 .1617 .1427 50 .6709 .5961 .5294 .4697 .4164 .3686 .3259 .2878 .2538 .2236 .1968 .1730 .1519 .1332 51 .6679 .5917 .5236 .4627 .4083 .3597 .3164 .2779 .2438 .2135 .1867 .1631 .1423 .1240 52 .6650 .5874 .5179 .4558 .4003 .3509 .3071 .2682 .2338 .2035 .1769 .1535 .1330 .1151 53 .6622 .5831 .5122 .4489 .3924 .3422 .2977 .2585 .2240 .1937 .1672 .1441 .1240 .1065 54 .6596 .5790 .5067 .4420 .3845 .3335 .2885 .2490 .2143 .1841 .1578 .1350 .1152 .0982 55 .6570 .5749 .5012 .4353 .3767 .3249 .2794 .2395 .2048 .1746 .1485 .1261 .1068 .0902 56 .6545 .5710 .4958 .4286 .3689 .3164 .2703 .2302 .1954 .1653 .1395 .1174 .0985 .0825 57 .6521 .5671 .4905 .4220 .3613 .3079 .2613 .2209 .1861 .1562 .1307 .1090 .0906 .0752 58 .6499 .5634 .4853 .4155 .3537 .2995 .2525 .2118 .1769 .1472 .1221 .1008 .0830 .0682 59 .6477 .5598 .4802 .4090 .3462 .2913 .2437 .2028 .1680 .1385 .1137 .0930 .0757 .0615 60 .6457 .5563 .4752 .4028 .3388 .2831 .2350 .1939 .1591 .1299 .1055 .0854 .0687 .0551 61 .6438 .5530 .4704 .3966 .3315 .2750 .2264 .1852 .1505 .1215 .0976 .0780 .0621 .0491 62 .6421 .5498 .4658 .3906 .3244 .2670 .2180 .1765 .1420 .1134 .0900 .0710 .0557 .0435 63 .6404 .5468 .4613 .3847 .3173 .2591 .2096 .1681 .1336 .1055 .0826 .0643 .0498 .0383 64 .6389 .5440 .4569 .3789 .3104 .2514 .2014 .1597 .1255 .0978 .0755 .0579 .0441 .0334 65 .6376 .5413 .4528 .3733 .3036 .2437 .1933 .1515 .1176 .0903 .0687 .0519 .0389 .0289 66 .6364 .5389 .4488 .3679 .2969 .2362 .1853 .1435 .1098 .0831 .0623 .0462 .0340 .0248 67 .6353 .5366 .4451 .3626 .2904 .2288 .1775 .1357 .1023 .0762 .0561 .0408 .0295 .0210 68 .6344 .5345 .4415 .3576 .2841 .2215 .1698 .1280 .0950 .0696 .0503 .0359 .0253 .0177 69 .6335 .5326 .4381 .3527 .2778 .2144 .1622 .1205 .0880 .0632 .0447 .0313 .0216 .0147 70 .6329 .5308 .4350 .3480 .2718 .2074 .1548 .1132 .0812 .0572 .0396 .0270 .0182 .0121 71 .6323 .5293 .4320 .3433 .2657 .2003 .1474 .1059 .0744 .0513 .0347 .0231 .0151 .0097 72 .6319 .5280 .4293 .3391 .2601 .1937 .1404 .0991 .0683 .0460 .0303 .0196 .0125 .0078 73 .6315 .5269 .4270 .3352 .2548 .1875 .1338 .0928 .0626 .0412 .0265 .0167 .0103 .0063 74 .6314 .5263 .4256 .3328 .2514 .1835 .1296 .0888 .0591 .0383 .0242 .0150 .0091 .0054
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 5
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0355 .0738 .1148 .1576 .2464 .3378 .4309 .5253 2 .0000 .0340 .0713 .1116 .1538 .2415 .3319 .4241 .5176 3 .0000 .0325 .0689 .1085 .1501 .2366 .3260 .4173 .5100 4 .0000 .0310 .0665 .1055 .1464 .2318 .3202 .4105 .5024 5 .0000 .0295 .0642 .1025 .1428 .2270 .3143 .4037 .4947 6 .0000 .0281 .0620 .0996 .1392 .2222 .3085 .3970 .4872 7 .0000 .0268 .0599 .0967 .1356 .2174 .3027 .3903 .4796 8 .0000 .0255 .0578 .0939 .1321 .2127 .2969 .3836 .4721 9 .0000 .0243 .0558 .0911 .1287 .2081 .2912 .3769 .4646 10 .0000 .0231 .0538 .0884 .1253 .2034 .2855 .3703 .4571 11 .0000 .0220 .0519 .0857 .1219 .1988 .2799 .3637 .4497 12 .0000 .0209 .0500 .0830 .1185 .1943 .2742 .3571 .4422 13 .0000 .0199 .0481 .0804 .1152 .1897 .2686 .3506 .4348 14 .0000 .0189 .0463 .0778 .1119 .1852 .2630 .3440 .4274 15 .0000 .0179 .0445 .0752 .1087 .1807 .2574 .3375 .4200 16 .0000 .0170 .0427 .0727 .1054 .1762 .2519 .3309 .4126 17 .0000 .0161 .0410 .0702 .1022 .1718 .2463 .3244 .4052 18 .0000 .0152 .0393 .0678 .0991 .1673 .2408 .3179 .3978 19 .0000 .0144 .0376 .0653 .0959 .1629 .2353 .3114 .3904 20 .0000 .0136 .0360 .0629 .0928 .1585 .2298 .3049 .3830 21 .0000 .0128 .0344 .0605 .0897 .1541 .2242 .2984 .3755 22 .0000 .0120 .0328 .0582 .0866 .1498 .2187 .2918 .3681 23 .0000 .0113 .0313 .0559 .0836 .1454 .2132 .2853 .3607 24 .0000 .0106 .0298 .0536 .0806 .1411 .2077 .2788 .3533 25 .0000 .0099 .0283 .0513 .0776 .1368 .2023 .2723 .3458 26 .0000 .0093 .0268 .0491 .0747 .1325 .1968 .2657 .3383 27 .0000 .0086 .0254 .0469 .0717 .1282 .1913 .2592 .3309 28 .0000 .0080 .0240 .0448 .0688 .1239 .1858 .2526 .3234 29 .0000 .0074 .0227 .0427 .0660 .1197 .1803 .2461 .3159 30 .0000 .0069 .0214 .0406 .0631 .1155 .1749 .2395 .3084 31 .0000 .0063 .0201 .0385 .0603 .1113 .1694 .2330 .3009 32 .0000 .0058 .0188 .0365 .0575 .1071 .1640 .2264 .2934 33 .0000 .0053 .0176 .0345 .0548 .1029 .1585 .2199 .2858 34 .0000 .0049 .0164 .0326 .0521 .0987 .1531 .2133 .2783 35 .0000 .0044 .0153 .0307 .0494 .0946 .1477 .2067 .2707 36 .0000 .0040 .0142 .0288 .0468 .0905 .1422 .2001 .2631 37 .0000 .0036 .0131 .0270 .0442 .0864 .1368 .1936 .2555 38 .0000 .0033 .0121 .0252 .0416 .0824 .1314 .1870 .2478 39 .0000 .0029 .0111 .0235 .0392 .0784 .1261 .1804 .2402 40 .0000 .0026 .0102 .0218 .0367 .0745 .1208 .1739 .2327 41 .0000 .0023 .0093 .0202 .0344 .0707 .1156 .1674 .2251 42 .0000 .0021 .0085 .0187 .0321 .0669 .1104 .1611 .2176 43 .0000 .0018 .0077 .0172 .0299 .0632 .1053 .1547 .2102 44 .0000 .0016 .0069 .0158 .0278 .0596 .1003 .1485 .2029 45 .0000 .0014 .0062 .0145 .0257 .0561 .0954 .1423 .1956 46 .0000 .0012 .0056 .0132 .0238 .0527 .0906 .1362 .1883 47 .0000 .0010 .0050 .0120 .0219 .0493 .0859 .1302 .1811 48 .0000 .0009 .0044 .0109 .0201 .0461 .0812 .1242 .1739 49 .0000 .0008 .0039 .0098 .0183 .0429 .0766 .1183 .1668 50 .0000 .0006 .0034 .0088 .0167 .0399 .0721 .1124 .1597 51 .0000 .0005 .0030 .0078 .0151 .0369 .0677 .1066 .1527 52 .0000 .0004 .0026 .0069 .0136 .0340 .0634 .1009 .1458 53 .0000 .0004 .0022 .0061 .0122 .0312 .0591 .0952 .1389 54 .0000 .0003 .0019 .0053 .0109 .0286 .0550 .0897 .1320 55 .0000 .0002 .0016 .0046 .0096 .0260 .0509 .0842 .1253 56 .0000 .0002 .0013 .0040 .0085 .0235 .0470 .0788 .1186 57 .0000 .0002 .0011 .0034 .0074 .0211 .0431 .0735 .1120 58 .0000 .0001 .0009 .0029 .0064 .0189 .0394 .0683 .1055 59 .0000 .0001 .0007 .0024 .0055 .0167 .0358 .0632 .0990 60 .0000 .0001 .0006 .0020 .0046 .0147 .0323 .0582 .0928 61 .0000 .0000 .0004 .0016 .0039 .0128 .0290 .0534 .0866 62 .0000 .0000 .0003 .0013 .0032 .0111 .0258 .0488 .0806 63 .0000 .0000 .0003 .0010 .0026 .0094 .0228 .0443 .0747 64 .0000 .0000 .0002 .0008 .0021 .0079 .0200 .0399 .0689 65 .0000 .0000 .0001 .0006 .0016 .0066 .0173 .0358 .0633 66 .0000 .0000 .0001 .0004 .0012 .0054 .0149 .0318 .0579 67 .0000 .0000 .0001 .0003 .0009 .0043 .0126 .0281 .0526 68 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0245 .0476 69 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0211 .0427 70 .0000 .0000 .0000 .0001 .0003 .0019 .0068 .0180 .0380 71 .0000 .0000 .0000 .0000 .0002 .0013 .0053 .0150 .0333 72 .0000 .0000 .0000 .0000 .0001 .0009 .0040 .0123 .0291 73 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0100 .0252 74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0086 .0228
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 5
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7051 .6442 .5901 .5417 .4979 .4599 .4289 .4034 .3822 .3645 .3495 .3368 .3262 .3177 41 $120 .7013 .6390 .5836 .5341 .4897 .4526 .4223 .3972 .3764 .3589 .3442 .3319 .3220 .3140 42 $120 .6975 .6338 .5772 .5266 .4823 .4459 .4160 .3912 .3706 .3534 .3390 .3274 .3182 .3107 43 $120 .6938 .6287 .5709 .5193 .4755 .4395 .4099 .3854 .3650 .3481 .3344 .3234 .3147 .3077 44 $120 .6902 .6238 .5647 .5125 .4691 .4334 .4040 .3797 .3595 .3431 .3301 .3197 .3114 .3049 45 $120 .6867 .6189 .5585 .5062 .4630 .4275 .3983 .3741 .3543 .3386 .3261 .3162 .3084 .3023 46 $120 .6833 .6140 .5525 .5003 .4572 .4218 .3926 .3687 .3495 .3343 .3224 .3130 .3056 .2999 47 $120 .6800 .6093 .5470 .4947 .4516 .4161 .3870 .3635 .3449 .3303 .3189 .3099 .3030 .2978 48 $120 .6767 .6046 .5417 .4893 .4461 .4106 .3817 .3587 .3406 .3265 .3155 .3071 .3007 .2959 49 $120 .6736 .6001 .5367 .4840 .4406 .4051 .3766 .3541 .3365 .3229 .3124 .3045 .2986 .2941 50 $120 .6705 .5958 .5320 .4789 .4353 .3998 .3717 .3497 .3326 .3195 .3096 .3022 .2966 .2925 $250 .6708 .5959 .5291 .4694 .4159 .3684 .3272 .2922 .2624 .2372 .2160 .1980 .1828 .1702 51 $120 .6676 .5918 .5274 .4739 .4300 .3947 .3670 .3454 .3288 .3163 .3069 .3000 .2949 .2911 $250 .6678 .5915 .5234 .4624 .4079 .3601 .3192 .2844 .2550 .2301 .2092 .1916 .1770 .1650 52 $120 .6647 .5880 .5230 .4690 .4249 .3898 .3624 .3413 .3253 .3133 .3044 .2979 .2932 .2899 $250 .6649 .5872 .5176 .4554 .4002 .3523 .3114 .2768 .2477 .2232 .2026 .1856 .1716 .1602 53 $120 .6620 .5844 .5186 .4641 .4200 .3851 .3580 .3374 .3219 .3105 .3021 .2961 .2918 .2888 $250 .6621 .5830 .5120 .4485 .3927 .3447 .3039 .2695 .2406 .2164 .1963 .1799 .1665 .1557 54 $120 .6594 .5809 .5144 .4594 .4152 .3805 .3538 .3337 .3188 .3079 .3000 .2944 .2905 .2878 $250 .6595 .5788 .5064 .4419 .3856 .3374 .2966 .2623 .2336 .2098 .1903 .1745 .1617 .1515 55 $120 .6570 .5775 .5102 .4548 .4105 .3760 .3497 .3301 .3158 .3054 .2981 .2929 .2893 .2869 $250 .6569 .5748 .5009 .4354 .3787 .3303 .2894 .2552 .2268 .2035 .1846 .1694 .1572 .1475 56 $120 .6547 .5743 .5061 .4503 .4059 .3717 .3458 .3267 .3129 .3031 .2963 .2915 .2883 .2861 $250 .6544 .5708 .4956 .4293 .3720 .3233 .2824 .2483 .2203 .1975 .1792 .1645 .1529 .1438 57 $120 .6526 .5711 .5022 .4459 .4015 .3675 .3420 .3235 .3103 .3010 .2946 .2903 .2874 .2855 $250 .6520 .5670 .4905 .4233 .3655 .3165 .2754 .2416 .2140 .1917 .1740 .1599 .1490 .1404 58 $120 .6506 .5681 .4983 .4416 .3972 .3634 .3384 .3204 .3078 .2990 .2931 .2892 .2866 .2849 $250 .6498 .5632 .4856 .4175 .3591 .3097 .2687 .2350 .2078 .1861 .1690 .1556 .1453 .1373 $500 .6498 .5633 .4852 .4153 .3536 .2994 .2524 .2122 .1780 .1493 .1252 .1052 .0887 .0751 59 $120 .6488 .5652 .4946 .4375 .3930 .3594 .3349 .3175 .3054 .2972 .2917 .2882 .2858 .2844 $250 .6477 .5597 .4808 .4119 .3528 .3031 .2621 .2287 .2019 .1808 .1643 .1515 .1418 .1344 $500 .6477 .5597 .4801 .4089 .3461 .2912 .2439 .2036 .1696 .1412 .1176 .0982 .0824 .0695 60 $120 .6470 .5624 .4910 .4334 .3889 .3556 .3316 .3148 .3032 .2955 .2905 .2873 .2852 .2839 $250 .6456 .5564 .4763 .4064 .3467 .2967 .2556 .2225 .1962 .1757 .1598 .1477 .1386 .1318 $500 .6457 .5563 .4752 .4026 .3387 .2832 .2355 .1952 .1614 .1334 .1103 .0915 .0764 .0642 61 $120 .6454 .5597 .4875 .4295 .3849 .3519 .3284 .3122 .3012 .2940 .2894 .2865 .2847 .2836 $250 .6438 .5532 .4720 .4011 .3407 .2904 .2494 .2165 .1908 .1708 .1556 .1442 .1357 .1294 $500 .6438 .5530 .4704 .3965 .3315 .2753 .2273 .1870 .1534 .1258 .1033 .0852 .0707 .0592 62 $120 .6438 .5571 .4841 .4256 .3810 .3484 .3254 .3097 .2993 .2926 .2884 .2858 .2842 .2833 $250 .6420 .5502 .4678 .3959 .3348 .2842 .2432 .2108 .1855 .1662 .1516 .1409 .1330 .1273 $500 .6420 .5498 .4657 .3905 .3245 .2676 .2193 .1789 .1456 .1185 .0966 .0791 .0654 .0546 63 $120 .6424 .5547 .4808 .4219 .3773 .3450 .3225 .3074 .2976 .2914 .2875 .2852 .2838 .2830 $250 .6404 .5474 .4638 .3909 .3291 .2782 .2373 .2051 .1804 .1618 .1479 .1378 .1305 .1253 $500 .6404 .5468 .4612 .3847 .3176 .2600 .2114 .1710 .1380 .1114 .0901 .0734 .0604 .0503 64 $120 .6411 .5524 .4776 .4183 .3736 .3417 .3197 .3052 .2960 .2902 .2867 .2847 .2835 .2828 $250 .6390 .5448 .4600 .3860 .3235 .2723 .2315 .1997 .1756 .1576 .1444 .1350 .1283 .1236 $500 .6389 .5440 .4569 .3790 .3109 .2526 .2037 .1634 .1306 .1045 .0840 .0680 .0557 .0464 $1,000 .6389 .5440 .4569 .3789 .3104 .2513 .2014 .1597 .1255 .0978 .0756 .0581 .0443 .0336 65 $120 .6399 .5501 .4745 .4148 .3701 .3385 .3171 .3032 .2945 .2892 .2861 .2842 .2832 .2827 $250 .6377 .5424 .4563 .3812 .3181 .2666 .2259 .1945 .1710 .1537 .1412 .1324 .1263 .1221 $500 .6376 .5413 .4528 .3736 .3044 .2454 .1961 .1558 .1235 .0980 .0781 .0629 .0514 .0428 $1,000 .6376 .5413 .4528 .3733 .3036 .2437 .1933 .1515 .1176 .0904 .0689 .0521 .0391 .0292 66 $120 .6388 .5480 .4716 .4114 .3667 .3355 .3147 .3013 .2931 .2883 .2855 .2839 .2830 .2825 $250 .6366 .5401 .4528 .3767 .3128 .2610 .2204 .1895 .1666 .1500 .1382 .1300 .1245 .1207 $500 .6364 .5388 .4489 .3683 .2980 .2383 .1887 .1485 .1166 .0917 .0726 .0581 .0474 .0395 $1,000 .6364 .5388 .4488 .3679 .2969 .2362 .1853 .1436 .1099 .0832 .0624 .0464 .0343 .0251 67 $120 .6377 .5461 .4688 .4081 .3635 .3326 .3123 .2996 .2919 .2875 .2849 .2835 .2828 .2824 $250 .6356 .5380 .4494 .3722 .3076 .2556 .2151 .1847 .1624 .1465 .1354 .1279 .1229 .1196 $500 .6353 .5366 .4452 .3632 .2918 .2313 .1815 .1414 .1099 .0856 .0673 .0537 .0438 .0366 $1,000 .6353 .5366 .4451 .3626 .2904 .2288 .1775 .1357 .1024 .0764 .0563 .0411 .0298 .0214 68 $120 .6368 .5442 .4660 .4049 .3603 .3299 .3102 .2980 .2908 .2867 .2845 .2833 .2826 .2823 $250 .6347 .5361 .4463 .3680 .3026 .2503 .2100 .1800 .1584 .1433 .1329 .1260 .1215 .1186 $500 .6344 .5345 .4418 .3583 .2857 .2245 .1744 .1345 .1035 .0799 .0624 .0496 .0405 .0340 $1,000 .6344 .5345 .4415 .3576 .2841 .2216 .1698 .1281 .0952 .0698 .0505 .0362 .0257 .0182 69 $120 .6360 .5424 .4634 .4018 .3573 .3272 .3081 .2965 .2898 .2861 .2841 .2830 .2825 .2822 $250 .6339 .5343 .4433 .3639 .2978 .2452 .2051 .1756 .1547 .1403 .1306 .1243 .1203 .1177 $500 .6335 .5326 .4385 .3536 .2798 .2179 .1675 .1277 .0972 .0744 .0578 .0459 .0375 .0317 $1,000 .6335 .5326 .4381 .3527 .2778 .2144 .1623 .1206 .0882 .0635 .0451 .0317 .0220 .0152 70 $120 .6353 .5408 .4609 .3989 .3544 .3248 .3062 .2952 .2889 .2855 .2838 .2829 .2824 .2822 $250 .6332 .5327 .4405 .3599 .2931 .2402 .2003 .1714 .1512 .1375 .1285 .1228 .1192 .1170 $500 .6329 .5310 .4355 .3491 .2741 .2114 .1607 .1212 .0913 .0693 .0535 .0424 .0348 .0297 $1,000 .6329 .5308 .4350 .3480 .2718 .2074 .1549 .1134 .0814 .0575 .0400 .0275 .0187 .0127 71 $120 .6346 .5392 .4585 .3960 .3516 .3224 .3044 .2939 .2881 .2850 .2835 .2827 .2823 .2822 $250 .6327 .5312 .4378 .3560 .2884 .2353 .1957 .1673 .1478 .1349 .1266 .1214 .1183 .1164 $500 .6323 .5295 .4326 .3447 .2684 .2049 .1540 .1148 .0855 .0643 .0495 .0392 .0324 .0279 $1,000 .6323 .5293 .4320 .3434 .2658 .2004 .1475 .1061 .0748 .0517 .0352 .0236 .0157 .0104 72 $120 .6340 .5378 .4562 .3933 .3490 .3202 .3027 .2928 .2874 .2846 .2832 .2826 .2823 .2821 $250 .6322 .5300 .4353 .3525 .2841 .2308 .1914 .1636 .1448 .1326 .1250 .1203 .1175 .1159 $500 .6319 .5282 .4300 .3407 .2632 .1988 .1477 .1088 .0802 .0599 .0459 .0365 .0304 .0265 $1,000 .6319 .5280 .4293 .3391 .2601 .1939 .1406 .0994 .0687 .0465 .0309 .0203 .0132 .0085 73 $120 .6335 .5365 .4542 .3909 .3466 .3182 .3013 .2918 .2868 .2843 .2830 .2825 .2822 .2821 $250 .6319 .5289 .4332 .3492 .2801 .2266 .1874 .1602 .1422 .1306 .1236 .1193 .1169 .1155 $500 .6316 .5271 .4278 .3371 .2583 .1931 .1419 .1033 .0754 .0559 .0428 .0342 .0287 .0253 $1,000 .6315 .5269 .4270 .3353 .2549 .1877 .1341 .0932 .0631 .0418 .0271 .0174 .0111 .0070 74 $120 .6333 .5358 .4529 .3893 .3452 .3170 .3004 .2913 .2865 .2841 .2829 .2824 .2822 .2821 $250 .6317 .5282 .4318 .3472 .2776 .2239 .1850 .1581 .1405 .1294 .1227 .1188 .1166 .1153 $500 .6314 .5265 .4264 .3348 .2552 .1895 .1382 .0998 .0724 .0535 .0409 .0328 .0277 .0246 $1,000 .6314 .5263 .4256 .3329 .2515 .1837 .1300 .0892 .0596 .0389 .0249 .0157 .0098 .0062
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 5
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit*
0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0026 .0101 .0217 .0365 .0741 .1202 .1731 .2317 41 $120 .0000 .0023 .0092 .0201 .0342 .0703 .1150 .1666 .2241 42 $120 .0000 .0020 .0084 .0185 .0319 .0665 .1098 .1602 .2166 43 $120 .0000 .0018 .0076 .0171 .0297 .0628 .1047 .1539 .2093 44 $120 .0000 .0016 .0069 .0157 .0276 .0592 .0998 .1477 .2025 45 $120 .0000 .0014 .0062 .0144 .0255 .0557 .0949 .1415 .1962 46 $120 .0000 .0012 .0055 .0131 .0236 .0523 .0900 .1355 .1903 47 $120 .0000 .0010 .0049 .0119 .0217 .0490 .0853 .1300 .1847 48 $120 .0000 .0009 .0044 .0108 .0199 .0457 .0806 .1247 .1793 49 $120 .0000 .0007 .0039 .0097 .0182 .0426 .0761 .1197 .1740 50 $120 .0000 .0006 .0034 .0087 .0165 .0395 .0718 .1150 .1689 $250 .0000 .0006 .0034 .0087 .0166 .0398 .0719 .1121 .1594 51 $120 .0000 .0005 .0030 .0077 .0150 .0366 .0678 .1104 .1639 $250 .0000 .0005 .0030 .0078 .0151 .0368 .0675 .1064 .1524 52 $120 .0000 .0004 .0026 .0069 .0135 .0337 .0640 .1060 .1590 $250 .0000 .0004 .0026 .0069 .0136 .0339 .0632 .1006 .1454 53 $120 .0000 .0004 .0022 .0060 .0121 .0310 .0604 .1016 .1541 $250 .0000 .0004 .0022 .0061 .0122 .0311 .0590 .0950 .1385 54 $120 .0000 .0003 .0019 .0053 .0108 .0284 .0569 .0974 .1494 $250 .0000 .0003 .0019 .0053 .0108 .0285 .0548 .0894 .1319 55 $120 .0000 .0002 .0016 .0046 .0095 .0260 .0535 .0932 .1448 $250 .0000 .0002 .0016 .0046 .0096 .0259 .0508 .0839 .1254 56 $120 .0000 .0002 .0013 .0039 .0084 .0237 .0503 .0891 .1403 $250 .0000 .0002 .0013 .0040 .0084 .0234 .0468 .0786 .1193 57 $120 .0000 .0001 .0011 .0034 .0073 .0216 .0471 .0852 .1359 $250 .0000 .0002 .0011 .0034 .0073 .0210 .0430 .0735 .1133 58 $120 .0000 .0001 .0009 .0028 .0063 .0196 .0441 .0813 .1316 $250 .0000 .0001 .0009 .0029 .0063 .0188 .0392 .0686 .1075 $500 .0000 .0001 .0009 .0029 .0064 .0188 .0393 .0682 .1053 59 $120 .0000 .0001 .0007 .0024 .0054 .0178 .0412 .0776 .1275 $250 .0000 .0001 .0007 .0024 .0054 .0167 .0357 .0638 .1019 $500 .0000 .0001 .0007 .0024 .0054 .0167 .0357 .0631 .0989 60 $120 .0000 .0001 .0006 .0019 .0046 .0160 .0384 .0740 .1234 $250 .0000 .0001 .0006 .0020 .0046 .0146 .0324 .0593 .0964 $500 .0000 .0001 .0006 .0020 .0046 .0147 .0323 .0582 .0926 61 $120 .0000 .0000 .0004 .0016 .0039 .0144 .0357 .0705 .1195 $250 .0000 .0000 .0004 .0016 .0038 .0128 .0292 .0550 .0911 $500 .0000 .0000 .0004 .0016 .0039 .0128 .0290 .0534 .0865 62 $120 .0000 .0000 .0003 .0013 .0033 .0128 .0331 .0671 .1156 $250 .0000 .0000 .0003 .0013 .0032 .0110 .0262 .0508 .0859 $500 .0000 .0000 .0003 .0013 .0032 .0110 .0258 .0487 .0805 63 $120 .0000 .0000 .0003 .0010 .0027 .0114 .0307 .0638 .1119 $250 .0000 .0000 .0003 .0010 .0026 .0094 .0234 .0468 .0809 $500 .0000 .0000 .0003 .0010 .0026 .0094 .0228 .0442 .0747 64 $120 .0000 .0000 .0002 .0008 .0022 .0101 .0284 .0606 .1083 $250 .0000 .0000 .0002 .0008 .0020 .0080 .0208 .0430 .0760 $500 .0000 .0000 .0002 .0008 .0021 .0079 .0200 .0399 .0690 $1,000 .0000 .0000 .0002 .0008 .0021 .0079 .0200 .0399 .0689 65 $120 .0000 .0000 .0001 .0006 .0018 .0089 .0261 .0575 .1048 $250 .0000 .0000 .0001 .0006 .0016 .0067 .0184 .0393 .0712 $500 .0000 .0000 .0001 .0006 .0016 .0066 .0173 .0358 .0636 $1,000 .0000 .0000 .0001 .0006 .0016 .0066 .0173 .0358 .0633 66 $120 .0000 .0000 .0001 .0005 .0015 .0078 .0240 .0546 .1014 $250 .0000 .0000 .0001 .0004 .0012 .0056 .0161 .0358 .0667 $500 .0000 .0000 .0001 .0004 .0012 .0054 .0148 .0319 .0583 $1,000 .0000 .0000 .0001 .0004 .0012 .0054 .0148 .0318 .0579 67 $120 .0000 .0000 .0001 .0003 .0012 .0067 .0221 .0518 .0981 $250 .0000 .0000 .0001 .0003 .0009 .0046 .0140 .0324 .0622 $500 .0000 .0000 .0001 .0003 .0009 .0043 .0126 .0282 .0532 $1,000 .0000 .0000 .0001 .0003 .0009 .0043 .0126 .0281 .0526 68 $120 .0000 .0000 .0000 .0002 .0009 .0058 .0202 .0490 .0949 $250 .0000 .0000 .0000 .0002 .0007 .0037 .0121 .0293 .0580 $500 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0248 .0483 $1,000 .0000 .0000 .0000 .0002 .0006 .0034 .0105 .0245 .0476 69 $120 .0000 .0000 .0000 .0002 .0007 .0050 .0184 .0464 .0918 $250 .0000 .0000 .0000 .0001 .0005 .0029 .0103 .0263 .0539 $500 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0215 .0436 $1,000 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0211 .0427 70 $120 .0000 .0000 .0000 .0001 .0005 .0043 .0168 .0439 .0889 $250 .0000 .0000 .0000 .0001 .0003 .0022 .0087 .0235 .0499 $500 .0000 .0000 .0000 .0001 .0003 .0019 .0070 .0185 .0391 $1,000 .0000 .0000 .0000 .0001 .0003 .0019 .0068 .0180 .0380 71 $120 .0000 .0000 .0000 .0001 .0004 .0036 .0152 .0415 .0860 $250 .0000 .0000 .0000 .0000 .0002 .0017 .0072 .0208 .0460 $500 .0000 .0000 .0000 .0000 .0002 .0013 .0055 .0156 .0347 $1,000 .0000 .0000 .0000 .0000 .0002 .0013 .0053 .0150 .0334 72 $120 .0000 .0000 .0000 .0000 .0003 .0030 .0138 .0392 .0833 $250 .0000 .0000 .0000 .0000 .0001 .0012 .0060 .0183 .0425 $500 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0130 .0307 $1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0040 .0123 .0291 73 $120 .0000 .0000 .0000 .0000 .0002 .0025 .0125 .0372 .0809 $250 .0000 .0000 .0000 .0000 .0001 .0009 .0049 .0162 .0392 $500 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0108 .0271 $1,000 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0100 .0253 74 $120 .0000 .0000 .0000 .0000 .0002 .0023 .0118 .0359 .0793 $250 .0000 .0000 .0000 .0000 .0000 .0007 .0042 .0148 .0372 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0094 .0248 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0086 .0229
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 5
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9216 .9053 .8907 .8774 .8651 .8536 .8427 .8325 .8227 .8134 .8045 .7959 .7876 .7795 2 .9165 .8991 .8835 .8693 .8562 .8440 .8325 .8216 .8112 .8013 .7918 .7826 .7738 .7653 3 .9114 .8929 .8764 .8614 .8474 .8345 .8223 .8107 .7997 .7892 .7792 .7695 .7602 .7512 4 .9063 .8867 .8692 .8533 .8386 .8249 .8120 .7998 .7882 .7771 .7665 .7563 .7464 .7370 5 .9012 .8806 .8621 .8453 .8298 .8153 .8017 .7889 .7766 .7650 .7538 .7431 .7327 .7228 6 .8962 .8744 .8550 .8374 .8210 .8058 .7915 .7780 .7651 .7529 .7412 .7299 .7191 .7086 7 .8912 .8684 .8480 .8294 .8123 .7963 .7813 .7671 .7537 .7408 .7286 .7168 .7054 .6945 8 .8863 .8623 .8410 .8215 .8036 .7869 .7712 .7563 .7422 .7288 .7160 .7037 .6919 .6805 9 .8814 .8563 .8340 .8136 .7949 .7774 .7610 .7455 .7308 .7168 .7035 .6906 .6783 .6665 10 .8765 .8503 .8270 .8058 .7862 .7680 .7509 .7348 .7194 .7049 .6910 .6776 .6649 .6526 11 .8717 .8444 .8201 .7980 .7776 .7586 .7408 .7240 .7081 .6929 .6785 .6647 .6514 .6387 12 .8669 .8385 .8132 .7902 .7689 .7492 .7307 .7133 .6967 .6810 .6661 .6518 .6381 .6249 13 .8621 .8326 .8063 .7824 .7603 .7398 .7206 .7025 .6854 .6692 .6537 .6389 .6247 .6111 14 .8573 .8267 .7994 .7746 .7517 .7304 .7105 .6918 .6741 .6573 .6413 .6260 .6114 .5974 15 .8526 .8208 .7925 .7668 .7431 .7211 .7005 .6811 .6628 .6454 .6289 .6132 .5982 .5838 16 .8479 .8150 .7857 .7590 .7345 .7117 .6904 .6704 .6515 .6336 .6166 .6004 .5850 .5702 17 .8432 .8092 .7788 .7512 .7259 .7023 .6803 .6597 .6402 .6218 .6043 .5877 .5718 .5567 18 .8386 .8034 .7719 .7434 .7172 .6929 .6703 .6490 .6290 .6100 .5921 .5750 .5587 .5432 19 .8339 .7976 .7651 .7357 .7086 .6836 .6602 .6383 .6177 .5983 .5798 .5623 .5456 .5297 20 .8293 .7918 .7583 .7279 .7000 .6742 .6502 .6277 .6065 .5865 .5676 .5497 .5326 .5164 21 .8247 .7860 .7514 .7201 .6914 .6648 .6401 .6170 .5952 .5747 .5554 .5370 .5196 .5030 22 .8202 .7802 .7446 .7123 .6827 .6554 .6300 .6063 .5840 .5630 .5432 .5244 .5066 .4897 23 .8156 .7744 .7377 .7045 .6741 .6460 .6199 .5956 .5727 .5513 .5310 .5119 .4937 .4765 24 .8110 .7686 .7309 .6967 .6654 .6366 .6098 .5849 .5615 .5395 .5188 .4993 .4808 .4632 25 .8065 .7629 .7240 .6889 .6567 .6271 .5997 .5741 .5502 .5278 .5067 .4868 .4679 .4500 26 .8020 .7571 .7171 .6810 .6480 .6177 .5896 .5634 .5390 .5161 .4945 .4742 .4550 .4369 27 .7975 .7513 .7103 .6732 .6393 .6082 .5794 .5527 .5277 .5043 .4824 .4617 .4422 .4237 28 .7930 .7456 .7034 .6653 .6306 .5987 .5692 .5419 .5164 .4926 .4702 .4492 .4293 .4106 29 .7885 .7398 .6965 .6575 .6219 .5892 .5591 .5311 .5051 .4808 .4581 .4367 .4165 .3974 30 .7841 .7341 .6896 .6496 .6131 .5797 .5489 .5203 .4938 .4691 .4459 .4241 .4036 .3843 31 .7797 .7284 .6828 .6417 .6043 .5702 .5387 .5096 .4825 .4573 .4337 .4116 .3908 .3712 32 .7753 .7226 .6759 .6338 .5955 .5606 .5284 .4987 .4711 .4455 .4215 .3990 .3779 .3580 33 .7709 .7169 .6690 .6259 .5867 .5510 .5182 .4879 .4598 .4337 .4093 .3864 .3650 .3448 34 .7665 .7112 .6621 .6179 .5779 .5414 .5078 .4769 .4483 .4218 .3970 .3738 .3520 .3316 35 .7622 .7055 .6552 .6100 .5690 .5317 .4975 .4660 .4369 .4098 .3846 .3611 .3390 .3184 36 .7579 .6998 .6483 .6020 .5601 .5220 .4871 .4550 .4253 .3978 .3722 .3483 .3260 .3051 37 .7536 .6941 .6413 .5940 .5512 .5122 .4766 .4439 .4137 .3857 .3597 .3355 .3130 .2920 38 .7494 .6885 .6344 .5860 .5422 .5024 .4661 .4328 .4020 .3736 .3472 .3227 .3000 .2789 39 .7452 .6829 .6275 .5780 .5333 .4927 .4556 .4216 .3903 .3614 .3347 .3100 .2871 .2659 40 .7411 .6773 .6207 .5700 .5243 .4829 .4451 .4105 .3787 .3493 .3223 .2974 .2744 .2531 41 .7370 .6718 .6139 .5621 .5154 .4731 .4346 .3993 .3670 .3373 .3100 .2849 .2618 .2405 42 .7331 .6664 .6072 .5542 .5066 .4634 .4241 .3883 .3554 .3254 .2978 .2726 .2494 .2282 43 .7292 .6611 .6006 .5464 .4978 .4537 .4137 .3772 .3439 .3136 .2858 .2605 .2373 .2161 44 .7254 .6558 .5940 .5387 .4890 .4441 .4033 .3663 .3326 .3019 .2740 .2486 .2254 .2044 45 .7217 .6507 .5875 .5310 .4803 .4345 .3930 .3554 .3213 .2904 .2623 .2369 .2138 .1929 46 .7181 .6456 .5811 .5234 .4716 .4249 .3827 .3446 .3101 .2790 .2508 .2254 .2024 .1817 47 .7146 .6406 .5747 .5159 .4630 .4154 .3725 .3339 .2991 .2677 .2395 .2141 .1913 .1708 48 .7112 .6357 .5685 .5083 .4544 .4059 .3624 .3233 .2882 .2566 .2284 .2031 .1804 .1602 49 .7079 .6309 .5622 .5009 .4459 .3965 .3523 .3127 .2773 .2457 .2174 .1923 .1699 .1499 50 .7047 .6262 .5561 .4934 .4373 .3872 .3423 .3023 .2666 .2349 .2067 .1817 .1595 .1399 51 .7016 .6215 .5500 .4861 .4289 .3779 .3324 .2920 .2561 .2243 .1961 .1713 .1495 .1303 52 .6985 .6170 .5440 .4787 .4205 .3686 .3225 .2817 .2456 .2138 .1858 .1612 .1397 .1209 53 .6956 .6125 .5381 .4715 .4122 .3594 .3128 .2716 .2353 .2035 .1757 .1514 .1302 .1119 54 .6928 .6082 .5322 .4643 .4039 .3503 .3031 .2615 .2251 .1934 .1657 .1418 .1210 .1032 55 .6901 .6039 .5264 .4572 .3957 .3413 .2935 .2516 .2151 .1834 .1560 .1324 .1121 .0948 56 .6875 .5997 .5207 .4502 .3875 .3323 .2839 .2418 .2052 .1736 .1465 .1233 .1035 .0867 57 .6850 .5957 .5152 .4432 .3795 .3234 .2745 .2321 .1955 .1641 .1373 .1145 .0952 .0790 58 .6826 .5918 .5097 .4364 .3715 .3146 .2652 .2225 .1859 .1547 .1282 .1059 .0872 .0716 59 .6804 .5880 .5044 .4297 .3637 .3059 .2560 .2130 .1764 .1454 .1194 .0976 .0795 .0646 60 .6783 .5844 .4992 .4231 .3559 .2973 .2468 .2037 .1672 .1365 .1109 .0897 .0722 .0579 61 .6763 .5809 .4941 .4166 .3482 .2888 .2378 .1945 .1580 .1277 .1026 .0820 .0652 .0516 62 .6744 .5775 .4893 .4102 .3407 .2805 .2289 .1854 .1491 .1191 .0945 .0746 .0586 .0457 63 .6727 .5744 .4845 .4040 .3333 .2722 .2202 .1765 .1404 .1108 .0868 .0676 .0523 .0402 64 .6711 .5714 .4800 .3980 .3260 .2640 .2115 .1678 .1318 .1027 .0794 .0609 .0463 .0351 65 .6697 .5686 .4756 .3921 .3189 .2560 .2030 .1592 .1235 .0949 .0722 .0545 .0408 .0303 66 .6685 .5660 .4715 .3864 .3119 .2481 .1946 .1508 .1154 .0873 .0654 .0485 .0357 .0260 67 .6673 .5636 .4675 .3809 .3051 .2403 .1864 .1425 .1075 .0800 .0589 .0429 .0309 .0221 68 .6663 .5614 .4638 .3756 .2984 .2327 .1783 .1345 .0998 .0731 .0528 .0377 .0266 .0186 69 .6655 .5594 .4602 .3704 .2918 .2252 .1704 .1266 .0924 .0664 .0470 .0328 .0226 .0154 70 .6648 .5576 .4569 .3655 .2855 .2178 .1626 .1189 .0853 .0600 .0416 .0284 .0191 .0127 71 .6642 .5560 .4538 .3607 .2791 .2104 .1548 .1112 .0782 .0539 .0364 .0242 .0159 .0102 72 .6637 .5546 .4510 .3562 .2732 .2035 .1475 .1041 .0717 .0483 .0319 .0206 .0131 .0082 73 .6634 .5535 .4485 .3521 .2676 .1970 .1406 .0975 .0658 .0433 .0278 .0175 .0108 .0066 74 .6632 .5528 .4470 .3496 .2641 .1928 .1362 .0933 .0621 .0402 .0254 .0157 .0095 .0057
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 5
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0373 .0775 .1206 .1655 .2588 .3549 .4527 .5518 2 .0000 .0357 .0749 .1172 .1615 .2537 .3486 .4455 .5437 3 .0000 .0341 .0723 .1140 .1577 .2486 .3425 .4384 .5357 4 .0000 .0325 .0699 .1108 .1538 .2435 .3363 .4312 .5277 5 .0000 .0310 .0675 .1077 .1500 .2384 .3301 .4241 .5197 6 .0000 .0296 .0652 .1046 .1462 .2334 .3240 .4170 .5117 7 .0000 .0282 .0629 .1016 .1425 .2284 .3179 .4100 .5038 8 .0000 .0268 .0607 .0986 .1388 .2235 .3119 .4029 .4959 9 .0000 .0255 .0586 .0957 .1352 .2186 .3059 .3960 .4880 10 .0000 .0243 .0565 .0928 .1316 .2137 .2999 .3890 .4802 11 .0000 .0231 .0545 .0900 .1280 .2089 .2940 .3821 .4723 12 .0000 .0220 .0525 .0872 .1245 .2040 .2881 .3751 .4645 13 .0000 .0209 .0505 .0844 .1210 .1993 .2822 .3682 .4567 14 .0000 .0199 .0486 .0817 .1176 .1945 .2763 .3614 .4489 15 .0000 .0189 .0467 .0790 .1141 .1898 .2704 .3545 .4411 16 .0000 .0179 .0449 .0764 .1107 .1851 .2646 .3476 .4334 17 .0000 .0169 .0430 .0738 .1074 .1804 .2588 .3408 .4256 18 .0000 .0160 .0413 .0712 .1040 .1758 .2529 .3339 .4178 19 .0000 .0151 .0395 .0686 .1007 .1711 .2471 .3271 .4100 20 .0000 .0143 .0378 .0661 .0975 .1665 .2413 .3202 .4023 21 .0000 .0134 .0361 .0636 .0942 .1619 .2355 .3134 .3945 22 .0000 .0126 .0345 .0611 .0910 .1573 .2298 .3066 .3867 23 .0000 .0119 .0328 .0587 .0878 .1528 .2240 .2997 .3789 24 .0000 .0111 .0313 .0563 .0847 .1482 .2182 .2929 .3711 25 .0000 .0104 .0297 .0539 .0815 .1437 .2125 .2860 .3632 26 .0000 .0097 .0282 .0516 .0784 .1392 .2067 .2791 .3554 27 .0000 .0091 .0267 .0493 .0753 .1347 .2009 .2723 .3476 28 .0000 .0084 .0252 .0470 .0723 .1302 .1952 .2654 .3397 29 .0000 .0078 .0238 .0448 .0693 .1257 .1894 .2585 .3318 30 .0000 .0072 .0224 .0426 .0663 .1213 .1837 .2516 .3239 31 .0000 .0067 .0211 .0405 .0634 .1169 .1780 .2447 .3161 32 .0000 .0061 .0198 .0383 .0604 .1125 .1722 .2378 .3081 33 .0000 .0056 .0185 .0363 .0576 .1081 .1665 .2310 .3002 34 .0000 .0051 .0173 .0342 .0547 .1037 .1608 .2241 .2923 35 .0000 .0047 .0161 .0322 .0519 .0994 .1551 .2172 .2843 36 .0000 .0042 .0149 .0302 .0491 .0951 .1494 .2102 .2763 37 .0000 .0038 .0138 .0283 .0464 .0908 .1437 .2033 .2683 38 .0000 .0034 .0127 .0265 .0437 .0866 .1381 .1964 .2603 39 .0000 .0031 .0117 .0247 .0411 .0824 .1324 .1895 .2523 40 .0000 .0028 .0107 .0229 .0386 .0783 .1269 .1827 .2444 41 .0000 .0024 .0098 .0212 .0361 .0742 .1214 .1759 .2365 42 .0000 .0022 .0089 .0196 .0337 .0703 .1160 .1692 .2286 43 .0000 .0019 .0081 .0181 .0314 .0664 .1106 .1625 .2208 44 .0000 .0017 .0073 .0166 .0292 .0626 .1054 .1560 .2131 45 .0000 .0015 .0066 .0152 .0270 .0589 .1002 .1495 .2054 46 .0000 .0013 .0059 .0139 .0250 .0553 .0952 .1431 .1978 47 .0000 .0011 .0052 .0126 .0230 .0518 .0902 .1367 .1902 48 .0000 .0009 .0047 .0114 .0211 .0484 .0853 .1304 .1827 49 .0000 .0008 .0041 .0103 .0193 .0451 .0805 .1242 .1752 50 .0000 .0007 .0036 .0092 .0175 .0419 .0758 .1181 .1678 51 .0000 .0006 .0031 .0082 .0159 .0388 .0711 .1120 .1604 52 .0000 .0005 .0027 .0073 .0143 .0357 .0666 .1060 .1531 53 .0000 .0004 .0023 .0064 .0128 .0328 .0621 .1000 .1459 54 .0000 .0003 .0020 .0056 .0114 .0300 .0577 .0942 .1387 55 .0000 .0003 .0017 .0049 .0101 .0273 .0535 .0884 .1316 56 .0000 .0002 .0014 .0042 .0089 .0247 .0493 .0827 .1245 57 .0000 .0002 .0012 .0036 .0078 .0222 .0453 .0772 .1176 58 .0000 .0001 .0009 .0030 .0067 .0198 .0414 .0717 .1108 59 .0000 .0001 .0008 .0025 .0057 .0176 .0376 .0664 .1040 60 .0000 .0001 .0006 .0021 .0049 .0154 .0339 .0612 .0974 61 .0000 .0001 .0005 .0017 .0041 .0135 .0305 .0561 .0910 62 .0000 .0000 .0004 .0013 .0033 .0116 .0271 .0512 .0846 63 .0000 .0000 .0003 .0011 .0027 .0099 .0240 .0465 .0784 64 .0000 .0000 .0002 .0008 .0022 .0083 .0210 .0420 .0724 65 .0000 .0000 .0001 .0006 .0017 .0069 .0182 .0376 .0665 66 .0000 .0000 .0001 .0004 .0013 .0056 .0156 .0334 .0608 67 .0000 .0000 .0001 .0003 .0009 .0045 .0132 .0295 .0553 68 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0257 .0500 69 .0000 .0000 .0000 .0001 .0005 .0027 .0090 .0222 .0448 70 .0000 .0000 .0000 .0001 .0003 .0020 .0072 .0189 .0399 71 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0157 .0350 72 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0130 .0306 73 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0105 .0265 74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0090 .0240
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 5
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7407 .6767 .6199 .5690 .5230 .4831 .4506 .4238 .4015 .3829 .3671 .3538 .3427 .3337 41 $120 .7366 .6712 .6131 .5610 .5144 .4755 .4436 .4173 .3953 .3770 .3615 .3486 .3382 .3299 42 $120 .7327 .6658 .6064 .5532 .5066 .4684 .4370 .4110 .3893 .3712 .3561 .3440 .3342 .3264 43 $120 .7288 .6605 .5997 .5455 .4994 .4617 .4306 .4048 .3834 .3656 .3512 .3397 .3305 .3232 44 $120 .7250 .6552 .5931 .5383 .4927 .4553 .4244 .3989 .3777 .3604 .3467 .3358 .3271 .3202 45 $120 .7213 .6501 .5867 .5317 .4864 .4491 .4184 .3930 .3722 .3556 .3425 .3322 .3240 .3175 46 $120 .7178 .6450 .5804 .5255 .4803 .4430 .4124 .3872 .3671 .3512 .3386 .3287 .3210 .3150 47 $120 .7143 .6400 .5745 .5196 .4743 .4371 .4065 .3819 .3623 .3470 .3349 .3255 .3183 .3128 48 $120 .7109 .6351 .5690 .5139 .4685 .4313 .4009 .3768 .3578 .3430 .3314 .3226 .3159 .3108 49 $120 .7076 .6304 .5638 .5084 .4629 .4255 .3955 .3719 .3535 .3392 .3282 .3199 .3136 .3089 50 $120 .7043 .6259 .5588 .5031 .4572 .4200 .3904 .3673 .3493 .3356 .3252 .3174 .3116 .3073 $250 .7046 .6260 .5558 .4931 .4369 .3869 .3437 .3069 .2757 .2492 .2268 .2080 .1920 .1788 51 $120 .7012 .6217 .5540 .4978 .4517 .4146 .3855 .3628 .3454 .3322 .3224 .3151 .3097 .3058 $250 .7015 .6214 .5497 .4857 .4285 .3783 .3353 .2987 .2678 .2417 .2198 .2013 .1860 .1733 52 $120 .6982 .6176 .5493 .4926 .4463 .4095 .3807 .3585 .3417 .3291 .3198 .3130 .3080 .3045 $250 .6984 .6168 .5437 .4784 .4203 .3700 .3271 .2908 .2602 .2344 .2128 .1950 .1803 .1683 53 $120 .6953 .6138 .5448 .4875 .4411 .4045 .3761 .3544 .3382 .3261 .3174 .3110 .3065 .3033 $250 .6955 .6123 .5378 .4712 .4125 .3621 .3192 .2831 .2527 .2273 .2062 .1890 .1749 .1635 54 $120 .6926 .6102 .5403 .4825 .4361 .3997 .3717 .3505 .3348 .3234 .3151 .3093 .3051 .3023 $250 .6927 .6080 .5319 .4641 .4050 .3544 .3116 .2755 .2454 .2204 .1999 .1833 .1699 .1591 55 $120 .6901 .6066 .5359 .4777 .4312 .3950 .3674 .3468 .3317 .3208 .3131 .3077 .3039 .3014 $250 .6900 .6037 .5262 .4574 .3978 .3470 .3040 .2681 .2382 .2138 .1939 .1779 .1651 .1549 56 $120 .6877 .6032 .5316 .4730 .4264 .3904 .3633 .3432 .3287 .3184 .3112 .3062 .3028 .3005 $250 .6874 .5996 .5206 .4509 .3908 .3396 .2966 .2608 .2314 .2075 .1882 .1728 .1607 .1511 57 $120 .6855 .5999 .5275 .4684 .4217 .3860 .3593 .3398 .3259 .3162 .3095 .3049 .3019 .2998 $250 .6849 .5955 .5152 .4446 .3839 .3324 .2893 .2537 .2247 .2014 .1827 .1680 .1565 .1475 58 $120 .6834 .5967 .5235 .4639 .4172 .3817 .3555 .3366 .3233 .3141 .3079 .3037 .3010 .2992 $250 .6826 .5916 .5100 .4386 .3772 .3254 .2822 .2469 .2183 .1955 .1775 .1635 .1526 .1442 $500 .6826 .5917 .5096 .4363 .3714 .3145 .2652 .2229 .1870 .1568 .1315 .1105 .0932 .0789 59 $120 .6815 .5937 .5195 .4595 .4128 .3776 .3518 .3335 .3208 .3122 .3064 .3027 .3003 .2987 $250 .6803 .5879 .5051 .4327 .3706 .3184 .2753 .2402 .2121 .1899 .1726 .1592 .1489 .1412 $500 .6804 .5880 .5043 .4296 .3635 .3059 .2562 .2139 .1782 .1483 .1236 .1032 .0865 .0730 60 $120 .6796 .5907 .5157 .4553 .4085 .3735 .3483 .3306 .3185 .3104 .3052 .3018 .2996 .2983 $250 .6782 .5844 .5004 .4269 .3642 .3116 .2685 .2338 .2061 .1845 .1679 .1552 .1456 .1385 $500 .6782 .5843 .4991 .4230 .3558 .2974 .2474 .2051 .1696 .1401 .1159 .0962 .0802 .0674 61 $120 .6779 .5879 .5121 .4511 .4043 .3697 .3450 .3279 .3164 .3088 .3040 .3009 .2990 .2979 $250 .6762 .5811 .4958 .4213 .3579 .3050 .2619 .2275 .2004 .1794 .1634 .1514 .1425 .1359 $500 .6763 .5808 .4941 .4165 .3482 .2892 .2388 .1964 .1611 .1321 .1085 .0895 .0743 .0622 62 $120 .6763 .5852 .5085 .4471 .4002 .3659 .3418 .3253 .3144 .3074 .3029 .3002 .2986 .2976 $250 .6744 .5780 .4914 .4159 .3517 .2985 .2555 .2214 .1948 .1745 .1593 .1480 .1397 .1337 $500 .6744 .5775 .4892 .4102 .3409 .2811 .2304 .1880 .1530 .1244 .1014 .0831 .0687 .0573 63 $120 .6748 .5827 .5050 .4432 .3963 .3623 .3387 .3229 .3126 .3060 .3020 .2996 .2981 .2973 $250 .6727 .5750 .4872 .4106 .3457 .2922 .2492 .2155 .1895 .1699 .1554 .1447 .1371 .1316 $500 .6727 .5744 .4845 .4041 .3336 .2731 .2221 .1797 .1450 .1170 .0947 .0771 .0634 .0528 64 $120 .6734 .5802 .5017 .4394 .3925 .3589 .3358 .3206 .3109 .3048 .3012 .2990 .2978 .2971 $250 .6712 .5723 .4831 .4054 .3398 .2860 .2432 .2098 .1844 .1655 .1517 .1418 .1347 .1298 $500 .6711 .5714 .4800 .3981 .3266 .2654 .2140 .1716 .1372 .1098 .0882 .0714 .0585 .0487 $1,000 .6711 .5714 .4800 .3980 .3260 .2640 .2115 .1678 .1318 .1027 .0794 .0610 .0465 .0353 65 $120 .6721 .5779 .4985 .4357 .3888 .3556 .3331 .3185 .3093 .3038 .3005 .2986 .2975 .2969 $250 .6699 .5697 .4793 .4005 .3341 .2800 .2372 .2043 .1796 .1614 .1483 .1391 .1326 .1282 $500 .6697 .5686 .4756 .3924 .3197 .2577 .2060 .1637 .1297 .1029 .0820 .0661 .0540 .0449 $1,000 .6697 .5686 .4756 .3921 .3189 .2560 .2030 .1592 .1235 .0949 .0723 .0547 .0411 .0306 66 $120 .6710 .5757 .4954 .4321 .3852 .3524 .3305 .3165 .3079 .3028 .2998 .2982 .2973 .2968 $250 .6687 .5673 .4756 .3956 .3285 .2742 .2315 .1990 .1750 .1575 .1452 .1366 .1308 .1268 $500 .6684 .5660 .4716 .3869 .3130 .2503 .1982 .1560 .1225 .0963 .0762 .0611 .0498 .0415 $1,000 .6685 .5660 .4715 .3864 .3119 .2481 .1947 .1508 .1154 .0874 .0656 .0488 .0360 .0264 67 $120 .6699 .5736 .4924 .4286 .3818 .3494 .3281 .3147 .3066 .3019 .2993 .2978 .2971 .2966 $250 .6676 .5651 .4721 .3910 .3231 .2685 .2260 .1940 .1706 .1539 .1423 .1344 .1291 .1256 $500 .6673 .5636 .4677 .3815 .3065 .2430 .1906 .1485 .1154 .0900 .0707 .0564 .0460 .0384 $1,000 .6673 .5636 .4675 .3809 .3051 .2403 .1864 .1426 .1076 .0802 .0591 .0432 .0313 .0225 68 $120 .6689 .5716 .4895 .4253 .3785 .3465 .3258 .3130 .3055 .3012 .2988 .2976 .2969 .2966 $250 .6667 .5631 .4688 .3865 .3179 .2629 .2206 .1891 .1664 .1505 .1396 .1324 .1276 .1246 $500 .6663 .5615 .4640 .3764 .3002 .2358 .1832 .1413 .1087 .0839 .0655 .0521 .0425 .0357 $1,000 .6663 .5614 .4638 .3756 .2984 .2327 .1784 .1346 .1000 .0733 .0531 .0380 .0270 .0191 69 $120 .6681 .5698 .4868 .4221 .3753 .3437 .3236 .3115 .3044 .3005 .2984 .2973 .2968 .2965 $250 .6659 .5612 .4656 .3822 .3128 .2576 .2154 .1845 .1625 .1474 .1372 .1306 .1263 .1237 $500 .6655 .5595 .4606 .3715 .2940 .2288 .1759 .1342 .1022 .0782 .0607 .0482 .0394 .0333 $1,000 .6655 .5594 .4602 .3704 .2919 .2252 .1705 .1267 .0926 .0667 .0474 .0333 .0231 .0160 70 $120 .6673 .5680 .4841 .4190 .3723 .3411 .3216 .3100 .3035 .2999 .2981 .2971 .2966 .2964 $250 .6652 .5596 .4627 .3781 .3079 .2524 .2104 .1801 .1588 .1444 .1350 .1290 .1252 .1229 $500 .6648 .5577 .4574 .3667 .2880 .2220 .1688 .1273 .0959 .0728 .0562 .0446 .0366 .0312 $1,000 .6648 .5576 .4569 .3655 .2855 .2179 .1627 .1191 .0855 .0604 .0420 .0289 .0197 .0133 71 $120 .6666 .5664 .4816 .4159 .3693 .3386 .3197 .3087 .3026 .2994 .2978 .2969 .2966 .2964 $250 .6646 .5580 .4598 .3740 .3030 .2472 .2055 .1757 .1553 .1417 .1330 .1276 .1242 .1223 $500 .6642 .5561 .4544 .3621 .2820 .2152 .1618 .1205 .0898 .0676 .0519 .0412 .0340 .0293 $1,000 .6642 .5560 .4538 .3607 .2792 .2105 .1550 .1115 .0785 .0543 .0369 .0248 .0165 .0109 72 $120 .6660 .5649 .4792 .4132 .3666 .3363 .3180 .3076 .3019 .2990 .2975 .2968 .2965 .2963 $250 .6641 .5567 .4573 .3703 .2984 .2424 .2010 .1718 .1521 .1393 .1313 .1264 .1234 .1218 $500 .6637 .5548 .4517 .3579 .2764 .2088 .1552 .1143 .0842 .0629 .0482 .0384 .0319 .0278 $1,000 .6637 .5546 .4510 .3562 .2733 .2036 .1477 .1044 .0721 .0488 .0325 .0213 .0138 .0090 73 $120 .6655 .5636 .4771 .4106 .3641 .3343 .3165 .3065 .3013 .2986 .2973 .2967 .2964 .2963 $250 .6638 .5555 .4550 .3668 .2942 .2380 .1969 .1683 .1493 .1372 .1298 .1254 .1228 .1213 $500 .6634 .5537 .4493 .3541 .2713 .2029 .1490 .1085 .0792 .0587 .0449 .0359 .0301 .0266 $1,000 .6634 .5535 .4485 .3522 .2677 .1971 .1409 .0979 .0663 .0439 .0285 .0183 .0116 .0074 74 $120 .6652 .5628 .4757 .4090 .3626 .3330 .3156 .3059 .3009 .2984 .2972 .2967 .2964 .2963 $250 .6636 .5549 .4536 .3647 .2916 .2352 .1943 .1661 .1476 .1360 .1289 .1248 .1224 .1211 $500 .6632 .5531 .4479 .3517 .2680 .1991 .1451 .1048 .0760 .0562 .0430 .0345 .0291 .0259 $1,000 .6632 .5528 .4471 .3497 .2642 .1930 .1365 .0937 .0626 .0408 .0261 .0165 .0103 .0065
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 5
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit*
0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0027 .0106 .0228 .0384 .0779 .1263 .1818 .2433 41 $120 .0000 .0024 .0097 .0211 .0359 .0738 .1208 .1750 .2354 42 $120 .0000 .0021 .0088 .0195 .0335 .0699 .1154 .1683 .2275 43 $120 .0000 .0019 .0080 .0179 .0312 .0660 .1100 .1617 .2198 44 $120 .0000 .0016 .0072 .0165 .0290 .0622 .1048 .1551 .2127 45 $120 .0000 .0014 .0065 .0151 .0268 .0585 .0996 .1486 .2061 46 $120 .0000 .0012 .0058 .0138 .0248 .0549 .0946 .1424 .1999 47 $120 .0000 .0011 .0052 .0125 .0228 .0515 .0896 .1365 .1940 48 $120 .0000 .0009 .0046 .0113 .0209 .0481 .0847 .1310 .1883 49 $120 .0000 .0008 .0041 .0102 .0191 .0447 .0800 .1258 .1828 50 $120 .0000 .0007 .0036 .0091 .0174 .0415 .0755 .1208 .1774 $250 .0000 .0007 .0036 .0092 .0175 .0418 .0756 .1178 .1674 51 $120 .0000 .0006 .0031 .0081 .0157 .0384 .0712 .1160 .1722 $250 .0000 .0006 .0031 .0082 .0158 .0386 .0709 .1117 .1601 52 $120 .0000 .0005 .0027 .0072 .0142 .0354 .0672 .1113 .1670 $250 .0000 .0005 .0027 .0073 .0143 .0356 .0664 .1057 .1528 53 $120 .0000 .0004 .0023 .0063 .0127 .0325 .0634 .1067 .1619 $250 .0000 .0004 .0023 .0064 .0128 .0327 .0619 .0998 .1455 54 $120 .0000 .0003 .0020 .0055 .0113 .0298 .0597 .1023 .1569 $250 .0000 .0003 .0020 .0056 .0114 .0299 .0576 .0939 .1385 55 $120 .0000 .0002 .0017 .0048 .0100 .0273 .0562 .0979 .1521 $250 .0000 .0003 .0017 .0048 .0101 .0272 .0533 .0882 .1318 56 $120 .0000 .0002 .0014 .0041 .0088 .0249 .0528 .0936 .1474 $250 .0000 .0002 .0014 .0042 .0089 .0246 .0492 .0825 .1253 57 $120 .0000 .0002 .0011 .0035 .0077 .0227 .0495 .0895 .1428 $250 .0000 .0002 .0012 .0036 .0077 .0221 .0451 .0772 .1190 58 $120 .0000 .0001 .0009 .0030 .0066 .0206 .0463 .0854 .1383 $250 .0000 .0001 .0009 .0030 .0067 .0197 .0412 .0720 .1129 $500 .0000 .0001 .0009 .0030 .0067 .0198 .0413 .0716 .1107 59 $120 .0000 .0001 .0007 .0025 .0057 .0187 .0433 .0815 .1339 $250 .0000 .0001 .0008 .0025 .0057 .0175 .0375 .0671 .1070 $500 .0000 .0001 .0008 .0025 .0057 .0175 .0375 .0663 .1039 60 $120 .0000 .0001 .0006 .0020 .0048 .0168 .0403 .0777 .1296 $250 .0000 .0001 .0006 .0021 .0048 .0154 .0340 .0623 .1013 $500 .0000 .0001 .0006 .0021 .0048 .0154 .0339 .0611 .0973 61 $120 .0000 .0000 .0005 .0017 .0041 .0151 .0375 .0740 .1255 $250 .0000 .0001 .0005 .0017 .0040 .0134 .0307 .0578 .0957 $500 .0000 .0001 .0005 .0017 .0040 .0134 .0304 .0560 .0908 62 $120 .0000 .0000 .0004 .0013 .0034 .0135 .0348 .0705 .1215 $250 .0000 .0000 .0004 .0013 .0033 .0116 .0276 .0534 .0902 $500 .0000 .0000 .0004 .0013 .0033 .0116 .0271 .0512 .0846 63 $120 .0000 .0000 .0003 .0010 .0029 .0120 .0322 .0670 .1175 $250 .0000 .0000 .0003 .0010 .0027 .0099 .0246 .0492 .0849 $500 .0000 .0000 .0003 .0011 .0027 .0099 .0239 .0464 .0784 64 $120 .0000 .0000 .0002 .0008 .0024 .0106 .0298 .0637 .1137 $250 .0000 .0000 .0002 .0008 .0021 .0084 .0219 .0451 .0798 $500 .0000 .0000 .0002 .0008 .0022 .0083 .0210 .0419 .0725 $1,000 .0000 .0000 .0002 .0008 .0022 .0083 .0210 .0420 .0724 65 $120 .0000 .0000 .0001 .0006 .0019 .0093 .0275 .0604 .1100 $250 .0000 .0000 .0001 .0006 .0017 .0071 .0193 .0413 .0748 $500 .0000 .0000 .0001 .0006 .0017 .0069 .0182 .0376 .0668 $1,000 .0000 .0000 .0001 .0006 .0017 .0069 .0182 .0376 .0665 66 $120 .0000 .0000 .0001 .0005 .0015 .0082 .0252 .0573 .1065 $250 .0000 .0000 .0001 .0004 .0013 .0059 .0169 .0376 .0700 $500 .0000 .0000 .0001 .0004 .0013 .0056 .0156 .0335 .0612 $1,000 .0000 .0000 .0001 .0004 .0013 .0056 .0156 .0334 .0608 67 $120 .0000 .0000 .0001 .0004 .0012 .0071 .0232 .0544 .1030 $250 .0000 .0000 .0001 .0003 .0010 .0048 .0147 .0341 .0654 $500 .0000 .0000 .0001 .0003 .0009 .0045 .0132 .0297 .0559 $1,000 .0000 .0000 .0001 .0003 .0009 .0045 .0132 .0295 .0553 68 $120 .0000 .0000 .0000 .0003 .0010 .0061 .0212 .0515 .0997 $250 .0000 .0000 .0000 .0002 .0007 .0039 .0127 .0308 .0609 $500 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0260 .0508 $1,000 .0000 .0000 .0000 .0002 .0007 .0035 .0110 .0257 .0500 69 $120 .0000 .0000 .0000 .0002 .0007 .0053 .0193 .0487 .0965 $250 .0000 .0000 .0000 .0001 .0005 .0030 .0108 .0276 .0566 $500 .0000 .0000 .0000 .0001 .0005 .0027 .0091 .0226 .0458 $1,000 .0000 .0000 .0000 .0001 .0005 .0027 .0090 .0222 .0448 70 $120 .0000 .0000 .0000 .0001 .0006 .0045 .0176 .0461 .0934 $250 .0000 .0000 .0000 .0001 .0003 .0024 .0091 .0246 .0524 $500 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0194 .0411 $1,000 .0000 .0000 .0000 .0001 .0003 .0020 .0072 .0189 .0399 71 $120 .0000 .0000 .0000 .0001 .0004 .0038 .0160 .0435 .0903 $250 .0000 .0000 .0000 .0000 .0002 .0018 .0076 .0218 .0484 $500 .0000 .0000 .0000 .0000 .0002 .0014 .0057 .0163 .0365 $1,000 .0000 .0000 .0000 .0000 .0002 .0014 .0056 .0158 .0350 72 $120 .0000 .0000 .0000 .0000 .0003 .0032 .0145 .0412 .0875 $250 .0000 .0000 .0000 .0000 .0001 .0013 .0063 .0193 .0446 $500 .0000 .0000 .0000 .0000 .0001 .0009 .0044 .0137 .0323 $1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0130 .0306 73 $120 .0000 .0000 .0000 .0000 .0002 .0027 .0132 .0391 .0850 $250 .0000 .0000 .0000 .0000 .0001 .0009 .0051 .0170 .0412 $500 .0000 .0000 .0000 .0000 .0000 .0006 .0033 .0113 .0284 $1,000 .0000 .0000 .0000 .0000 .0000 .0006 .0031 .0105 .0266 74 $120 .0000 .0000 .0000 .0000 .0002 .0024 .0124 .0377 .0833 $250 .0000 .0000 .0000 .0000 .0000 .0007 .0045 .0156 .0391 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0027 .0099 .0260 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0090 .0240
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3418.2
NEW SECTION
WAC 296-17B-960 Hazard Group 6 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 6
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8825 .8680 .8551 .8433 .8324 .8222 .8125 .8034 .7946 .7863 .7783 .7706 .7631 .7560 2 .8778 .8624 .8486 .8360 .8244 .8135 .8032 .7935 .7842 .7753 .7668 .7586 .7507 .7430 3 .8732 .8568 .8422 .8288 .8164 .8049 .7939 .7836 .7738 .7644 .7553 .7466 .7383 .7302 4 .8686 .8512 .8357 .8215 .8084 .7961 .7846 .7737 .7632 .7533 .7438 .7346 .7257 .7172 5 .8639 .8456 .8292 .8142 .8004 .7874 .7753 .7637 .7527 .7422 .7322 .7225 .7132 .7043 6 .8594 .8400 .8228 .8070 .7924 .7787 .7659 .7538 .7422 .7312 .7206 .7105 .7007 .6913 7 .8548 .8345 .8163 .7997 .7844 .7701 .7566 .7439 .7317 .7202 .7091 .6985 .6883 .6784 8 .8503 .8290 .8099 .7925 .7764 .7614 .7473 .7339 .7213 .7092 .6976 .6865 .6758 .6655 9 .8458 .8234 .8034 .7852 .7684 .7527 .7380 .7240 .7108 .6982 .6861 .6745 .6634 .6527 10 .8413 .8179 .7970 .7780 .7604 .7441 .7287 .7141 .7003 .6872 .6746 .6626 .6510 .6399 11 .8368 .8124 .7907 .7708 .7525 .7354 .7194 .7042 .6899 .6762 .6632 .6506 .6386 .6271 12 .8324 .8070 .7843 .7636 .7445 .7268 .7101 .6944 .6794 .6652 .6517 .6387 .6263 .6144 13 .8279 .8015 .7779 .7564 .7366 .7181 .7008 .6845 .6690 .6543 .6402 .6268 .6140 .6016 14 .8235 .7960 .7715 .7492 .7286 .7094 .6915 .6746 .6585 .6433 .6288 .6149 .6017 .5890 15 .8191 .7906 .7651 .7420 .7206 .7008 .6822 .6646 .6481 .6323 .6174 .6031 .5894 .5763 16 .8147 .7852 .7588 .7348 .7126 .6921 .6728 .6547 .6376 .6214 .6059 .5912 .5771 .5637 17 .8104 .7797 .7524 .7275 .7046 .6834 .6635 .6448 .6272 .6104 .5945 .5794 .5649 .5511 18 .8060 .7743 .7460 .7203 .6966 .6747 .6542 .6349 .6167 .5995 .5831 .5676 .5527 .5385 19 .8016 .7689 .7396 .7130 .6886 .6660 .6448 .6249 .6062 .5885 .5717 .5557 .5405 .5260 20 .7973 .7634 .7332 .7058 .6806 .6572 .6354 .6150 .5958 .5776 .5603 .5439 .5283 .5134 21 .7929 .7580 .7268 .6985 .6725 .6485 .6260 .6050 .5852 .5666 .5489 .5321 .5161 .5009 22 .7886 .7526 .7204 .6912 .6644 .6397 .6166 .5950 .5747 .5556 .5375 .5203 .5040 .4884 23 .7843 .7471 .7140 .6839 .6563 .6309 .6072 .5850 .5642 .5446 .5261 .5085 .4918 .4759 24 .7800 .7417 .7075 .6766 .6482 .6220 .5977 .5750 .5536 .5336 .5146 .4967 .4796 .4634 25 .7757 .7362 .7010 .6692 .6401 .6132 .5882 .5649 .5431 .5225 .5032 .4848 .4674 .4509 26 .7714 .7307 .6946 .6618 .6319 .6043 .5787 .5548 .5325 .5115 .4917 .4729 .4552 .4383 27 .7671 .7253 .6881 .6544 .6237 .5954 .5691 .5447 .5218 .5004 .4802 .4611 .4430 .4258 28 .7628 .7198 .6815 .6470 .6154 .5864 .5595 .5345 .5111 .4892 .4686 .4491 .4307 .4132 29 .7585 .7143 .6750 .6395 .6072 .5774 .5499 .5243 .5005 .4781 .4570 .4372 .4184 .4006 30 .7542 .7088 .6685 .6321 .5989 .5684 .5402 .5141 .4897 .4669 .4454 .4252 .4060 .3879 31 .7500 .7034 .6619 .6246 .5906 .5593 .5305 .5038 .4789 .4556 .4337 .4131 .3937 .3752 32 .7457 .6979 .6554 .6170 .5822 .5502 .5208 .4935 .4681 .4443 .4220 .4010 .3812 .3624 33 .7415 .6924 .6488 .6095 .5738 .5411 .5110 .4831 .4572 .4329 .4102 .3888 .3686 .3496 34 .7372 .6869 .6422 .6019 .5653 .5319 .5011 .4726 .4462 .4215 .3983 .3765 .3560 .3366 35 .7330 .6814 .6355 .5943 .5569 .5227 .4912 .4621 .4351 .4099 .3863 .3641 .3433 .3236 36 .7288 .6759 .6289 .5866 .5483 .5133 .4812 .4515 .4239 .3982 .3742 .3516 .3305 .3106 37 .7246 .6704 .6222 .5789 .5397 .5039 .4711 .4408 .4127 .3865 .3620 .3391 .3176 .2976 38 .7205 .6649 .6155 .5712 .5311 .4945 .4609 .4300 .4013 .3746 .3497 .3265 .3048 .2846 39 .7164 .6594 .6088 .5635 .5224 .4850 .4507 .4191 .3899 .3627 .3374 .3139 .2921 .2718 40 .7123 .6539 .6022 .5557 .5138 .4755 .4405 .4082 .3784 .3508 .3252 .3015 .2795 .2591 41 .7083 .6486 .5956 .5480 .5051 .4660 .4302 .3973 .3670 .3389 .3130 .2891 .2670 .2465 42 .7043 .6432 .5890 .5404 .4965 .4565 .4200 .3864 .3556 .3271 .3010 .2769 .2547 .2342 43 .7005 .6380 .5825 .5328 .4878 .4470 .4097 .3756 .3442 .3155 .2891 .2649 .2426 .2222 44 .6967 .6328 .5760 .5252 .4793 .4375 .3995 .3647 .3330 .3039 .2773 .2530 .2307 .2104 45 .6930 .6277 .5696 .5176 .4707 .4281 .3893 .3540 .3218 .2924 .2657 .2413 .2191 .1988 46 .6894 .6226 .5633 .5101 .4621 .4186 .3792 .3433 .3107 .2811 .2542 .2298 .2077 .1876 47 .6858 .6176 .5570 .5026 .4536 .4092 .3690 .3327 .2997 .2699 .2429 .2185 .1965 .1766 48 .6824 .6127 .5507 .4951 .4450 .3998 .3590 .3221 .2889 .2589 .2318 .2075 .1855 .1658 49 .6790 .6079 .5445 .4877 .4365 .3904 .3490 .3116 .2781 .2479 .2208 .1966 .1749 .1554 50 .6757 .6031 .5383 .4802 .4280 .3811 .3390 .3012 .2674 .2371 .2101 .1859 .1644 .1453 51 .6725 .5984 .5322 .4728 .4196 .3718 .3291 .2909 .2568 .2265 .1995 .1755 .1542 .1354 52 .6693 .5938 .5261 .4655 .4112 .3626 .3193 .2807 .2464 .2159 .1890 .1653 .1443 .1259 53 .6663 .5892 .5201 .4582 .4028 .3534 .3095 .2705 .2360 .2056 .1788 .1553 .1347 .1166 54 .6634 .5847 .5141 .4509 .3945 .3443 .2998 .2604 .2258 .1954 .1688 .1455 .1253 .1077 55 .6605 .5803 .5082 .4437 .3862 .3352 .2901 .2505 .2157 .1854 .1589 .1360 .1162 .0991 56 .6578 .5760 .5024 .4366 .3780 .3262 .2806 .2406 .2058 .1755 .1493 .1267 .1073 .0907 57 .6551 .5718 .4967 .4296 .3699 .3172 .2711 .2308 .1959 .1658 .1399 .1177 .0988 .0828 58 .6526 .5677 .4911 .4226 .3618 .3084 .2617 .2212 .1862 .1563 .1307 .1090 .0906 .0751 59 .6502 .5638 .4856 .4157 .3539 .2996 .2524 .2116 .1767 .1469 .1217 .1005 .0827 .0678 60 .6479 .5599 .4802 .4090 .3460 .2909 .2432 .2022 .1673 .1378 .1130 .0923 .0751 .0609 61 .6457 .5563 .4750 .4023 .3382 .2823 .2341 .1929 .1581 .1288 .1045 .0844 .0678 .0543 62 .6437 .5527 .4699 .3958 .3305 .2738 .2251 .1837 .1490 .1201 .0963 .0768 .0609 .0481 63 .6419 .5494 .4650 .3895 .3230 .2654 .2162 .1747 .1401 .1116 .0883 .0695 .0544 .0423 64 .6402 .5462 .4603 .3833 .3156 .2571 .2074 .1658 .1314 .1033 .0806 .0625 .0482 .0369 65 .6386 .5432 .4557 .3772 .3083 .2489 .1988 .1570 .1229 .0953 .0733 .0559 .0424 .0319 66 .6372 .5405 .4514 .3713 .3011 .2409 .1902 .1485 .1146 .0875 .0662 .0497 .0370 .0273 67 .6359 .5379 .4472 .3656 .2941 .2329 .1818 .1400 .1065 .0800 .0595 .0438 .0319 .0231 68 .6348 .5355 .4433 .3601 .2872 .2251 .1735 .1318 .0986 .0728 .0531 .0383 .0273 .0194 69 .6339 .5334 .4396 .3547 .2805 .2174 .1654 .1236 .0909 .0659 .0470 .0332 .0231 .0160 70 .6331 .5314 .4361 .3496 .2739 .2098 .1574 .1157 .0835 .0593 .0414 .0285 .0194 .0130 71 .6324 .5297 .4328 .3445 .2673 .2022 .1493 .1078 .0762 .0528 .0360 .0241 .0159 .0104 72 .6319 .5282 .4298 .3399 .2611 .1950 .1417 .1004 .0694 .0470 .0312 .0203 .0130 .0082 73 .6316 .5270 .4272 .3356 .2553 .1881 .1345 .0934 .0632 .0417 .0269 .0170 .0105 .0064 74 .6314 .5263 .4256 .3329 .2516 .1837 .1299 .0890 .0593 .0384 .0243 .0151 .0091 .0054
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 6
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0366 .0759 .1177 .1613 .2515 .3440 .4381 .5333 2 .0000 .0351 .0735 .1147 .1577 .2468 .3384 .4316 .5260 3 .0000 .0337 .0712 .1118 .1542 .2422 .3328 .4252 .5188 4 .0000 .0322 .0689 .1089 .1507 .2376 .3272 .4187 .5115 5 .0000 .0308 .0667 .1060 .1472 .2329 .3216 .4122 .5042 6 .0000 .0295 .0646 .1032 .1437 .2284 .3160 .4058 .4970 7 .0000 .0282 .0625 .1004 .1403 .2238 .3105 .3993 .4897 8 .0000 .0269 .0605 .0977 .1369 .2193 .3050 .3929 .4825 9 .0000 .0257 .0585 .0950 .1336 .2148 .2994 .3864 .4752 10 .0000 .0246 .0566 .0923 .1303 .2103 .2939 .3800 .4680 11 .0000 .0234 .0547 .0897 .1270 .2058 .2884 .3737 .4608 12 .0000 .0224 .0528 .0871 .1237 .2014 .2830 .3673 .4536 13 .0000 .0213 .0509 .0845 .1205 .1969 .2775 .3609 .4464 14 .0000 .0203 .0491 .0820 .1172 .1925 .2720 .3545 .4392 15 .0000 .0194 .0473 .0794 .1140 .1881 .2666 .3481 .4320 16 .0000 .0184 .0456 .0769 .1109 .1837 .2612 .3418 .4248 17 .0000 .0175 .0439 .0745 .1077 .1794 .2557 .3354 .4175 18 .0000 .0166 .0422 .0720 .1046 .1750 .2503 .3290 .4103 19 .0000 .0158 .0405 .0696 .1014 .1706 .2449 .3226 .4030 20 .0000 .0149 .0388 .0672 .0983 .1663 .2394 .3162 .3958 21 .0000 .0141 .0372 .0648 .0952 .1619 .2340 .3098 .3885 22 .0000 .0133 .0356 .0624 .0922 .1576 .2286 .3034 .3812 23 .0000 .0126 .0340 .0601 .0891 .1533 .2231 .2970 .3739 24 .0000 .0118 .0325 .0578 .0861 .1490 .2177 .2905 .3666 25 .0000 .0111 .0310 .0555 .0831 .1447 .2122 .2840 .3592 26 .0000 .0104 .0295 .0532 .0801 .1404 .2067 .2776 .3518 27 .0000 .0097 .0280 .0510 .0771 .1361 .2013 .2711 .3444 28 .0000 .0091 .0266 .0488 .0742 .1318 .1958 .2645 .3370 29 .0000 .0085 .0252 .0466 .0713 .1275 .1903 .2580 .3295 30 .0000 .0079 .0238 .0444 .0684 .1232 .1848 .2515 .3221 31 .0000 .0073 .0224 .0423 .0655 .1190 .1794 .2449 .3146 32 .0000 .0067 .0211 .0402 .0626 .1147 .1739 .2384 .3070 33 .0000 .0062 .0198 .0381 .0598 .1105 .1684 .2318 .2995 34 .0000 .0057 .0186 .0361 .0570 .1062 .1629 .2252 .2919 35 .0000 .0052 .0174 .0341 .0542 .1020 .1574 .2185 .2843 36 .0000 .0048 .0162 .0321 .0515 .0978 .1519 .2119 .2766 37 .0000 .0043 .0150 .0302 .0488 .0936 .1464 .2052 .2689 38 .0000 .0039 .0139 .0283 .0461 .0895 .1409 .1985 .2612 39 .0000 .0035 .0129 .0265 .0435 .0854 .1354 .1918 .2535 40 .0000 .0032 .0118 .0247 .0409 .0813 .1299 .1852 .2457 41 .0000 .0028 .0108 .0230 .0384 .0773 .1246 .1786 .2380 42 .0000 .0025 .0099 .0213 .0360 .0733 .1192 .1720 .2304 43 .0000 .0022 .0090 .0197 .0337 .0695 .1140 .1655 .2228 44 .0000 .0020 .0082 .0182 .0314 .0657 .1088 .1590 .2152 45 .0000 .0017 .0074 .0167 .0292 .0620 .1037 .1526 .2076 46 .0000 .0015 .0067 .0153 .0270 .0584 .0986 .1463 .2001 47 .0000 .0013 .0060 .0140 .0250 .0548 .0936 .1400 .1926 48 .0000 .0011 .0053 .0127 .0230 .0514 .0887 .1337 .1851 49 .0000 .0010 .0047 .0115 .0211 .0480 .0839 .1275 .1777 50 .0000 .0008 .0042 .0104 .0193 .0447 .0791 .1213 .1702 51 .0000 .0007 .0037 .0093 .0175 .0415 .0744 .1152 .1628 52 .0000 .0006 .0032 .0083 .0159 .0383 .0698 .1091 .1555 53 .0000 .0005 .0028 .0073 .0143 .0353 .0652 .1031 .1482 54 .0000 .0004 .0024 .0064 .0128 .0324 .0607 .0971 .1409 55 .0000 .0003 .0020 .0056 .0114 .0295 .0563 .0912 .1337 56 .0000 .0003 .0017 .0049 .0100 .0268 .0520 .0854 .1266 57 .0000 .0002 .0014 .0042 .0088 .0241 .0478 .0797 .1196 58 .0000 .0002 .0012 .0035 .0076 .0216 .0437 .0741 .1126 59 .0000 .0001 .0009 .0030 .0065 .0192 .0398 .0686 .1057 60 .0000 .0001 .0007 .0025 .0056 .0169 .0359 .0632 .0990 61 .0000 .0001 .0006 .0020 .0047 .0147 .0323 .0580 .0923 62 .0000 .0000 .0005 .0016 .0039 .0127 .0287 .0529 .0858 63 .0000 .0000 .0003 .0013 .0031 .0109 .0254 .0480 .0795 64 .0000 .0000 .0002 .0010 .0025 .0092 .0222 .0433 .0733 65 .0000 .0000 .0002 .0007 .0020 .0076 .0192 .0387 .0672 66 .0000 .0000 .0001 .0005 .0015 .0062 .0165 .0344 .0613 67 .0000 .0000 .0001 .0004 .0011 .0049 .0139 .0302 .0556 68 .0000 .0000 .0000 .0002 .0008 .0038 .0115 .0263 .0501 69 .0000 .0000 .0000 .0002 .0005 .0029 .0094 .0226 .0447 70 .0000 .0000 .0000 .0001 .0003 .0021 .0074 .0191 .0396 71 .0000 .0000 .0000 .0000 .0002 .0014 .0057 .0158 .0345 72 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0128 .0299 73 .0000 .0000 .0000 .0000 .0000 .0006 .0030 .0102 .0256 74 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0086 .0229
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 6
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7119 .6533 .6013 .5547 .5125 .4761 .4468 .4230 .4032 .3867 .3727 .3610 .3511 .3432 41 $120 .7079 .6479 .5947 .5470 .5042 .4689 .4404 .4170 .3975 .3813 .3676 .3562 .3471 .3398 42 $120 .7039 .6426 .5881 .5393 .4968 .4624 .4343 .4112 .3920 .3760 .3626 .3520 .3435 .3367 43 $120 .7001 .6374 .5816 .5318 .4900 .4561 .4284 .4056 .3866 .3708 .3582 .3482 .3402 .3339 44 $120 .6963 .6322 .5752 .5249 .4837 .4502 .4227 .4000 .3813 .3661 .3541 .3447 .3372 .3313 45 $120 .6926 .6271 .5688 .5186 .4778 .4444 .4171 .3946 .3762 .3618 .3504 .3414 .3344 .3289 46 $120 .6890 .6220 .5626 .5127 .4720 .4388 .4116 .3893 .3716 .3577 .3469 .3384 .3318 .3267 47 $120 .6854 .6170 .5569 .5071 .4665 .4333 .4061 .3843 .3673 .3540 .3436 .3356 .3294 .3248 48 $120 .6820 .6121 .5516 .5017 .4610 .4278 .4009 .3797 .3632 .3504 .3405 .3330 .3273 .3230 49 $120 .6786 .6074 .5465 .4965 .4556 .4224 .3959 .3753 .3593 .3470 .3376 .3306 .3253 .3214 50 $120 .6753 .6029 .5417 .4914 .4503 .4172 .3912 .3711 .3556 .3438 .3350 .3284 .3236 .3200 $250 .6756 .6029 .5380 .4798 .4275 .3810 .3409 .3069 .2782 .2538 .2332 .2158 .2010 .1887 51 $120 .6721 .5987 .5370 .4863 .4450 .4122 .3867 .3670 .3520 .3408 .3325 .3264 .3220 .3188 $250 .6723 .5982 .5319 .4725 .4191 .3725 .3328 .2991 .2707 .2467 .2264 .2094 .1952 .1836 52 $120 .6690 .5947 .5325 .4813 .4400 .4075 .3823 .3631 .3487 .3380 .3302 .3246 .3205 .3177 $250 .6692 .5936 .5258 .4651 .4111 .3645 .3250 .2915 .2634 .2397 .2198 .2033 .1898 .1788 53 $120 .6660 .5909 .5280 .4764 .4351 .4029 .3781 .3594 .3456 .3354 .3281 .3229 .3192 .3167 $250 .6662 .5890 .5198 .4578 .4034 .3568 .3174 .2842 .2562 .2328 .2135 .1976 .1847 .1743 54 $120 .6632 .5872 .5237 .4716 .4304 .3984 .3740 .3559 .3426 .3330 .3262 .3214 .3181 .3158 $250 .6632 .5845 .5139 .4508 .3961 .3494 .3100 .2769 .2492 .2262 .2075 .1922 .1800 .1701 55 $120 .6606 .5837 .5193 .4670 .4257 .3940 .3701 .3526 .3398 .3308 .3245 .3201 .3171 .3151 $250 .6604 .5801 .5080 .4441 .3890 .3422 .3027 .2697 .2423 .2199 .2018 .1872 .1755 .1662 56 $120 .6581 .5803 .5151 .4625 .4212 .3898 .3664 .3494 .3372 .3287 .3228 .3189 .3162 .3144 $250 .6577 .5758 .5023 .4376 .3821 .3351 .2955 .2627 .2357 .2139 .1963 .1823 .1712 .1625 57 $120 .6558 .5770 .5111 .4581 .4168 .3857 .3628 .3464 .3348 .3268 .3214 .3178 .3154 .3138 $250 .6550 .5716 .4968 .4314 .3754 .3281 .2885 .2559 .2294 .2081 .1911 .1778 .1673 .1592 58 $120 .6537 .5737 .5071 .4538 .4126 .3818 .3594 .3435 .3325 .3250 .3201 .3168 .3147 .3134 $250 .6525 .5676 .4916 .4254 .3688 .3212 .2816 .2493 .2233 .2025 .1862 .1735 .1636 .1561 $500 .6526 .5677 .4910 .4225 .3616 .3082 .2617 .2218 .1879 .1592 .1350 .1149 .0982 .0844 59 $120 .6516 .5706 .5032 .4495 .4084 .3779 .3561 .3408 .3304 .3234 .3189 .3160 .3141 .3129 $250 .6501 .5637 .4866 .4196 .3624 .3144 .2749 .2429 .2174 .1972 .1815 .1694 .1602 .1533 $500 .6502 .5637 .4855 .4156 .3537 .2995 .2528 .2129 .1791 .1507 .1271 .1076 .0916 .0785 60 $120 .6497 .5676 .4995 .4454 .4044 .3743 .3529 .3383 .3284 .3220 .3178 .3152 .3136 .3126 $250 .6478 .5601 .4818 .4138 .3560 .3078 .2684 .2367 .2117 .1921 .1771 .1657 .1571 .1507 $500 .6479 .5599 .4802 .4089 .3459 .2911 .2440 .2041 .1705 .1426 .1195 .1006 .0852 .0729 61 $120 .6478 .5647 .4958 .4414 .4004 .3707 .3499 .3359 .3266 .3206 .3169 .3146 .3131 .3123 $250 .6457 .5566 .4772 .4082 .3497 .3013 .2620 .2307 .2062 .1873 .1729 .1622 .1542 .1484 $500 .6457 .5562 .4749 .4022 .3382 .2828 .2355 .1955 .1622 .1346 .1121 .0939 .0793 .0676 62 $120 .6461 .5620 .4923 .4376 .3966 .3673 .3471 .3336 .3249 .3194 .3160 .3140 .3128 .3121 $250 .6437 .5534 .4727 .4028 .3437 .2950 .2558 .2248 .2009 .1827 .1690 .1589 .1516 .1463 $500 .6437 .5527 .4699 .3958 .3308 .2747 .2270 .1871 .1540 .1270 .1051 .0876 .0737 .0627 63 $120 .6445 .5593 .4888 .4338 .3929 .3641 .3444 .3315 .3234 .3183 .3153 .3135 .3125 .3119 $250 .6419 .5503 .4684 .3974 .3377 .2888 .2497 .2192 .1959 .1783 .1654 .1559 .1492 .1444 $500 .6418 .5494 .4650 .3895 .3235 .2668 .2188 .1788 .1461 .1195 .0983 .0815 .0684 .0582 64 $120 .6430 .5568 .4855 .4301 .3894 .3609 .3419 .3296 .3220 .3174 .3146 .3131 .3122 .3117 $250 .6403 .5474 .4643 .3923 .3319 .2828 .2439 .2138 .1910 .1742 .1620 .1532 .1470 .1428 $500 .6401 .5462 .4603 .3835 .3164 .2589 .2107 .1708 .1384 .1124 .0919 .0758 .0635 .0540 $1,000 .6401 .5462 .4603 .3833 .3155 .2571 .2074 .1658 .1314 .1034 .0808 .0627 .0485 .0373 65 $120 .6416 .5544 .4823 .4265 .3859 .3579 .3395 .3278 .3207 .3165 .3141 .3127 .3120 .3116 $250 .6388 .5447 .4603 .3873 .3262 .2769 .2381 .2085 .1864 .1703 .1588 .1507 .1451 .1413 $500 .6386 .5432 .4558 .3776 .3094 .2513 .2027 .1629 .1309 .1055 .0857 .0705 .0589 .0502 $1,000 .6386 .5432 .4557 .3772 .3082 .2489 .1987 .1571 .1229 .0954 .0735 .0562 .0427 .0324 66 $120 .6403 .5520 .4791 .4231 .3826 .3551 .3372 .3262 .3196 .3157 .3136 .3124 .3118 .3115 $250 .6375 .5422 .4565 .3824 .3207 .2712 .2326 .2035 .1821 .1667 .1559 .1484 .1434 .1400 $500 .6372 .5405 .4515 .3720 .3026 .2438 .1949 .1552 .1236 .0989 .0799 .0655 .0547 .0468 $1,000 .6372 .5405 .4514 .3713 .3011 .2408 .1902 .1485 .1147 .0877 .0665 .0500 .0374 .0279 67 $120 .6392 .5499 .4761 .4197 .3794 .3523 .3351 .3246 .3185 .3151 .3132 .3122 .3117 .3114 $250 .6363 .5398 .4529 .3777 .3154 .2656 .2273 .1987 .1779 .1633 .1532 .1464 .1419 .1390 $500 .6359 .5379 .4475 .3665 .2960 .2364 .1873 .1477 .1166 .0926 .0744 .0608 .0509 .0437 $1,000 .6359 .5379 .4472 .3656 .2941 .2329 .1819 .1401 .1066 .0803 .0599 .0443 .0325 .0238 68 $120 .6381 .5478 .4732 .4165 .3763 .3498 .3331 .3232 .3176 .3145 .3128 .3120 .3116 .3114 $250 .6353 .5377 .4494 .3732 .3101 .2602 .2221 .1941 .1740 .1602 .1508 .1446 .1406 .1380 $500 .6348 .5356 .4437 .3612 .2896 .2292 .1798 .1405 .1098 .0866 .0692 .0565 .0474 .0410 $1,000 .6348 .5355 .4433 .3601 .2872 .2251 .1736 .1319 .0988 .0732 .0536 .0389 .0280 .0202 69 $120 .6371 .5458 .4704 .4133 .3734 .3473 .3313 .3220 .3168 .3140 .3125 .3118 .3115 .3113 $250 .6344 .5357 .4462 .3688 .3050 .2549 .2171 .1896 .1704 .1573 .1486 .1430 .1394 .1372 $500 .6339 .5335 .4401 .3561 .2832 .2221 .1725 .1333 .1033 .0808 .0644 .0526 .0443 .0385 $1,000 .6339 .5334 .4396 .3547 .2805 .2175 .1655 .1239 .0913 .0663 .0476 .0339 .0240 .0169 70 $120 .6363 .5440 .4678 .4103 .3706 .3450 .3296 .3208 .3160 .3136 .3123 .3117 .3114 .3113 $250 .6336 .5339 .4431 .3645 .3001 .2498 .2123 .1854 .1669 .1546 .1466 .1416 .1385 .1366 $500 .6331 .5316 .4367 .3513 .2771 .2152 .1654 .1265 .0971 .0754 .0599 .0490 .0415 .0364 $1,000 .6331 .5314 .4361 .3496 .2739 .2099 .1576 .1160 .0839 .0598 .0421 .0293 .0203 .0140 71 $120 .6355 .5422 .4651 .4074 .3678 .3428 .3280 .3197 .3154 .3132 .3121 .3116 .3113 .3112 $250 .6330 .5322 .4401 .3604 .2952 .2447 .2075 .1814 .1637 .1521 .1448 .1403 .1376 .1360 $500 .6325 .5299 .4336 .3465 .2710 .2083 .1582 .1197 .0909 .0702 .0556 .0456 .0390 .0346 $1,000 .6324 .5297 .4328 .3446 .2674 .2023 .1496 .1082 .0767 .0535 .0368 .0250 .0170 .0115 72 $120 .6348 .5406 .4627 .4047 .3653 .3408 .3266 .3188 .3148 .3129 .3119 .3115 .3113 .3112 $250 .6324 .5308 .4374 .3565 .2907 .2400 .2032 .1777 .1607 .1499 .1433 .1393 .1369 .1356 $500 .6320 .5285 .4307 .3421 .2653 .2018 .1516 .1133 .0854 .0655 .0519 .0428 .0368 .0331 $1,000 .6319 .5282 .4298 .3399 .2612 .1952 .1420 .1009 .0701 .0478 .0321 .0214 .0142 .0095 73 $120 .6342 .5391 .4605 .4022 .3630 .3390 .3253 .3180 .3144 .3126 .3118 .3114 .3113 .3112 $250 .6320 .5295 .4350 .3530 .2864 .2357 .1992 .1743 .1582 .1480 .1419 .1384 .1364 .1353 $500 .6316 .5273 .4283 .3381 .2600 .1957 .1453 .1075 .0803 .0613 .0486 .0404 .0351 .0318 $1,000 .6316 .5270 .4272 .3357 .2555 .1884 .1350 .0941 .0640 .0427 .0280 .0182 .0118 .0078 74 $120 .6338 .5383 .4592 .4006 .3616 .3379 .3245 .3176 .3141 .3125 .3117 .3114 .3113 .3112 $250 .6318 .5288 .4335 .3508 .2838 .2329 .1967 .1723 .1566 .1469 .1412 .1379 .1361 .1351 $500 .6314 .5267 .4268 .3356 .2567 .1919 .1414 .1038 .0771 .0588 .0467 .0389 .0341 .0312 $1,000 .6314 .5263 .4257 .3331 .2518 .1841 .1304 .0898 .0602 .0395 .0255 .0164 .0105 .0069
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 6
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0031 .0117 .0245 .0407 .0809 .1293 .1843 .2447 41 $120 .0000 .0028 .0108 .0228 .0382 .0769 .1239 .1777 .2370 42 $120 .0000 .0025 .0098 .0212 .0358 .0729 .1186 .1711 .2293 43 $120 .0000 .0022 .0090 .0196 .0334 .0691 .1134 .1646 .2218 44 $120 .0000 .0019 .0081 .0181 .0312 .0653 .1082 .1582 .2149 45 $120 .0000 .0017 .0074 .0166 .0289 .0616 .1031 .1518 .2086 46 $120 .0000 .0015 .0066 .0152 .0268 .0580 .0980 .1456 .2027 47 $120 .0000 .0013 .0059 .0139 .0248 .0544 .0930 .1399 .1971 48 $120 .0000 .0011 .0053 .0126 .0228 .0510 .0881 .1346 .1917 49 $120 .0000 .0010 .0047 .0114 .0209 .0476 .0834 .1295 .1865 50 $120 .0000 .0008 .0041 .0103 .0191 .0443 .0789 .1247 .1814 $250 .0000 .0008 .0042 .0103 .0192 .0446 .0789 .1210 .1698 51 $120 .0000 .0007 .0036 .0092 .0174 .0411 .0747 .1200 .1763 $250 .0000 .0007 .0037 .0093 .0175 .0413 .0742 .1149 .1625 52 $120 .0000 .0006 .0032 .0082 .0157 .0380 .0707 .1155 .1713 $250 .0000 .0006 .0032 .0082 .0158 .0382 .0696 .1088 .1551 53 $120 .0000 .0005 .0027 .0072 .0141 .0350 .0669 .1110 .1664 $250 .0000 .0005 .0027 .0073 .0142 .0352 .0650 .1028 .1478 54 $120 .0000 .0004 .0023 .0064 .0126 .0322 .0632 .1067 .1616 $250 .0000 .0004 .0024 .0064 .0127 .0322 .0605 .0969 .1408 55 $120 .0000 .0003 .0020 .0055 .0112 .0296 .0597 .1023 .1570 $250 .0000 .0003 .0020 .0056 .0113 .0294 .0561 .0910 .1341 56 $120 .0000 .0003 .0017 .0048 .0099 .0271 .0563 .0981 .1525 $250 .0000 .0003 .0017 .0048 .0100 .0267 .0518 .0853 .1276 57 $120 .0000 .0002 .0014 .0041 .0087 .0248 .0530 .0941 .1481 $250 .0000 .0002 .0014 .0041 .0087 .0240 .0476 .0798 .1214 58 $120 .0000 .0002 .0011 .0035 .0075 .0227 .0497 .0901 .1438 $250 .0000 .0002 .0011 .0035 .0076 .0215 .0436 .0746 .1154 $500 .0000 .0002 .0012 .0035 .0076 .0216 .0437 .0740 .1125 59 $120 .0000 .0001 .0009 .0029 .0065 .0206 .0466 .0862 .1395 $250 .0000 .0001 .0009 .0029 .0065 .0191 .0397 .0696 .1096 $500 .0000 .0001 .0009 .0030 .0065 .0192 .0397 .0685 .1056 60 $120 .0000 .0001 .0007 .0024 .0056 .0187 .0436 .0825 .1354 $250 .0000 .0001 .0007 .0024 .0055 .0168 .0361 .0648 .1038 $500 .0000 .0001 .0007 .0024 .0056 .0169 .0359 .0632 .0989 61 $120 .0000 .0001 .0006 .0020 .0047 .0168 .0407 .0788 .1314 $250 .0000 .0001 .0006 .0020 .0046 .0147 .0326 .0602 .0982 $500 .0000 .0001 .0006 .0020 .0047 .0147 .0322 .0579 .0922 62 $120 .0000 .0000 .0004 .0016 .0040 .0151 .0380 .0753 .1276 $250 .0000 .0000 .0004 .0016 .0038 .0127 .0294 .0557 .0928 $500 .0000 .0000 .0005 .0016 .0039 .0127 .0287 .0529 .0858 63 $120 .0000 .0000 .0003 .0013 .0034 .0135 .0353 .0718 .1238 $250 .0000 .0000 .0003 .0013 .0031 .0109 .0263 .0514 .0874 $500 .0000 .0000 .0003 .0013 .0031 .0108 .0254 .0480 .0795 64 $120 .0000 .0000 .0002 .0010 .0028 .0120 .0328 .0685 .1201 $250 .0000 .0000 .0002 .0010 .0025 .0093 .0234 .0473 .0823 $500 .0000 .0000 .0002 .0010 .0025 .0091 .0222 .0433 .0735 $1,000 .0000 .0000 .0002 .0010 .0025 .0091 .0222 .0433 .0733 65 $120 .0000 .0000 .0002 .0008 .0023 .0106 .0304 .0653 .1165 $250 .0000 .0000 .0002 .0007 .0019 .0078 .0207 .0433 .0773 $500 .0000 .0000 .0002 .0007 .0019 .0076 .0192 .0388 .0676 $1,000 .0000 .0000 .0002 .0007 .0020 .0076 .0192 .0387 .0672 66 $120 .0000 .0000 .0001 .0006 .0018 .0093 .0280 .0621 .1131 $250 .0000 .0000 .0001 .0005 .0015 .0065 .0182 .0395 .0724 $500 .0000 .0000 .0001 .0005 .0015 .0062 .0165 .0345 .0620 $1,000 .0000 .0000 .0001 .0005 .0015 .0062 .0165 .0344 .0613 67 $120 .0000 .0000 .0001 .0004 .0015 .0082 .0259 .0591 .1097 $250 .0000 .0000 .0001 .0004 .0011 .0053 .0158 .0359 .0677 $500 .0000 .0000 .0001 .0004 .0011 .0049 .0139 .0305 .0565 $1,000 .0000 .0000 .0001 .0004 .0011 .0049 .0139 .0302 .0556 68 $120 .0000 .0000 .0001 .0003 .0012 .0071 .0238 .0562 .1065 $250 .0000 .0000 .0000 .0002 .0008 .0043 .0137 .0324 .0632 $500 .0000 .0000 .0000 .0002 .0008 .0038 .0116 .0267 .0512 $1,000 .0000 .0000 .0000 .0002 .0008 .0038 .0115 .0263 .0501 69 $120 .0000 .0000 .0000 .0002 .0009 .0061 .0218 .0534 .1033 $250 .0000 .0000 .0000 .0002 .0006 .0034 .0117 .0292 .0588 $500 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0231 .0461 $1,000 .0000 .0000 .0000 .0002 .0005 .0029 .0094 .0226 .0447 70 $120 .0000 .0000 .0000 .0002 .0007 .0053 .0200 .0508 .1003 $250 .0000 .0000 .0000 .0001 .0004 .0026 .0099 .0261 .0545 $500 .0000 .0000 .0000 .0001 .0003 .0021 .0076 .0197 .0413 $1,000 .0000 .0000 .0000 .0001 .0003 .0021 .0074 .0191 .0396 71 $120 .0000 .0000 .0000 .0001 .0005 .0045 .0182 .0481 .0974 $250 .0000 .0000 .0000 .0001 .0002 .0020 .0082 .0231 .0504 $500 .0000 .0000 .0000 .0000 .0002 .0015 .0059 .0166 .0365 $1,000 .0000 .0000 .0000 .0000 .0002 .0014 .0057 .0158 .0346 72 $120 .0000 .0000 .0000 .0001 .0004 .0038 .0166 .0457 .0947 $250 .0000 .0000 .0000 .0000 .0001 .0014 .0068 .0204 .0465 $500 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0137 .0321 $1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0128 .0299 73 $120 .0000 .0000 .0000 .0000 .0003 .0032 .0151 .0435 .0922 $250 .0000 .0000 .0000 .0000 .0001 .0010 .0055 .0180 .0430 $500 .0000 .0000 .0000 .0000 .0000 .0006 .0033 .0113 .0281 $1,000 .0000 .0000 .0000 .0000 .0000 .0006 .0030 .0102 .0257 74 $120 .0000 .0000 .0000 .0000 .0002 .0028 .0143 .0422 .0906 $250 .0000 .0000 .0000 .0000 .0001 .0008 .0048 .0165 .0408 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0027 .0098 .0256 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0023 .0087 .0231
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 6
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9270 .9118 .8982 .8858 .8744 .8636 .8535 .8439 .8347 .8259 .8175 .8094 .8016 .7941 2 .9221 .9059 .8914 .8782 .8660 .8545 .8437 .8335 .8237 .8144 .8054 .7968 .7885 .7805 3 .9172 .9000 .8846 .8706 .8576 .8454 .8340 .8231 .8128 .8029 .7934 .7843 .7755 .7670 4 .9123 .8941 .8778 .8629 .8492 .8363 .8241 .8127 .8017 .7913 .7813 .7716 .7623 .7534 5 .9075 .8883 .8710 .8553 .8407 .8271 .8143 .8022 .7907 .7797 .7691 .7590 .7492 .7398 6 .9027 .8824 .8642 .8477 .8323 .8180 .8045 .7918 .7797 .7681 .7570 .7463 .7361 .7262 7 .8979 .8766 .8575 .8400 .8239 .8089 .7947 .7814 .7686 .7565 .7449 .7337 .7230 .7126 8 .8932 .8707 .8507 .8324 .8155 .7998 .7850 .7709 .7576 .7449 .7328 .7211 .7099 .6991 9 .8884 .8649 .8440 .8248 .8072 .7907 .7752 .7605 .7466 .7334 .7207 .7085 .6969 .6856 10 .8837 .8592 .8372 .8172 .7988 .7816 .7654 .7501 .7356 .7218 .7086 .6960 .6838 .6721 11 .8790 .8534 .8305 .8097 .7904 .7725 .7557 .7398 .7247 .7103 .6966 .6835 .6708 .6587 12 .8744 .8477 .8238 .8021 .7821 .7634 .7459 .7294 .7137 .6988 .6846 .6709 .6579 .6453 13 .8697 .8419 .8171 .7945 .7737 .7543 .7361 .7190 .7027 .6873 .6725 .6584 .6449 .6320 14 .8650 .8362 .8104 .7870 .7653 .7452 .7263 .7086 .6917 .6757 .6605 .6460 .6320 .6186 15 .8604 .8305 .8037 .7794 .7570 .7361 .7165 .6981 .6807 .6642 .6485 .6335 .6191 .6053 16 .8558 .8247 .7970 .7718 .7486 .7270 .7068 .6877 .6698 .6527 .6365 .6210 .6062 .5921 17 .8512 .8190 .7903 .7642 .7402 .7178 .6970 .6773 .6588 .6412 .6245 .6086 .5934 .5789 18 .8466 .8133 .7836 .7566 .7318 .7087 .6871 .6669 .6478 .6297 .6125 .5962 .5806 .5656 19 .8421 .8076 .7769 .7490 .7233 .6995 .6773 .6564 .6368 .6182 .6005 .5838 .5678 .5525 20 .8375 .8019 .7702 .7414 .7149 .6904 .6675 .6460 .6258 .6067 .5886 .5714 .5550 .5393 21 .8329 .7962 .7635 .7337 .7064 .6812 .6576 .6355 .6148 .5951 .5766 .5589 .5422 .5262 22 .8284 .7905 .7567 .7261 .6979 .6719 .6477 .6250 .6037 .5836 .5646 .5465 .5294 .5130 23 .8238 .7848 .7500 .7184 .6894 .6627 .6378 .6145 .5927 .5721 .5526 .5341 .5166 .4999 24 .8193 .7791 .7432 .7107 .6809 .6534 .6278 .6040 .5816 .5605 .5406 .5217 .5038 .4868 25 .8148 .7733 .7364 .7030 .6723 .6441 .6179 .5934 .5705 .5489 .5285 .5093 .4910 .4736 26 .8103 .7676 .7296 .6952 .6637 .6347 .6079 .5828 .5593 .5372 .5164 .4968 .4782 .4605 27 .8057 .7618 .7228 .6874 .6551 .6254 .5978 .5721 .5481 .5256 .5044 .4843 .4653 .4473 28 .8012 .7561 .7159 .6796 .6465 .6160 .5877 .5615 .5369 .5139 .4922 .4718 .4524 .4340 29 .7967 .7503 .7091 .6718 .6378 .6065 .5776 .5508 .5257 .5022 .4801 .4592 .4395 .4208 30 .7922 .7446 .7022 .6639 .6291 .5970 .5675 .5400 .5144 .4904 .4678 .4466 .4265 .4075 31 .7878 .7388 .6953 .6561 .6203 .5876 .5573 .5292 .5031 .4786 .4556 .4340 .4135 .3941 32 .7833 .7331 .6884 .6481 .6115 .5780 .5470 .5184 .4917 .4667 .4433 .4212 .4004 .3807 33 .7789 .7273 .6815 .6402 .6027 .5684 .5368 .5075 .4802 .4548 .4309 .4084 .3872 .3672 34 .7744 .7215 .6745 .6322 .5938 .5587 .5264 .4965 .4687 .4427 .4184 .3955 .3739 .3536 35 .7700 .7157 .6676 .6242 .5849 .5490 .5160 .4854 .4571 .4306 .4058 .3825 .3606 .3399 36 .7656 .7099 .6606 .6162 .5759 .5392 .5054 .4743 .4453 .4183 .3930 .3694 .3471 .3262 37 .7612 .7042 .6536 .6081 .5669 .5294 .4949 .4630 .4335 .4059 .3802 .3562 .3336 .3126 38 .7568 .6984 .6465 .6000 .5579 .5194 .4842 .4517 .4215 .3935 .3673 .3429 .3202 .2990 39 .7525 .6926 .6395 .5919 .5488 .5095 .4735 .4403 .4095 .3810 .3544 .3298 .3068 .2855 40 .7482 .6869 .6325 .5838 .5397 .4995 .4627 .4288 .3975 .3685 .3416 .3167 .2936 .2721 41 .7440 .6813 .6256 .5757 .5306 .4895 .4519 .4174 .3855 .3560 .3288 .3037 .2805 .2590 42 .7399 .6757 .6187 .5676 .5215 .4795 .4412 .4059 .3735 .3436 .3162 .2909 .2675 .2460 43 .7358 .6701 .6118 .5596 .5124 .4696 .4304 .3945 .3616 .3314 .3037 .2782 .2548 .2334 44 .7318 .6647 .6051 .5516 .5034 .4596 .4196 .3831 .3498 .3192 .2913 .2657 .2424 .2210 45 .7279 .6593 .5983 .5437 .4944 .4497 .4089 .3718 .3380 .3072 .2791 .2535 .2301 .2088 46 .7241 .6540 .5917 .5358 .4854 .4397 .3983 .3606 .3264 .2953 .2671 .2414 .2181 .1970 47 .7204 .6488 .5851 .5279 .4764 .4298 .3877 .3495 .3149 .2835 .2552 .2296 .2064 .1855 48 .7168 .6436 .5785 .5201 .4675 .4200 .3771 .3384 .3034 .2719 .2435 .2179 .1949 .1742 49 .7132 .6385 .5720 .5122 .4585 .4101 .3666 .3274 .2921 .2604 .2320 .2065 .1837 .1632 50 .7097 .6335 .5655 .5044 .4496 .4003 .3561 .3164 .2809 .2491 .2206 .1953 .1727 .1526 51 .7064 .6286 .5590 .4967 .4407 .3906 .3457 .3056 .2698 .2379 .2095 .1843 .1620 .1422 52 .7031 .6237 .5526 .4889 .4319 .3809 .3354 .2948 .2588 .2268 .1986 .1736 .1516 .1322 53 .6999 .6189 .5463 .4813 .4231 .3712 .3251 .2841 .2479 .2160 .1878 .1631 .1414 .1225 54 .6968 .6142 .5401 .4736 .4144 .3616 .3149 .2736 .2372 .2053 .1773 .1529 .1316 .1131 55 .6938 .6096 .5339 .4661 .4057 .3521 .3048 .2631 .2266 .1947 .1670 .1429 .1220 .1040 56 .6909 .6051 .5278 .4586 .3971 .3426 .2947 .2527 .2161 .1843 .1568 .1331 .1128 .0953 57 .6882 .6006 .5218 .4512 .3885 .3332 .2848 .2425 .2058 .1742 .1470 .1237 .1038 .0869 58 .6855 .5963 .5159 .4439 .3801 .3239 .2749 .2323 .1956 .1642 .1373 .1145 .0952 .0789 59 .6830 .5922 .5101 .4367 .3717 .3147 .2651 .2223 .1856 .1543 .1279 .1055 .0868 .0712 60 .6806 .5882 .5045 .4296 .3634 .3056 .2554 .2124 .1758 .1447 .1187 .0969 .0789 .0640 61 .6783 .5843 .4990 .4226 .3553 .2965 .2459 .2026 .1660 .1353 .1098 .0886 .0712 .0570 62 .6762 .5806 .4936 .4158 .3472 .2876 .2364 .1930 .1565 .1262 .1011 .0806 .0640 .0505 63 .6742 .5771 .4885 .4091 .3393 .2788 .2271 .1835 .1472 .1172 .0928 .0730 .0571 .0444 64 .6724 .5738 .4835 .4026 .3315 .2701 .2179 .1742 .1380 .1085 .0847 .0657 .0506 .0388 65 .6708 .5706 .4787 .3962 .3238 .2615 .2088 .1650 .1291 .1001 .0770 .0587 .0445 .0335 66 .6693 .5677 .4741 .3900 .3163 .2530 .1998 .1559 .1203 .0919 .0696 .0522 .0388 .0287 67 .6680 .5650 .4698 .3840 .3089 .2447 .1910 .1471 .1118 .0840 .0625 .0460 .0336 .0243 68 .6668 .5625 .4656 .3782 .3017 .2365 .1823 .1384 .1036 .0765 .0558 .0402 .0287 .0203 69 .6659 .5603 .4617 .3726 .2946 .2283 .1737 .1299 .0955 .0692 .0494 .0349 .0243 .0168 70 .6650 .5582 .4581 .3672 .2877 .2204 .1653 .1215 .0877 .0622 .0435 .0299 .0203 .0137 71 .6643 .5564 .4546 .3619 .2807 .2124 .1568 .1132 .0800 .0555 .0378 .0253 .0167 .0109 72 .6638 .5549 .4515 .3570 .2743 .2048 .1488 .1054 .0729 .0493 .0327 .0213 .0136 .0086 73 .6634 .5536 .4488 .3525 .2682 .1976 .1413 .0981 .0664 .0438 .0282 .0178 .0111 .0067 74 .6632 .5529 .4471 .3497 .2643 .1930 .1364 .0935 .0622 .0404 .0255 .0158 .0096 .0057
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 6
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0385 .0798 .1237 .1695 .2641 .3614 .4602 .5602 2 .0000 .0369 .0772 .1205 .1657 .2592 .3554 .4534 .5526 3 .0000 .0354 .0748 .1174 .1620 .2544 .3496 .4466 .5450 4 .0000 .0339 .0724 .1143 .1583 .2495 .3437 .4398 .5373 5 .0000 .0324 .0701 .1114 .1546 .2447 .3378 .4330 .5297 6 .0000 .0310 .0678 .1084 .1510 .2399 .3320 .4262 .5220 7 .0000 .0296 .0657 .1055 .1474 .2351 .3261 .4194 .5144 8 .0000 .0283 .0635 .1026 .1438 .2303 .3203 .4127 .5068 9 .0000 .0270 .0615 .0998 .1403 .2256 .3145 .4059 .4992 10 .0000 .0258 .0594 .0970 .1368 .2209 .3087 .3992 .4916 11 .0000 .0246 .0574 .0942 .1334 .2162 .3030 .3925 .4840 12 .0000 .0235 .0554 .0915 .1300 .2115 .2972 .3858 .4765 13 .0000 .0224 .0535 .0888 .1265 .2069 .2915 .3791 .4689 14 .0000 .0214 .0516 .0861 .1232 .2022 .2858 .3724 .4613 15 .0000 .0203 .0497 .0834 .1198 .1976 .2800 .3657 .4537 16 .0000 .0193 .0479 .0808 .1164 .1930 .2743 .3590 .4462 17 .0000 .0184 .0461 .0782 .1131 .1884 .2686 .3523 .4386 18 .0000 .0174 .0443 .0756 .1098 .1838 .2629 .3456 .4310 19 .0000 .0165 .0425 .0731 .1066 .1792 .2572 .3389 .4234 20 .0000 .0157 .0408 .0706 .1033 .1747 .2515 .3322 .4158 21 .0000 .0148 .0391 .0681 .1001 .1701 .2458 .3254 .4081 22 .0000 .0140 .0374 .0656 .0968 .1656 .2401 .3187 .4004 23 .0000 .0132 .0358 .0631 .0936 .1610 .2344 .3119 .3928 24 .0000 .0124 .0341 .0607 .0904 .1565 .2286 .3052 .3850 25 .0000 .0117 .0325 .0583 .0873 .1520 .2229 .2984 .3773 26 .0000 .0109 .0310 .0559 .0841 .1474 .2172 .2916 .3696 27 .0000 .0102 .0294 .0536 .0810 .1429 .2114 .2847 .3618 28 .0000 .0095 .0279 .0512 .0779 .1384 .2057 .2779 .3540 29 .0000 .0089 .0264 .0489 .0749 .1339 .1999 .2710 .3462 30 .0000 .0083 .0250 .0467 .0718 .1294 .1942 .2642 .3383 31 .0000 .0077 .0236 .0444 .0688 .1250 .1884 .2573 .3304 32 .0000 .0071 .0222 .0422 .0658 .1205 .1826 .2504 .3225 33 .0000 .0065 .0208 .0401 .0628 .1160 .1769 .2435 .3146 34 .0000 .0060 .0195 .0379 .0599 .1116 .1711 .2365 .3066 35 .0000 .0055 .0182 .0358 .0570 .1072 .1653 .2295 .2986 36 .0000 .0050 .0170 .0338 .0541 .1027 .1595 .2225 .2906 37 .0000 .0045 .0158 .0317 .0512 .0984 .1537 .2155 .2825 38 .0000 .0041 .0146 .0298 .0484 .0940 .1480 .2085 .2744 39 .0000 .0037 .0135 .0278 .0457 .0897 .1422 .2015 .2662 40 .0000 .0033 .0124 .0259 .0430 .0854 .1365 .1945 .2581 41 .0000 .0030 .0114 .0241 .0404 .0812 .1308 .1876 .2500 42 .0000 .0026 .0104 .0224 .0378 .0770 .1252 .1807 .2420 43 .0000 .0023 .0095 .0207 .0353 .0730 .1197 .1738 .2340 44 .0000 .0021 .0086 .0191 .0330 .0690 .1143 .1670 .2260 45 .0000 .0018 .0078 .0176 .0306 .0651 .1089 .1603 .2181 46 .0000 .0016 .0070 .0161 .0284 .0613 .1036 .1537 .2102 47 .0000 .0014 .0063 .0147 .0262 .0576 .0984 .1470 .2023 48 .0000 .0012 .0056 .0134 .0242 .0540 .0932 .1405 .1944 49 .0000 .0010 .0050 .0121 .0222 .0504 .0881 .1339 .1866 50 .0000 .0009 .0044 .0109 .0202 .0469 .0831 .1274 .1788 51 .0000 .0007 .0039 .0098 .0184 .0436 .0782 .1210 .1710 52 .0000 .0006 .0034 .0087 .0167 .0403 .0733 .1146 .1633 53 .0000 .0005 .0029 .0077 .0150 .0371 .0685 .1083 .1556 54 .0000 .0004 .0025 .0068 .0134 .0340 .0638 .1020 .1480 55 .0000 .0003 .0021 .0059 .0119 .0310 .0592 .0958 .1405 56 .0000 .0003 .0018 .0051 .0105 .0281 .0546 .0897 .1330 57 .0000 .0002 .0015 .0044 .0092 .0253 .0502 .0837 .1256 58 .0000 .0002 .0012 .0037 .0080 .0227 .0459 .0778 .1183 59 .0000 .0001 .0010 .0031 .0069 .0202 .0418 .0721 .1111 60 .0000 .0001 .0008 .0026 .0058 .0178 .0378 .0664 .1040 61 .0000 .0001 .0006 .0021 .0049 .0155 .0339 .0609 .0970 62 .0000 .0001 .0005 .0017 .0041 .0134 .0302 .0556 .0902 63 .0000 .0000 .0004 .0013 .0033 .0114 .0267 .0504 .0835 64 .0000 .0000 .0003 .0010 .0026 .0096 .0233 .0455 .0770 65 .0000 .0000 .0002 .0008 .0021 .0080 .0202 .0407 .0706 66 .0000 .0000 .0001 .0006 .0016 .0065 .0173 .0361 .0644 67 .0000 .0000 .0001 .0004 .0012 .0052 .0146 .0317 .0584 68 .0000 .0000 .0001 .0003 .0008 .0040 .0121 .0276 .0526 69 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0237 .0470 70 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0200 .0416 71 .0000 .0000 .0000 .0000 .0002 .0015 .0060 .0165 .0363 72 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0135 .0314 73 .0000 .0000 .0000 .0000 .0000 .0006 .0032 .0107 .0269 74 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0091 .0241
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 6
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7478 .6863 .6317 .5827 .5383 .5001 .4694 .4443 .4235 .4062 .3915 .3791 .3688 .3605 41 $120 .7435 .6806 .6247 .5746 .5296 .4926 .4626 .4380 .4176 .4005 .3861 .3741 .3646 .3570 42 $120 .7394 .6750 .6178 .5665 .5218 .4857 .4562 .4319 .4118 .3949 .3809 .3697 .3608 .3537 43 $120 .7354 .6695 .6110 .5586 .5147 .4791 .4500 .4260 .4061 .3895 .3762 .3657 .3574 .3508 44 $120 .7314 .6640 .6042 .5514 .5081 .4729 .4440 .4202 .4005 .3845 .3720 .3621 .3542 .3480 45 $120 .7275 .6587 .5975 .5448 .5018 .4668 .4381 .4145 .3952 .3800 .3681 .3587 .3513 .3455 46 $120 .7237 .6534 .5910 .5386 .4958 .4609 .4323 .4089 .3903 .3758 .3644 .3555 .3485 .3432 47 $120 .7200 .6481 .5850 .5327 .4900 .4551 .4266 .4037 .3858 .3718 .3609 .3525 .3460 .3411 48 $120 .7164 .6430 .5794 .5270 .4843 .4493 .4211 .3988 .3815 .3680 .3576 .3497 .3438 .3393 49 $120 .7128 .6380 .5741 .5215 .4786 .4437 .4159 .3942 .3774 .3645 .3546 .3473 .3417 .3377 50 $120 .7094 .6333 .5690 .5162 .4730 .4382 .4109 .3898 .3735 .3611 .3519 .3450 .3399 .3362 $250 .7096 .6333 .5652 .5040 .4491 .4002 .3581 .3224 .2922 .2666 .2450 .2266 .2112 .1982 51 $120 .7060 .6289 .5641 .5109 .4675 .4330 .4062 .3855 .3698 .3580 .3493 .3429 .3382 .3348 $250 .7062 .6284 .5587 .4963 .4403 .3913 .3495 .3142 .2843 .2591 .2378 .2199 .2051 .1928 52 $120 .7027 .6247 .5593 .5056 .4622 .4280 .4016 .3814 .3663 .3551 .3469 .3409 .3367 .3337 $250 .7030 .6235 .5523 .4885 .4318 .3829 .3413 .3062 .2767 .2518 .2309 .2136 .1994 .1878 53 $120 .6996 .6207 .5547 .5004 .4570 .4232 .3971 .3775 .3630 .3524 .3447 .3392 .3353 .3326 $250 .6998 .6187 .5460 .4809 .4237 .3748 .3334 .2985 .2691 .2446 .2242 .2076 .1940 .1831 54 $120 .6967 .6169 .5501 .4954 .4521 .4184 .3929 .3738 .3599 .3498 .3427 .3376 .3341 .3317 $250 .6967 .6140 .5398 .4735 .4160 .3670 .3256 .2908 .2617 .2376 .2179 .2019 .1890 .1787 55 $120 .6939 .6132 .5455 .4905 .4472 .4139 .3888 .3703 .3570 .3475 .3408 .3362 .3331 .3309 $250 .6937 .6094 .5336 .4665 .4086 .3594 .3180 .2833 .2545 .2310 .2119 .1966 .1843 .1746 56 $120 .6913 .6096 .5411 .4858 .4425 .4094 .3849 .3670 .3542 .3453 .3391 .3349 .3321 .3303 $250 .6908 .6049 .5276 .4597 .4014 .3520 .3104 .2759 .2476 .2247 .2062 .1915 .1799 .1707 57 $120 .6889 .6061 .5368 .4812 .4378 .4051 .3811 .3638 .3517 .3433 .3376 .3338 .3313 .3297 $250 .6881 .6005 .5219 .4532 .3944 .3446 .3030 .2688 .2410 .2186 .2008 .1867 .1757 .1672 58 $120 .6866 .6027 .5327 .4766 .4334 .4010 .3775 .3608 .3493 .3414 .3362 .3328 .3306 .3292 $250 .6854 .5962 .5164 .4469 .3874 .3374 .2958 .2619 .2345 .2127 .1956 .1822 .1719 .1640 $500 .6855 .5963 .5158 .4438 .3799 .3237 .2749 .2330 .1973 .1672 .1418 .1207 .1032 .0887 59 $120 .6845 .5994 .5286 .4722 .4290 .3970 .3740 .3580 .3470 .3397 .3350 .3319 .3299 .3287 $250 .6829 .5921 .5111 .4407 .3806 .3302 .2888 .2552 .2283 .2071 .1907 .1780 .1683 .1610 $500 .6829 .5921 .5100 .4365 .3715 .3146 .2655 .2236 .1881 .1583 .1335 .1130 .0962 .0824 60 $120 .6824 .5962 .5247 .4679 .4248 .3931 .3707 .3553 .3450 .3382 .3338 .3311 .3294 .3284 $250 .6805 .5883 .5061 .4347 .3739 .3233 .2819 .2486 .2223 .2018 .1860 .1740 .1650 .1583 $500 .6805 .5881 .5044 .4295 .3633 .3058 .2563 .2144 .1791 .1498 .1255 .1057 .0895 .0765 61 $120 .6805 .5932 .5208 .4637 .4206 .3894 .3676 .3528 .3431 .3368 .3328 .3304 .3289 .3281 $250 .6782 .5847 .5013 .4288 .3674 .3165 .2752 .2423 .2166 .1967 .1816 .1704 .1620 .1559 $500 .6783 .5843 .4989 .4225 .3553 .2971 .2473 .2054 .1703 .1414 .1178 .0987 .0833 .0710 62 $120 .6787 .5903 .5171 .4596 .4166 .3858 .3646 .3505 .3413 .3355 .3320 .3298 .3285 .3278 $250 .6762 .5813 .4966 .4231 .3610 .3099 .2687 .2362 .2110 .1919 .1775 .1669 .1592 .1537 $500 .6762 .5806 .4935 .4158 .3475 .2886 .2385 .1965 .1618 .1334 .1104 .0920 .0774 .0659 63 $120 .6770 .5875 .5135 .4556 .4128 .3824 .3618 .3483 .3397 .3344 .3312 .3293 .3282 .3276 $250 .6743 .5780 .4920 .4175 .3548 .3034 .2623 .2303 .2057 .1873 .1737 .1638 .1567 .1517 $500 .6742 .5771 .4884 .4092 .3398 .2802 .2298 .1879 .1534 .1256 .1033 .0856 .0718 .0611 64 $120 .6754 .5848 .5100 .4518 .4090 .3791 .3591 .3462 .3382 .3334 .3305 .3289 .3279 .3274 $250 .6726 .5750 .4877 .4121 .3487 .2970 .2562 .2245 .2007 .1830 .1701 .1609 .1545 .1500 $500 .6724 .5737 .4835 .4028 .3323 .2720 .2213 .1794 .1453 .1181 .0965 .0797 .0667 .0568 $1,000 .6724 .5738 .4835 .4026 .3315 .2700 .2178 .1741 .1380 .1086 .0848 .0659 .0509 .0392 65 $120 .6740 .5823 .5066 .4480 .4054 .3760 .3566 .3443 .3369 .3325 .3299 .3285 .3277 .3273 $250 .6710 .5722 .4835 .4068 .3427 .2909 .2502 .2190 .1958 .1789 .1668 .1583 .1524 .1484 $500 .6708 .5706 .4788 .3967 .3250 .2639 .2129 .1711 .1375 .1108 .0900 .0740 .0619 .0528 $1,000 .6708 .5706 .4787 .3962 .3238 .2614 .2088 .1650 .1291 .1002 .0772 .0590 .0449 .0340 66 $120 .6726 .5799 .5033 .4444 .4019 .3730 .3542 .3426 .3357 .3317 .3294 .3282 .3275 .3272 $250 .6696 .5695 .4795 .4017 .3369 .2848 .2443 .2138 .1913 .1751 .1637 .1559 .1506 .1471 $500 .6693 .5677 .4743 .3907 .3179 .2561 .2047 .1630 .1298 .1039 .0839 .0688 .0575 .0492 $1,000 .6693 .5677 .4741 .3900 .3163 .2530 .1998 .1560 .1205 .0921 .0699 .0526 .0393 .0293 67 $120 .6714 .5776 .5001 .4409 .3985 .3701 .3520 .3410 .3346 .3310 .3290 .3279 .3274 .3271 $250 .6684 .5671 .4757 .3968 .3313 .2790 .2387 .2087 .1869 .1715 .1609 .1538 .1490 .1460 $500 .6680 .5651 .4701 .3850 .3109 .2483 .1967 .1552 .1225 .0973 .0781 .0639 .0535 .0459 $1,000 .6680 .5650 .4698 .3840 .3089 .2447 .1910 .1472 .1120 .0843 .0629 .0465 .0342 .0250 68 $120 .6703 .5754 .4971 .4375 .3953 .3674 .3499 .3395 .3336 .3303 .3286 .3277 .3273 .3271 $250 .6673 .5648 .4721 .3920 .3258 .2733 .2333 .2038 .1828 .1682 .1584 .1519 .1477 .1450 $500 .6668 .5626 .4661 .3794 .3042 .2408 .1889 .1475 .1154 .0909 .0727 .0594 .0498 .0430 $1,000 .6668 .5625 .4656 .3782 .3017 .2365 .1824 .1386 .1038 .0768 .0563 .0409 .0295 .0212 69 $120 .6693 .5733 .4942 .4342 .3922 .3648 .3480 .3382 .3327 .3298 .3283 .3276 .3272 .3270 $250 .6664 .5627 .4687 .3874 .3204 .2678 .2280 .1992 .1790 .1652 .1561 .1502 .1465 .1442 $500 .6659 .5604 .4623 .3741 .2975 .2333 .1812 .1401 .1085 .0849 .0676 .0552 .0465 .0405 $1,000 .6659 .5603 .4617 .3726 .2946 .2284 .1739 .1301 .0959 .0697 .0500 .0356 .0252 .0177 70 $120 .6683 .5714 .4914 .4310 .3893 .3624 .3462 .3370 .3320 .3294 .3280 .3274 .3271 .3270 $250 .6656 .5608 .4654 .3829 .3152 .2624 .2230 .1948 .1754 .1624 .1540 .1487 .1454 .1435 $500 .6650 .5584 .4588 .3690 .2911 .2261 .1737 .1329 .1020 .0792 .0629 .0514 .0436 .0382 $1,000 .6650 .5582 .4581 .3672 .2877 .2205 .1655 .1219 .0882 .0628 .0442 .0308 .0213 .0147 71 $120 .6675 .5695 .4886 .4279 .3864 .3601 .3445 .3359 .3313 .3290 .3278 .3273 .3270 .3269 $250 .6649 .5590 .4623 .3785 .3101 .2571 .2180 .1905 .1719 .1598 .1521 .1474 .1445 .1429 $500 .6644 .5566 .4554 .3639 .2847 .2188 .1662 .1257 .0955 .0737 .0584 .0479 .0409 .0363 $1,000 .6643 .5564 .4546 .3619 .2808 .2125 .1571 .1136 .0806 .0562 .0386 .0263 .0178 .0121 72 $120 .6668 .5678 .4861 .4251 .3837 .3580 .3430 .3349 .3307 .3286 .3276 .3272 .3270 .3269 $250 .6643 .5575 .4595 .3745 .3053 .2521 .2135 .1866 .1689 .1575 .1505 .1463 .1438 .1424 $500 .6638 .5552 .4525 .3594 .2787 .2120 .1592 .1191 .0897 .0688 .0545 .0450 .0387 .0347 $1,000 .6638 .5549 .4515 .3571 .2744 .2050 .1492 .1060 .0736 .0502 .0337 .0224 .0149 .0099 73 $120 .6662 .5663 .4837 .4224 .3813 .3561 .3417 .3341 .3302 .3284 .3275 .3271 .3270 .3269 $250 .6639 .5562 .4569 .3708 .3009 .2476 .2093 .1831 .1661 .1555 .1491 .1454 .1433 .1421 $500 .6635 .5539 .4498 .3552 .2731 .2056 .1526 .1129 .0843 .0644 .0511 .0424 .0369 .0334 $1,000 .6634 .5536 .4488 .3526 .2684 .1979 .1418 .0988 .0672 .0448 .0294 .0191 .0124 .0082 74 $120 .6658 .5654 .4823 .4208 .3798 .3549 .3409 .3336 .3299 .3282 .3274 .3271 .3269 .3269 $250 .6637 .5555 .4554 .3685 .2981 .2447 .2066 .1810 .1645 .1543 .1483 .1449 .1429 .1419 $500 .6633 .5532 .4483 .3525 .2696 .2016 .1485 .1090 .0810 .0618 .0490 .0409 .0358 .0327 $1,000 .6632 .5529 .4472 .3498 .2645 .1934 .1370 .0943 .0632 .0415 .0268 .0172 .0110 .0072
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 6
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0033 .0123 .0258 .0427 .0849 .1358 .1936 .2570 41 $120 .0000 .0029 .0113 .0240 .0401 .0807 .1302 .1867 .2489 42 $120 .0000 .0026 .0103 .0222 .0376 .0766 .1246 .1798 .2409 43 $120 .0000 .0023 .0094 .0206 .0351 .0725 .1191 .1729 .2330 44 $120 .0000 .0020 .0085 .0190 .0327 .0686 .1136 .1661 .2258 45 $120 .0000 .0018 .0077 .0174 .0304 .0647 .1083 .1594 .2191 46 $120 .0000 .0016 .0070 .0160 .0282 .0609 .1030 .1530 .2129 47 $120 .0000 .0014 .0062 .0146 .0260 .0572 .0977 .1470 .2070 48 $120 .0000 .0012 .0056 .0132 .0240 .0535 .0926 .1414 .2014 49 $120 .0000 .0010 .0049 .0120 .0220 .0500 .0876 .1360 .1959 50 $120 .0000 .0009 .0044 .0108 .0201 .0465 .0829 .1310 .1905 $250 .0000 .0009 .0044 .0109 .0202 .0468 .0829 .1271 .1784 51 $120 .0000 .0007 .0038 .0097 .0182 .0432 .0784 .1261 .1852 $250 .0000 .0007 .0038 .0097 .0183 .0434 .0780 .1207 .1706 52 $120 .0000 .0006 .0033 .0086 .0165 .0399 .0743 .1213 .1800 $250 .0000 .0006 .0033 .0087 .0166 .0401 .0731 .1143 .1629 53 $120 .0000 .0005 .0029 .0076 .0148 .0368 .0703 .1166 .1748 $250 .0000 .0005 .0029 .0077 .0149 .0370 .0683 .1080 .1553 54 $120 .0000 .0004 .0025 .0067 .0133 .0338 .0664 .1120 .1698 $250 .0000 .0004 .0025 .0067 .0134 .0339 .0636 .1017 .1479 55 $120 .0000 .0003 .0021 .0058 .0118 .0311 .0627 .1075 .1649 $250 .0000 .0003 .0021 .0059 .0119 .0309 .0590 .0956 .1408 56 $120 .0000 .0003 .0018 .0050 .0104 .0285 .0591 .1031 .1602 $250 .0000 .0003 .0018 .0051 .0105 .0280 .0545 .0896 .1341 57 $120 .0000 .0002 .0015 .0043 .0091 .0261 .0556 .0988 .1555 $250 .0000 .0002 .0015 .0044 .0092 .0252 .0501 .0838 .1276 58 $120 .0000 .0002 .0012 .0037 .0079 .0238 .0522 .0946 .1510 $250 .0000 .0002 .0012 .0037 .0080 .0226 .0458 .0784 .1212 $500 .0000 .0002 .0012 .0037 .0080 .0227 .0459 .0778 .1181 59 $120 .0000 .0001 .0010 .0031 .0068 .0216 .0490 .0906 .1466 $250 .0000 .0001 .0010 .0031 .0068 .0201 .0417 .0731 .1151 $500 .0000 .0001 .0010 .0031 .0069 .0201 .0417 .0720 .1109 60 $120 .0000 .0001 .0008 .0025 .0059 .0196 .0458 .0866 .1423 $250 .0000 .0001 .0008 .0026 .0058 .0177 .0379 .0681 .1091 $500 .0000 .0001 .0008 .0026 .0058 .0177 .0377 .0663 .1038 61 $120 .0000 .0001 .0006 .0021 .0050 .0177 .0428 .0828 .1381 $250 .0000 .0001 .0006 .0021 .0049 .0154 .0342 .0632 .1032 $500 .0000 .0001 .0006 .0021 .0049 .0155 .0338 .0608 .0969 62 $120 .0000 .0000 .0005 .0017 .0042 .0159 .0399 .0791 .1340 $250 .0000 .0001 .0005 .0017 .0040 .0133 .0308 .0585 .0974 $500 .0000 .0001 .0005 .0017 .0040 .0134 .0301 .0555 .0901 63 $120 .0000 .0000 .0003 .0013 .0035 .0142 .0371 .0755 .1300 $250 .0000 .0000 .0004 .0013 .0033 .0115 .0276 .0540 .0919 $500 .0000 .0000 .0004 .0013 .0033 .0114 .0266 .0504 .0836 64 $120 .0000 .0000 .0003 .0010 .0029 .0126 .0344 .0719 .1261 $250 .0000 .0000 .0003 .0010 .0026 .0097 .0246 .0497 .0864 $500 .0000 .0000 .0003 .0010 .0026 .0096 .0233 .0454 .0772 $1,000 .0000 .0000 .0003 .0010 .0026 .0096 .0233 .0455 .0769 65 $120 .0000 .0000 .0002 .0008 .0024 .0111 .0319 .0686 .1224 $250 .0000 .0000 .0002 .0008 .0020 .0082 .0218 .0455 .0812 $500 .0000 .0000 .0002 .0008 .0020 .0080 .0202 .0407 .0710 $1,000 .0000 .0000 .0002 .0008 .0021 .0080 .0202 .0407 .0706 66 $120 .0000 .0000 .0001 .0006 .0019 .0098 .0295 .0653 .1188 $250 .0000 .0000 .0001 .0006 .0016 .0068 .0191 .0415 .0761 $500 .0000 .0000 .0001 .0006 .0016 .0065 .0173 .0363 .0651 $1,000 .0000 .0000 .0001 .0006 .0016 .0065 .0173 .0361 .0644 67 $120 .0000 .0000 .0001 .0005 .0016 .0086 .0272 .0621 .1152 $250 .0000 .0000 .0001 .0004 .0012 .0056 .0166 .0377 .0711 $500 .0000 .0000 .0001 .0004 .0011 .0052 .0146 .0320 .0593 $1,000 .0000 .0000 .0001 .0004 .0012 .0052 .0146 .0317 .0584 68 $120 .0000 .0000 .0001 .0003 .0012 .0075 .0250 .0591 .1118 $250 .0000 .0000 .0001 .0003 .0008 .0045 .0144 .0341 .0664 $500 .0000 .0000 .0001 .0003 .0008 .0040 .0122 .0280 .0538 $1,000 .0000 .0000 .0001 .0003 .0008 .0040 .0121 .0276 .0526 69 $120 .0000 .0000 .0000 .0002 .0009 .0064 .0229 .0561 .1086 $250 .0000 .0000 .0000 .0002 .0006 .0036 .0123 .0306 .0617 $500 .0000 .0000 .0000 .0002 .0006 .0030 .0100 .0243 .0485 $1,000 .0000 .0000 .0000 .0002 .0006 .0030 .0098 .0237 .0470 70 $120 .0000 .0000 .0000 .0002 .0007 .0055 .0210 .0533 .1054 $250 .0000 .0000 .0000 .0001 .0004 .0028 .0104 .0274 .0573 $500 .0000 .0000 .0000 .0001 .0004 .0022 .0080 .0207 .0433 $1,000 .0000 .0000 .0000 .0001 .0004 .0022 .0078 .0200 .0416 71 $120 .0000 .0000 .0000 .0001 .0005 .0047 .0191 .0506 .1023 $250 .0000 .0000 .0000 .0001 .0002 .0021 .0086 .0242 .0529 $500 .0000 .0000 .0000 .0000 .0002 .0015 .0062 .0174 .0383 $1,000 .0000 .0000 .0000 .0000 .0002 .0015 .0060 .0166 .0363 72 $120 .0000 .0000 .0000 .0001 .0004 .0040 .0174 .0480 .0994 $250 .0000 .0000 .0000 .0000 .0001 .0015 .0071 .0214 .0489 $500 .0000 .0000 .0000 .0000 .0001 .0010 .0047 .0144 .0337 $1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0044 .0135 .0315 73 $120 .0000 .0000 .0000 .0000 .0003 .0033 .0159 .0457 .0968 $250 .0000 .0000 .0000 .0000 .0001 .0011 .0058 .0189 .0452 $500 .0000 .0000 .0000 .0000 .0001 .0006 .0035 .0118 .0295 $1,000 .0000 .0000 .0000 .0000 .0000 .0006 .0032 .0108 .0270 74 $120 .0000 .0000 .0000 .0000 .0002 .0030 .0150 .0443 .0952 $250 .0000 .0000 .0000 .0000 .0001 .0009 .0050 .0173 .0429 $500 .0000 .0000 .0000 .0000 .0000 .0004 .0028 .0103 .0269 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0091 .0242
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3419.2
NEW SECTION
WAC 296-17B-970 Hazard Group 7 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 7
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8868 .8733 .8613 .8503 .8401 .8306 .8216 .8130 .8049 .7971 .7896 .7824 .7754 .7687 2 .8823 .8680 .8551 .8434 .8325 .8224 .8128 .8037 .7950 .7867 .7787 .7710 .7636 .7565 3 .8779 .8627 .8490 .8366 .8250 .8142 .8040 .7943 .7851 .7763 .7678 .7597 .7519 .7443 4 .8735 .8573 .8429 .8296 .8174 .8059 .7951 .7849 .7751 .7658 .7569 .7482 .7399 .7319 5 .8691 .8520 .8367 .8227 .8098 .7977 .7862 .7754 .7651 .7553 .7459 .7368 .7280 .7196 6 .8648 .8467 .8305 .8158 .8021 .7894 .7774 .7660 .7551 .7448 .7349 .7253 .7161 .7072 7 .8604 .8414 .8244 .8089 .7945 .7811 .7685 .7565 .7451 .7343 .7239 .7139 .7042 .6949 8 .8561 .8361 .8182 .8020 .7869 .7728 .7596 .7471 .7351 .7238 .7129 .7024 .6923 .6826 9 .8517 .8308 .8121 .7950 .7793 .7645 .7507 .7376 .7251 .7132 .7018 .6909 .6804 .6703 10 .8474 .8255 .8060 .7881 .7716 .7563 .7418 .7281 .7151 .7027 .6908 .6794 .6685 .6579 11 .8431 .8203 .7998 .7812 .7640 .7480 .7329 .7186 .7051 .6922 .6798 .6680 .6566 .6456 12 .8388 .8150 .7937 .7743 .7564 .7397 .7239 .7091 .6950 .6816 .6688 .6565 .6447 .6333 13 .8345 .8097 .7876 .7674 .7487 .7313 .7150 .6996 .6850 .6710 .6577 .6450 .6328 .6210 14 .8303 .8045 .7814 .7604 .7410 .7230 .7060 .6900 .6749 .6604 .6467 .6335 .6209 .6087 15 .8260 .7992 .7752 .7534 .7333 .7146 .6970 .6804 .6647 .6498 .6356 .6220 .6089 .5964 16 .8217 .7939 .7691 .7465 .7256 .7062 .6880 .6709 .6546 .6392 .6245 .6105 .5970 .5841 17 .8174 .7886 .7629 .7395 .7179 .6978 .6790 .6612 .6445 .6286 .6134 .5989 .5851 .5718 18 .8132 .7833 .7567 .7324 .7101 .6893 .6699 .6516 .6343 .6179 .6023 .5874 .5732 .5595 19 .8089 .7780 .7505 .7254 .7023 .6808 .6608 .6419 .6241 .6072 .5911 .5758 .5612 .5472 20 .8047 .7727 .7442 .7183 .6945 .6723 .6517 .6322 .6139 .5965 .5800 .5643 .5493 .5349 21 .8004 .7674 .7380 .7112 .6866 .6638 .6425 .6225 .6036 .5857 .5688 .5526 .5373 .5226 22 .7962 .7621 .7317 .7041 .6787 .6552 .6333 .6127 .5933 .5749 .5575 .5410 .5253 .5102 23 .7919 .7568 .7254 .6969 .6708 .6466 .6240 .6028 .5829 .5641 .5463 .5294 .5132 .4978 24 .7876 .7514 .7191 .6897 .6628 .6379 .6147 .5930 .5725 .5532 .5350 .5176 .5012 .4854 25 .7834 .7460 .7127 .6825 .6548 .6292 .6054 .5830 .5621 .5423 .5236 .5059 .4890 .4730 26 .7791 .7406 .7063 .6752 .6467 .6204 .5959 .5731 .5516 .5314 .5122 .4941 .4769 .4605 27 .7748 .7352 .6999 .6679 .6386 .6116 .5865 .5631 .5411 .5204 .5008 .4823 .4647 .4480 28 .7705 .7298 .6934 .6606 .6305 .6027 .5770 .5530 .5305 .5093 .4893 .4704 .4524 .4354 29 .7663 .7243 .6870 .6532 .6223 .5938 .5675 .5428 .5198 .4982 .4778 .4584 .4401 .4227 30 .7620 .7189 .6805 .6458 .6141 .5849 .5578 .5326 .5091 .4870 .4661 .4464 .4277 .4100 31 .7577 .7134 .6739 .6383 .6058 .5759 .5482 .5224 .4983 .4757 .4544 .4343 .4153 .3972 32 .7534 .7079 .6674 .6308 .5974 .5668 .5384 .5121 .4874 .4644 .4426 .4221 .4027 .3843 33 .7492 .7024 .6608 .6233 .5891 .5576 .5286 .5017 .4765 .4530 .4308 .4099 .3901 .3714 34 .7449 .6968 .6541 .6156 .5806 .5484 .5187 .4912 .4655 .4414 .4188 .3975 .3773 .3583 35 .7406 .6913 .6475 .6080 .5721 .5391 .5088 .4806 .4543 .4298 .4067 .3850 .3645 .3451 36 .7363 .6857 .6408 .6003 .5634 .5297 .4987 .4699 .4430 .4180 .3945 .3723 .3515 .3318 37 .7320 .6801 .6340 .5925 .5548 .5203 .4885 .4591 .4317 .4061 .3821 .3596 .3384 .3185 38 .7278 .6745 .6272 .5847 .5461 .5107 .4782 .4481 .4202 .3941 .3696 .3467 .3253 .3053 39 .7235 .6689 .6204 .5768 .5373 .5011 .4679 .4371 .4086 .3820 .3571 .3339 .3123 .2921 40 .7193 .6634 .6137 .5690 .5285 .4915 .4575 .4261 .3970 .3698 .3446 .3212 .2994 .2791 41 .7152 .6578 .6069 .5611 .5197 .4818 .4471 .4150 .3853 .3577 .3322 .3085 .2866 .2662 42 .7111 .6524 .6002 .5533 .5109 .4722 .4366 .4039 .3736 .3457 .3199 .2960 .2739 .2534 43 .7071 .6469 .5935 .5455 .5021 .4625 .4262 .3928 .3620 .3337 .3076 .2836 .2614 .2409 44 .7031 .6416 .5869 .5377 .4933 .4528 .4157 .3817 .3505 .3219 .2955 .2713 .2490 .2285 45 .6992 .6363 .5802 .5300 .4845 .4431 .4052 .3707 .3390 .3101 .2835 .2592 .2369 .2164 46 .6954 .6310 .5737 .5222 .4757 .4334 .3948 .3597 .3276 .2984 .2716 .2472 .2249 .2046 47 .6917 .6258 .5671 .5145 .4669 .4237 .3844 .3487 .3163 .2867 .2599 .2354 .2132 .1930 48 .6880 .6206 .5606 .5067 .4581 .4140 .3740 .3378 .3050 .2752 .2482 .2238 .2017 .1817 49 .6844 .6155 .5541 .4990 .4492 .4043 .3637 .3270 .2938 .2638 .2368 .2124 .1904 .1706 50 .6808 .6105 .5477 .4913 .4404 .3946 .3534 .3162 .2827 .2525 .2254 .2011 .1793 .1597 51 .6774 .6055 .5412 .4835 .4317 .3850 .3431 .3054 .2716 .2414 .2143 .1901 .1685 .1492 52 .6740 .6006 .5348 .4758 .4229 .3754 .3328 .2947 .2607 .2303 .2033 .1792 .1579 .1390 53 .6707 .5957 .5285 .4682 .4141 .3658 .3226 .2841 .2498 .2194 .1924 .1686 .1476 .1290 54 .6675 .5909 .5222 .4606 .4054 .3562 .3124 .2735 .2391 .2086 .1818 .1582 .1375 .1193 55 .6644 .5862 .5159 .4530 .3968 .3467 .3023 .2631 .2284 .1980 .1713 .1480 .1277 .1100 56 .6614 .5815 .5097 .4454 .3881 .3372 .2923 .2526 .2179 .1875 .1611 .1381 .1182 .1010 57 .6585 .5770 .5036 .4380 .3795 .3278 .2823 .2423 .2075 .1772 .1510 .1284 .1089 .0923 58 .6556 .5725 .4976 .4306 .3710 .3184 .2723 .2321 .1972 .1671 .1411 .1189 .1000 .0839 59 .6530 .5682 .4917 .4233 .3626 .3091 .2625 .2220 .1871 .1571 .1315 .1098 .0914 .0759 60 .6504 .5640 .4859 .4160 .3542 .2999 .2527 .2120 .1771 .1473 .1221 .1009 .0831 .0682 61 .6480 .5600 .4802 .4089 .3459 .2908 .2430 .2021 .1672 .1377 .1129 .0923 .0751 .0610 62 .6457 .5561 .4747 .4019 .3377 .2817 .2335 .1923 .1575 .1283 .1040 .0840 .0675 .0541 63 .6436 .5524 .4694 .3951 .3296 .2727 .2240 .1826 .1479 .1191 .0954 .0760 .0603 .0476 64 .6416 .5488 .4642 .3883 .3216 .2639 .2146 .1731 .1386 .1102 .0870 .0683 .0534 .0415 65 .6398 .5455 .4592 .3818 .3138 .2551 .2053 .1637 .1294 .1014 .0790 .0611 .0469 .0359 66 .6382 .5424 .4544 .3754 .3060 .2464 .1961 .1544 .1204 .0930 .0712 .0542 .0409 .0307 67 .6367 .5395 .4498 .3691 .2984 .2379 .1871 .1453 .1116 .0848 .0638 .0476 .0353 .0260 68 .6354 .5368 .4454 .3631 .2910 .2294 .1781 .1364 .1030 .0769 .0568 .0415 .0301 .0217 69 .6343 .5344 .4413 .3572 .2836 .2210 .1693 .1275 .0946 .0693 .0501 .0358 .0253 .0178 70 .6334 .5322 .4374 .3516 .2764 .2128 .1605 .1189 .0865 .0620 .0438 .0305 .0210 .0144 71 .6326 .5302 .4337 .3460 .2692 .2044 .1517 .1102 .0784 .0548 .0377 .0255 .0171 .0113 72 .6320 .5285 .4304 .3408 .2624 .1965 .1433 .1020 .0709 .0483 .0323 .0212 .0137 .0087 73 .6316 .5271 .4275 .3361 .2560 .1889 .1353 .0942 .0639 .0423 .0274 .0174 .0108 .0066 74 .6314 .5264 .4257 .3331 .2518 .1840 .1301 .0893 .0595 .0386 .0245 .0152 .0092 .0055
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 7
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0376 .0777 .1202 .1645 .2558 .3493 .4443 .5403 2 .0000 .0361 .0754 .1173 .1610 .2513 .3440 .4381 .5334 3 .0000 .0347 .0731 .1145 .1577 .2469 .3387 .4320 .5266 4 .0000 .0333 .0709 .1117 .1543 .2425 .3333 .4259 .5196 5 .0000 .0319 .0688 .1090 .1510 .2381 .3280 .4197 .5127 6 .0000 .0306 .0668 .1063 .1477 .2338 .3227 .4135 .5058 7 .0000 .0293 .0648 .1036 .1444 .2294 .3174 .4074 .4989 8 .0000 .0281 .0628 .1010 .1411 .2251 .3121 .4012 .4920 9 .0000 .0269 .0609 .0984 .1379 .2207 .3068 .3951 .4850 10 .0000 .0258 .0590 .0958 .1347 .2164 .3015 .3890 .4781 11 .0000 .0247 .0571 .0932 .1315 .2121 .2963 .3828 .4712 12 .0000 .0236 .0553 .0907 .1284 .2078 .2910 .3767 .4643 13 .0000 .0226 .0535 .0882 .1252 .2035 .2857 .3706 .4574 14 .0000 .0216 .0517 .0857 .1221 .1993 .2805 .3644 .4504 15 .0000 .0206 .0499 .0832 .1189 .1950 .2752 .3582 .4434 16 .0000 .0197 .0482 .0808 .1158 .1907 .2699 .3521 .4365 17 .0000 .0187 .0465 .0783 .1127 .1864 .2646 .3459 .4295 18 .0000 .0178 .0448 .0759 .1096 .1822 .2593 .3397 .4224 19 .0000 .0170 .0431 .0735 .1066 .1779 .2540 .3335 .4154 20 .0000 .0161 .0415 .0711 .1035 .1737 .2487 .3272 .4083 21 .0000 .0153 .0398 .0687 .1005 .1694 .2434 .3210 .4012 22 .0000 .0145 .0382 .0664 .0974 .1652 .2381 .3147 .3941 23 .0000 .0137 .0366 .0641 .0944 .1609 .2328 .3084 .3869 24 .0000 .0130 .0351 .0617 .0914 .1566 .2274 .3021 .3797 25 .0000 .0122 .0335 .0594 .0884 .1524 .2220 .2957 .3725 26 .0000 .0115 .0320 .0572 .0854 .1481 .2166 .2893 .3652 27 .0000 .0108 .0305 .0549 .0824 .1438 .2112 .2829 .3579 28 .0000 .0101 .0290 .0527 .0794 .1395 .2058 .2764 .3506 29 .0000 .0095 .0276 .0504 .0765 .1353 .2003 .2700 .3432 30 .0000 .0088 .0262 .0482 .0736 .1310 .1949 .2635 .3358 31 .0000 .0082 .0248 .0461 .0706 .1267 .1894 .2569 .3283 32 .0000 .0076 .0234 .0439 .0677 .1224 .1839 .2504 .3208 33 .0000 .0071 .0221 .0418 .0649 .1182 .1784 .2438 .3133 34 .0000 .0065 .0207 .0397 .0620 .1139 .1728 .2371 .3056 35 .0000 .0060 .0195 .0376 .0592 .1096 .1673 .2305 .2980 36 .0000 .0055 .0182 .0356 .0563 .1053 .1617 .2238 .2903 37 .0000 .0050 .0170 .0336 .0535 .1010 .1561 .2170 .2825 38 .0000 .0046 .0158 .0316 .0508 .0968 .1505 .2102 .2747 39 .0000 .0041 .0146 .0296 .0480 .0925 .1449 .2034 .2668 40 .0000 .0037 .0135 .0277 .0453 .0883 .1394 .1967 .2590 41 .0000 .0034 .0125 .0259 .0427 .0842 .1338 .1899 .2511 42 .0000 .0030 .0115 .0241 .0402 .0801 .1284 .1832 .2433 43 .0000 .0027 .0105 .0224 .0377 .0761 .1229 .1765 .2355 44 .0000 .0024 .0096 .0208 .0352 .0721 .1176 .1699 .2277 45 .0000 .0021 .0087 .0192 .0329 .0682 .1123 .1632 .2200 46 .0000 .0019 .0079 .0176 .0306 .0644 .1070 .1567 .2122 47 .0000 .0016 .0071 .0162 .0284 .0607 .1018 .1501 .2045 48 .0000 .0014 .0064 .0148 .0262 .0570 .0966 .1436 .1967 49 .0000 .0012 .0057 .0134 .0241 .0534 .0915 .1371 .1890 50 .0000 .0010 .0051 .0122 .0221 .0498 .0865 .1307 .1813 51 .0000 .0009 .0045 .0109 .0202 .0464 .0815 .1242 .1735 52 .0000 .0007 .0039 .0098 .0184 .0430 .0766 .1178 .1658 53 .0000 .0006 .0034 .0087 .0166 .0397 .0717 .1115 .1582 54 .0000 .0005 .0029 .0077 .0149 .0365 .0669 .1052 .1506 55 .0000 .0004 .0025 .0068 .0133 .0334 .0622 .0989 .1430 56 .0000 .0003 .0021 .0059 .0118 .0304 .0575 .0927 .1354 57 .0000 .0003 .0018 .0051 .0104 .0275 .0530 .0866 .1280 58 .0000 .0002 .0015 .0043 .0091 .0246 .0485 .0806 .1206 59 .0000 .0002 .0012 .0036 .0078 .0220 .0442 .0747 .1133 60 .0000 .0001 .0010 .0030 .0067 .0194 .0400 .0689 .1060 61 .0000 .0001 .0008 .0025 .0056 .0170 .0360 .0632 .0989 62 .0000 .0001 .0006 .0020 .0047 .0147 .0321 .0577 .0919 63 .0000 .0000 .0004 .0016 .0038 .0126 .0284 .0524 .0851 64 .0000 .0000 .0003 .0012 .0030 .0106 .0248 .0472 .0783 65 .0000 .0000 .0002 .0009 .0024 .0088 .0215 .0422 .0718 66 .0000 .0000 .0002 .0007 .0018 .0072 .0184 .0374 .0654 67 .0000 .0000 .0001 .0005 .0013 .0057 .0155 .0328 .0591 68 .0000 .0000 .0001 .0003 .0010 .0044 .0128 .0284 .0531 69 .0000 .0000 .0000 .0002 .0006 .0033 .0104 .0243 .0472 70 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0204 .0416 71 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0167 .0360 72 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0134 .0308 73 .0000 .0000 .0000 .0000 .0001 .0006 .0031 .0105 .0261 74 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0087 .0231
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 7
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit*
30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7189 .6627 .6128 .5679 .5272 .4924 .4649 .4427 .4243 .4090 .3961 .3851 .3760 .3688 41 $120 .7147 .6572 .6060 .5601 .5188 .4855 .4588 .4370 .4189 .4038 .3911 .3806 .3723 .3657 42 $120 .7107 .6517 .5993 .5522 .5115 .4791 .4529 .4314 .4136 .3987 .3864 .3766 .3689 .3628 43 $120 .7066 .6463 .5926 .5446 .5048 .4731 .4472 .4260 .4084 .3938 .3821 .3731 .3659 .3602 44 $120 .7027 .6409 .5860 .5377 .4987 .4673 .4417 .4206 .4032 .3892 .3784 .3698 .3631 .3578 45 $120 .6988 .6356 .5794 .5314 .4929 .4617 .4363 .4153 .3984 .3852 .3749 .3668 .3605 .3556 46 $120 .6950 .6303 .5731 .5255 .4873 .4562 .4309 .4102 .3940 .3814 .3716 .3640 .3581 .3536 47 $120 .6912 .6251 .5672 .5200 .4818 .4508 .4255 .4055 .3899 .3779 .3685 .3614 .3559 .3518 48 $120 .6876 .6200 .5618 .5147 .4765 .4454 .4205 .4010 .3861 .3745 .3656 .3590 .3540 .3503 49 $120 .6840 .6150 .5567 .5095 .4712 .4401 .4157 .3969 .3824 .3713 .3630 .3568 .3522 .3489 50 $120 .6804 .6103 .5519 .5044 .4658 .4351 .4112 .3929 .3789 .3684 .3606 .3548 .3506 .3476 $250 .6807 .6103 .5474 .4908 .4399 .3946 .3559 .3233 .2958 .2726 .2529 .2362 .2221 .2104 51 $120 .6770 .6060 .5472 .4993 .4606 .4303 .4069 .3890 .3756 .3656 .3583 .3530 .3492 .3465 $250 .6773 .6053 .5409 .4831 .4312 .3860 .3478 .3156 .2884 .2655 .2462 .2299 .2164 .2053 52 $120 .6736 .6018 .5426 .4943 .4556 .4256 .4027 .3853 .3725 .3631 .3563 .3514 .3479 .3455 $250 .6739 .6004 .5345 .4754 .4229 .3780 .3400 .3081 .2812 .2586 .2396 .2239 .2111 .2007 53 $120 .6704 .5979 .5380 .4893 .4508 .4212 .3986 .3819 .3696 .3607 .3544 .3499 .3468 .3447 $250 .6706 .5955 .5282 .4678 .4151 .3702 .3325 .3007 .2740 .2517 .2333 .2183 .2061 .1963 54 $120 .6674 .5941 .5336 .4845 .4462 .4168 .3948 .3786 .3669 .3585 .3527 .3486 .3458 .3439 $250 .6674 .5907 .5219 .4605 .4076 .3628 .3251 .2935 .2670 .2452 .2274 .2131 .2015 .1922 55 $120 .6646 .5905 .5291 .4799 .4417 .4126 .3911 .3755 .3643 .3565 .3511 .3474 .3449 .3433 $250 .6643 .5860 .5156 .4536 .4004 .3555 .3178 .2863 .2602 .2390 .2219 .2081 .1971 .1884 56 $120 .6619 .5869 .5248 .4754 .4372 .4086 .3876 .3725 .3619 .3546 .3497 .3464 .3442 .3427 $250 .6613 .5813 .5096 .4469 .3934 .3483 .3106 .2792 .2537 .2331 .2165 .2034 .1930 .1849 57 $120 .6594 .5834 .5206 .4710 .4329 .4047 .3842 .3697 .3597 .3529 .3484 .3454 .3435 .3423 $250 .6583 .5768 .5038 .4405 .3866 .3413 .3034 .2725 .2474 .2274 .2115 .1989 .1892 .1817 58 $120 .6571 .5799 .5166 .4667 .4287 .4009 .3810 .3671 .3577 .3514 .3473 .3446 .3429 .3419 $250 .6555 .5724 .4983 .4343 .3799 .3342 .2965 .2659 .2414 .2219 .2066 .1948 .1857 .1787 $500 .6556 .5725 .4975 .4304 .3708 .3182 .2725 .2332 .1997 .1712 .1473 .1273 .1106 .0968 59 $120 .6548 .5766 .5126 .4624 .4247 .3972 .3779 .3646 .3558 .3500 .3462 .3439 .3424 .3415 $250 .6529 .5682 .4931 .4283 .3732 .3273 .2898 .2596 .2355 .2167 .2021 .1909 .1824 .1760 $500 .6529 .5681 .4916 .4231 .3623 .3091 .2632 .2239 .1906 .1626 .1391 .1197 .1037 .0905 60 $120 .6527 .5734 .5087 .4583 .4207 .3937 .3750 .3623 .3540 .3487 .3453 .3433 .3420 .3413 $250 .6503 .5642 .4880 .4223 .3667 .3207 .2833 .2534 .2299 .2117 .1978 .1873 .1794 .1736 $500 .6504 .5640 .4858 .4159 .3541 .3003 .2541 .2148 .1817 .1541 .1312 .1124 .0971 .0847 61 $120 .6506 .5704 .5049 .4543 .4169 .3904 .3722 .3602 .3524 .3475 .3445 .3427 .3417 .3410 $250 .6479 .5605 .4832 .4165 .3603 .3141 .2769 .2474 .2245 .2070 .1938 .1839 .1767 .1714 $500 .6479 .5599 .4801 .4088 .3460 .2916 .2451 .2059 .1730 .1459 .1236 .1055 .0909 .0792 62 $120 .6487 .5674 .5013 .4504 .4132 .3871 .3696 .3582 .3510 .3465 .3438 .3423 .3414 .3409 $250 .6457 .5570 .4784 .4107 .3541 .3077 .2707 .2417 .2194 .2025 .1900 .1808 .1742 .1694 $500 .6456 .5560 .4746 .4019 .3381 .2831 .2364 .1971 .1646 .1379 .1163 .0989 .0851 .0741 63 $120 .6469 .5645 .4977 .4466 .4096 .3841 .3671 .3563 .3496 .3456 .3432 .3419 .3411 .3407 $250 .6436 .5536 .4738 .4052 .3479 .3014 .2646 .2361 .2144 .1983 .1865 .1780 .1720 .1677 $500 .6435 .5523 .4693 .3952 .3304 .2748 .2277 .1885 .1563 .1302 .1093 .0926 .0796 .0694 64 $120 .6452 .5618 .4942 .4429 .4062 .3811 .3648 .3546 .3484 .3448 .3427 .3416 .3409 .3406 $250 .6418 .5505 .4694 .3998 .3420 .2953 .2587 .2307 .2097 .1944 .1833 .1754 .1699 .1662 $500 .6416 .5488 .4642 .3887 .3229 .2666 .2193 .1802 .1483 .1228 .1026 .0867 .0745 .0651 $1,000 .6416 .5488 .4642 .3883 .3216 .2638 .2145 .1731 .1386 .1103 .0873 .0688 .0540 .0423 65 $120 .6437 .5592 .4909 .4393 .4028 .3783 .3626 .3530 .3474 .3441 .3423 .3413 .3408 .3405 $250 .6401 .5475 .4651 .3945 .3361 .2894 .2530 .2256 .2053 .1906 .1803 .1731 .1682 .1648 $500 .6398 .5455 .4593 .3825 .3155 .2585 .2110 .1720 .1405 .1156 .0962 .0812 .0697 .0611 $1,000 .6398 .5455 .4592 .3817 .3137 .2551 .2053 .1637 .1295 .1017 .0794 .0616 .0477 .0368 66 $120 .6422 .5567 .4876 .4359 .3996 .3757 .3606 .3516 .3464 .3435 .3419 .3411 .3406 .3404 $250 .6386 .5447 .4610 .3894 .3304 .2836 .2475 .2206 .2011 .1872 .1775 .1710 .1666 .1637 $500 .6381 .5424 .4546 .3764 .3083 .2506 .2028 .1640 .1330 .1088 .0901 .0760 .0654 .0576 $1,000 .6382 .5424 .4544 .3754 .3060 .2464 .1962 .1545 .1206 .0934 .0718 .0549 .0418 .0318 67 $120 .6409 .5543 .4845 .4325 .3965 .3731 .3587 .3503 .3455 .3429 .3416 .3409 .3405 .3404 $250 .6372 .5421 .4571 .3844 .3249 .2779 .2422 .2159 .1971 .1840 .1750 .1691 .1652 .1627 $500 .6367 .5395 .4502 .3705 .3013 .2429 .1948 .1561 .1257 .1022 .0844 .0712 .0614 .0543 $1,000 .6367 .5395 .4498 .3691 .2984 .2379 .1872 .1455 .1119 .0853 .0645 .0486 .0364 .0273 68 $120 .6396 .5520 .4814 .4292 .3936 .3707 .3570 .3491 .3448 .3425 .3413 .3407 .3405 .3403 $250 .6361 .5397 .4534 .3796 .3194 .2724 .2370 .2114 .1933 .1810 .1728 .1674 .1640 .1619 $500 .6354 .5369 .4461 .3648 .2944 .2353 .1870 .1486 .1187 .0960 .0791 .0667 .0578 .0515 $1,000 .6354 .5368 .4454 .3631 .2910 .2295 .1783 .1367 .1035 .0776 .0577 .0426 .0314 .0232 69 $120 .6385 .5498 .4785 .4261 .3907 .3685 .3554 .3480 .3441 .3421 .3411 .3406 .3404 .3403 $250 .6350 .5374 .4498 .3749 .3142 .2670 .2321 .2071 .1898 .1783 .1708 .1660 .1630 .1612 $500 .6343 .5346 .4421 .3593 .2877 .2278 .1793 .1411 .1119 .0901 .0741 .0626 .0546 .0490 $1,000 .6343 .5344 .4413 .3572 .2837 .2212 .1695 .1280 .0953 .0701 .0512 .0371 .0269 .0195 70 $120 .6375 .5477 .4756 .4231 .3880 .3664 .3539 .3471 .3435 .3418 .3409 .3405 .3404 .3403 $250 .6341 .5354 .4464 .3704 .3090 .2619 .2273 .2030 .1866 .1758 .1689 .1647 .1622 .1607 $500 .6334 .5325 .4384 .3540 .2811 .2205 .1718 .1340 .1054 .0845 .0694 .0589 .0517 .0468 $1,000 .6334 .5322 .4374 .3516 .2765 .2130 .1609 .1195 .0873 .0631 .0451 .0321 .0228 .0163 71 $120 .6365 .5457 .4728 .4201 .3854 .3644 .3525 .3462 .3430 .3415 .3408 .3405 .3403 .3403 $250 .6333 .5335 .4431 .3660 .3039 .2567 .2226 .1990 .1835 .1735 .1673 .1636 .1614 .1602 $500 .6327 .5305 .4349 .3488 .2745 .2131 .1643 .1268 .0990 .0791 .0651 .0555 .0491 .0449 $1,000 .6326 .5302 .4337 .3461 .2694 .2048 .1522 .1110 .0795 .0562 .0393 .0274 .0191 .0135 72 $120 .6357 .5439 .4703 .4174 .3830 .3626 .3513 .3455 .3426 .3413 .3407 .3404 .3403 .3403 $250 .6327 .5318 .4402 .3619 .2992 .2519 .2183 .1955 .1807 .1715 .1659 .1627 .1609 .1598 $500 .6321 .5289 .4318 .3441 .2684 .2062 .1572 .1202 .0932 .0742 .0612 .0526 .0470 .0434 $1,000 .6320 .5285 .4305 .3410 .2626 .1970 .1440 .1030 .0722 .0499 .0342 .0233 .0160 .0112 73 $120 .6350 .5423 .4679 .4148 .3808 .3610 .3502 .3448 .3423 .3411 .3406 .3404 .3403 .3402 $250 .6322 .5304 .4375 .3580 .2947 .2475 .2144 .1923 .1783 .1698 .1648 .1620 .1604 .1596 $500 .6317 .5276 .4290 .3397 .2627 .1997 .1506 .1141 .0879 .0699 .0579 .0501 .0452 .0422 $1,000 .6316 .5272 .4276 .3363 .2563 .1896 .1363 .0955 .0656 .0443 .0296 .0198 .0135 .0094 74 $120 .6346 .5413 .4665 .4133 .3795 .3600 .3496 .3445 .3421 .3410 .3405 .3403 .3403 .3402 $250 .6320 .5296 .4358 .3556 .2919 .2447 .2119 .1903 .1769 .1688 .1641 .1615 .1601 .1594 $500 .6315 .5269 .4274 .3370 .2591 .1956 .1464 .1102 .0846 .0673 .0559 .0487 .0442 .0415 $1,000 .6314 .5264 .4258 .3333 .2523 .1848 .1313 .0908 .0614 .0408 .0269 .0178 .0120 .0084
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 7
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit*
0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0037 .0134 .0276 .0451 .0879 .1387 .1958 .2579 41 $120 .0000 .0033 .0124 .0257 .0425 .0837 .1332 .1890 .2501 42 $120 .0000 .0030 .0114 .0240 .0399 .0797 .1277 .1823 .2422 43 $120 .0000 .0026 .0104 .0223 .0374 .0756 .1223 .1756 .2346 44 $120 .0000 .0023 .0095 .0206 .0350 .0717 .1169 .1690 .2277 45 $120 .0000 .0021 .0086 .0190 .0326 .0678 .1116 .1624 .2214 46 $120 .0000 .0018 .0078 .0175 .0304 .0640 .1063 .1561 .2155 47 $120 .0000 .0016 .0070 .0160 .0281 .0602 .1011 .1502 .2100 48 $120 .0000 .0014 .0063 .0146 .0260 .0566 .0960 .1448 .2047 49 $120 .0000 .0012 .0056 .0133 .0239 .0530 .0910 .1397 .1995 50 $120 .0000 .0010 .0050 .0120 .0219 .0494 .0863 .1349 .1944 $250 .0000 .0010 .0050 .0121 .0221 .0497 .0863 .1304 .1808 51 $120 .0000 .0009 .0044 .0108 .0200 .0460 .0820 .1302 .1893 $250 .0000 .0009 .0044 .0109 .0201 .0463 .0813 .1239 .1731 52 $120 .0000 .0007 .0039 .0097 .0182 .0426 .0778 .1256 .1843 $250 .0000 .0007 .0039 .0098 .0183 .0429 .0764 .1175 .1654 53 $120 .0000 .0006 .0034 .0086 .0164 .0394 .0739 .1210 .1793 $250 .0000 .0006 .0034 .0087 .0165 .0396 .0715 .1112 .1578 54 $120 .0000 .0005 .0029 .0076 .0148 .0364 .0701 .1166 .1745 $250 .0000 .0005 .0029 .0077 .0149 .0364 .0667 .1049 .1505 55 $120 .0000 .0004 .0025 .0067 .0132 .0336 .0665 .1121 .1699 $250 .0000 .0004 .0025 .0067 .0133 .0333 .0620 .0986 .1436 56 $120 .0000 .0003 .0021 .0058 .0117 .0309 .0629 .1078 .1654 $250 .0000 .0003 .0021 .0058 .0118 .0303 .0573 .0926 .1369 57 $120 .0000 .0003 .0017 .0050 .0103 .0284 .0594 .1036 .1610 $250 .0000 .0003 .0018 .0050 .0103 .0273 .0528 .0868 .1305 58 $120 .0000 .0002 .0014 .0043 .0090 .0261 .0559 .0996 .1567 $250 .0000 .0002 .0015 .0043 .0090 .0245 .0484 .0813 .1243 $500 .0000 .0002 .0015 .0043 .0090 .0246 .0485 .0805 .1204 59 $120 .0000 .0002 .0012 .0036 .0078 .0238 .0526 .0956 .1524 $250 .0000 .0002 .0012 .0036 .0078 .0219 .0442 .0761 .1183 $500 .0000 .0002 .0012 .0036 .0078 .0219 .0441 .0746 .1131 60 $120 .0000 .0001 .0009 .0030 .0067 .0217 .0494 .0917 .1483 $250 .0000 .0001 .0010 .0030 .0066 .0193 .0402 .0710 .1123 $500 .0000 .0001 .0010 .0030 .0067 .0194 .0400 .0688 .1059 61 $120 .0000 .0001 .0007 .0024 .0057 .0196 .0464 .0879 .1443 $250 .0000 .0001 .0008 .0025 .0056 .0169 .0365 .0662 .1065 $500 .0000 .0001 .0008 .0025 .0056 .0169 .0359 .0631 .0988 62 $120 .0000 .0001 .0006 .0020 .0049 .0177 .0434 .0843 .1404 $250 .0000 .0001 .0006 .0020 .0046 .0147 .0330 .0614 .1007 $500 .0000 .0001 .0006 .0020 .0047 .0146 .0320 .0576 .0919 63 $120 .0000 .0000 .0004 .0016 .0041 .0159 .0405 .0807 .1366 $250 .0000 .0000 .0004 .0016 .0038 .0126 .0296 .0568 .0952 $500 .0000 .0000 .0004 .0016 .0038 .0125 .0283 .0523 .0852 64 $120 .0000 .0000 .0003 .0013 .0034 .0142 .0378 .0772 .1329 $250 .0000 .0000 .0003 .0012 .0030 .0108 .0265 .0524 .0898 $500 .0000 .0000 .0003 .0012 .0030 .0106 .0248 .0472 .0787 $1,000 .0000 .0000 .0003 .0012 .0030 .0106 .0248 .0472 .0783 65 $120 .0000 .0000 .0002 .0010 .0028 .0127 .0352 .0739 .1293 $250 .0000 .0000 .0002 .0009 .0024 .0091 .0235 .0481 .0845 $500 .0000 .0000 .0002 .0009 .0024 .0088 .0215 .0423 .0725 $1,000 .0000 .0000 .0002 .0009 .0024 .0088 .0215 .0422 .0717 66 $120 .0000 .0000 .0002 .0008 .0023 .0112 .0327 .0706 .1259 $250 .0000 .0000 .0002 .0007 .0018 .0076 .0207 .0440 .0794 $500 .0000 .0000 .0002 .0007 .0018 .0071 .0184 .0376 .0664 $1,000 .0000 .0000 .0002 .0007 .0018 .0072 .0184 .0374 .0654 67 $120 .0000 .0000 .0001 .0006 .0019 .0099 .0303 .0675 .1225 $250 .0000 .0000 .0001 .0005 .0014 .0062 .0181 .0401 .0744 $500 .0000 .0000 .0001 .0005 .0013 .0057 .0155 .0332 .0605 $1,000 .0000 .0000 .0001 .0005 .0013 .0057 .0155 .0328 .0591 68 $120 .0000 .0000 .0001 .0004 .0015 .0086 .0280 .0644 .1192 $250 .0000 .0000 .0001 .0003 .0010 .0051 .0157 .0364 .0696 $500 .0000 .0000 .0001 .0003 .0009 .0044 .0129 .0291 .0548 $1,000 .0000 .0000 .0001 .0003 .0010 .0044 .0128 .0284 .0531 69 $120 .0000 .0000 .0000 .0003 .0011 .0075 .0258 .0615 .1161 $250 .0000 .0000 .0000 .0002 .0007 .0040 .0134 .0328 .0649 $500 .0000 .0000 .0000 .0002 .0006 .0033 .0106 .0251 .0493 $1,000 .0000 .0000 .0000 .0002 .0006 .0033 .0104 .0243 .0472 70 $120 .0000 .0000 .0000 .0002 .0009 .0065 .0237 .0586 .1131 $250 .0000 .0000 .0000 .0001 .0005 .0031 .0114 .0294 .0604 $500 .0000 .0000 .0000 .0001 .0004 .0024 .0085 .0214 .0440 $1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0082 .0204 .0416 71 $120 .0000 .0000 .0000 .0001 .0007 .0055 .0217 .0558 .1101 $250 .0000 .0000 .0000 .0001 .0003 .0023 .0095 .0261 .0560 $500 .0000 .0000 .0000 .0001 .0002 .0017 .0065 .0179 .0388 $1,000 .0000 .0000 .0000 .0001 .0002 .0016 .0062 .0167 .0361 72 $120 .0000 .0000 .0000 .0001 .0005 .0047 .0199 .0533 .1074 $250 .0000 .0000 .0000 .0000 .0002 .0017 .0078 .0232 .0519 $500 .0000 .0000 .0000 .0000 .0001 .0011 .0049 .0148 .0341 $1,000 .0000 .0000 .0000 .0000 .0001 .0010 .0045 .0135 .0310 73 $120 .0000 .0000 .0000 .0001 .0003 .0040 .0183 .0509 .1048 $250 .0000 .0000 .0000 .0000 .0001 .0012 .0064 .0205 .0480 $500 .0000 .0000 .0000 .0000 .0001 .0007 .0036 .0120 .0297 $1,000 .0000 .0000 .0000 .0000 .0001 .0006 .0032 .0106 .0263 74 $120 .0000 .0000 .0000 .0000 .0003 .0036 .0173 .0495 .1033 $250 .0000 .0000 .0000 .0000 .0001 .0010 .0056 .0188 .0456 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0029 .0104 .0270 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0024 .0088 .0233
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 7
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9315 .9173 .9047 .8932 .8825 .8724 .8630 .8540 .8455 .8373 .8294 .8218 .8145 .8074 2 .9268 .9117 .8983 .8859 .8745 .8638 .8537 .8442 .8351 .8263 .8180 .8099 .8021 .7946 3 .9222 .9062 .8918 .8787 .8666 .8552 .8445 .8344 .8247 .8154 .8066 .7980 .7898 .7818 4 .9176 .9006 .8854 .8715 .8586 .8466 .8352 .8245 .8142 .8044 .7950 .7860 .7773 .7688 5 .9130 .8950 .8789 .8642 .8506 .8379 .8259 .8145 .8037 .7934 .7835 .7739 .7648 .7559 6 .9084 .8894 .8724 .8569 .8426 .8292 .8166 .8046 .7932 .7823 .7719 .7619 .7522 .7429 7 .9038 .8838 .8660 .8497 .8346 .8205 .8072 .7947 .7827 .7713 .7604 .7498 .7397 .7299 8 .8992 .8783 .8595 .8424 .8266 .8118 .7979 .7847 .7722 .7603 .7488 .7378 .7272 .7170 9 .8947 .8727 .8531 .8351 .8186 .8031 .7885 .7748 .7617 .7492 .7372 .7258 .7147 .7041 10 .8901 .8672 .8466 .8279 .8106 .7944 .7792 .7648 .7512 .7381 .7257 .7137 .7022 .6911 11 .8856 .8616 .8402 .8206 .8025 .7857 .7698 .7548 .7406 .7271 .7141 .7017 .6897 .6782 12 .8811 .8561 .8337 .8133 .7945 .7769 .7604 .7449 .7301 .7160 .7025 .6896 .6772 .6653 13 .8766 .8505 .8273 .8060 .7865 .7682 .7510 .7349 .7195 .7049 .6909 .6775 .6647 .6523 14 .8721 .8450 .8208 .7987 .7784 .7594 .7416 .7248 .7089 .6937 .6793 .6654 .6522 .6394 15 .8676 .8395 .8143 .7914 .7703 .7506 .7322 .7147 .6983 .6826 .6676 .6533 .6396 .6265 16 .8631 .8339 .8078 .7841 .7622 .7418 .7227 .7047 .6876 .6714 .6560 .6412 .6271 .6136 17 .8587 .8284 .8014 .7767 .7541 .7330 .7132 .6946 .6770 .6603 .6443 .6291 .6146 .6007 18 .8542 .8228 .7948 .7694 .7459 .7241 .7037 .6844 .6663 .6490 .6326 .6170 .6021 .5877 19 .8497 .8173 .7883 .7620 .7377 .7152 .6941 .6743 .6556 .6378 .6210 .6049 .5895 .5748 20 .8453 .8117 .7818 .7545 .7295 .7062 .6845 .6641 .6448 .6266 .6092 .5927 .5770 .5619 21 .8408 .8061 .7752 .7471 .7212 .6973 .6749 .6538 .6340 .6153 .5975 .5805 .5644 .5489 22 .8363 .8005 .7686 .7396 .7129 .6882 .6652 .6436 .6232 .6039 .5857 .5683 .5517 .5359 23 .8318 .7949 .7620 .7321 .7046 .6792 .6555 .6332 .6123 .5926 .5738 .5560 .5391 .5229 24 .8273 .7893 .7553 .7245 .6962 .6701 .6457 .6229 .6014 .5811 .5620 .5437 .5264 .5099 25 .8229 .7836 .7486 .7169 .6878 .6609 .6359 .6124 .5904 .5697 .5500 .5314 .5137 .4968 26 .8184 .7780 .7419 .7093 .6794 .6517 .6260 .6020 .5794 .5582 .5381 .5190 .5009 .4837 27 .8139 .7723 .7352 .7016 .6709 .6425 .6161 .5914 .5683 .5466 .5261 .5066 .4881 .4706 28 .8094 .7666 .7284 .6939 .6623 .6331 .6061 .5808 .5572 .5350 .5140 .4941 .4752 .4573 29 .8049 .7609 .7216 .6861 .6537 .6238 .5961 .5702 .5460 .5233 .5018 .4816 .4623 .4440 30 .8004 .7551 .7148 .6783 .6450 .6144 .5859 .5595 .5347 .5115 .4896 .4689 .4493 .4307 31 .7959 .7494 .7079 .6705 .6363 .6049 .5758 .5487 .5234 .4997 .4774 .4562 .4362 .4173 32 .7914 .7436 .7010 .6626 .6276 .5953 .5656 .5379 .5120 .4878 .4650 .4434 .4230 .4037 33 .7869 .7378 .6941 .6547 .6188 .5858 .5553 .5270 .5005 .4758 .4525 .4306 .4098 .3901 34 .7824 .7320 .6871 .6467 .6099 .5761 .5449 .5159 .4889 .4637 .4399 .4175 .3964 .3763 35 .7779 .7262 .6801 .6386 .6009 .5663 .5344 .5048 .4772 .4514 .4272 .4044 .3829 .3625 36 .7734 .7203 .6731 .6305 .5919 .5564 .5238 .4936 .4654 .4391 .4144 .3911 .3692 .3485 37 .7689 .7144 .6660 .6224 .5828 .5465 .5131 .4822 .4534 .4266 .4014 .3777 .3555 .3346 38 .7645 .7085 .6589 .6142 .5736 .5365 .5023 .4707 .4414 .4139 .3883 .3642 .3417 .3207 39 .7600 .7027 .6517 .6059 .5644 .5264 .4915 .4592 .4292 .4012 .3751 .3508 .3281 .3069 40 .7556 .6968 .6446 .5977 .5551 .5163 .4806 .4476 .4170 .3885 .3620 .3374 .3145 .2932 41 .7513 .6910 .6375 .5894 .5459 .5061 .4696 .4359 .4047 .3758 .3490 .3241 .3010 .2796 42 .7470 .6853 .6304 .5812 .5366 .4960 .4587 .4242 .3925 .3631 .3360 .3109 .2877 .2662 43 .7427 .6796 .6234 .5730 .5274 .4858 .4477 .4126 .3803 .3506 .3232 .2979 .2745 .2530 44 .7386 .6739 .6164 .5648 .5182 .4756 .4367 .4009 .3682 .3381 .3104 .2850 .2616 .2401 45 .7345 .6683 .6095 .5567 .5089 .4654 .4257 .3894 .3561 .3257 .2978 .2722 .2488 .2274 46 .7305 .6628 .6026 .5486 .4997 .4552 .4147 .3778 .3442 .3134 .2853 .2597 .2363 .2149 47 .7265 .6573 .5957 .5404 .4904 .4450 .4038 .3663 .3322 .3012 .2730 .2473 .2239 .2027 48 .7227 .6519 .5889 .5323 .4811 .4349 .3929 .3549 .3204 .2891 .2608 .2351 .2118 .1908 49 .7189 .6466 .5821 .5242 .4719 .4247 .3820 .3435 .3086 .2771 .2487 .2231 .2000 .1792 50 .7152 .6413 .5753 .5160 .4626 .4145 .3712 .3321 .2969 .2653 .2368 .2113 .1883 .1678 51 .7115 .6360 .5685 .5079 .4534 .4044 .3604 .3208 .2853 .2535 .2251 .1997 .1770 .1567 52 .7080 .6308 .5618 .4998 .4442 .3943 .3496 .3096 .2738 .2419 .2135 .1883 .1659 .1460 53 .7045 .6257 .5551 .4918 .4350 .3842 .3389 .2984 .2624 .2305 .2022 .1771 .1550 .1355 54 .7012 .6207 .5485 .4838 .4259 .3742 .3282 .2873 .2511 .2192 .1910 .1662 .1444 .1254 55 .6979 .6157 .5419 .4758 .4168 .3642 .3176 .2763 .2400 .2080 .1800 .1555 .1341 .1155 56 .6947 .6108 .5354 .4679 .4077 .3542 .3070 .2654 .2289 .1970 .1692 .1450 .1241 .1060 57 .6917 .6061 .5290 .4601 .3987 .3443 .2965 .2546 .2180 .1862 .1586 .1349 .1144 .0969 58 .6887 .6014 .5227 .4523 .3897 .3345 .2861 .2438 .2072 .1755 .1483 .1249 .1050 .0881 59 .6859 .5969 .5165 .4446 .3808 .3247 .2757 .2332 .1965 .1650 .1381 .1153 .0960 .0797 60 .6832 .5925 .5104 .4370 .3720 .3150 .2655 .2227 .1860 .1547 .1282 .1060 .0873 .0717 61 .6806 .5882 .5044 .4295 .3633 .3054 .2553 .2123 .1756 .1446 .1186 .0969 .0789 .0640 62 .6782 .5841 .4987 .4222 .3547 .2959 .2452 .2020 .1654 .1348 .1093 .0882 .0709 .0568 63 .6760 .5802 .4930 .4150 .3462 .2865 .2353 .1918 .1554 .1251 .1002 .0798 .0633 .0500 64 .6739 .5765 .4876 .4079 .3378 .2772 .2254 .1818 .1455 .1157 .0914 .0718 .0561 .0436 65 .6720 .5730 .4823 .4010 .3296 .2679 .2156 .1719 .1359 .1066 .0829 .0641 .0493 .0377 66 .6703 .5697 .4773 .3943 .3215 .2588 .2060 .1622 .1264 .0977 .0748 .0569 .0430 .0323 67 .6688 .5667 .4725 .3878 .3135 .2498 .1965 .1526 .1172 .0891 .0670 .0500 .0371 .0273 68 .6675 .5639 .4679 .3814 .3056 .2410 .1871 .1432 .1082 .0808 .0596 .0436 .0316 .0228 69 .6663 .5613 .4635 .3752 .2979 .2322 .1778 .1340 .0994 .0728 .0526 .0376 .0266 .0187 70 .6653 .5590 .4595 .3693 .2904 .2235 .1686 .1249 .0909 .0651 .0460 .0320 .0221 .0151 71 .6645 .5569 .4556 .3634 .2828 .2147 .1593 .1157 .0824 .0576 .0396 .0268 .0179 .0118 72 .6639 .5552 .4521 .3580 .2756 .2064 .1506 .1071 .0745 .0507 .0339 .0222 .0144 .0092 73 .6634 .5537 .4490 .3530 .2689 .1984 .1421 .0990 .0671 .0445 .0288 .0183 .0114 .0070 74 .6632 .5529 .4472 .3499 .2645 .1933 .1367 .0938 .0625 .0406 .0257 .0159 .0097 .0058
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 7
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0395 .0816 .1263 .1728 .2687 .3669 .4667 .5675 2 .0000 .0379 .0792 .1233 .1692 .2640 .3613 .4602 .5603 3 .0000 .0365 .0768 .1203 .1656 .2594 .3558 .4538 .5531 4 .0000 .0350 .0745 .1174 .1621 .2548 .3502 .4473 .5458 5 .0000 .0336 .0723 .1145 .1586 .2501 .3446 .4409 .5386 6 .0000 .0322 .0701 .1116 .1551 .2456 .3390 .4344 .5313 7 .0000 .0308 .0680 .1088 .1517 .2410 .3334 .4279 .5240 8 .0000 .0295 .0660 .1061 .1483 .2364 .3278 .4215 .5168 9 .0000 .0283 .0639 .1033 .1449 .2319 .3223 .4150 .5095 10 .0000 .0271 .0619 .1006 .1415 .2273 .3167 .4086 .5022 11 .0000 .0259 .0600 .0979 .1382 .2228 .3112 .4021 .4950 12 .0000 .0248 .0580 .0953 .1348 .2183 .3057 .3957 .4877 13 .0000 .0237 .0561 .0926 .1315 .2138 .3001 .3892 .4804 14 .0000 .0227 .0543 .0900 .1282 .2093 .2946 .3828 .4731 15 .0000 .0216 .0524 .0874 .1249 .2048 .2890 .3763 .4658 16 .0000 .0207 .0506 .0848 .1217 .2003 .2835 .3698 .4585 17 .0000 .0197 .0488 .0823 .1184 .1958 .2780 .3633 .4511 18 .0000 .0187 .0470 .0797 .1152 .1914 .2724 .3568 .4437 19 .0000 .0178 .0453 .0772 .1119 .1869 .2669 .3503 .4363 20 .0000 .0169 .0435 .0747 .1087 .1824 .2613 .3437 .4289 21 .0000 .0161 .0418 .0722 .1055 .1780 .2557 .3372 .4215 22 .0000 .0152 .0401 .0697 .1023 .1735 .2501 .3306 .4140 23 .0000 .0144 .0385 .0673 .0992 .1690 .2445 .3239 .4064 24 .0000 .0136 .0368 .0649 .0960 .1645 .2389 .3173 .3989 25 .0000 .0128 .0352 .0624 .0928 .1600 .2332 .3106 .3913 26 .0000 .0121 .0336 .0600 .0897 .1556 .2275 .3039 .3836 27 .0000 .0113 .0320 .0577 .0866 .1511 .2219 .2972 .3760 28 .0000 .0106 .0305 .0553 .0835 .1466 .2161 .2904 .3682 29 .0000 .0099 .0290 .0530 .0804 .1421 .2104 .2836 .3605 30 .0000 .0093 .0275 .0507 .0773 .1376 .2047 .2767 .3527 31 .0000 .0086 .0260 .0484 .0742 .1331 .1989 .2699 .3449 32 .0000 .0080 .0246 .0461 .0712 .1286 .1932 .2630 .3370 33 .0000 .0074 .0232 .0439 .0681 .1241 .1874 .2561 .3290 34 .0000 .0068 .0218 .0417 .0651 .1196 .1816 .2491 .3211 35 .0000 .0063 .0204 .0395 .0621 .1151 .1757 .2421 .3130 36 .0000 .0058 .0191 .0374 .0592 .1106 .1699 .2350 .3049 37 .0000 .0053 .0178 .0352 .0562 .1061 .1640 .2279 .2967 38 .0000 .0048 .0166 .0332 .0533 .1016 .1581 .2208 .2885 39 .0000 .0043 .0154 .0311 .0504 .0972 .1523 .2137 .2803 40 .0000 .0039 .0142 .0291 .0476 .0928 .1464 .2066 .2720 41 .0000 .0035 .0131 .0272 .0449 .0884 .1406 .1995 .2638 42 .0000 .0032 .0120 .0253 .0422 .0841 .1348 .1924 .2556 43 .0000 .0028 .0110 .0235 .0396 .0799 .1291 .1854 .2474 44 .0000 .0025 .0101 .0218 .0370 .0758 .1235 .1784 .2392 45 .0000 .0022 .0091 .0201 .0345 .0717 .1179 .1715 .2311 46 .0000 .0019 .0083 .0185 .0321 .0677 .1124 .1646 .2229 47 .0000 .0017 .0075 .0170 .0298 .0637 .1069 .1577 .2148 48 .0000 .0015 .0067 .0155 .0275 .0599 .1015 .1509 .2067 49 .0000 .0013 .0060 .0141 .0254 .0561 .0961 .1440 .1985 50 .0000 .0011 .0053 .0128 .0233 .0524 .0908 .1373 .1904 51 .0000 .0009 .0047 .0115 .0212 .0487 .0856 .1305 .1823 52 .0000 .0008 .0041 .0103 .0193 .0452 .0804 .1238 .1742 53 .0000 .0007 .0036 .0092 .0174 .0417 .0753 .1171 .1662 54 .0000 .0005 .0031 .0081 .0157 .0383 .0703 .1105 .1582 55 .0000 .0004 .0026 .0071 .0140 .0351 .0653 .1039 .1502 56 .0000 .0004 .0022 .0062 .0124 .0319 .0604 .0974 .1423 57 .0000 .0003 .0019 .0053 .0109 .0288 .0556 .0910 .1344 58 .0000 .0002 .0015 .0045 .0095 .0259 .0510 .0847 .1267 59 .0000 .0002 .0013 .0038 .0082 .0231 .0464 .0785 .1190 60 .0000 .0001 .0010 .0032 .0070 .0204 .0420 .0724 .1114 61 .0000 .0001 .0008 .0026 .0059 .0178 .0378 .0664 .1039 62 .0000 .0001 .0006 .0021 .0049 .0154 .0337 .0606 .0966 63 .0000 .0001 .0005 .0017 .0040 .0132 .0298 .0550 .0894 64 .0000 .0000 .0003 .0013 .0032 .0111 .0261 .0495 .0823 65 .0000 .0000 .0002 .0010 .0025 .0092 .0226 .0443 .0754 66 .0000 .0000 .0002 .0007 .0019 .0075 .0193 .0392 .0687 67 .0000 .0000 .0001 .0005 .0014 .0060 .0163 .0344 .0621 68 .0000 .0000 .0001 .0003 .0010 .0046 .0135 .0299 .0558 69 .0000 .0000 .0000 .0002 .0007 .0035 .0109 .0255 .0496 70 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0214 .0437 71 .0000 .0000 .0000 .0001 .0002 .0017 .0065 .0175 .0378 72 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0141 .0324 73 .0000 .0000 .0000 .0000 .0001 .0006 .0033 .0110 .0274 74 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0092 .0243
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 7
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7551 .6961 .6437 .5966 .5538 .5172 .4884 .4650 .4457 .4296 .4161 .4046 .3950 .3874 41 $120 .7508 .6903 .6366 .5883 .5450 .5099 .4819 .4590 .4401 .4242 .4109 .3998 .3910 .3841 42 $120 .7465 .6846 .6295 .5801 .5373 .5032 .4757 .4532 .4345 .4188 .4058 .3956 .3875 .3811 43 $120 .7423 .6789 .6225 .5720 .5303 .4969 .4698 .4475 .4290 .4136 .4014 .3919 .3844 .3784 44 $120 .7381 .6732 .6155 .5648 .5238 .4909 .4640 .4419 .4235 .4089 .3974 .3885 .3814 .3758 45 $120 .7340 .6676 .6086 .5582 .5177 .4850 .4583 .4363 .4185 .4046 .3938 .3853 .3787 .3735 46 $120 .7300 .6621 .6019 .5520 .5118 .4793 .4526 .4309 .4139 .4006 .3904 .3823 .3761 .3714 47 $120 .7261 .6567 .5958 .5462 .5061 .4736 .4470 .4259 .4096 .3969 .3871 .3796 .3739 .3696 48 $120 .7222 .6512 .5902 .5406 .5005 .4679 .4417 .4213 .4055 .3934 .3841 .3771 .3718 .3679 49 $120 .7185 .6460 .5848 .5352 .4949 .4623 .4367 .4169 .4017 .3900 .3813 .3748 .3700 .3664 50 $120 .7148 .6411 .5797 .5298 .4893 .4570 .4319 .4127 .3980 .3869 .3788 .3727 .3683 .3651 $250 .7150 .6410 .5750 .5156 .4621 .4145 .3739 .3396 .3107 .2863 .2657 .2481 .2333 .2210 51 $120 .7111 .6365 .5748 .5245 .4839 .4519 .4274 .4086 .3945 .3841 .3764 .3708 .3668 .3640 $250 .7114 .6358 .5682 .5075 .4530 .4055 .3653 .3315 .3030 .2789 .2586 .2415 .2273 .2157 52 $120 .7076 .6322 .5699 .5192 .4786 .4471 .4230 .4048 .3913 .3814 .3742 .3691 .3655 .3629 $250 .7079 .6306 .5615 .4994 .4442 .3970 .3572 .3236 .2954 .2716 .2516 .2352 .2217 .2108 53 $120 .7042 .6280 .5652 .5140 .4736 .4424 .4187 .4011 .3882 .3789 .3723 .3676 .3643 .3620 $250 .7044 .6255 .5548 .4914 .4360 .3889 .3492 .3159 .2879 .2644 .2451 .2293 .2165 .2062 54 $120 .7010 .6241 .5605 .5090 .4687 .4379 .4147 .3977 .3854 .3766 .3704 .3662 .3632 .3613 $250 .7010 .6205 .5482 .4837 .4282 .3811 .3415 .3082 .2805 .2575 .2389 .2238 .2117 .2019 55 $120 .6981 .6202 .5558 .5041 .4639 .4334 .4108 .3944 .3827 .3745 .3688 .3649 .3623 .3606 $250 .6978 .6155 .5416 .4764 .4206 .3734 .3338 .3007 .2733 .2510 .2330 .2186 .2071 .1979 56 $120 .6953 .6165 .5513 .4994 .4593 .4292 .4071 .3913 .3802 .3725 .3673 .3638 .3615 .3600 $250 .6946 .6106 .5353 .4694 .4133 .3659 .3262 .2933 .2665 .2448 .2274 .2136 .2028 .1942 57 $120 .6927 .6128 .5469 .4947 .4548 .4251 .4036 .3884 .3779 .3707 .3660 .3628 .3608 .3595 $250 .6915 .6059 .5292 .4627 .4061 .3585 .3187 .2862 .2599 .2388 .2221 .2090 .1988 .1909 58 $120 .6902 .6092 .5426 .4902 .4504 .4211 .4002 .3856 .3757 .3691 .3648 .3620 .3602 .3591 $250 .6886 .6012 .5235 .4562 .3991 .3511 .3115 .2793 .2536 .2331 .2171 .2046 .1950 .1877 $500 .6887 .6013 .5226 .4521 .3895 .3343 .2862 .2449 .2097 .1799 .1548 .1337 .1162 .1016 59 $120 .6878 .6057 .5384 .4857 .4461 .4173 .3970 .3830 .3737 .3676 .3637 .3612 .3597 .3588 $250 .6858 .5968 .5180 .4498 .3921 .3438 .3044 .2727 .2474 .2276 .2123 .2005 .1916 .1849 $500 .6858 .5968 .5164 .4444 .3806 .3247 .2764 .2352 .2002 .1707 .1461 .1257 .1089 .0951 60 $120 .6856 .6023 .5344 .4814 .4419 .4136 .3939 .3806 .3719 .3663 .3627 .3606 .3593 .3585 $250 .6831 .5927 .5127 .4436 .3852 .3368 .2976 .2662 .2415 .2224 .2078 .1967 .1885 .1824 $500 .6831 .5924 .5103 .4368 .3719 .3154 .2669 .2256 .1909 .1619 .1378 .1181 .1020 .0890 61 $120 .6834 .5991 .5304 .4772 .4379 .4101 .3910 .3783 .3702 .3651 .3619 .3600 .3589 .3582 $250 .6806 .5887 .5075 .4374 .3785 .3299 .2908 .2599 .2359 .2174 .2036 .1932 .1856 .1800 $500 .6806 .5881 .5043 .4294 .3634 .3063 .2575 .2163 .1818 .1532 .1298 .1108 .0955 .0832 62 $120 .6814 .5960 .5265 .4731 .4340 .4067 .3882 .3762 .3687 .3640 .3612 .3595 .3586 .3580 $250 .6782 .5850 .5025 .4315 .3719 .3232 .2843 .2538 .2304 .2128 .1996 .1900 .1830 .1780 $500 .6782 .5841 .4985 .4222 .3552 .2974 .2483 .2071 .1729 .1449 .1221 .1039 .0893 .0779 63 $120 .6795 .5930 .5228 .4691 .4303 .4034 .3856 .3743 .3673 .3630 .3605 .3591 .3583 .3579 $250 .6761 .5815 .4977 .4256 .3655 .3166 .2780 .2480 .2253 .2083 .1959 .1870 .1806 .1762 $500 .6760 .5802 .4929 .4151 .3471 .2887 .2392 .1980 .1642 .1368 .1148 .0973 .0836 .0729 64 $120 .6778 .5901 .5192 .4652 .4266 .4003 .3832 .3725 .3660 .3622 .3600 .3588 .3581 .3578 $250 .6741 .5782 .4930 .4199 .3592 .3102 .2718 .2424 .2203 .2042 .1925 .1843 .1785 .1746 $500 .6739 .5765 .4876 .4083 .3392 .2800 .2303 .1892 .1558 .1290 .1077 .0911 .0782 .0684 $1,000 .6739 .5765 .4876 .4079 .3378 .2771 .2254 .1818 .1456 .1159 .0917 .0722 .0567 .0444 65 $120 .6761 .5874 .5156 .4615 .4231 .3974 .3809 .3708 .3649 .3614 .3595 .3585 .3580 .3577 $250 .6724 .5751 .4886 .4144 .3531 .3039 .2658 .2369 .2156 .2003 .1894 .1818 .1766 .1732 $500 .6720 .5730 .4824 .4017 .3314 .2716 .2216 .1806 .1476 .1215 .1010 .0853 .0733 .0642 $1,000 .6720 .5730 .4823 .4010 .3295 .2679 .2156 .1720 .1360 .1068 .0834 .0647 .0501 .0387 66 $120 .6746 .5847 .5122 .4578 .4198 .3946 .3788 .3693 .3639 .3608 .3591 .3583 .3578 .3576 $250 .6708 .5722 .4843 .4090 .3471 .2978 .2600 .2317 .2112 .1966 .1865 .1796 .1750 .1720 $500 .6703 .5697 .4776 .3953 .3239 .2633 .2130 .1722 .1397 .1143 .0947 .0798 .0687 .0605 $1,000 .6703 .5697 .4773 .3943 .3214 .2588 .2061 .1623 .1267 .0981 .0754 .0577 .0439 .0334 67 $120 .6732 .5822 .5089 .4543 .4165 .3919 .3768 .3680 .3630 .3602 .3588 .3581 .3577 .3575 $250 .6694 .5694 .4802 .4038 .3412 .2919 .2544 .2268 .2070 .1932 .1839 .1776 .1735 .1709 $500 .6688 .5668 .4729 .3892 .3165 .2551 .2046 .1640 .1321 .1074 .0887 .0748 .0645 .0571 $1,000 .6688 .5667 .4724 .3877 .3135 .2499 .1966 .1529 .1176 .0896 .0678 .0510 .0382 .0287 68 $120 .6719 .5798 .5057 .4509 .4134 .3894 .3750 .3667 .3622 .3598 .3585 .3579 .3576 .3575 $250 .6681 .5669 .4762 .3988 .3356 .2861 .2490 .2220 .2031 .1901 .1815 .1759 .1723 .1701 $500 .6675 .5640 .4685 .3832 .3093 .2471 .1964 .1560 .1247 .1009 .0831 .0701 .0607 .0541 $1,000 .6675 .5639 .4679 .3814 .3057 .2411 .1873 .1436 .1087 .0815 .0606 .0448 .0330 .0244 69 $120 .6707 .5775 .5026 .4476 .4104 .3871 .3733 .3656 .3615 .3594 .3583 .3578 .3576 .3575 $250 .6670 .5645 .4725 .3938 .3300 .2805 .2438 .2175 .1994 .1873 .1794 .1744 .1712 .1693 $500 .6663 .5615 .4644 .3774 .3022 .2393 .1883 .1483 .1176 .0946 .0778 .0658 .0573 .0515 $1,000 .6663 .5613 .4635 .3753 .2980 .2323 .1781 .1344 .1001 .0737 .0538 .0390 .0282 .0205 70 $120 .6696 .5753 .4996 .4444 .4076 .3849 .3717 .3646 .3609 .3590 .3581 .3577 .3575 .3574 $250 .6661 .5624 .4689 .3891 .3246 .2751 .2387 .2132 .1960 .1847 .1775 .1730 .1703 .1688 $500 .6654 .5593 .4605 .3719 .2953 .2316 .1805 .1407 .1107 .0887 .0729 .0619 .0543 .0492 $1,000 .6653 .5590 .4595 .3693 .2905 .2238 .1691 .1255 .0918 .0662 .0474 .0337 .0240 .0172 71 $120 .6686 .5732 .4967 .4413 .4048 .3827 .3703 .3637 .3603 .3587 .3580 .3576 .3575 .3574 $250 .6653 .5604 .4655 .3844 .3192 .2696 .2338 .2091 .1927 .1822 .1758 .1719 .1696 .1683 $500 .6646 .5573 .4568 .3664 .2884 .2239 .1726 .1332 .1040 .0830 .0683 .0583 .0516 .0472 $1,000 .6645 .5569 .4556 .3635 .2829 .2151 .1599 .1166 .0835 .0590 .0413 .0287 .0201 .0142 72 $120 .6678 .5714 .4940 .4384 .4023 .3808 .3690 .3629 .3599 .3585 .3578 .3576 .3575 .3574 $250 .6646 .5586 .4624 .3801 .3143 .2646 .2293 .2054 .1898 .1801 .1743 .1709 .1690 .1679 $500 .6640 .5556 .4535 .3614 .2820 .2166 .1652 .1263 .0979 .0780 .0643 .0552 .0493 .0456 $1,000 .6639 .5552 .4522 .3582 .2759 .2069 .1513 .1082 .0759 .0524 .0359 .0245 .0168 .0118 73 $120 .6670 .5696 .4915 .4358 .4000 .3792 .3679 .3622 .3595 .3583 .3577 .3575 .3574 .3574 $250 .6641 .5572 .4595 .3761 .3096 .2600 .2252 .2020 .1873 .1783 .1731 .1701 .1685 .1676 $500 .6635 .5542 .4506 .3568 .2760 .2098 .1582 .1198 .0924 .0734 .0608 .0526 .0475 .0443 $1,000 .6634 .5537 .4491 .3532 .2692 .1991 .1432 .1004 .0689 .0465 .0311 .0208 .0141 .0099 74 $120 .6666 .5686 .4900 .4341 .3986 .3781 .3672 .3618 .3593 .3582 .3577 .3575 .3574 .3574 $250 .6638 .5563 .4578 .3736 .3067 .2571 .2226 .1999 .1858 .1773 .1724 .1697 .1682 .1674 $500 .6633 .5534 .4489 .3539 .2721 .2054 .1538 .1158 .0889 .0707 .0587 .0511 .0464 .0436 $1,000 .6632 .5529 .4473 .3501 .2650 .1941 .1379 .0954 .0645 .0429 .0283 .0187 .0126 .0088
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 7
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit*
0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0039 .0141 .0290 .0474 .0923 .1457 .2057 .2709 41 $120 .0000 .0035 .0130 .0270 .0446 .0880 .1399 .1986 .2627 42 $120 .0000 .0031 .0119 .0252 .0419 .0837 .1342 .1915 .2544 43 $120 .0000 .0028 .0109 .0234 .0393 .0795 .1285 .1845 .2464 44 $120 .0000 .0025 .0100 .0217 .0367 .0753 .1228 .1775 .2391 45 $120 .0000 .0022 .0091 .0200 .0343 .0712 .1172 .1705 .2325 46 $120 .0000 .0019 .0082 .0184 .0319 .0672 .1117 .1639 .2264 47 $120 .0000 .0017 .0074 .0169 .0296 .0633 .1062 .1578 .2206 48 $120 .0000 .0015 .0066 .0154 .0273 .0594 .1008 .1521 .2150 49 $120 .0000 .0013 .0059 .0140 .0251 .0556 .0956 .1468 .2095 50 $120 .0000 .0011 .0053 .0126 .0230 .0519 .0907 .1417 .2042 $250 .0000 .0011 .0053 .0127 .0232 .0522 .0906 .1369 .1900 51 $120 .0000 .0009 .0046 .0114 .0210 .0483 .0861 .1367 .1989 $250 .0000 .0009 .0047 .0115 .0212 .0486 .0854 .1302 .1819 52 $120 .0000 .0008 .0041 .0102 .0191 .0448 .0818 .1319 .1936 $250 .0000 .0008 .0041 .0103 .0192 .0450 .0802 .1235 .1738 53 $120 .0000 .0006 .0035 .0091 .0173 .0414 .0776 .1271 .1884 $250 .0000 .0007 .0036 .0091 .0174 .0416 .0751 .1168 .1658 54 $120 .0000 .0005 .0030 .0080 .0155 .0382 .0737 .1224 .1833 $250 .0000 .0005 .0031 .0081 .0156 .0382 .0701 .1102 .1581 55 $120 .0000 .0004 .0026 .0070 .0138 .0353 .0698 .1178 .1785 $250 .0000 .0004 .0026 .0071 .0139 .0349 .0651 .1036 .1508 56 $120 .0000 .0004 .0022 .0061 .0123 .0325 .0660 .1133 .1737 $250 .0000 .0004 .0022 .0061 .0123 .0318 .0602 .0973 .1438 57 $120 .0000 .0003 .0018 .0052 .0108 .0299 .0623 .1089 .1691 $250 .0000 .0003 .0019 .0053 .0109 .0287 .0555 .0912 .1371 58 $120 .0000 .0002 .0015 .0045 .0094 .0274 .0587 .1046 .1645 $250 .0000 .0002 .0015 .0045 .0095 .0258 .0508 .0855 .1306 $500 .0000 .0002 .0015 .0045 .0095 .0258 .0509 .0846 .1265 59 $120 .0000 .0002 .0012 .0038 .0082 .0250 .0553 .1004 .1601 $250 .0000 .0002 .0013 .0038 .0082 .0230 .0464 .0799 .1242 $500 .0000 .0002 .0013 .0038 .0082 .0230 .0464 .0783 .1188 60 $120 .0000 .0001 .0010 .0031 .0070 .0228 .0519 .0963 .1558 $250 .0000 .0001 .0010 .0032 .0070 .0203 .0422 .0746 .1180 $500 .0000 .0001 .0010 .0032 .0070 .0203 .0420 .0723 .1112 61 $120 .0000 .0001 .0008 .0026 .0060 .0206 .0487 .0924 .1516 $250 .0000 .0001 .0008 .0026 .0059 .0177 .0383 .0695 .1118 $500 .0000 .0001 .0008 .0026 .0059 .0178 .0377 .0663 .1038 62 $120 .0000 .0001 .0006 .0021 .0051 .0186 .0456 .0885 .1475 $250 .0000 .0001 .0006 .0021 .0049 .0154 .0346 .0645 .1058 $500 .0000 .0001 .0006 .0021 .0049 .0154 .0336 .0605 .0965 63 $120 .0000 .0000 .0005 .0017 .0043 .0167 .0426 .0848 .1435 $250 .0000 .0000 .0005 .0017 .0040 .0133 .0311 .0597 .1000 $500 .0000 .0000 .0005 .0017 .0040 .0132 .0297 .0549 .0895 64 $120 .0000 .0000 .0003 .0013 .0036 .0150 .0397 .0811 .1396 $250 .0000 .0000 .0003 .0013 .0032 .0113 .0278 .0550 .0943 $500 .0000 .0000 .0003 .0013 .0032 .0111 .0260 .0495 .0827 $1,000 .0000 .0000 .0003 .0013 .0032 .0111 .0261 .0495 .0823 65 $120 .0000 .0000 .0002 .0010 .0030 .0133 .0369 .0776 .1359 $250 .0000 .0000 .0002 .0010 .0025 .0096 .0247 .0505 .0888 $500 .0000 .0000 .0002 .0010 .0025 .0092 .0226 .0444 .0761 $1,000 .0000 .0000 .0002 .0010 .0025 .0092 .0226 .0443 .0754 66 $120 .0000 .0000 .0002 .0008 .0024 .0118 .0343 .0742 .1322 $250 .0000 .0000 .0002 .0007 .0019 .0080 .0217 .0462 .0834 $500 .0000 .0000 .0002 .0007 .0019 .0075 .0193 .0395 .0697 $1,000 .0000 .0000 .0002 .0007 .0019 .0075 .0193 .0392 .0686 67 $120 .0000 .0000 .0001 .0006 .0020 .0104 .0318 .0709 .1287 $250 .0000 .0000 .0001 .0005 .0014 .0066 .0190 .0421 .0782 $500 .0000 .0000 .0001 .0005 .0014 .0060 .0163 .0349 .0635 $1,000 .0000 .0000 .0001 .0005 .0014 .0060 .0163 .0344 .0621 68 $120 .0000 .0000 .0001 .0004 .0015 .0091 .0294 .0677 .1253 $250 .0000 .0000 .0001 .0003 .0010 .0053 .0165 .0382 .0731 $500 .0000 .0000 .0001 .0003 .0010 .0046 .0136 .0305 .0576 $1,000 .0000 .0000 .0001 .0003 .0010 .0046 .0135 .0298 .0558 69 $120 .0000 .0000 .0000 .0003 .0012 .0079 .0271 .0646 .1220 $250 .0000 .0000 .0000 .0002 .0007 .0042 .0141 .0344 .0682 $500 .0000 .0000 .0000 .0002 .0007 .0035 .0111 .0264 .0518 $1,000 .0000 .0000 .0000 .0002 .0007 .0035 .0109 .0255 .0496 70 $120 .0000 .0000 .0000 .0002 .0009 .0068 .0249 .0616 .1188 $250 .0000 .0000 .0000 .0001 .0005 .0033 .0120 .0309 .0635 $500 .0000 .0000 .0000 .0001 .0004 .0026 .0089 .0225 .0462 $1,000 .0000 .0000 .0000 .0001 .0004 .0025 .0086 .0214 .0437 71 $120 .0000 .0000 .0000 .0001 .0007 .0058 .0228 .0587 .1156 $250 .0000 .0000 .0000 .0001 .0003 .0025 .0100 .0274 .0588 $500 .0000 .0000 .0000 .0001 .0002 .0018 .0069 .0188 .0408 $1,000 .0000 .0000 .0000 .0001 .0002 .0017 .0065 .0176 .0379 72 $120 .0000 .0000 .0000 .0001 .0005 .0049 .0209 .0560 .1128 $250 .0000 .0000 .0000 .0000 .0002 .0018 .0082 .0243 .0545 $500 .0000 .0000 .0000 .0000 .0001 .0012 .0052 .0155 .0358 $1,000 .0000 .0000 .0000 .0000 .0001 .0011 .0047 .0141 .0325 73 $120 .0000 .0000 .0000 .0001 .0004 .0042 .0192 .0535 .1101 $250 .0000 .0000 .0000 .0000 .0001 .0013 .0067 .0215 .0505 $500 .0000 .0000 .0000 .0000 .0001 .0007 .0038 .0126 .0312 $1,000 .0000 .0000 .0000 .0000 .0001 .0006 .0033 .0111 .0276 74 $120 .0000 .0000 .0000 .0000 .0003 .0038 .0182 .0519 .1085 $250 .0000 .0000 .0000 .0000 .0001 .0010 .0059 .0198 .0480 $500 .0000 .0000 .0000 .0000 .0000 .0005 .0030 .0109 .0283 $1,000 .0000 .0000 .0000 .0000 .0000 .0004 .0025 .0093 .0245
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3420.2
NEW SECTION
WAC 296-17B-980 Hazard Group 8 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 8
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .8984 .8871 .8769 .8676 .8588 .8506 .8428 .8354 .8283 .8215 .8149 .8086 .8024 .7965 2 .8946 .8825 .8715 .8615 .8521 .8433 .8350 .8271 .8195 .8122 .8052 .7984 .7918 .7854 3 .8907 .8778 .8661 .8554 .8455 .8361 .8272 .8187 .8106 .8028 .7953 .7881 .7811 .7743 4 .8868 .8731 .8607 .8493 .8387 .8287 .8192 .8102 .8016 .7933 .7854 .7777 .7702 .7630 5 .8829 .8683 .8552 .8431 .8318 .8212 .8112 .8017 .7925 .7838 .7753 .7672 .7593 .7517 6 .8790 .8636 .8497 .8369 .8249 .8137 .8031 .7931 .7834 .7741 .7652 .7566 .7483 .7402 7 .8751 .8588 .8441 .8306 .8180 .8062 .7950 .7844 .7742 .7645 .7551 .7460 .7373 .7288 8 .8712 .8540 .8386 .8243 .8111 .7987 .7869 .7757 .7650 .7547 .7449 .7353 .7261 .7172 9 .8673 .8492 .8330 .8180 .8041 .7911 .7787 .7669 .7557 .7450 .7346 .7246 .7150 .7057 10 .8633 .8444 .8274 .8117 .7971 .7834 .7705 .7581 .7464 .7351 .7243 .7138 .7038 .6940 11 .8594 .8396 .8217 .8053 .7901 .7757 .7622 .7493 .7370 .7252 .7139 .7030 .6925 .6823 12 .8554 .8347 .8161 .7989 .7830 .7680 .7538 .7404 .7276 .7153 .7035 .6921 .6812 .6706 13 .8515 .8299 .8104 .7925 .7758 .7602 .7454 .7314 .7180 .7053 .6930 .6812 .6698 .6588 14 .8475 .8250 .8046 .7860 .7686 .7523 .7370 .7224 .7085 .6952 .6824 .6702 .6584 .6470 15 .8435 .8200 .7989 .7794 .7614 .7444 .7284 .7133 .6988 .6850 .6718 .6591 .6468 .6351 16 .8395 .8151 .7931 .7729 .7541 .7365 .7199 .7041 .6891 .6748 .6611 .6480 .6353 .6231 17 .8355 .8101 .7872 .7662 .7467 .7285 .7112 .6949 .6794 .6646 .6504 .6368 .6237 .6111 18 .8314 .8051 .7813 .7596 .7393 .7204 .7025 .6856 .6696 .6542 .6396 .6255 .6120 .5991 19 .8274 .8001 .7754 .7528 .7319 .7122 .6938 .6763 .6597 .6439 .6287 .6142 .6003 .5870 20 .8233 .7950 .7695 .7461 .7244 .7041 .6849 .6669 .6497 .6334 .6178 .6029 .5886 .5748 21 .8192 .7899 .7635 .7392 .7168 .6958 .6760 .6574 .6397 .6229 .6068 .5914 .5767 .5626 22 .8151 .7847 .7574 .7323 .7091 .6874 .6671 .6478 .6296 .6122 .5957 .5799 .5648 .5503 23 .8109 .7796 .7513 .7254 .7014 .6790 .6580 .6382 .6194 .6016 .5846 .5683 .5528 .5379 24 .8068 .7743 .7451 .7184 .6936 .6705 .6489 .6284 .6091 .5908 .5733 .5567 .5408 .5255 25 .8026 .7691 .7389 .7113 .6858 .6620 .6397 .6186 .5988 .5799 .5620 .5449 .5286 .5130 26 .7984 .7638 .7326 .7041 .6778 .6533 .6304 .6087 .5883 .5690 .5506 .5331 .5164 .5004 27 .7941 .7584 .7263 .6969 .6698 .6446 .6210 .5988 .5778 .5580 .5392 .5212 .5041 .4878 28 .7898 .7530 .7199 .6896 .6617 .6358 .6115 .5887 .5672 .5469 .5276 .5092 .4917 .4750 29 .7856 .7476 .7135 .6823 .6536 .6269 .6020 .5786 .5565 .5357 .5159 .4972 .4793 .4622 30 .7812 .7421 .7070 .6749 .6453 .6179 .5923 .5683 .5457 .5244 .5041 .4850 .4667 .4492 31 .7769 .7366 .7004 .6674 .6370 .6089 .5826 .5580 .5348 .5130 .4923 .4727 .4540 .4362 32 .7725 .7311 .6938 .6599 .6286 .5997 .5727 .5475 .5238 .5015 .4803 .4603 .4412 .4231 33 .7682 .7255 .6871 .6522 .6202 .5905 .5628 .5370 .5127 .4899 .4683 .4478 .4284 .4098 34 .7637 .7198 .6804 .6445 .6116 .5811 .5528 .5263 .5015 .4781 .4560 .4351 .4153 .3964 35 .7593 .7141 .6736 .6367 .6029 .5717 .5426 .5155 .4901 .4662 .4437 .4224 .4021 .3829 36 .7548 .7084 .6667 .6288 .5941 .5621 .5323 .5046 .4786 .4542 .4312 .4094 .3887 .3691 37 .7503 .7026 .6598 .6209 .5853 .5524 .5219 .4935 .4670 .4420 .4185 .3963 .3752 .3554 38 .7458 .6968 .6528 .6128 .5763 .5426 .5114 .4823 .4552 .4297 .4056 .3830 .3617 .3417 39 .7413 .6909 .6457 .6048 .5673 .5328 .5008 .4711 .4433 .4172 .3927 .3698 .3482 .3280 40 .7369 .6851 .6387 .5966 .5582 .5228 .4901 .4597 .4313 .4047 .3798 .3566 .3348 .3143 41 .7324 .6792 .6316 .5885 .5491 .5129 .4794 .4483 .4192 .3922 .3669 .3434 .3213 .3007 42 .7280 .6734 .6246 .5803 .5400 .5029 .4686 .4368 .4072 .3797 .3541 .3303 .3080 .2873 43 .7236 .6676 .6175 .5722 .5308 .4928 .4578 .4253 .3952 .3673 .3413 .3172 .2948 .2740 44 .7193 .6619 .6105 .5640 .5217 .4828 .4469 .4138 .3832 .3549 .3286 .3043 .2818 .2609 45 .7150 .6562 .6035 .5559 .5125 .4727 .4360 .4023 .3712 .3425 .3160 .2915 .2689 .2480 46 .7107 .6505 .5965 .5477 .5033 .4625 .4252 .3909 .3593 .3302 .3035 .2789 .2562 .2353 47 .7065 .6448 .5895 .5395 .4940 .4524 .4143 .3794 .3474 .3180 .2911 .2663 .2437 .2229 48 .7024 .6392 .5825 .5313 .4847 .4422 .4034 .3680 .3355 .3059 .2787 .2540 .2313 .2106 49 .6983 .6336 .5756 .5231 .4754 .4321 .3926 .3566 .3237 .2938 .2666 .2417 .2191 .1986 50 .6943 .6280 .5686 .5149 .4661 .4219 .3817 .3452 .3120 .2818 .2545 .2297 .2072 .1868 51 .6903 .6225 .5616 .5066 .4568 .4117 .3708 .3338 .3003 .2700 .2426 .2178 .1955 .1754 52 .6864 .6170 .5547 .4984 .4475 .4016 .3600 .3225 .2887 .2582 .2308 .2061 .1840 .1641 53 .6825 .6116 .5477 .4902 .4382 .3914 .3492 .3112 .2771 .2465 .2191 .1946 .1727 .1532 54 .6787 .6062 .5408 .4820 .4289 .3812 .3384 .3000 .2657 .2350 .2077 .1834 .1617 .1426 55 .6750 .6008 .5340 .4738 .4196 .3711 .3277 .2889 .2543 .2236 .1964 .1723 .1510 .1322 56 .6714 .5955 .5271 .4656 .4104 .3610 .3170 .2778 .2431 .2124 .1853 .1615 .1405 .1222 57 .6679 .5903 .5204 .4575 .4012 .3510 .3063 .2668 .2320 .2013 .1744 .1509 .1303 .1125 58 .6645 .5852 .5137 .4494 .3920 .3409 .2958 .2559 .2210 .1904 .1637 .1405 .1204 .1031 59 .6611 .5802 .5070 .4414 .3829 .3310 .2852 .2451 .2101 .1796 .1532 .1304 .1108 .0940 60 .6580 .5753 .5005 .4335 .3738 .3211 .2748 .2344 .1993 .1690 .1429 .1206 .1016 .0854 61 .6549 .5705 .4941 .4257 .3649 .3113 .2645 .2238 .1887 .1586 .1329 .1111 .0926 .0771 62 .6520 .5659 .4879 .4180 .3560 .3016 .2543 .2134 .1783 .1484 .1232 .1019 .0841 .0692 63 .6492 .5614 .4817 .4104 .3472 .2920 .2441 .2030 .1680 .1385 .1137 .0930 .0758 .0617 64 .6466 .5572 .4758 .4029 .3386 .2824 .2341 .1928 .1579 .1287 .1045 .0844 .0680 .0546 65 .6442 .5531 .4700 .3956 .3300 .2730 .2242 .1827 .1480 .1192 .0955 .0762 .0606 .0480 66 .6420 .5492 .4645 .3885 .3216 .2637 .2144 .1728 .1383 .1100 .0870 .0684 .0536 .0418 67 .6400 .5456 .4591 .3815 .3133 .2545 .2047 .1631 .1288 .1010 .0787 .0609 .0470 .0360 68 .6382 .5422 .4540 .3747 .3052 .2454 .1951 .1535 .1196 .0923 .0708 .0539 .0408 .0307 69 .6366 .5391 .4490 .3681 .2971 .2365 .1857 .1440 .1105 .0839 .0631 .0472 .0350 .0259 70 .6352 .5362 .4444 .3617 .2893 .2276 .1763 .1347 .1016 .0758 .0559 .0409 .0297 .0214 71 .6339 .5335 .4399 .3553 .2813 .2186 .1669 .1253 .0928 .0677 .0489 .0349 .0247 .0173 72 .6330 .5312 .4358 .3494 .2738 .2100 .1579 .1165 .0845 .0603 .0424 .0295 .0203 .0138 73 .6322 .5293 .4321 .3438 .2667 .2018 .1493 .1080 .0766 .0534 .0366 .0247 .0164 .0108 74 .6319 .5281 .4299 .3403 .2620 .1965 .1436 .1025 .0716 .0491 .0330 .0218 .0142 .0091
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 8
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0404 .0830 .1275 .1734 .2674 .3631 .4599 .5576 2 .0000 .0392 .0810 .1250 .1705 .2636 .3585 .4545 .5515 3 .0000 .0379 .0791 .1226 .1675 .2597 .3538 .4491 .5454 4 .0000 .0367 .0772 .1202 .1646 .2558 .3491 .4437 .5393 5 .0000 .0355 .0753 .1178 .1617 .2519 .3443 .4382 .5331 6 .0000 .0343 .0735 .1154 .1587 .2480 .3396 .4327 .5269 7 .0000 .0332 .0717 .1130 .1558 .2441 .3348 .4271 .5206 8 .0000 .0321 .0699 .1106 .1528 .2402 .3300 .4216 .5143 9 .0000 .0310 .0681 .1082 .1499 .2363 .3252 .4160 .5080 10 .0000 .0299 .0664 .1059 .1470 .2323 .3204 .4104 .5017 11 .0000 .0289 .0647 .1035 .1441 .2284 .3156 .4047 .4953 12 .0000 .0279 .0630 .1012 .1411 .2244 .3107 .3991 .4889 13 .0000 .0269 .0613 .0988 .1382 .2205 .3059 .3934 .4825 14 .0000 .0259 .0596 .0965 .1353 .2165 .3010 .3876 .4760 15 .0000 .0250 .0579 .0941 .1323 .2125 .2960 .3819 .4694 16 .0000 .0240 .0562 .0918 .1294 .2085 .2911 .3761 .4629 17 .0000 .0231 .0546 .0895 .1265 .2045 .2861 .3702 .4562 18 .0000 .0222 .0529 .0871 .1235 .2004 .2811 .3643 .4496 19 .0000 .0214 .0513 .0848 .1206 .1964 .2761 .3584 .4428 20 .0000 .0205 .0496 .0825 .1176 .1923 .2710 .3525 .4361 21 .0000 .0196 .0480 .0802 .1147 .1882 .2659 .3465 .4292 22 .0000 .0188 .0464 .0778 .1117 .1841 .2607 .3404 .4223 23 .0000 .0180 .0448 .0755 .1087 .1799 .2556 .3343 .4154 24 .0000 .0171 .0432 .0732 .1057 .1758 .2503 .3281 .4084 25 .0000 .0163 .0416 .0709 .1028 .1716 .2451 .3219 .4013 26 .0000 .0155 .0400 .0686 .0998 .1674 .2398 .3156 .3941 27 .0000 .0148 .0384 .0663 .0968 .1631 .2344 .3093 .3869 28 .0000 .0140 .0369 .0640 .0938 .1588 .2290 .3029 .3796 29 .0000 .0133 .0353 .0617 .0908 .1546 .2236 .2965 .3723 30 .0000 .0125 .0338 .0594 .0878 .1502 .2181 .2900 .3649 31 .0000 .0118 .0323 .0571 .0847 .1459 .2126 .2834 .3574 32 .0000 .0111 .0308 .0548 .0817 .1415 .2071 .2768 .3499 33 .0000 .0104 .0293 .0525 .0787 .1372 .2015 .2701 .3422 34 .0000 .0098 .0278 .0503 .0757 .1327 .1958 .2634 .3345 35 .0000 .0091 .0264 .0480 .0727 .1283 .1901 .2566 .3267 36 .0000 .0085 .0249 .0458 .0696 .1238 .1844 .2497 .3188 37 .0000 .0079 .0235 .0435 .0666 .1193 .1786 .2428 .3109 38 .0000 .0073 .0221 .0413 .0636 .1148 .1728 .2358 .3028 39 .0000 .0067 .0207 .0391 .0606 .1103 .1669 .2287 .2948 40 .0000 .0062 .0194 .0370 .0576 .1059 .1611 .2217 .2866 41 .0000 .0056 .0181 .0348 .0547 .1014 .1552 .2146 .2785 42 .0000 .0052 .0169 .0328 .0518 .0970 .1494 .2076 .2703 43 .0000 .0047 .0156 .0307 .0490 .0926 .1436 .2005 .2622 44 .0000 .0042 .0145 .0288 .0462 .0883 .1379 .1935 .2540 45 .0000 .0038 .0133 .0269 .0435 .0840 .1322 .1865 .2459 46 .0000 .0034 .0123 .0250 .0408 .0797 .1265 .1795 .2377 47 .0000 .0031 .0112 .0232 .0382 .0755 .1208 .1725 .2295 48 .0000 .0027 .0102 .0214 .0356 .0714 .1152 .1655 .2213 49 .0000 .0024 .0093 .0197 .0331 .0673 .1096 .1586 .2131 50 .0000 .0021 .0084 .0181 .0307 .0633 .1040 .1516 .2049 51 .0000 .0019 .0075 .0165 .0283 .0593 .0985 .1446 .1966 52 .0000 .0016 .0067 .0150 .0260 .0554 .0930 .1377 .1884 53 .0000 .0014 .0060 .0135 .0238 .0515 .0876 .1307 .1802 54 .0000 .0012 .0053 .0121 .0217 .0477 .0822 .1238 .1720 55 .0000 .0010 .0046 .0108 .0196 .0440 .0768 .1170 .1638 56 .0000 .0008 .0040 .0096 .0176 .0404 .0715 .1101 .1556 57 .0000 .0007 .0034 .0084 .0157 .0369 .0663 .1034 .1475 58 .0000 .0006 .0029 .0073 .0139 .0335 .0612 .0967 .1394 59 .0000 .0005 .0024 .0063 .0122 .0301 .0562 .0900 .1314 60 .0000 .0004 .0020 .0054 .0106 .0270 .0513 .0835 .1235 61 .0000 .0003 .0016 .0045 .0091 .0239 .0465 .0771 .1157 62 .0000 .0002 .0013 .0037 .0077 .0210 .0419 .0709 .1080 63 .0000 .0002 .0010 .0030 .0064 .0182 .0374 .0647 .1004 64 .0000 .0001 .0008 .0024 .0053 .0156 .0332 .0588 .0929 65 .0000 .0001 .0006 .0019 .0043 .0132 .0291 .0530 .0856 66 .0000 .0001 .0004 .0014 .0033 .0110 .0252 .0475 .0785 67 .0000 .0000 .0003 .0010 .0026 .0090 .0216 .0421 .0715 68 .0000 .0000 .0002 .0007 .0019 .0072 .0182 .0370 .0647 69 .0000 .0000 .0001 .0005 .0013 .0056 .0151 .0320 .0581 70 .0000 .0000 .0001 .0003 .0009 .0042 .0122 .0274 .0517 71 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0453 72 .0000 .0000 .0000 .0001 .0003 .0020 .0072 .0188 .0394 73 .0000 .0000 .0000 .0000 .0001 .0012 .0053 .0151 .0338 74 .0000 .0000 .0000 .0000 .0001 .0009 .0041 .0129 .0303
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 8
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7364 .6844 .6378 .5956 .5570 .5249 .5003 .4803 .4637 .4497 .4378 .4276 .4192 .3859 41 $120 .7319 .6786 .6308 .5874 .5486 .5184 .4945 .4749 .4585 .4447 .4329 .4232 .4157 .3859 42 $120 .7275 .6728 .6237 .5792 .5416 .5125 .4890 .4697 .4534 .4397 .4283 .4195 .4126 .3859 43 $120 .7231 .6670 .6166 .5714 .5354 .5069 .4837 .4644 .4483 .4349 .4244 .4162 .4098 .3859 44 $120 .7188 .6612 .6096 .5647 .5296 .5014 .4784 .4592 .4433 .4307 .4209 .4132 .4072 .3859 45 $120 .7145 .6555 .6026 .5586 .5241 .4961 .4731 .4540 .4387 .4269 .4177 .4104 .4047 .3859 46 $120 .7103 .6498 .5961 .5531 .5187 .4908 .4679 .4491 .4347 .4234 .4147 .4077 .4024 .3859 47 $120 .7061 .6441 .5904 .5477 .5135 .4856 .4626 .4447 .4309 .4201 .4117 .4053 .4004 .3859 48 $120 .7019 .6385 .5850 .5426 .5083 .4802 .4578 .4406 .4273 .4170 .4090 .4031 .3986 .3859 49 $120 .6979 .6332 .5800 .5375 .5031 .4751 .4534 .4367 .4239 .4140 .4066 .4011 .3970 .3859 50 $120 .6938 .6283 .5752 .5325 .4978 .4703 .4492 .4330 .4206 .4113 .4044 .3993 .3955 .3859 $250 .6941 .6278 .5683 .5144 .4656 .4223 .3860 .3554 .3295 .3075 .2887 .2726 .2590 .2476 51 $120 .6899 .6238 .5705 .5275 .4927 .4658 .4452 .4294 .4175 .4088 .4023 .3976 .3942 .3859 $250 .6901 .6223 .5613 .5062 .4565 .4139 .3780 .3478 .3223 .3005 .2820 .2663 .2533 .2426 52 $120 .6860 .6196 .5659 .5224 .4879 .4614 .4412 .4260 .4147 .4064 .4004 .3961 .3930 .3859 $250 .6862 .6168 .5543 .4979 .4480 .4059 .3704 .3405 .3151 .2935 .2754 .2604 .2481 .2380 53 $120 .6823 .6155 .5613 .5175 .4833 .4572 .4374 .4228 .4120 .4042 .3987 .3947 .3920 .3859 $250 .6824 .6113 .5474 .4898 .4402 .3983 .3630 .3332 .3079 .2867 .2692 .2549 .2432 .2337 54 $120 .6789 .6116 .5567 .5128 .4789 .4531 .4338 .4197 .4095 .4022 .3971 .3935 .3910 .3859 $250 .6786 .6059 .5405 .4823 .4327 .3909 .3557 .3259 .3009 .2803 .2634 .2498 .2386 .2297 55 $120 .6757 .6077 .5521 .5083 .4746 .4491 .4304 .4169 .4072 .4004 .3957 .3924 .3902 .3859 $250 .6749 .6006 .5337 .4752 .4255 .3837 .3484 .3187 .2942 .2742 .2580 .2449 .2343 .2259 56 $120 .6728 .6039 .5477 .5038 .4703 .4454 .4272 .4142 .4050 .3987 .3944 .3915 .3895 .3859 $250 .6713 .5953 .5272 .4684 .4185 .3765 .3411 .3118 .2878 .2684 .2527 .2402 .2302 .2224 57 $120 .6700 .6000 .5435 .4995 .4662 .4417 .4241 .4116 .4030 .3972 .3932 .3906 .3889 .3859 $250 .6678 .5901 .5211 .4618 .4116 .3693 .3340 .3051 .2817 .2628 .2478 .2358 .2265 .2192 58 $120 .6672 .5963 .5394 .4953 .4623 .4382 .4211 .4093 .4012 .3958 .3922 .3899 .3884 .3859 $250 .6643 .5851 .5153 .4555 .4048 .3622 .3272 .2987 .2758 .2575 .2430 .2318 .2230 .2162 $500 .6644 .5851 .5135 .4492 .3917 .3408 .2963 .2580 .2251 .1969 .1730 .1527 .1356 .1212 59 $120 .6646 .5928 .5353 .4912 .4584 .4348 .4183 .4071 .3995 .3945 .3913 .3892 .3880 .3859 $250 .6610 .5803 .5097 .4492 .3980 .3554 .3206 .2925 .2701 .2524 .2386 .2279 .2198 .2136 $500 .6611 .5801 .5069 .4412 .3826 .3312 .2867 .2484 .2157 .1879 .1644 .1447 .1282 .1146 60 $120 .6621 .5893 .5314 .4872 .4547 .4316 .4157 .4050 .3979 .3934 .3905 .3887 .3876 .3859 $250 .6578 .5759 .5043 .4430 .3913 .3487 .3141 .2864 .2646 .2476 .2344 .2244 .2168 .2111 $500 .6579 .5752 .5004 .4333 .3738 .3220 .2773 .2391 .2066 .1792 .1562 .1371 .1213 .1084 61 $120 .6596 .5860 .5275 .4833 .4511 .4285 .4132 .4031 .3965 .3924 .3898 .3882 .3873 .3859 $250 .6548 .5717 .4990 .4368 .3848 .3422 .3078 .2806 .2593 .2430 .2305 .2211 .2141 .2089 $500 .6548 .5704 .4940 .4255 .3653 .3130 .2681 .2299 .1976 .1706 .1482 .1298 .1147 .1025 62 $120 .6573 .5827 .5238 .4795 .4476 .4256 .4109 .4013 .3952 .3914 .3892 .3878 .3870 .3859 $250 .6520 .5677 .4939 .4309 .3785 .3358 .3017 .2750 .2543 .2386 .2268 .2181 .2116 .2070 $500 .6519 .5658 .4877 .4181 .3570 .3042 .2591 .2209 .1889 .1624 .1406 .1229 .1086 .0970 63 $120 .6551 .5796 .5201 .4758 .4443 .4228 .4087 .3997 .3940 .3906 .3886 .3874 .3868 .3859 $250 .6495 .5638 .4889 .4251 .3723 .3296 .2958 .2696 .2496 .2345 .2234 .2153 .2094 .2052 $500 .6492 .5614 .4817 .4108 .3489 .2955 .2501 .2120 .1804 .1545 .1333 .1163 .1027 .0919 64 $120 .6530 .5765 .5166 .4722 .4411 .4202 .4066 .3982 .3930 .3899 .3882 .3871 .3866 .3859 $250 .6471 .5602 .4840 .4195 .3663 .3236 .2901 .2644 .2450 .2307 .2202 .2127 .2074 .2037 $500 .6466 .5571 .4759 .4038 .3410 .2870 .2414 .2034 .1722 .1468 .1264 .1101 .0973 .0872 $1,000 .6466 .5572 .4758 .4029 .3385 .2824 .2340 .1928 .1581 .1291 .1050 .0853 .0691 .0561 65 $120 .6510 .5736 .5131 .4688 .4380 .4177 .4047 .3968 .3921 .3893 .3878 .3869 .3864 .3859 $250 .6450 .5567 .4793 .4139 .3604 .3177 .2845 .2594 .2407 .2271 .2173 .2104 .2056 .2023 $500 .6442 .5531 .4704 .3970 .3332 .2786 .2328 .1950 .1642 .1394 .1197 .1042 .0922 .0829 $1,000 .6442 .5531 .4700 .3956 .3300 .2730 .2242 .1829 .1484 .1198 .0964 .0773 .0620 .0498 66 $120 .6492 .5708 .5098 .4655 .4351 .4153 .4030 .3955 .3912 .3888 .3874 .3867 .3863 .3859 $250 .6430 .5533 .4748 .4086 .3546 .3120 .2792 .2547 .2367 .2238 .2147 .2084 .2040 .2011 $500 .6420 .5493 .4651 .3904 .3255 .2704 .2245 .1868 .1565 .1323 .1134 .0987 .0875 .0790 $1,000 .6420 .5492 .4644 .3884 .3216 .2637 .2145 .1731 .1389 .1108 .0881 .0698 .0553 .0439 67 $120 .6474 .5681 .5066 .4622 .4323 .4131 .4013 .3944 .3905 .3883 .3872 .3865 .3862 .3859 $250 .6412 .5502 .4705 .4034 .3490 .3064 .2740 .2501 .2329 .2207 .2122 .2065 .2027 .2001 $500 .6400 .5458 .4601 .3839 .3181 .2624 .2163 .1789 .1490 .1256 .1074 .0936 .0832 .0754 $1,000 .6400 .5456 .4591 .3815 .3133 .2546 .2049 .1636 .1296 .1021 .0801 .0627 .0491 .0386 68 $120 .6458 .5655 .5034 .4591 .4296 .4110 .3998 .3934 .3898 .3879 .3869 .3864 .3861 .3859 $250 .6395 .5473 .4663 .3983 .3435 .3010 .2691 .2458 .2293 .2178 .2101 .2049 .2015 .1993 $500 .6382 .5426 .4552 .3777 .3108 .2545 .2083 .1711 .1418 .1191 .1018 .0889 .0792 .0722 $1,000 .6382 .5422 .4539 .3747 .3053 .2457 .1955 .1542 .1206 .0937 .0725 .0560 .0433 .0337 69 $120 .6443 .5630 .5004 .4562 .4270 .4090 .3984 .3925 .3893 .3876 .3867 .3863 .3861 .3859 $250 .6380 .5445 .4623 .3934 .3382 .2958 .2643 .2417 .2260 .2152 .2081 .2034 .2004 .1986 $500 .6366 .5396 .4506 .3717 .3037 .2468 .2004 .1636 .1349 .1130 .0966 .0845 .0757 .0694 $1,000 .6365 .5391 .4490 .3681 .2973 .2368 .1863 .1449 .1118 .0856 .0653 .0497 .0380 .0292 70 $120 .6428 .5606 .4975 .4533 .4246 .4072 .3972 .3917 .3888 .3873 .3866 .3862 .3860 .3859 $250 .6367 .5419 .4584 .3887 .3331 .2908 .2598 .2379 .2229 .2128 .2063 .2021 .1996 .1980 $500 .6353 .5368 .4463 .3658 .2967 .2392 .1928 .1563 .1282 .1072 .0917 .0804 .0725 .0669 $1,000 .6352 .5362 .4444 .3618 .2895 .2281 .1772 .1359 .1033 .0779 .0585 .0439 .0332 .0253 71 $120 .6415 .5583 .4947 .4505 .4223 .4054 .3960 .3909 .3883 .3870 .3864 .3861 .3860 .3859 $250 .6355 .5395 .4547 .3839 .3280 .2858 .2553 .2342 .2199 .2106 .2047 .2010 .1988 .1974 $500 .6341 .5343 .4421 .3601 .2898 .2317 .1852 .1490 .1217 .1016 .0870 .0767 .0695 .0646 $1,000 .6339 .5335 .4399 .3555 .2817 .2193 .1680 .1269 .0948 .0703 .0520 .0385 .0287 .0217 72 $120 .6403 .5561 .4920 .4479 .4202 .4039 .3950 .3903 .3880 .3869 .3863 .3861 .3860 .3859 $250 .6346 .5373 .4513 .3796 .3232 .2812 .2513 .2308 .2173 .2087 .2034 .2001 .1982 .1971 $500 .6332 .5321 .4384 .3548 .2833 .2246 .1780 .1424 .1158 .0965 .0829 .0735 .0671 .0628 $1,000 .6330 .5313 .4359 .3497 .2744 .2110 .1594 .1185 .0871 .0635 .0461 .0337 .0249 .0188 73 $120 .6393 .5542 .4896 .4456 .4182 .4025 .3941 .3898 .3877 .3867 .3862 .3861 .3860 .3859 $250 .6337 .5354 .4481 .3755 .3188 .2770 .2476 .2278 .2151 .2071 .2022 .1993 .1977 .1967 $500 .6325 .5303 .4350 .3499 .2773 .2179 .1714 .1362 .1104 .0920 .0793 .0707 .0650 .0613 $1,000 .6323 .5293 .4323 .3443 .2675 .2032 .1512 .1106 .0799 .0572 .0410 .0295 .0216 .0163 74 $120 .6386 .5530 .4881 .4441 .4171 .4017 .3936 .3895 .3875 .3866 .3862 .3860 .3860 .3859 $250 .6333 .5342 .4462 .3730 .3161 .2743 .2453 .2260 .2137 .2061 .2016 .1989 .1974 .1966 $500 .6321 .5292 .4329 .3468 .2734 .2137 .1672 .1323 .1070 .0893 .0772 .0691 .0638 .0605 $1,000 .6319 .5282 .4301 .3409 .2631 .1982 .1460 .1056 .0754 .0534 .0378 .0271 .0198 .0149
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 8
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0061 .0193 .0368 .0573 .1054 .1604 .2208 .2856 41 $120 .0000 .0056 .0180 .0347 .0544 .1009 .1546 .2138 .2774 42 $120 .0000 .0051 .0167 .0326 .0515 .0965 .1488 .2067 .2692 43 $120 .0000 .0046 .0155 .0306 .0487 .0921 .1430 .1996 .2614 44 $120 .0000 .0042 .0144 .0286 .0459 .0878 .1372 .1926 .2547 45 $120 .0000 .0038 .0132 .0267 .0432 .0835 .1315 .1856 .2486 46 $120 .0000 .0034 .0122 .0248 .0405 .0793 .1258 .1791 .2431 47 $120 .0000 .0030 .0111 .0230 .0379 .0751 .1201 .1734 .2377 48 $120 .0000 .0027 .0102 .0213 .0354 .0709 .1145 .1680 .2326 49 $120 .0000 .0024 .0092 .0196 .0329 .0669 .1092 .1630 .2275 50 $120 .0000 .0021 .0083 .0179 .0305 .0628 .1043 .1582 .2225 $250 .0000 .0021 .0084 .0180 .0306 .0631 .1038 .1513 .2044 51 $120 .0000 .0018 .0075 .0164 .0281 .0589 .0998 .1535 .2175 $250 .0000 .0018 .0075 .0165 .0282 .0591 .0983 .1443 .1962 52 $120 .0000 .0016 .0067 .0149 .0258 .0550 .0956 .1489 .2124 $250 .0000 .0016 .0067 .0149 .0259 .0552 .0928 .1373 .1879 53 $120 .0000 .0014 .0059 .0134 .0236 .0513 .0915 .1443 .2075 $250 .0000 .0014 .0059 .0135 .0237 .0514 .0873 .1304 .1798 54 $120 .0000 .0012 .0052 .0120 .0215 .0479 .0876 .1397 .2028 $250 .0000 .0012 .0052 .0121 .0216 .0476 .0819 .1235 .1723 55 $120 .0000 .0010 .0045 .0107 .0194 .0447 .0837 .1351 .1983 $250 .0000 .0010 .0046 .0108 .0195 .0439 .0766 .1167 .1652 56 $120 .0000 .0008 .0039 .0095 .0174 .0418 .0799 .1307 .1938 $250 .0000 .0008 .0040 .0096 .0175 .0403 .0713 .1102 .1584 57 $120 .0000 .0007 .0034 .0083 .0155 .0390 .0760 .1265 .1895 $250 .0000 .0007 .0034 .0084 .0156 .0368 .0661 .1041 .1518 58 $120 .0000 .0006 .0029 .0072 .0138 .0362 .0723 .1224 .1853 $250 .0000 .0006 .0029 .0073 .0138 .0333 .0611 .0983 .1455 $500 .0000 .0006 .0029 .0073 .0139 .0334 .0611 .0965 .1392 59 $120 .0000 .0004 .0024 .0062 .0122 .0336 .0688 .1183 .1812 $250 .0000 .0004 .0024 .0063 .0121 .0300 .0563 .0927 .1392 $500 .0000 .0004 .0024 .0063 .0122 .0301 .0561 .0899 .1312 60 $120 .0000 .0004 .0020 .0053 .0108 .0311 .0653 .1144 .1772 $250 .0000 .0004 .0020 .0053 .0106 .0268 .0519 .0873 .1330 $500 .0000 .0004 .0020 .0054 .0106 .0269 .0512 .0834 .1233 61 $120 .0000 .0003 .0016 .0045 .0095 .0286 .0620 .1105 .1733 $250 .0000 .0003 .0016 .0045 .0091 .0238 .0477 .0820 .1268 $500 .0000 .0003 .0016 .0045 .0091 .0238 .0464 .0770 .1155 62 $120 .0000 .0002 .0013 .0037 .0083 .0263 .0587 .1068 .1695 $250 .0000 .0002 .0013 .0037 .0077 .0210 .0437 .0769 .1209 $500 .0000 .0002 .0013 .0037 .0077 .0209 .0418 .0707 .1081 63 $120 .0000 .0002 .0010 .0031 .0072 .0241 .0556 .1031 .1658 $250 .0000 .0002 .0010 .0030 .0064 .0185 .0398 .0719 .1151 $500 .0000 .0002 .0010 .0030 .0064 .0182 .0374 .0647 .1008 64 $120 .0000 .0001 .0008 .0026 .0062 .0220 .0525 .0996 .1622 $250 .0000 .0001 .0008 .0024 .0053 .0161 .0362 .0670 .1095 $500 .0000 .0001 .0008 .0024 .0053 .0156 .0331 .0589 .0938 $1,000 .0000 .0001 .0008 .0024 .0053 .0156 .0332 .0588 .0929 65 $120 .0000 .0001 .0006 .0021 .0053 .0200 .0496 .0961 .1588 $250 .0000 .0001 .0006 .0019 .0043 .0140 .0327 .0623 .1039 $500 .0000 .0001 .0006 .0019 .0042 .0132 .0291 .0534 .0870 $1,000 .0000 .0001 .0006 .0019 .0043 .0132 .0291 .0530 .0856 66 $120 .0000 .0001 .0004 .0017 .0045 .0182 .0468 .0928 .1555 $250 .0000 .0001 .0004 .0014 .0034 .0120 .0293 .0578 .0986 $500 .0000 .0001 .0004 .0014 .0033 .0110 .0253 .0481 .0804 $1,000 .0000 .0001 .0004 .0014 .0033 .0110 .0252 .0474 .0784 67 $120 .0000 .0000 .0003 .0013 .0038 .0164 .0441 .0896 .1522 $250 .0000 .0000 .0003 .0010 .0026 .0102 .0262 .0535 .0934 $500 .0000 .0000 .0003 .0010 .0025 .0090 .0218 .0431 .0739 $1,000 .0000 .0000 .0003 .0010 .0026 .0090 .0216 .0421 .0715 68 $120 .0000 .0000 .0002 .0010 .0031 .0148 .0415 .0864 .1491 $250 .0000 .0000 .0002 .0007 .0020 .0085 .0233 .0493 .0883 $500 .0000 .0000 .0002 .0007 .0019 .0072 .0186 .0382 .0677 $1,000 .0000 .0000 .0002 .0007 .0019 .0072 .0182 .0369 .0647 69 $120 .0000 .0000 .0001 .0008 .0026 .0133 .0390 .0834 .1462 $250 .0000 .0000 .0001 .0005 .0015 .0070 .0205 .0453 .0834 $500 .0000 .0000 .0001 .0005 .0013 .0056 .0156 .0336 .0617 $1,000 .0000 .0000 .0001 .0005 .0013 .0055 .0151 .0320 .0581 70 $120 .0000 .0000 .0001 .0006 .0021 .0118 .0366 .0805 .1433 $250 .0000 .0000 .0001 .0003 .0011 .0057 .0179 .0414 .0787 $500 .0000 .0000 .0001 .0003 .0009 .0043 .0128 .0293 .0558 $1,000 .0000 .0000 .0001 .0003 .0009 .0042 .0122 .0274 .0518 71 $120 .0000 .0000 .0001 .0004 .0017 .0105 .0343 .0777 .1405 $250 .0000 .0000 .0000 .0002 .0007 .0045 .0155 .0377 .0739 $500 .0000 .0000 .0000 .0002 .0006 .0031 .0103 .0251 .0501 $1,000 .0000 .0000 .0000 .0002 .0005 .0029 .0095 .0229 .0455 72 $120 .0000 .0000 .0000 .0003 .0013 .0093 .0321 .0750 .1379 $250 .0000 .0000 .0000 .0001 .0005 .0036 .0133 .0343 .0696 $500 .0000 .0000 .0000 .0001 .0003 .0022 .0081 .0214 .0448 $1,000 .0000 .0000 .0000 .0001 .0003 .0020 .0073 .0189 .0397 73 $120 .0000 .0000 .0000 .0002 .0010 .0083 .0302 .0726 .1356 $250 .0000 .0000 .0000 .0001 .0003 .0027 .0114 .0311 .0655 $500 .0000 .0000 .0000 .0000 .0002 .0015 .0063 .0180 .0399 $1,000 .0000 .0000 .0000 .0000 .0001 .0013 .0053 .0153 .0343 74 $120 .0000 .0000 .0000 .0002 .0009 .0076 .0290 .0711 .1341 $250 .0000 .0000 .0000 .0000 .0002 .0023 .0102 .0292 .0630 $500 .0000 .0000 .0000 .0000 .0001 .0011 .0052 .0159 .0368 $1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0042 .0131 .0309
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 8
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9437 .9319 .9212 .9113 .9021 .8935 .8853 .8775 .8701 .8629 .8560 .8493 .8429 .8366 2 .9397 .9269 .9155 .9049 .8951 .8859 .8771 .8688 .8608 .8531 .8457 .8386 .8317 .8250 3 .9356 .9221 .9098 .8986 .8881 .8782 .8689 .8600 .8515 .8433 .8355 .8278 .8205 .8133 4 .9315 .9171 .9041 .8921 .8809 .8705 .8605 .8511 .8420 .8333 .8250 .8169 .8091 .8015 5 .9274 .9121 .8983 .8856 .8738 .8626 .8521 .8421 .8325 .8233 .8144 .8059 .7976 .7896 6 .9233 .9071 .8925 .8791 .8665 .8548 .8436 .8330 .8229 .8132 .8038 .7948 .7860 .7776 7 .9192 .9021 .8867 .8725 .8593 .8469 .8351 .8240 .8133 .8030 .7931 .7836 .7744 .7655 8 .9151 .8971 .8808 .8659 .8520 .8389 .8266 .8148 .8036 .7928 .7824 .7724 .7628 .7534 9 .9110 .8920 .8750 .8593 .8447 .8309 .8180 .8056 .7938 .7825 .7716 .7612 .7510 .7412 10 .9069 .8870 .8691 .8526 .8373 .8229 .8093 .7964 .7840 .7722 .7608 .7498 .7392 .7290 11 .9027 .8819 .8632 .8459 .8299 .8148 .8006 .7871 .7742 .7618 .7499 .7385 .7274 .7167 12 .8986 .8768 .8572 .8392 .8224 .8067 .7918 .7777 .7642 .7513 .7389 .7270 .7155 .7044 13 .8944 .8717 .8512 .8324 .8149 .7985 .7830 .7683 .7542 .7408 .7279 .7155 .7036 .6920 14 .8902 .8665 .8452 .8256 .8074 .7903 .7741 .7588 .7442 .7302 .7168 .7040 .6915 .6796 15 .8860 .8614 .8391 .8187 .7998 .7820 .7652 .7492 .7341 .7196 .7057 .6923 .6795 .6671 16 .8818 .8562 .8331 .8118 .7921 .7736 .7562 .7396 .7239 .7089 .6945 .6806 .6673 .6545 17 .8776 .8509 .8269 .8049 .7844 .7652 .7471 .7300 .7136 .6981 .6832 .6689 .6552 .6419 18 .8734 .8457 .8207 .7979 .7766 .7567 .7380 .7202 .7033 .6872 .6718 .6571 .6429 .6293 19 .8691 .8404 .8145 .7908 .7688 .7482 .7288 .7104 .6929 .6763 .6604 .6452 .6306 .6165 20 .8648 .8351 .8083 .7837 .7609 .7396 .7195 .7005 .6825 .6653 .6490 .6333 .6182 .6038 21 .8605 .8297 .8019 .7765 .7529 .7309 .7101 .6905 .6719 .6543 .6374 .6212 .6058 .5909 22 .8562 .8243 .7956 .7693 .7449 .7221 .7007 .6805 .6613 .6431 .6257 .6092 .5933 .5780 23 .8518 .8189 .7892 .7620 .7368 .7133 .6912 .6704 .6506 .6319 .6140 .5970 .5807 .5651 24 .8474 .8134 .7827 .7546 .7286 .7043 .6816 .6601 .6398 .6206 .6022 .5847 .5680 .5520 25 .8430 .8079 .7762 .7472 .7203 .6953 .6719 .6498 .6290 .6092 .5904 .5724 .5553 .5389 26 .8386 .8023 .7696 .7396 .7120 .6862 .6621 .6394 .6180 .5977 .5784 .5600 .5424 .5257 27 .8342 .7967 .7629 .7321 .7036 .6771 .6523 .6290 .6070 .5861 .5663 .5475 .5295 .5124 28 .8297 .7910 .7562 .7244 .6951 .6678 .6423 .6184 .5958 .5744 .5542 .5349 .5165 .4990 29 .8252 .7853 .7494 .7167 .6865 .6585 .6323 .6077 .5846 .5627 .5419 .5222 .5034 .4855 30 .8206 .7795 .7426 .7089 .6779 .6491 .6222 .5969 .5732 .5508 .5296 .5094 .4902 .4719 31 .8161 .7738 .7357 .7011 .6692 .6396 .6120 .5861 .5618 .5389 .5171 .4965 .4769 .4582 32 .8115 .7679 .7288 .6931 .6603 .6299 .6016 .5751 .5502 .5267 .5045 .4835 .4635 .4444 33 .8069 .7621 .7218 .6851 .6514 .6202 .5912 .5641 .5386 .5146 .4919 .4704 .4500 .4305 34 .8022 .7561 .7147 .6770 .6424 .6104 .5807 .5528 .5268 .5022 .4790 .4571 .4362 .4164 35 .7976 .7501 .7076 .6688 .6333 .6005 .5700 .5415 .5148 .4897 .4661 .4437 .4224 .4022 36 .7929 .7441 .7003 .6605 .6241 .5904 .5592 .5300 .5027 .4771 .4529 .4300 .4083 .3877 37 .7882 .7380 .6930 .6522 .6148 .5803 .5483 .5184 .4905 .4643 .4396 .4162 .3942 .3734 38 .7835 .7319 .6857 .6437 .6054 .5700 .5372 .5067 .4781 .4513 .4261 .4023 .3800 .3589 39 .7787 .7258 .6783 .6352 .5959 .5596 .5260 .4948 .4656 .4382 .4125 .3884 .3658 .3445 40 .7740 .7196 .6709 .6267 .5863 .5492 .5148 .4829 .4530 .4251 .3990 .3745 .3516 .3302 41 .7693 .7135 .6635 .6182 .5768 .5387 .5035 .4709 .4404 .4119 .3854 .3607 .3375 .3159 42 .7647 .7074 .6561 .6096 .5672 .5282 .4922 .4588 .4277 .3988 .3720 .3469 .3236 .3018 43 .7601 .7013 .6487 .6010 .5576 .5177 .4808 .4467 .4151 .3858 .3585 .3332 .3097 .2878 44 .7555 .6953 .6413 .5925 .5480 .5071 .4694 .4346 .4025 .3727 .3452 .3197 .2960 .2741 45 .7510 .6893 .6339 .5839 .5383 .4965 .4580 .4226 .3899 .3598 .3319 .3062 .2825 .2605 46 .7466 .6833 .6266 .5753 .5286 .4858 .4466 .4106 .3774 .3469 .3188 .2929 .2691 .2472 47 .7422 .6773 .6192 .5667 .5189 .4752 .4352 .3985 .3649 .3341 .3057 .2798 .2559 .2341 48 .7378 .6714 .6119 .5581 .5092 .4645 .4238 .3865 .3525 .3213 .2928 .2668 .2430 .2212 49 .7335 .6655 .6046 .5495 .4994 .4539 .4124 .3745 .3401 .3086 .2800 .2539 .2302 .2086 50 .7293 .6597 .5973 .5408 .4896 .4432 .4009 .3626 .3277 .2960 .2673 .2413 .2176 .1963 51 .7251 .6539 .5900 .5322 .4799 .4325 .3895 .3506 .3154 .2836 .2548 .2288 .2053 .1842 52 .7210 .6481 .5826 .5235 .4701 .4218 .3782 .3388 .3032 .2712 .2424 .2165 .1933 .1724 53 .7169 .6424 .5753 .5149 .4603 .4111 .3668 .3269 .2911 .2590 .2302 .2044 .1814 .1609 54 .7130 .6367 .5681 .5063 .4506 .4005 .3555 .3152 .2791 .2469 .2182 .1926 .1699 .1497 55 .7091 .6311 .5609 .4976 .4408 .3898 .3442 .3035 .2672 .2349 .2063 .1810 .1586 .1389 56 .7053 .6256 .5537 .4891 .4311 .3792 .3329 .2918 .2553 .2231 .1946 .1696 .1476 .1283 57 .7016 .6201 .5466 .4805 .4214 .3687 .3218 .2803 .2437 .2114 .1832 .1585 .1369 .1181 58 .6980 .6147 .5396 .4721 .4118 .3581 .3107 .2688 .2321 .2000 .1719 .1476 .1265 .1083 59 .6945 .6094 .5326 .4637 .4022 .3477 .2996 .2575 .2207 .1886 .1609 .1370 .1164 .0988 60 .6911 .6043 .5258 .4554 .3927 .3373 .2887 .2462 .2094 .1775 .1502 .1267 .1067 .0897 61 .6879 .5993 .5190 .4471 .3833 .3270 .2778 .2351 .1983 .1666 .1396 .1167 .0973 .0810 62 .6848 .5944 .5125 .4390 .3740 .3168 .2671 .2241 .1873 .1559 .1294 .1070 .0883 .0727 63 .6819 .5897 .5060 .4311 .3647 .3067 .2564 .2133 .1765 .1455 .1194 .0977 .0797 .0648 64 .6792 .5853 .4998 .4232 .3556 .2967 .2459 .2025 .1659 .1352 .1097 .0887 .0714 .0574 65 .6767 .5810 .4937 .4156 .3467 .2868 .2355 .1920 .1555 .1252 .1004 .0801 .0636 .0504 66 .6744 .5769 .4879 .4081 .3378 .2770 .2252 .1816 .1453 .1155 .0913 .0718 .0563 .0439 67 .6722 .5731 .4822 .4007 .3291 .2674 .2150 .1713 .1353 .1061 .0827 .0640 .0493 .0379 68 .6703 .5696 .4768 .3936 .3206 .2578 .2050 .1612 .1256 .0970 .0743 .0566 .0428 .0323 69 .6687 .5662 .4717 .3866 .3121 .2484 .1950 .1513 .1160 .0881 .0663 .0495 .0368 .0272 70 .6672 .5632 .4668 .3799 .3039 .2391 .1852 .1415 .1067 .0796 .0587 .0430 .0312 .0225 71 .6659 .5604 .4620 .3732 .2955 .2296 .1753 .1317 .0974 .0711 .0513 .0366 .0259 .0182 72 .6649 .5580 .4578 .3670 .2876 .2206 .1658 .1224 .0887 .0633 .0446 .0310 .0213 .0145 73 .6641 .5560 .4539 .3612 .2801 .2120 .1568 .1135 .0805 .0561 .0384 .0259 .0172 .0113 74 .6637 .5548 .4515 .3575 .2753 .2064 .1508 .1077 .0753 .0515 .0346 .0229 .0149 .0096
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 8
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0425 .0872 .1340 .1822 .2809 .3814 .4831 .5857 2 .0000 .0412 .0851 .1314 .1791 .2769 .3765 .4775 .5793 3 .0000 .0399 .0831 .1288 .1760 .2728 .3716 .4718 .5729 4 .0000 .0386 .0810 .1262 .1729 .2687 .3667 .4660 .5665 5 .0000 .0373 .0791 .1237 .1698 .2646 .3617 .4603 .5600 6 .0000 .0361 .0772 .1212 .1667 .2605 .3567 .4545 .5534 7 .0000 .0349 .0753 .1187 .1636 .2564 .3517 .4486 .5469 8 .0000 .0337 .0734 .1162 .1605 .2523 .3467 .4428 .5403 9 .0000 .0325 .0716 .1137 .1575 .2482 .3416 .4369 .5336 10 .0000 .0314 .0697 .1112 .1544 .2440 .3366 .4310 .5270 11 .0000 .0303 .0679 .1087 .1513 .2399 .3315 .4251 .5203 12 .0000 .0293 .0661 .1063 .1482 .2357 .3264 .4192 .5136 13 .0000 .0282 .0644 .1038 .1452 .2316 .3213 .4132 .5068 14 .0000 .0272 .0626 .1013 .1421 .2274 .3161 .4072 .5000 15 .0000 .0262 .0608 .0989 .1390 .2232 .3109 .4011 .4931 16 .0000 .0253 .0591 .0964 .1359 .2190 .3058 .3950 .4862 17 .0000 .0243 .0573 .0940 .1328 .2148 .3005 .3889 .4792 18 .0000 .0234 .0556 .0915 .1297 .2105 .2953 .3827 .4722 19 .0000 .0224 .0539 .0891 .1266 .2063 .2900 .3765 .4652 20 .0000 .0215 .0521 .0867 .1236 .2020 .2847 .3702 .4581 21 .0000 .0206 .0504 .0842 .1204 .1977 .2793 .3639 .4509 22 .0000 .0197 .0487 .0818 .1173 .1934 .2739 .3576 .4436 23 .0000 .0189 .0470 .0793 .1142 .1890 .2684 .3511 .4363 24 .0000 .0180 .0454 .0769 .1111 .1846 .2630 .3447 .4290 25 .0000 .0172 .0437 .0745 .1079 .1802 .2574 .3381 .4215 26 .0000 .0163 .0420 .0720 .1048 .1758 .2519 .3315 .4140 27 .0000 .0155 .0404 .0696 .1017 .1713 .2462 .3249 .4064 28 .0000 .0147 .0387 .0672 .0985 .1669 .2406 .3182 .3988 29 .0000 .0139 .0371 .0648 .0953 .1624 .2349 .3114 .3911 30 .0000 .0132 .0355 .0624 .0922 .1578 .2291 .3046 .3833 31 .0000 .0124 .0339 .0600 .0890 .1533 .2234 .2977 .3754 32 .0000 .0117 .0323 .0576 .0858 .1487 .2175 .2908 .3675 33 .0000 .0110 .0308 .0552 .0827 .1441 .2116 .2838 .3595 34 .0000 .0103 .0292 .0528 .0795 .1394 .2057 .2767 .3514 35 .0000 .0096 .0277 .0504 .0763 .1348 .1997 .2695 .3432 36 .0000 .0089 .0262 .0481 .0731 .1301 .1937 .2623 .3349 37 .0000 .0083 .0247 .0457 .0700 .1254 .1876 .2550 .3266 38 .0000 .0076 .0232 .0434 .0668 .1206 .1815 .2477 .3181 39 .0000 .0070 .0218 .0411 .0636 .1159 .1753 .2403 .3096 40 .0000 .0065 .0204 .0388 .0605 .1112 .1692 .2329 .3011 41 .0000 .0059 .0190 .0366 .0575 .1065 .1631 .2254 .2925 42 .0000 .0054 .0177 .0344 .0544 .1019 .1570 .2180 .2840 43 .0000 .0049 .0164 .0323 .0515 .0973 .1509 .2106 .2754 44 .0000 .0045 .0152 .0302 .0485 .0927 .1448 .2033 .2668 45 .0000 .0040 .0140 .0282 .0457 .0882 .1388 .1959 .2583 46 .0000 .0036 .0129 .0263 .0429 .0837 .1329 .1886 .2497 47 .0000 .0032 .0118 .0243 .0401 .0793 .1269 .1812 .2411 48 .0000 .0029 .0108 .0225 .0374 .0750 .1210 .1739 .2325 49 .0000 .0025 .0098 .0207 .0348 .0707 .1151 .1666 .2239 50 .0000 .0022 .0088 .0190 .0322 .0664 .1093 .1592 .2152 51 .0000 .0020 .0079 .0173 .0298 .0623 .1035 .1519 .2065 52 .0000 .0017 .0071 .0157 .0273 .0582 .0977 .1446 .1979 53 .0000 .0015 .0063 .0142 .0250 .0541 .0920 .1373 .1892 54 .0000 .0012 .0055 .0128 .0227 .0502 .0863 .1301 .1806 55 .0000 .0011 .0048 .0114 .0206 .0463 .0807 .1228 .1720 56 .0000 .0009 .0042 .0101 .0185 .0425 .0751 .1157 .1634 57 .0000 .0007 .0036 .0088 .0165 .0388 .0697 .1086 .1549 58 .0000 .0006 .0030 .0077 .0146 .0352 .0643 .1015 .1464 59 .0000 .0005 .0026 .0066 .0128 .0317 .0590 .0946 .1380 60 .0000 .0004 .0021 .0056 .0111 .0283 .0539 .0877 .1297 61 .0000 .0003 .0017 .0047 .0096 .0251 .0488 .0810 .1215 62 .0000 .0002 .0014 .0039 .0081 .0220 .0440 .0744 .1134 63 .0000 .0002 .0011 .0032 .0068 .0191 .0393 .0680 .1054 64 .0000 .0001 .0008 .0025 .0056 .0164 .0348 .0618 .0976 65 .0000 .0001 .0006 .0020 .0045 .0139 .0306 .0557 .0899 66 .0000 .0001 .0004 .0015 .0035 .0116 .0265 .0499 .0824 67 .0000 .0000 .0003 .0011 .0027 .0094 .0227 .0442 .0751 68 .0000 .0000 .0002 .0008 .0020 .0075 .0191 .0388 .0680 69 .0000 .0000 .0001 .0005 .0014 .0058 .0158 .0337 .0610 70 .0000 .0000 .0001 .0003 .0009 .0044 .0128 .0288 .0543 71 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0240 .0476 72 .0000 .0000 .0000 .0001 .0003 .0021 .0076 .0197 .0414 73 .0000 .0000 .0000 .0000 .0002 .0013 .0055 .0159 .0356 74 .0000 .0000 .0000 .0000 .0001 .0009 .0043 .0135 .0318
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 8
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss Limit* 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7735 .7189 .6700 .6256 .5850 .5514 .5255 .5045 .4871 .4724 .4599 .4492 .4403 .4054 41 $120 .7688 .7128 .6626 .6170 .5763 .5446 .5195 .4989 .4817 .4671 .4548 .4445 .4366 .4054 42 $120 .7642 .7067 .6551 .6085 .5689 .5384 .5137 .4933 .4763 .4619 .4499 .4407 .4334 .4054 43 $120 .7596 .7006 .6477 .6002 .5624 .5324 .5081 .4879 .4709 .4568 .4458 .4372 .4304 .4054 44 $120 .7550 .6946 .6404 .5931 .5563 .5267 .5025 .4824 .4656 .4524 .4421 .4341 .4277 .4054 45 $120 .7505 .6885 .6330 .5868 .5505 .5211 .4970 .4769 .4608 .4484 .4388 .4311 .4251 .4054 46 $120 .7461 .6826 .6262 .5809 .5449 .5156 .4915 .4718 .4566 .4448 .4356 .4283 .4227 .4054 47 $120 .7417 .6766 .6201 .5754 .5394 .5100 .4860 .4671 .4526 .4413 .4325 .4257 .4206 .4054 48 $120 .7373 .6707 .6145 .5699 .5339 .5045 .4809 .4628 .4489 .4380 .4297 .4234 .4187 .4054 49 $120 .7330 .6651 .6093 .5646 .5284 .4990 .4763 .4587 .4452 .4349 .4271 .4213 .4170 .4054 50 $120 .7288 .6600 .6042 .5593 .5229 .4940 .4718 .4548 .4418 .4320 .4248 .4194 .4154 .4054 $250 .7291 .6594 .5969 .5404 .4891 .4436 .4054 .3733 .3461 .3230 .3033 .2864 .2720 .2601 51 $120 .7246 .6553 .5993 .5541 .5176 .4893 .4676 .4510 .4386 .4294 .4226 .4176 .4141 .4054 $250 .7249 .6536 .5896 .5317 .4795 .4347 .3971 .3654 .3385 .3157 .2962 .2797 .2661 .2549 52 $120 .7205 .6508 .5945 .5488 .5125 .4847 .4635 .4474 .4356 .4269 .4206 .4161 .4128 .4054 $250 .7208 .6479 .5823 .5231 .4706 .4264 .3891 .3576 .3310 .3083 .2892 .2735 .2606 .2500 53 $120 .7167 .6466 .5896 .5436 .5077 .4803 .4595 .4441 .4328 .4246 .4188 .4146 .4117 .4054 $250 .7168 .6422 .5750 .5145 .4624 .4184 .3813 .3500 .3235 .3012 .2828 .2677 .2555 .2455 54 $120 .7131 .6424 .5848 .5386 .5031 .4759 .4557 .4409 .4302 .4225 .4171 .4134 .4108 .4054 $250 .7128 .6365 .5677 .5066 .4545 .4106 .3736 .3423 .3161 .2944 .2767 .2623 .2507 .2412 55 $120 .7098 .6383 .5800 .5339 .4985 .4718 .4521 .4379 .4277 .4206 .4156 .4122 .4099 .4054 $250 .7089 .6309 .5606 .4991 .4470 .4030 .3659 .3348 .3090 .2880 .2710 .2572 .2461 .2373 56 $120 .7067 .6343 .5754 .5293 .4940 .4678 .4487 .4351 .4255 .4188 .4143 .4112 .4092 .4054 $250 .7051 .6253 .5537 .4920 .4396 .3954 .3583 .3275 .3023 .2819 .2655 .2523 .2418 .2336 57 $120 .7037 .6303 .5709 .5247 .4897 .4640 .4455 .4324 .4234 .4172 .4131 .4103 .4085 .4054 $250 .7014 .6199 .5473 .4851 .4324 .3879 .3509 .3205 .2959 .2761 .2602 .2477 .2379 .2302 58 $120 .7009 .6264 .5666 .5202 .4856 .4603 .4424 .4299 .4214 .4157 .4120 .4096 .4080 .4054 $250 .6978 .6146 .5412 .4784 .4252 .3805 .3437 .3138 .2897 .2705 .2553 .2434 .2342 .2271 $500 .6979 .6146 .5394 .4718 .4115 .3579 .3113 .2710 .2364 .2068 .1817 .1604 .1424 .1273 59 $120 .6981 .6227 .5623 .5159 .4815 .4568 .4394 .4276 .4196 .4144 .4110 .4089 .4075 .4054 $250 .6944 .6096 .5354 .4718 .4180 .3733 .3367 .3072 .2837 .2651 .2506 .2394 .2308 .2243 $500 .6944 .6093 .5324 .4634 .4019 .3479 .3012 .2609 .2266 .1974 .1727 .1520 .1347 .1204 60 $120 .6954 .6190 .5582 .5117 .4776 .4534 .4367 .4254 .4180 .4132 .4102 .4083 .4071 .4054 $250 .6910 .6049 .5297 .4653 .4110 .3663 .3300 .3009 .2779 .2600 .2462 .2357 .2277 .2218 $500 .6911 .6042 .5256 .4551 .3927 .3383 .2913 .2511 .2170 .1882 .1641 .1440 .1274 .1138 61 $120 .6929 .6155 .5541 .5076 .4738 .4502 .4340 .4234 .4165 .4121 .4094 .4078 .4068 .4054 $250 .6878 .6005 .5242 .4589 .4042 .3594 .3234 .2948 .2724 .2552 .2421 .2322 .2249 .2195 $500 .6879 .5992 .5189 .4470 .3837 .3288 .2816 .2415 .2076 .1792 .1557 .1364 .1205 .1077 62 $120 .6904 .6121 .5502 .5037 .4702 .4471 .4316 .4215 .4151 .4112 .4088 .4073 .4065 .4054 $250 .6849 .5963 .5188 .4526 .3976 .3528 .3169 .2889 .2672 .2507 .2383 .2291 .2223 .2174 $500 .6848 .5943 .5123 .4392 .3750 .3195 .2721 .2320 .1984 .1706 .1477 .1291 .1140 .1019 63 $120 .6881 .6088 .5463 .4998 .4667 .4441 .4293 .4198 .4139 .4103 .4082 .4070 .4063 .4054 $250 .6822 .5923 .5135 .4465 .3911 .3462 .3107 .2832 .2622 .2464 .2347 .2261 .2200 .2155 $500 .6819 .5897 .5060 .4316 .3665 .3104 .2628 .2227 .1895 .1622 .1401 .1222 .1079 .0966 64 $120 .6859 .6056 .5426 .4960 .4633 .4414 .4271 .4182 .4128 .4096 .4077 .4067 .4061 .4054 $250 .6798 .5884 .5084 .4406 .3847 .3399 .3047 .2777 .2574 .2423 .2314 .2235 .2179 .2139 $500 .6792 .5852 .4999 .4242 .3581 .3015 .2536 .2137 .1809 .1542 .1327 .1157 .1022 .0916 $1,000 .6792 .5853 .4998 .4232 .3556 .2966 .2458 .2026 .1661 .1356 .1103 .0896 .0726 .0589 65 $120 .6839 .6025 .5390 .4924 .4601 .4387 .4251 .4168 .4118 .4089 .4073 .4064 .4059 .4054 $250 .6775 .5847 .5035 .4348 .3785 .3337 .2989 .2725 .2529 .2386 .2283 .2210 .2160 .2125 $500 .6767 .5810 .4941 .4170 .3500 .2927 .2446 .2048 .1725 .1464 .1257 .1095 .0968 .0871 $1,000 .6767 .5810 .4937 .4155 .3466 .2868 .2355 .1921 .1558 .1258 .1012 .0812 .0651 .0523 66 $120 .6819 .5996 .5355 .4889 .4570 .4362 .4233 .4155 .4109 .4084 .4070 .4062 .4058 .4054 $250 .6754 .5812 .4988 .4292 .3725 .3277 .2933 .2675 .2486 .2351 .2255 .2189 .2143 .2113 $500 .6743 .5770 .4886 .4101 .3419 .2841 .2358 .1962 .1644 .1390 .1191 .1037 .0919 .0830 $1,000 .6744 .5769 .4879 .4080 .3378 .2770 .2253 .1819 .1459 .1164 .0925 .0733 .0581 .0461 67 $120 .6801 .5967 .5321 .4855 .4541 .4339 .4215 .4143 .4102 .4079 .4067 .4060 .4057 .4054 $250 .6735 .5780 .4942 .4237 .3666 .3219 .2879 .2627 .2446 .2318 .2230 .2169 .2129 .2102 $500 .6722 .5733 .4832 .4033 .3341 .2756 .2272 .1879 .1565 .1319 .1129 .0983 .0874 .0792 $1,000 .6722 .5731 .4822 .4007 .3291 .2675 .2153 .1718 .1361 .1072 .0841 .0659 .0516 .0405 68 $120 .6783 .5940 .5288 .4823 .4512 .4317 .4200 .4132 .4095 .4075 .4064 .4059 .4056 .4054 $250 .6718 .5749 .4898 .4184 .3609 .3162 .2827 .2582 .2409 .2288 .2206 .2152 .2116 .2093 $500 .6704 .5699 .4782 .3968 .3265 .2674 .2188 .1797 .1490 .1251 .1070 .0933 .0832 .0759 $1,000 .6703 .5696 .4768 .3936 .3206 .2581 .2054 .1619 .1267 .0984 .0762 .0588 .0455 .0354 69 $120 .6767 .5914 .5257 .4792 .4486 .4296 .4185 .4123 .4089 .4071 .4062 .4058 .4056 .4054 $250 .6702 .5719 .4856 .4132 .3553 .3107 .2777 .2539 .2373 .2261 .2186 .2137 .2105 .2086 $500 .6687 .5668 .4734 .3904 .3190 .2592 .2105 .1718 .1417 .1187 .1014 .0887 .0795 .0729 $1,000 .6686 .5662 .4717 .3867 .3123 .2487 .1957 .1522 .1174 .0899 .0686 .0523 .0399 .0307 70 $120 .6752 .5889 .5226 .4762 .4460 .4277 .4172 .4114 .4084 .4068 .4061 .4057 .4055 .4054 $250 .6688 .5692 .4816 .4083 .3499 .3054 .2729 .2499 .2341 .2236 .2167 .2123 .2096 .2079 $500 .6673 .5639 .4688 .3843 .3117 .2513 .2025 .1641 .1347 .1126 .0963 .0845 .0761 .0702 $1,000 .6672 .5632 .4668 .3800 .3041 .2396 .1861 .1428 .1085 .0818 .0614 .0462 .0348 .0266 71 $120 .6738 .5864 .5196 .4732 .4436 .4259 .4160 .4106 .4079 .4066 .4059 .4056 .4055 .4054 $250 .6676 .5667 .4776 .4033 .3445 .3002 .2682 .2460 .2310 .2212 .2150 .2112 .2088 .2074 $500 .6661 .5612 .4644 .3782 .3044 .2434 .1945 .1565 .1279 .1067 .0914 .0806 .0731 .0679 $1,000 .6659 .5604 .4621 .3734 .2959 .2304 .1765 .1333 .0996 .0739 .0546 .0404 .0301 .0228 72 $120 .6726 .5842 .5168 .4705 .4413 .4243 .4149 .4100 .4075 .4064 .4058 .4056 .4054 .4054 $250 .6665 .5644 .4740 .3987 .3395 .2954 .2639 .2425 .2283 .2192 .2136 .2102 .2082 .2070 $500 .6651 .5590 .4605 .3727 .2976 .2359 .1870 .1495 .1216 .1014 .0871 .0772 .0705 .0660 $1,000 .6649 .5580 .4579 .3673 .2882 .2217 .1674 .1245 .0915 .0667 .0485 .0354 .0261 .0197 73 $120 .6715 .5821 .5143 .4680 .4393 .4228 .4140 .4094 .4072 .4062 .4057 .4055 .4054 .4054 $250 .6657 .5624 .4707 .3945 .3349 .2909 .2601 .2393 .2259 .2175 .2124 .2094 .2077 .2067 $500 .6644 .5570 .4569 .3675 .2913 .2289 .1800 .1430 .1159 .0967 .0833 .0743 .0683 .0644 $1,000 .6641 .5560 .4541 .3616 .2810 .2134 .1588 .1162 .0839 .0601 .0430 .0310 .0227 .0171 74 $120 .6708 .5809 .5127 .4665 .4381 .4220 .4134 .4091 .4070 .4061 .4057 .4055 .4054 .4054 $250 .6652 .5612 .4687 .3918 .3320 .2881 .2576 .2374 .2245 .2165 .2117 .2089 .2074 .2065 $500 .6640 .5559 .4547 .3643 .2872 .2245 .1756 .1390 .1124 .0938 .0811 .0726 .0671 .0635 $1,000 .6637 .5549 .4518 .3581 .2764 .2081 .1534 .1109 .0792 .0561 .0397 .0284 .0208 .0157
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 8
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss Limit* 0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0064 .0203 .0386 .0602 .1107 .1685 .2320 .3000 41 $120 .0000 .0059 .0189 .0364 .0572 .1060 .1624 .2245 .2914 42 $120 .0000 .0054 .0176 .0342 .0541 .1014 .1563 .2171 .2828 43 $120 .0000 .0049 .0163 .0321 .0512 .0968 .1502 .2097 .2746 44 $120 .0000 .0044 .0151 .0300 .0482 .0922 .1441 .2023 .2675 45 $120 .0000 .0040 .0139 .0280 .0454 .0877 .1381 .1950 .2612 46 $120 .0000 .0036 .0128 .0261 .0426 .0833 .1322 .1882 .2553 47 $120 .0000 .0032 .0117 .0242 .0398 .0789 .1262 .1821 .2497 48 $120 .0000 .0028 .0107 .0223 .0372 .0745 .1203 .1765 .2443 49 $120 .0000 .0025 .0097 .0206 .0345 .0702 .1147 .1713 .2390 50 $120 .0000 .0022 .0087 .0188 .0320 .0660 .1096 .1662 .2337 $250 .0000 .0022 .0088 .0189 .0321 .0663 .1090 .1589 .2147 51 $120 .0000 .0019 .0078 .0172 .0295 .0618 .1049 .1613 .2284 $250 .0000 .0019 .0079 .0173 .0297 .0621 .1032 .1516 .2061 52 $120 .0000 .0017 .0070 .0156 .0271 .0577 .1004 .1564 .2231 $250 .0000 .0017 .0070 .0157 .0273 .0580 .0975 .1443 .1974 53 $120 .0000 .0014 .0062 .0141 .0248 .0539 .0961 .1516 .2179 $250 .0000 .0014 .0062 .0142 .0249 .0540 .0917 .1370 .1889 54 $120 .0000 .0012 .0055 .0126 .0225 .0503 .0920 .1467 .2130 $250 .0000 .0012 .0055 .0127 .0227 .0500 .0861 .1297 .1810 55 $120 .0000 .0010 .0048 .0113 .0204 .0470 .0879 .1419 .2083 $250 .0000 .0010 .0048 .0113 .0205 .0461 .0804 .1225 .1735 56 $120 .0000 .0009 .0041 .0100 .0183 .0439 .0839 .1373 .2036 $250 .0000 .0009 .0042 .0100 .0184 .0423 .0749 .1157 .1664 57 $120 .0000 .0007 .0035 .0087 .0163 .0409 .0799 .1329 .1991 $250 .0000 .0007 .0036 .0088 .0164 .0386 .0694 .1093 .1595 58 $120 .0000 .0006 .0030 .0076 .0145 .0381 .0760 .1285 .1946 $250 .0000 .0006 .0030 .0077 .0145 .0350 .0641 .1032 .1528 $500 .0000 .0006 .0030 .0077 .0146 .0351 .0642 .1014 .1462 59 $120 .0000 .0005 .0025 .0065 .0129 .0353 .0722 .1243 .1903 $250 .0000 .0005 .0025 .0066 .0128 .0315 .0592 .0974 .1462 $500 .0000 .0005 .0025 .0066 .0128 .0316 .0589 .0944 .1378 60 $120 .0000 .0004 .0021 .0056 .0114 .0326 .0686 .1201 .1861 $250 .0000 .0004 .0021 .0056 .0111 .0282 .0545 .0917 .1397 $500 .0000 .0004 .0021 .0056 .0111 .0283 .0538 .0876 .1295 61 $120 .0000 .0003 .0017 .0047 .0100 .0300 .0651 .1161 .1820 $250 .0000 .0003 .0017 .0047 .0095 .0250 .0501 .0862 .1332 $500 .0000 .0003 .0017 .0047 .0095 .0250 .0488 .0809 .1214 62 $120 .0000 .0002 .0014 .0039 .0088 .0276 .0617 .1122 .1780 $250 .0000 .0002 .0014 .0039 .0081 .0221 .0459 .0808 .1270 $500 .0000 .0002 .0014 .0039 .0081 .0220 .0439 .0743 .1135 63 $120 .0000 .0002 .0011 .0033 .0076 .0253 .0584 .1083 .1742 $250 .0000 .0002 .0011 .0032 .0067 .0194 .0419 .0755 .1209 $500 .0000 .0002 .0011 .0032 .0068 .0191 .0392 .0680 .1059 64 $120 .0000 .0001 .0008 .0027 .0065 .0231 .0552 .1046 .1704 $250 .0000 .0001 .0008 .0025 .0055 .0169 .0380 .0704 .1150 $500 .0000 .0001 .0008 .0025 .0055 .0164 .0348 .0619 .0986 $1,000 .0000 .0001 .0008 .0025 .0056 .0164 .0348 .0617 .0976 65 $120 .0000 .0001 .0006 .0022 .0056 .0210 .0521 .1010 .1668 $250 .0000 .0001 .0006 .0020 .0045 .0147 .0343 .0655 .1092 $500 .0000 .0001 .0006 .0020 .0045 .0138 .0305 .0561 .0914 $1,000 .0000 .0001 .0006 .0020 .0045 .0139 .0306 .0557 .0899 66 $120 .0000 .0001 .0005 .0018 .0047 .0191 .0492 .0975 .1633 $250 .0000 .0001 .0004 .0015 .0036 .0126 .0308 .0607 .1036 $500 .0000 .0001 .0004 .0015 .0035 .0115 .0266 .0505 .0844 $1,000 .0000 .0001 .0004 .0015 .0035 .0115 .0265 .0498 .0824 67 $120 .0000 .0000 .0003 .0014 .0040 .0172 .0463 .0941 .1599 $250 .0000 .0000 .0003 .0011 .0028 .0107 .0275 .0562 .0981 $500 .0000 .0000 .0003 .0011 .0027 .0094 .0229 .0452 .0777 $1,000 .0000 .0000 .0003 .0011 .0027 .0094 .0227 .0442 .0751 68 $120 .0000 .0000 .0002 .0011 .0033 .0155 .0436 .0908 .1567 $250 .0000 .0000 .0002 .0008 .0021 .0089 .0244 .0518 .0928 $500 .0000 .0000 .0002 .0008 .0020 .0076 .0195 .0402 .0711 $1,000 .0000 .0000 .0002 .0008 .0020 .0075 .0191 .0388 .0680 69 $120 .0000 .0000 .0002 .0008 .0027 .0139 .0409 .0876 .1535 $250 .0000 .0000 .0001 .0005 .0016 .0074 .0215 .0476 .0876 $500 .0000 .0000 .0001 .0005 .0014 .0059 .0164 .0353 .0648 $1,000 .0000 .0000 .0001 .0005 .0014 .0058 .0158 .0337 .0611 70 $120 .0000 .0000 .0001 .0006 .0022 .0124 .0384 .0846 .1505 $250 .0000 .0000 .0001 .0004 .0011 .0060 .0188 .0435 .0826 $500 .0000 .0000 .0001 .0003 .0009 .0045 .0135 .0308 .0587 $1,000 .0000 .0000 .0001 .0003 .0009 .0044 .0128 .0288 .0544 71 $120 .0000 .0000 .0001 .0004 .0017 .0110 .0360 .0816 .1476 $250 .0000 .0000 .0000 .0002 .0008 .0048 .0162 .0396 .0777 $500 .0000 .0000 .0000 .0002 .0006 .0033 .0108 .0264 .0526 $1,000 .0000 .0000 .0000 .0002 .0006 .0031 .0100 .0241 .0478 72 $120 .0000 .0000 .0000 .0003 .0014 .0098 .0338 .0788 .1449 $250 .0000 .0000 .0000 .0001 .0005 .0037 .0140 .0360 .0731 $500 .0000 .0000 .0000 .0001 .0003 .0023 .0085 .0224 .0471 $1,000 .0000 .0000 .0000 .0001 .0003 .0021 .0076 .0199 .0417 73 $120 .0000 .0000 .0000 .0002 .0011 .0087 .0317 .0763 .1424 $250 .0000 .0000 .0000 .0001 .0003 .0029 .0120 .0327 .0688 $500 .0000 .0000 .0000 .0000 .0002 .0015 .0066 .0189 .0419 $1,000 .0000 .0000 .0000 .0000 .0002 .0013 .0056 .0161 .0360 74 $120 .0000 .0000 .0000 .0002 .0009 .0080 .0305 .0747 .1409 $250 .0000 .0000 .0000 .0000 .0002 .0024 .0107 .0306 .0662 $500 .0000 .0000 .0000 .0000 .0001 .0011 .0055 .0167 .0387 $1,000 .0000 .0000 .0000 .0000 .0001 .0009 .0044 .0138 .0324
*Single Loss Limit values are expressed in thousands of dollars.[]
OTS-3421.2
NEW SECTION
WAC 296-17B-990 Hazard Group 9 tables.
Premium-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 9
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9093 .9002 .8920 .8843 .8771 .8703 .8638 .8575 .8515 .8457 .8402 .8347 .8295 .8244 2 .9061 .8963 .8874 .8792 .8714 .8640 .8570 .8503 .8439 .8377 .8317 .8259 .8202 .8147 3 .9029 .8924 .8828 .8740 .8656 .8577 .8502 .8430 .8362 .8295 .8231 .8169 .8108 .8050 4 .8996 .8884 .8781 .8686 .8597 .8513 .8433 .8356 .8283 .8212 .8143 .8077 .8013 .7950 5 .8963 .8843 .8734 .8633 .8538 .8448 .8363 .8281 .8203 .8128 .8055 .7984 .7916 .7849 6 .8929 .8802 .8686 .8578 .8478 .8382 .8292 .8205 .8122 .8042 .7965 .7890 .7818 .7747 7 .8896 .8761 .8637 .8524 .8417 .8316 .8220 .8129 .8041 .7956 .7874 .7795 .7719 .7644 8 .8862 .8719 .8589 .8468 .8356 .8249 .8148 .8051 .7959 .7869 .7783 .7700 .7619 .7540 9 .8827 .8676 .8539 .8412 .8294 .8181 .8075 .7973 .7875 .7781 .7691 .7603 .7518 .7435 10 .8792 .8634 .8489 .8356 .8231 .8113 .8001 .7894 .7791 .7693 .7597 .7505 .7416 .7329 11 .8757 .8591 .8439 .8299 .8168 .8044 .7927 .7814 .7707 .7603 .7503 .7407 .7313 .7222 12 .8722 .8547 .8389 .8242 .8104 .7974 .7851 .7734 .7621 .7512 .7408 .7307 .7209 .7114 13 .8687 .8504 .8337 .8184 .8040 .7904 .7775 .7652 .7534 .7421 .7312 .7206 .7104 .7005 14 .8651 .8459 .8285 .8125 .7974 .7833 .7698 .7569 .7446 .7328 .7214 .7105 .6998 .6895 15 .8614 .8415 .8233 .8065 .7908 .7760 .7620 .7486 .7358 .7234 .7116 .7002 .6891 .6784 16 .8578 .8370 .8180 .8005 .7842 .7687 .7541 .7401 .7268 .7140 .7017 .6898 .6783 .6672 17 .8541 .8324 .8127 .7945 .7774 .7614 .7461 .7316 .7177 .7044 .6916 .6793 .6674 .6559 18 .8504 .8278 .8073 .7883 .7706 .7539 .7380 .7230 .7086 .6948 .6815 .6687 .6564 .6444 19 .8466 .8232 .8018 .7821 .7637 .7463 .7299 .7142 .6993 .6850 .6712 .6580 .6452 .6329 20 .8429 .8185 .7963 .7758 .7567 .7387 .7216 .7054 .6899 .6751 .6609 .6472 .6340 .6212 21 .8390 .8137 .7907 .7694 .7496 .7309 .7132 .6964 .6804 .6651 .6504 .6362 .6226 .6094 22 .8351 .8089 .7850 .7630 .7424 .7231 .7048 .6874 .6708 .6550 .6398 .6251 .6111 .5975 23 .8312 .8040 .7793 .7564 .7351 .7151 .6962 .6782 .6611 .6447 .6290 .6139 .5994 .5855 24 .8273 .7991 .7734 .7498 .7277 .7070 .6875 .6689 .6512 .6343 .6181 .6026 .5877 .5733 25 .8233 .7941 .7675 .7431 .7203 .6988 .6786 .6595 .6412 .6238 .6071 .5911 .5758 .5610 26 .8192 .7890 .7615 .7362 .7127 .6906 .6697 .6499 .6311 .6131 .5960 .5795 .5637 .5485 27 .8152 .7839 .7555 .7293 .7050 .6821 .6606 .6402 .6208 .6024 .5847 .5678 .5515 .5359 28 .8110 .7787 .7493 .7223 .6972 .6736 .6514 .6304 .6104 .5914 .5732 .5558 .5391 .5231 29 .8068 .7734 .7431 .7152 .6893 .6650 .6421 .6204 .5999 .5803 .5617 .5438 .5267 .5102 30 .8026 .7681 .7368 .7080 .6812 .6562 .6326 .6103 .5892 .5691 .5499 .5316 .5140 .4971 31 .7983 .7627 .7304 .7007 .6731 .6473 .6230 .6001 .5784 .5577 .5380 .5192 .5012 .4838 32 .7940 .7572 .7239 .6933 .6648 .6382 .6133 .5897 .5674 .5461 .5259 .5066 .4881 .4704 33 .7896 .7517 .7173 .6857 .6564 .6291 .6034 .5792 .5562 .5344 .5137 .4939 .4749 .4568 34 .7852 .7461 .7106 .6781 .6479 .6197 .5933 .5684 .5449 .5225 .5012 .4809 .4615 .4429 35 .7807 .7404 .7038 .6703 .6392 .6103 .5831 .5575 .5333 .5104 .4886 .4678 .4479 .4288 36 .7762 .7346 .6969 .6624 .6304 .6006 .5727 .5464 .5216 .4980 .4757 .4543 .4340 .4146 37 .7716 .7287 .6899 .6544 .6215 .5908 .5621 .5351 .5096 .4855 .4626 .4407 .4200 .4003 38 .7670 .7228 .6828 .6462 .6124 .5808 .5514 .5236 .4975 .4727 .4492 .4269 .4059 .3859 39 .7623 .7168 .6757 .6380 .6031 .5708 .5405 .5120 .4852 .4598 .4358 .4132 .3918 .3715 40 .7576 .7108 .6684 .6296 .5938 .5606 .5294 .5003 .4727 .4467 .4223 .3993 .3776 .3571 41 .7529 .7047 .6611 .6212 .5844 .5502 .5183 .4883 .4601 .4337 .4089 .3855 .3635 .3428 42 .7483 .6987 .6538 .6128 .5750 .5399 .5071 .4764 .4476 .4206 .3954 .3717 .3494 .3285 43 .7436 .6926 .6465 .6043 .5655 .5294 .4958 .4643 .4350 .4076 .3819 .3579 .3354 .3143 44 .7389 .6865 .6391 .5958 .5559 .5188 .4843 .4523 .4224 .3945 .3685 .3442 .3215 .3003 45 .7343 .6804 .6317 .5872 .5462 .5082 .4729 .4402 .4098 .3815 .3552 .3306 .3078 .2865 46 .7296 .6743 .6243 .5786 .5365 .4975 .4615 .4282 .3972 .3685 .3419 .3171 .2941 .2728 47 .7250 .6682 .6168 .5699 .5266 .4868 .4500 .4160 .3846 .3555 .3286 .3037 .2806 .2593 48 .7204 .6621 .6093 .5611 .5168 .4760 .4385 .4039 .3720 .3426 .3154 .2904 .2673 .2460 49 .7158 .6559 .6017 .5523 .5069 .4652 .4270 .3918 .3595 .3297 .3024 .2772 .2541 .2329 50 .7113 .6498 .5942 .5434 .4969 .4544 .4154 .3797 .3469 .3169 .2894 .2642 .2411 .2201 51 .7067 .6437 .5865 .5345 .4869 .4435 .4038 .3676 .3344 .3041 .2765 .2513 .2284 .2075 52 .7022 .6375 .5789 .5255 .4769 .4326 .3922 .3554 .3219 .2915 .2638 .2386 .2158 .1951 53 .6977 .6314 .5712 .5166 .4669 .4217 .3806 .3434 .3095 .2789 .2512 .2261 .2034 .1830 54 .6933 .6252 .5636 .5076 .4568 .4108 .3691 .3313 .2972 .2665 .2387 .2138 .1913 .1712 55 .6889 .6191 .5559 .4986 .4468 .3999 .3575 .3193 .2850 .2541 .2264 .2017 .1795 .1597 56 .6846 .6130 .5483 .4897 .4367 .3890 .3460 .3074 .2728 .2419 .2143 .1897 .1679 .1484 57 .6803 .6070 .5407 .4807 .4267 .3781 .3345 .2956 .2608 .2299 .2024 .1781 .1565 .1375 58 .6761 .6011 .5331 .4718 .4167 .3672 .3231 .2838 .2489 .2180 .1907 .1666 .1455 .1269 59 .6720 .5952 .5256 .4629 .4067 .3564 .3117 .2721 .2371 .2062 .1791 .1554 .1347 .1167 60 .6680 .5894 .5182 .4541 .3968 .3457 .3004 .2605 .2254 .1947 .1679 .1445 .1243 .1069 61 .6642 .5837 .5109 .4454 .3869 .3350 .2892 .2490 .2139 .1833 .1568 .1339 .1142 .0974 62 .6604 .5782 .5037 .4368 .3772 .3245 .2781 .2377 .2025 .1721 .1460 .1236 .1045 .0883 63 .6569 .5728 .4967 .4283 .3675 .3140 .2671 .2264 .1913 .1612 .1355 .1136 .0952 .0796 64 .6535 .5677 .4898 .4199 .3580 .3036 .2562 .2153 .1803 .1504 .1252 .1040 .0862 .0713 65 .6503 .5627 .4830 .4117 .3485 .2933 .2454 .2044 .1694 .1400 .1152 .0946 .0776 .0635 66 .6473 .5579 .4765 .4036 .3392 .2831 .2348 .1936 .1588 .1297 .1056 .0857 .0694 .0561 67 .6445 .5534 .4702 .3957 .3300 .2730 .2242 .1829 .1484 .1197 .0962 .0771 .0616 .0491 68 .6420 .5491 .4641 .3880 .3210 .2631 .2138 .1725 .1381 .1100 .0872 .0688 .0542 .0425 69 .6397 .5451 .4582 .3804 .3120 .2532 .2035 .1621 .1281 .1005 .0784 .0609 .0471 .0364 70 .6377 .5413 .4526 .3730 .3032 .2435 .1933 .1518 .1182 .0913 .0700 .0534 .0405 .0307 71 .6359 .5378 .4471 .3656 .2943 .2335 .1828 .1414 .1082 .0820 .0616 .0460 .0341 .0252 72 .6344 .5347 .4421 .3587 .2859 .2240 .1729 .1315 .0988 .0733 .0539 .0392 .0283 .0203 73 .6332 .5320 .4375 .3522 .2777 .2148 .1632 .1219 .0897 .0651 .0466 .0330 .0231 .0160 74 .6326 .5304 .4346 .3479 .2723 .2086 .1567 .1156 .0838 .0598 .0421 .0293 .0201 .0136
Premium-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 9
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0430 .0878 .1342 .1817 .2783 .3762 .4750 .5743 2 .0000 .0420 .0862 .1321 .1792 .2751 .3723 .4704 .5692 3 .0000 .0409 .0845 .1301 .1768 .2719 .3684 .4658 .5640 4 .0000 .0399 .0829 .1281 .1743 .2686 .3644 .4611 .5586 5 .0000 .0389 .0813 .1260 .1718 .2653 .3603 .4564 .5533 6 .0000 .0379 .0798 .1240 .1693 .2619 .3562 .4516 .5478 7 .0000 .0369 .0782 .1219 .1668 .2586 .3521 .4467 .5424 8 .0000 .0359 .0767 .1199 .1643 .2552 .3479 .4419 .5368 9 .0000 .0349 .0752 .1178 .1617 .2517 .3436 .4369 .5312 10 .0000 .0340 .0737 .1158 .1592 .2482 .3394 .4319 .5256 11 .0000 .0330 .0721 .1137 .1566 .2447 .3351 .4269 .5199 12 .0000 .0321 .0706 .1116 .1540 .2412 .3307 .4219 .5142 13 .0000 .0312 .0691 .1095 .1514 .2377 .3264 .4167 .5084 14 .0000 .0303 .0676 .1074 .1487 .2341 .3219 .4115 .5025 15 .0000 .0295 .0660 .1053 .1460 .2304 .3175 .4063 .4965 16 .0000 .0286 .0645 .1032 .1434 .2268 .3130 .4010 .4905 17 .0000 .0277 .0630 .1010 .1407 .2231 .3084 .3957 .4845 18 .0000 .0269 .0614 .0989 .1379 .2194 .3038 .3903 .4783 19 .0000 .0260 .0599 .0967 .1352 .2156 .2992 .3848 .4721 20 .0000 .0252 .0584 .0945 .1324 .2119 .2945 .3793 .4658 21 .0000 .0243 .0568 .0923 .1297 .2080 .2897 .3737 .4594 22 .0000 .0235 .0552 .0901 .1268 .2041 .2849 .3680 .4530 23 .0000 .0227 .0537 .0879 .1240 .2002 .2800 .3623 .4464 24 .0000 .0218 .0521 .0856 .1212 .1963 .2751 .3564 .4398 25 .0000 .0210 .0505 .0834 .1183 .1923 .2701 .3505 .4331 26 .0000 .0202 .0490 .0811 .1154 .1882 .2650 .3445 .4262 27 .0000 .0194 .0474 .0788 .1125 .1842 .2599 .3385 .4193 28 .0000 .0186 .0458 .0765 .1095 .1800 .2547 .3323 .4123 29 .0000 .0178 .0442 .0742 .1066 .1758 .2494 .3261 .4052 30 .0000 .0170 .0426 .0719 .1036 .1716 .2441 .3198 .3980 31 .0000 .0162 .0410 .0696 .1005 .1673 .2387 .3134 .3907 32 .0000 .0154 .0394 .0672 .0975 .1630 .2332 .3069 .3833 33 .0000 .0147 .0379 .0649 .0944 .1586 .2277 .3003 .3757 34 .0000 .0139 .0363 .0625 .0913 .1542 .2221 .2936 .3681 35 .0000 .0131 .0347 .0602 .0882 .1497 .2164 .2868 .3603 36 .0000 .0124 .0331 .0578 .0851 .1452 .2106 .2799 .3524 37 .0000 .0117 .0315 .0554 .0819 .1406 .2047 .2729 .3444 38 .0000 .0109 .0300 .0530 .0787 .1360 .1988 .2658 .3362 39 .0000 .0102 .0284 .0506 .0756 .1313 .1928 .2587 .3280 40 .0000 .0096 .0269 .0482 .0724 .1266 .1868 .2514 .3196 41 .0000 .0089 .0254 .0459 .0692 .1219 .1807 .2441 .3112 42 .0000 .0083 .0239 .0436 .0661 .1173 .1747 .2368 .3028 43 .0000 .0076 .0224 .0413 .0629 .1126 .1686 .2295 .2943 44 .0000 .0070 .0210 .0390 .0598 .1079 .1625 .2221 .2858 45 .0000 .0065 .0196 .0368 .0568 .1033 .1564 .2147 .2772 46 .0000 .0059 .0183 .0346 .0537 .0986 .1503 .2073 .2686 47 .0000 .0054 .0170 .0324 .0507 .0940 .1442 .1998 .2599 48 .0000 .0049 .0157 .0303 .0478 .0894 .1381 .1923 .2511 49 .0000 .0044 .0145 .0282 .0448 .0848 .1319 .1847 .2423 50 .0000 .0040 .0133 .0262 .0420 .0803 .1258 .1772 .2334 51 .0000 .0036 .0121 .0242 .0391 .0757 .1197 .1695 .2245 52 .0000 .0032 .0110 .0223 .0363 .0712 .1135 .1619 .2155 53 .0000 .0028 .0099 .0204 .0336 .0667 .1074 .1542 .2066 54 .0000 .0024 .0089 .0186 .0309 .0623 .1012 .1466 .1976 55 .0000 .0021 .0079 .0168 .0283 .0579 .0951 .1389 .1886 56 .0000 .0018 .0070 .0151 .0257 .0536 .0890 .1313 .1797 57 .0000 .0015 .0062 .0135 .0233 .0493 .0830 .1237 .1707 58 .0000 .0013 .0053 .0119 .0209 .0451 .0771 .1161 .1618 59 .0000 .0011 .0046 .0105 .0186 .0410 .0712 .1086 .1529 60 .0000 .0009 .0039 .0091 .0164 .0370 .0654 .1012 .1441 61 .0000 .0007 .0033 .0078 .0143 .0332 .0597 .0939 .1354 62 .0000 .0006 .0027 .0066 .0123 .0294 .0542 .0867 .1268 63 .0000 .0004 .0022 .0055 .0105 .0259 .0488 .0797 .1183 64 .0000 .0003 .0017 .0045 .0088 .0225 .0437 .0728 .1099 65 .0000 .0002 .0013 .0036 .0072 .0193 .0387 .0660 .1017 66 .0000 .0002 .0010 .0028 .0058 .0163 .0339 .0595 .0936 67 .0000 .0001 .0007 .0021 .0046 .0135 .0294 .0532 .0857 68 .0000 .0001 .0005 .0015 .0035 .0110 .0251 .0471 .0780 69 .0000 .0000 .0003 .0011 .0025 .0087 .0211 .0412 .0704 70 .0000 .0000 .0002 .0007 .0018 .0067 .0173 .0356 .0630 71 .0000 .0000 .0001 .0004 .0011 .0049 .0138 .0301 .0556 72 .0000 .0000 .0000 .0002 .0007 .0034 .0107 .0251 .0487 73 .0000 .0000 .0000 .0001 .0003 .0022 .0080 .0205 .0422 74 .0000 .0000 .0000 .0000 .0002 .0016 .0064 .0176 .0379
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 9
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss
Limit*
30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7572 .7101 .6676 .6286 .5926 .5642 .5431 .5260 .5117 .4996 .4891 .4800 .4727 .4671 41 $120 .7525 .7041 .6603 .6202 .5845 .5584 .5380 .5211 .5070 .4949 .4845 .4760 .4696 .4646 42 $120 .7478 .6980 .6530 .6117 .5781 .5531 .5330 .5163 .5022 .4902 .4802 .4728 .4670 .4623 43 $120 .7431 .6919 .6456 .6039 .5725 .5480 .5281 .5115 .4974 .4856 .4768 .4699 .4645 .4601 44 $120 .7384 .6858 .6382 .5975 .5672 .5431 .5232 .5066 .4926 .4819 .4737 .4673 .4622 .4580 45 $120 .7338 .6797 .6308 .5919 .5622 .5382 .5183 .5016 .4885 .4786 .4709 .4648 .4599 .4562 46 $120 .7291 .6736 .6243 .5868 .5573 .5332 .5132 .4971 .4849 .4756 .4682 .4624 .4579 .4546 47 $120 .7245 .6675 .6188 .5818 .5523 .5282 .5083 .4932 .4816 .4727 .4656 .4602 .4562 .4532 48 $120 .7199 .6614 .6137 .5770 .5474 .5231 .5039 .4895 .4785 .4698 .4632 .4584 .4547 .4519 49 $120 .7153 .6558 .6090 .5722 .5424 .5182 .5000 .4861 .4754 .4672 .4611 .4566 .4533 .4508 50 $120 .7108 .6509 .6043 .5673 .5372 .5138 .4962 .4828 .4724 .4648 .4592 .4551 .4520 .4498 $250 .7111 .6495 .5938 .5429 .4964 .4557 .4224 .3945 .3708 .3505 .3329 .3178 .3048 .2942 51 $120 .7062 .6464 .5998 .5624 .5324 .5098 .4926 .4795 .4698 .4627 .4575 .4536 .4509 .4490 $250 .7065 .6434 .5862 .5340 .4868 .4475 .4148 .3872 .3637 .3435 .3261 .3114 .2993 .2894 52 $120 .7018 .6422 .5952 .5574 .5280 .5059 .4890 .4765 .4674 .4607 .4558 .4524 .4499 .4482 $250 .7020 .6373 .5785 .5251 .4783 .4398 .4074 .3800 .3566 .3365 .3196 .3057 .2944 .2850 53 $120 .6977 .6381 .5906 .5526 .5238 .5020 .4856 .4737 .4650 .4588 .4544 .4513 .4491 .4476 $250 .6976 .6311 .5708 .5164 .4706 .4324 .4002 .3728 .3495 .3297 .3136 .3005 .2897 .2808 54 $120 .6940 .6340 .5859 .5482 .5197 .4982 .4825 .4711 .4629 .4571 .4531 .4502 .4483 .4470 $250 .6931 .6250 .5632 .5087 .4633 .4252 .3930 .3656 .3424 .3235 .3081 .2955 .2853 .2769 55 $120 .6906 .6300 .5813 .5439 .5156 .4947 .4795 .4686 .4609 .4556 .4519 .4494 .4477 .4465 $250 .6887 .6189 .5557 .5015 .4562 .4180 .3857 .3584 .3359 .3177 .3029 .2908 .2810 .2732 56 $120 .6874 .6259 .5770 .5397 .5117 .4913 .4766 .4663 .4591 .4542 .4508 .4486 .4471 .4461 $250 .6844 .6128 .5488 .4947 .4492 .4108 .3783 .3515 .3298 .3121 .2978 .2863 .2771 .2698 57 $120 .6843 .6219 .5728 .5356 .5080 .4881 .4740 .4642 .4574 .4529 .4499 .4479 .4466 .4457 $250 .6802 .6068 .5424 .4881 .4422 .4035 .3713 .3451 .3239 .3067 .2930 .2821 .2735 .2668 58 $120 .6812 .6179 .5687 .5315 .5044 .4850 .4714 .4622 .4559 .4518 .4491 .4473 .4462 .4455 $250 .6760 .6011 .5363 .4816 .4352 .3964 .3647 .3389 .3182 .3016 .2885 .2782 .2701 .2639 $500 .6760 .6009 .5329 .4715 .4163 .3672 .3245 .2876 .2557 .2283 .2047 .1845 .1673 .1527 59 $120 .6782 .6142 .5647 .5277 .5009 .4820 .4690 .4603 .4545 .4507 .4483 .4468 .4458 .4452 $250 .6719 .5958 .5305 .4751 .4282 .3896 .3582 .3329 .3126 .2967 .2842 .2745 .2671 .2613 $500 .6719 .5950 .5254 .4627 .4065 .3573 .3146 .2778 .2461 .2190 .1958 .1761 .1596 .1458 60 $120 .6752 .6106 .5607 .5239 .4975 .4792 .4668 .4586 .4532 .4498 .4477 .4463 .4455 .4450 $250 .6679 .5909 .5248 .4685 .4215 .3830 .3519 .3270 .3074 .2921 .2802 .2711 .2642 .2590 $500 .6679 .5893 .5180 .4539 .3971 .3477 .3049 .2682 .2367 .2099 .1872 .1682 .1524 .1392 61 $120 .6723 .6070 .5569 .5202 .4943 .4765 .4647 .4570 .4521 .4490 .4471 .4460 .4453 .4449 $250 .6642 .5862 .5191 .4621 .4150 .3766 .3458 .3214 .3024 .2877 .2765 .2680 .2616 .2569 $500 .6641 .5836 .5107 .4454 .3881 .3383 .2954 .2586 .2274 .2010 .1790 .1607 .1455 .1330 62 $120 .6696 .6035 .5532 .5167 .4912 .4740 .4628 .4556 .4511 .4483 .4466 .4456 .4451 .4447 $250 .6607 .5817 .5135 .4560 .4086 .3703 .3399 .3160 .2976 .2836 .2730 .2651 .2593 .2550 $500 .6604 .5781 .5036 .4373 .3793 .3291 .2860 .2493 .2184 .1926 .1711 .1535 .1390 .1272 63 $120 .6670 .6001 .5496 .5133 .4883 .4716 .4610 .4543 .4502 .4477 .4462 .4454 .4449 .4446 $250 .6576 .5773 .5080 .4499 .4023 .3642 .3341 .3108 .2931 .2797 .2698 .2625 .2572 .2534 $500 .6568 .5727 .4967 .4294 .3707 .3200 .2767 .2402 .2097 .1844 .1636 .1466 .1329 .1218 64 $120 .6645 .5969 .5461 .5100 .4854 .4694 .4593 .4531 .4493 .4471 .4459 .4452 .4448 .4445 $250 .6547 .5730 .5028 .4440 .3963 .3582 .3286 .3059 .2888 .2761 .2668 .2601 .2553 .2519 $500 .6534 .5676 .4902 .4218 .3623 .3111 .2677 .2313 .2012 .1765 .1563 .1401 .1271 .1168 $1,000 .6535 .5676 .4897 .4199 .3579 .3035 .2562 .2155 .1807 .1512 .1264 .1056 .0884 .0741 65 $120 .6621 .5937 .5427 .5068 .4827 .4673 .4577 .4520 .4486 .4467 .4456 .4450 .4447 .4445 $250 .6520 .5689 .4976 .4383 .3903 .3524 .3233 .3012 .2848 .2728 .2641 .2580 .2536 .2506 $500 .6502 .5627 .4840 .4144 .3540 .3023 .2588 .2227 .1930 .1689 .1494 .1340 .1218 .1122 $1,000 .6503 .5626 .4830 .4116 .3485 .2933 .2456 .2048 .1702 .1411 .1169 .0968 .0803 .0668 66 $120 .6598 .5906 .5394 .5037 .4802 .4654 .4563 .4510 .4480 .4463 .4453 .4448 .4446 .4444 $250 .6494 .5650 .4927 .4327 .3845 .3469 .3181 .2967 .2810 .2697 .2616 .2560 .2521 .2495 $500 .6473 .5582 .4779 .4071 .3458 .2937 .2502 .2143 .1850 .1616 .1429 .1282 .1168 .1079 $1,000 .6473 .5579 .4765 .4035 .3392 .2832 .2351 .1943 .1599 .1313 .1078 .0884 .0728 .0601 67 $120 .6576 .5877 .5362 .5008 .4778 .4635 .4550 .4502 .4474 .4459 .4451 .4447 .4445 .4444 $250 .6470 .5613 .4879 .4273 .3789 .3414 .3132 .2924 .2774 .2668 .2594 .2543 .2508 .2485 $500 .6446 .5539 .4721 .4001 .3379 .2853 .2417 .2061 .1774 .1546 .1367 .1229 .1122 .1041 $1,000 .6445 .5533 .4702 .3957 .3301 .2733 .2248 .1840 .1499 .1219 .0990 .0805 .0656 .0538 68 $120 .6555 .5848 .5331 .4980 .4755 .4618 .4539 .4494 .4469 .4456 .4450 .4446 .4445 .4444 $250 .6448 .5578 .4832 .4220 .3734 .3362 .3085 .2884 .2741 .2642 .2573 .2528 .2497 .2477 $500 .6421 .5499 .4666 .3932 .3301 .2771 .2335 .1981 .1700 .1480 .1309 .1179 .1080 .1006 $1,000 .6420 .5491 .4641 .3880 .3212 .2636 .2147 .1739 .1402 .1127 .0906 .0729 .0590 .0481 69 $120 .6536 .5820 .5301 .4953 .4733 .4603 .4528 .4487 .4465 .4454 .4448 .4445 .4444 .4443 $250 .6427 .5544 .4787 .4168 .3681 .3312 .3040 .2846 .2710 .2617 .2555 .2514 .2487 .2470 $500 .6400 .5462 .4612 .3865 .3225 .2691 .2254 .1904 .1629 .1417 .1254 .1132 .1042 .0975 $1,000 .6397 .5451 .4582 .3805 .3124 .2540 .2048 .1639 .1307 .1039 .0826 .0658 .0528 .0428 70 $120 .6517 .5794 .5273 .4927 .4713 .4588 .4518 .4481 .4462 .4452 .4447 .4445 .4444 .4443 $250 .6409 .5512 .4744 .4118 .3630 .3263 .2997 .2810 .2682 .2596 .2539 .2502 .2479 .2465 $500 .6380 .5427 .4562 .3801 .3151 .2612 .2176 .1830 .1561 .1357 .1204 .1090 .1007 .0948 $1,000 .6377 .5413 .4527 .3733 .3039 .2446 .1950 .1543 .1214 .0954 .0750 .0592 .0472 .0381 71 $120 .6499 .5768 .5244 .4902 .4694 .4574 .4510 .4476 .4459 .4450 .4446 .4444 .4444 .4443 $250 .6392 .5481 .4702 .4069 .3579 .3215 .2956 .2776 .2655 .2575 .2524 .2492 .2472 .2460 $500 .6363 .5394 .4512 .3737 .3077 .2533 .2097 .1756 .1495 .1299 .1155 .1050 .0976 .0923 $1,000 .6359 .5378 .4473 .3661 .2952 .2350 .1851 .1446 .1123 .0871 .0676 .0529 .0419 .0337 72 $120 .6483 .5744 .5219 .4879 .4676 .4563 .4502 .4471 .4456 .4449 .4446 .4444 .4443 .4443 $250 .6377 .5454 .4663 .4023 .3532 .3172 .2918 .2745 .2631 .2558 .2512 .2483 .2466 .2456 $500 .6349 .5366 .4467 .3677 .3008 .2460 .2025 .1688 .1435 .1248 .1113 .1016 .0949 .0902 $1,000 .6344 .5348 .4424 .3594 .2871 .2261 .1758 .1355 .1039 .0795 .0611 .0474 .0373 .0300 73 $120 .6468 .5722 .5195 .4858 .4661 .4552 .4496 .4467 .4454 .4448 .4445 .4444 .4443 .4443 $250 .6364 .5429 .4627 .3980 .3488 .3131 .2884 .2718 .2611 .2543 .2502 .2476 .2462 .2453 $500 .6338 .5341 .4426 .3622 .2943 .2391 .1957 .1626 .1380 .1201 .1075 .0987 .0926 .0886 $1,000 .6333 .5322 .4380 .3532 .2795 .2176 .1671 .1270 .0961 .0726 .0552 .0425 .0334 .0269 74 $120 .6459 .5708 .5180 .4846 .4651 .4546 .4492 .4465 .4453 .4447 .4445 .4444 .4443 .4443 $250 .6357 .5414 .4604 .3953 .3460 .3106 .2863 .2702 .2599 .2534 .2496 .2473 .2459 .2451 $500 .6332 .5326 .4401 .3588 .2902 .2347 .1914 .1586 .1346 .1173 .1052 .0969 .0913 .0876 $1,000 .6327 .5307 .4352 .3493 .2746 .2121 .1615 .1217 .0912 .0683 .0516 .0396 .0311 .0252
*Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 9
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss
Limit*
0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0095 .0267 .0480 .0721 .1262 .1861 .2506 .3186 41 $120 .0000 .0088 .0252 .0457 .0689 .1215 .1801 .2433 .3102 42 $120 .0000 .0082 .0238 .0433 .0658 .1168 .1740 .2360 .3017 43 $120 .0000 .0076 .0223 .0410 .0626 .1121 .1679 .2286 .2939 44 $120 .0000 .0070 .0209 .0388 .0595 .1074 .1618 .2212 .2875 45 $120 .0000 .0064 .0195 .0366 .0565 .1028 .1557 .2138 .2819 46 $120 .0000 .0059 .0182 .0344 .0534 .0981 .1496 .2073 .2768 47 $120 .0000 .0053 .0169 .0322 .0504 .0935 .1435 .2018 .2718 48 $120 .0000 .0048 .0156 .0301 .0475 .0889 .1374 .1967 .2670 49 $120 .0000 .0044 .0144 .0280 .0446 .0843 .1318 .1920 .2622 50 $120 .0000 .0039 .0132 .0260 .0417 .0798 .1269 .1873 .2573 $250 .0000 .0040 .0132 .0261 .0418 .0801 .1255 .1768 .2329 51 $120 .0000 .0035 .0120 .0240 .0388 .0752 .1224 .1828 .2524 $250 .0000 .0035 .0121 .0241 .0390 .0755 .1194 .1692 .2240 52 $120 .0000 .0031 .0109 .0221 .0361 .0708 .1182 .1782 .2474 $250 .0000 .0031 .0110 .0222 .0362 .0710 .1133 .1615 .2151 53 $120 .0000 .0027 .0098 .0202 .0333 .0667 .1141 .1736 .2426 $250 .0000 .0028 .0099 .0203 .0335 .0666 .1071 .1538 .2064 54 $120 .0000 .0024 .0088 .0184 .0307 .0630 .1100 .1689 .2382 $250 .0000 .0024 .0089 .0185 .0308 .0621 .1010 .1462 .1987 55 $120 .0000 .0021 .0079 .0167 .0280 .0596 .1060 .1643 .2339 $250 .0000 .0021 .0079 .0168 .0282 .0577 .0949 .1387 .1915 56 $120 .0000 .0018 .0070 .0150 .0255 .0564 .1019 .1600 .2297 $250 .0000 .0018 .0070 .0151 .0256 .0534 .0888 .1318 .1847 57 $120 .0000 .0015 .0061 .0134 .0231 .0533 .0979 .1558 .2256 $250 .0000 .0015 .0061 .0134 .0232 .0492 .0828 .1254 .1781 58 $120 .0000 .0013 .0053 .0118 .0209 .0502 .0939 .1517 .2215 $250 .0000 .0013 .0053 .0119 .0208 .0450 .0771 .1193 .1716 $500 .0000 .0013 .0053 .0119 .0208 .0450 .0769 .1159 .1615 59 $120 .0000 .0011 .0045 .0104 .0189 .0472 .0902 .1477 .2177 $250 .0000 .0011 .0046 .0104 .0185 .0409 .0718 .1135 .1651 $500 .0000 .0011 .0046 .0104 .0185 .0409 .0710 .1084 .1527 60 $120 .0000 .0009 .0038 .0090 .0171 .0442 .0866 .1437 .2139 $250 .0000 .0009 .0039 .0090 .0163 .0369 .0669 .1078 .1585 $500 .0000 .0009 .0039 .0091 .0164 .0369 .0653 .1010 .1439 61 $120 .0000 .0007 .0032 .0078 .0154 .0413 .0830 .1399 .2102 $250 .0000 .0007 .0032 .0078 .0142 .0332 .0622 .1021 .1521 $500 .0000 .0007 .0033 .0078 .0143 .0331 .0596 .0937 .1354 62 $120 .0000 .0006 .0027 .0067 .0138 .0386 .0795 .1362 .2067 $250 .0000 .0006 .0027 .0066 .0123 .0297 .0577 .0965 .1460 $500 .0000 .0006 .0027 .0066 .0123 .0294 .0541 .0866 .1273 63 $120 .0000 .0004 .0021 .0058 .0123 .0360 .0761 .1326 .2033 $250 .0000 .0004 .0022 .0055 .0104 .0266 .0533 .0910 .1399 $500 .0000 .0004 .0022 .0055 .0105 .0258 .0487 .0797 .1194 64 $120 .0000 .0003 .0017 .0049 .0109 .0335 .0729 .1291 .2000 $250 .0000 .0003 .0017 .0045 .0087 .0237 .0490 .0858 .1340 $500 .0000 .0003 .0017 .0045 .0088 .0224 .0436 .0732 .1118 $1,000 .0000 .0003 .0017 .0045 .0088 .0225 .0436 .0727 .1099 65 $120 .0000 .0002 .0013 .0042 .0095 .0311 .0697 .1257 .1968 $250 .0000 .0002 .0013 .0036 .0073 .0210 .0449 .0806 .1283 $500 .0000 .0002 .0013 .0036 .0072 .0192 .0387 .0670 .1044 $1,000 .0000 .0002 .0013 .0036 .0072 .0193 .0386 .0660 .1016 66 $120 .0000 .0002 .0010 .0035 .0084 .0288 .0666 .1224 .1937 $250 .0000 .0002 .0010 .0028 .0060 .0184 .0410 .0757 .1227 $500 .0000 .0002 .0010 .0028 .0058 .0163 .0342 .0609 .0971 $1,000 .0000 .0002 .0010 .0028 .0058 .0163 .0339 .0595 .0935 67 $120 .0000 .0001 .0008 .0029 .0073 .0266 .0637 .1192 .1908 $250 .0000 .0001 .0007 .0021 .0048 .0160 .0373 .0709 .1173 $500 .0000 .0001 .0007 .0021 .0045 .0136 .0299 .0551 .0901 $1,000 .0000 .0001 .0007 .0021 .0045 .0135 .0293 .0532 .0857 68 $120 .0000 .0001 .0006 .0023 .0063 .0245 .0608 .1161 .1880 $250 .0000 .0001 .0005 .0016 .0038 .0138 .0338 .0662 .1120 $500 .0000 .0001 .0005 .0015 .0034 .0111 .0259 .0496 .0832 $1,000 .0000 .0001 .0005 .0015 .0035 .0110 .0251 .0471 .0780 69 $120 .0000 .0000 .0004 .0019 .0054 .0226 .0580 .1131 .1853 $250 .0000 .0000 .0003 .0012 .0030 .0117 .0304 .0617 .1068 $500 .0000 .0000 .0003 .0011 .0025 .0090 .0222 .0442 .0765 $1,000 .0000 .0000 .0003 .0011 .0025 .0087 .0211 .0412 .0705 70 $120 .0000 .0000 .0003 .0015 .0045 .0207 .0554 .1103 .1827 $250 .0000 .0000 .0002 .0008 .0023 .0099 .0272 .0574 .1018 $500 .0000 .0000 .0002 .0007 .0018 .0070 .0187 .0392 .0701 $1,000 .0000 .0000 .0002 .0007 .0018 .0067 .0173 .0357 .0633 71 $120 .0000 .0000 .0002 .0011 .0038 .0189 .0528 .1074 .1802 $250 .0000 .0000 .0001 .0005 .0017 .0082 .0241 .0532 .0969 $500 .0000 .0000 .0001 .0004 .0012 .0053 .0154 .0342 .0637 $1,000 .0000 .0000 .0001 .0004 .0011 .0049 .0138 .0303 .0561 72 $120 .0000 .0000 .0001 .0009 .0032 .0173 .0504 .1049 .1779 $250 .0000 .0000 .0001 .0003 .0012 .0067 .0214 .0493 .0923 $500 .0000 .0000 .0000 .0002 .0007 .0039 .0126 .0297 .0577 $1,000 .0000 .0000 .0000 .0002 .0007 .0034 .0108 .0254 .0494 73 $120 .0000 .0000 .0001 .0007 .0026 .0158 .0482 .1025 .1758 $250 .0000 .0000 .0000 .0002 .0008 .0054 .0189 .0457 .0880 $500 .0000 .0000 .0000 .0001 .0004 .0028 .0101 .0256 .0522 $1,000 .0000 .0000 .0000 .0001 .0004 .0023 .0082 .0210 .0432 74 $120 .0000 .0000 .0001 .0005 .0023 .0149 .0468 .1010 .1746 $250 .0000 .0000 .0000 .0001 .0006 .0047 .0174 .0434 .0853 $500 .0000 .0000 .0000 .0001 .0003 .0022 .0086 .0231 .0488 $1,000 .0000 .0000 .0000 .0000 .0002 .0017 .0067 .0182 .0393
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge TableHazard Group 9
Effective November 19, 2010
Maximum Loss Ratio Size 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 1 .9552 .9456 .9369 .9289 .9213 .9141 .9073 .9007 .8945 .8884 .8825 .8768 .8713 .8659 2 .9518 .9415 .9322 .9235 .9153 .9076 .9002 .8932 .8864 .8799 .8736 .8675 .8616 .8558 3 .9484 .9374 .9274 .9180 .9093 .9010 .8931 .8856 .8783 .8713 .8646 .8581 .8517 .8456 4 .9449 .9332 .9224 .9124 .9031 .8942 .8858 .8778 .8700 .8626 .8554 .8484 .8417 .8351 5 .9415 .9289 .9174 .9068 .8968 .8874 .8784 .8699 .8617 .8537 .8461 .8387 .8315 .8245 6 .9380 .9246 .9124 .9011 .8905 .8805 .8710 .8619 .8532 .8448 .8367 .8288 .8212 .8138 7 .9344 .9202 .9073 .8953 .8841 .8735 .8635 .8539 .8446 .8357 .8272 .8188 .8108 .8030 8 .9308 .9158 .9022 .8895 .8777 .8665 .8559 .8457 .8360 .8266 .8176 .8088 .8003 .7920 9 .9272 .9114 .8970 .8837 .8712 .8594 .8482 .8375 .8272 .8174 .8078 .7986 .7897 .7810 10 .9236 .9069 .8918 .8777 .8646 .8522 .8405 .8292 .8184 .8080 .7980 .7884 .7790 .7699 11 .9199 .9024 .8865 .8718 .8580 .8450 .8326 .8208 .8095 .7986 .7881 .7780 .7682 .7587 12 .9162 .8978 .8811 .8657 .8513 .8377 .8247 .8123 .8005 .7891 .7781 .7675 .7573 .7473 13 .9125 .8932 .8758 .8596 .8445 .8302 .8167 .8038 .7914 .7795 .7680 .7570 .7462 .7359 14 .9087 .8886 .8703 .8534 .8376 .8227 .8086 .7951 .7822 .7698 .7578 .7463 .7351 .7243 15 .9049 .8839 .8648 .8472 .8307 .8152 .8004 .7863 .7729 .7599 .7475 .7355 .7238 .7126 16 .9010 .8792 .8593 .8409 .8237 .8075 .7921 .7775 .7634 .7500 .7370 .7246 .7125 .7008 17 .8972 .8744 .8537 .8345 .8166 .7997 .7837 .7685 .7539 .7400 .7265 .7136 .7010 .6889 18 .8933 .8695 .8480 .8281 .8094 .7919 .7753 .7594 .7443 .7298 .7158 .7024 .6894 .6769 19 .8893 .8647 .8422 .8215 .8022 .7839 .7667 .7503 .7346 .7195 .7051 .6912 .6777 .6648 20 .8853 .8597 .8364 .8149 .7948 .7759 .7580 .7410 .7247 .7092 .6942 .6798 .6659 .6525 21 .8813 .8547 .8305 .8082 .7874 .7678 .7492 .7316 .7147 .6986 .6832 .6683 .6540 .6401 22 .8773 .8497 .8246 .8014 .7798 .7595 .7403 .7220 .7046 .6880 .6720 .6567 .6419 .6276 23 .8732 .8445 .8185 .7946 .7722 .7512 .7313 .7124 .6944 .6772 .6607 .6449 .6297 .6150 24 .8690 .8394 .8124 .7876 .7644 .7427 .7221 .7026 .6840 .6663 .6493 .6330 .6173 .6022 25 .8648 .8341 .8062 .7805 .7566 .7341 .7129 .6927 .6736 .6553 .6377 .6209 .6048 .5892 26 .8605 .8288 .7999 .7734 .7486 .7254 .7034 .6827 .6629 .6441 .6260 .6087 .5921 .5761 27 .8563 .8234 .7936 .7661 .7405 .7165 .6939 .6725 .6521 .6327 .6142 .5964 .5793 .5629 28 .8519 .8179 .7871 .7587 .7323 .7076 .6842 .6622 .6412 .6212 .6021 .5839 .5663 .5495 29 .8475 .8124 .7806 .7513 .7240 .6985 .6745 .6517 .6301 .6096 .5900 .5712 .5532 .5359 30 .8431 .8068 .7739 .7437 .7156 .6893 .6645 .6411 .6189 .5978 .5776 .5584 .5399 .5221 31 .8386 .8012 .7672 .7360 .7070 .6799 .6544 .6304 .6075 .5858 .5651 .5454 .5264 .5082 32 .8340 .7954 .7604 .7282 .6983 .6704 .6442 .6194 .5960 .5737 .5524 .5321 .5127 .4941 33 .8295 .7896 .7535 .7203 .6895 .6608 .6338 .6084 .5843 .5614 .5396 .5188 .4989 .4798 34 .8248 .7837 .7465 .7123 .6806 .6510 .6232 .5971 .5723 .5488 .5265 .5052 .4848 .4652 35 .8201 .7777 .7393 .7041 .6715 .6410 .6125 .5856 .5602 .5361 .5132 .4914 .4705 .4505 36 .8153 .7716 .7321 .6958 .6622 .6309 .6016 .5740 .5479 .5232 .4997 .4772 .4559 .4355 37 .8105 .7655 .7247 .6874 .6528 .6206 .5905 .5621 .5353 .5100 .4859 .4629 .4411 .4205 38 .8056 .7593 .7173 .6788 .6432 .6101 .5792 .5500 .5226 .4966 .4719 .4485 .4264 .4054 39 .8007 .7530 .7097 .6701 .6336 .5995 .5677 .5378 .5097 .4830 .4578 .4340 .4115 .3903 40 .7958 .7466 .7021 .6614 .6238 .5888 .5561 .5255 .4966 .4693 .4436 .4195 .3967 .3751 41 .7909 .7403 .6945 .6526 .6139 .5780 .5444 .5130 .4833 .4556 .4295 .4049 .3818 .3601 42 .7860 .7339 .6868 .6437 .6040 .5671 .5326 .5004 .4701 .4419 .4153 .3904 .3670 .3451 43 .7811 .7275 .6791 .6348 .5940 .5561 .5207 .4877 .4569 .4281 .4012 .3760 .3523 .3302 44 .7762 .7211 .6713 .6258 .5839 .5450 .5088 .4751 .4437 .4144 .3871 .3616 .3378 .3155 45 .7713 .7147 .6635 .6168 .5737 .5338 .4968 .4624 .4305 .4007 .3731 .3473 .3233 .3009 46 .7664 .7083 .6557 .6077 .5635 .5226 .4848 .4497 .4172 .3871 .3591 .3331 .3090 .2866 47 .7616 .7019 .6479 .5986 .5532 .5113 .4727 .4370 .4040 .3734 .3452 .3190 .2948 .2724 48 .7567 .6954 .6400 .5894 .5428 .5000 .4606 .4243 .3908 .3599 .3313 .3050 .2808 .2584 49 .7519 .6890 .6321 .5801 .5324 .4887 .4485 .4116 .3776 .3463 .3176 .2912 .2669 .2447 50 .7471 .6826 .6241 .5708 .5220 .4773 .4364 .3988 .3644 .3328 .3040 .2775 .2533 .2312 51 .7423 .6761 .6161 .5614 .5115 .4659 .4242 .3861 .3513 .3195 .2905 .2640 .2399 .2179 52 .7376 .6697 .6081 .5520 .5010 .4544 .4120 .3734 .3382 .3062 .2771 .2507 .2267 .2049 53 .7329 .6632 .6000 .5426 .4904 .4430 .3998 .3607 .3252 .2930 .2638 .2375 .2137 .1922 54 .7283 .6568 .5920 .5332 .4799 .4315 .3877 .3480 .3122 .2799 .2508 .2246 .2010 .1798 55 .7237 .6503 .5839 .5238 .4693 .4200 .3755 .3354 .2994 .2669 .2379 .2118 .1885 .1677 56 .7191 .6440 .5759 .5144 .4587 .4086 .3634 .3229 .2866 .2541 .2251 .1993 .1763 .1559 57 .7146 .6376 .5679 .5050 .4482 .3971 .3514 .3105 .2740 .2415 .2126 .1870 .1644 .1445 58 .7102 .6314 .5600 .4956 .4377 .3857 .3394 .2981 .2614 .2290 .2003 .1750 .1528 .1333 59 .7059 .6252 .5521 .4863 .4272 .3744 .3274 .2858 .2490 .2166 .1882 .1633 .1415 .1226 60 .7017 .6191 .5444 .4770 .4168 .3631 .3156 .2736 .2368 .2045 .1763 .1518 .1306 .1122 61 .6976 .6132 .5367 .4679 .4065 .3519 .3038 .2616 .2247 .1925 .1647 .1407 .1200 .1023 62 .6937 .6074 .5291 .4588 .3962 .3408 .2921 .2496 .2127 .1808 .1534 .1298 .1098 .0927 63 .6900 .6017 .5217 .4499 .3861 .3298 .2806 .2378 .2009 .1693 .1423 .1193 .0999 .0836 64 .6864 .5963 .5145 .4411 .3760 .3189 .2691 .2262 .1894 .1580 .1315 .1092 .0905 .0749 65 .6831 .5910 .5074 .4324 .3661 .3081 .2578 .2147 .1780 .1470 .1210 .0994 .0815 .0667 66 .6799 .5860 .5005 .4240 .3563 .2974 .2466 .2033 .1668 .1363 .1109 .0900 .0729 .0589 67 .6770 .5813 .4939 .4156 .3467 .2868 .2355 .1922 .1559 .1258 .1011 .0809 .0647 .0516 68 .6744 .5768 .4875 .4075 .3372 .2764 .2246 .1811 .1451 .1156 .0916 .0723 .0569 .0447 69 .6720 .5725 .4813 .3996 .3278 .2660 .2137 .1702 .1345 .1056 .0824 .0640 .0495 .0382 70 .6699 .5686 .4754 .3918 .3185 .2557 .2030 .1595 .1242 .0959 .0735 .0561 .0426 .0322 71 .6680 .5649 .4697 .3840 .3092 .2453 .1921 .1486 .1137 .0862 .0648 .0483 .0358 .0265 72 .6664 .5617 .4644 .3768 .3003 .2353 .1816 .1382 .1038 .0770 .0566 .0412 .0298 .0213 73 .6652 .5589 .4596 .3699 .2917 .2256 .1714 .1281 .0942 .0684 .0490 .0347 .0243 .0168 74 .6645 .5572 .4565 .3655 .2860 .2192 .1646 .1214 .0880 .0628 .0442 .0307 .0211 .0143
Loss-Based Plan, with no Single Loss Limit
Insurance Savings TableHazard Group 9
Effective November 19, 2010
Minimum Loss Ratio Size 0% 5% 10% 15% 20% 30% 40% 50% 60% 1 .0000 .0452 .0922 .1410 .1908 .2923 .3952 .4989 .6033 2 .0000 .0441 .0905 .1388 .1883 .2890 .3911 .4941 .5979 3 .0000 .0430 .0888 .1367 .1857 .2856 .3870 .4893 .5924 4 .0000 .0419 .0871 .1345 .1831 .2821 .3827 .4844 .5868 5 .0000 .0408 .0854 .1324 .1805 .2787 .3785 .4794 .5812 6 .0000 .0398 .0838 .1302 .1778 .2751 .3742 .4744 .5755 7 .0000 .0387 .0822 .1281 .1752 .2716 .3698 .4693 .5697 8 .0000 .0377 .0806 .1259 .1725 .2680 .3654 .4641 .5639 9 .0000 .0367 .0790 .1238 .1699 .2644 .3610 .4590 .5580 10 .0000 .0357 .0774 .1216 .1672 .2608 .3565 .4537 .5521 11 .0000 .0347 .0758 .1194 .1645 .2571 .3520 .4485 .5461 12 .0000 .0337 .0742 .1172 .1617 .2534 .3474 .4431 .5401 13 .0000 .0328 .0726 .1150 .1590 .2496 .3428 .4377 .5340 14 .0000 .0319 .0710 .1128 .1562 .2459 .3382 .4323 .5278 15 .0000 .0309 .0694 .1106 .1534 .2421 .3335 .4268 .5216 16 .0000 .0300 .0678 .1084 .1506 .2382 .3287 .4212 .5153 17 .0000 .0291 .0662 .1061 .1478 .2344 .3240 .4156 .5089 18 .0000 .0282 .0645 .1038 .1449 .2304 .3191 .4100 .5024 19 .0000 .0273 .0629 .1016 .1420 .2265 .3142 .4042 .4959 20 .0000 .0264 .0613 .0993 .1391 .2225 .3093 .3984 .4893 21 .0000 .0256 .0597 .0970 .1362 .2185 .3043 .3925 .4826 22 .0000 .0247 .0580 .0946 .1332 .2144 .2992 .3866 .4758 23 .0000 .0238 .0564 .0923 .1303 .2103 .2941 .3805 .4689 24 .0000 .0229 .0547 .0899 .1273 .2062 .2889 .3744 .4620 25 .0000 .0221 .0531 .0876 .1243 .2020 .2837 .3682 .4549 26 .0000 .0212 .0514 .0852 .1212 .1977 .2784 .3619 .4477 27 .0000 .0204 .0498 .0828 .1181 .1934 .2730 .3556 .4405 28 .0000 .0195 .0481 .0804 .1150 .1891 .2675 .3491 .4331 29 .0000 .0187 .0464 .0780 .1119 .1847 .2620 .3426 .4256 30 .0000 .0179 .0448 .0755 .1088 .1803 .2564 .3359 .4181 31 .0000 .0170 .0431 .0731 .1056 .1758 .2507 .3292 .4104 32 .0000 .0162 .0414 .0706 .1024 .1712 .2450 .3224 .4026 33 .0000 .0154 .0398 .0682 .0992 .1666 .2392 .3155 .3947 34 .0000 .0146 .0381 .0657 .0959 .1620 .2333 .3084 .3866 35 .0000 .0138 .0364 .0632 .0927 .1573 .2273 .3013 .3785 36 .0000 .0130 .0348 .0607 .0894 .1525 .2212 .2941 .3702 37 .0000 .0123 .0331 .0582 .0860 .1477 .2151 .2867 .3617 38 .0000 .0115 .0315 .0557 .0827 .1428 .2088 .2792 .3532 39 .0000 .0108 .0298 .0532 .0794 .1379 .2025 .2717 .3445 40 .0000 .0100 .0282 .0507 .0760 .1330 .1962 .2641 .3358 41 .0000 .0093 .0266 .0482 .0727 .1281 .1898 .2564 .3269 42 .0000 .0087 .0251 .0457 .0694 .1232 .1835 .2488 .3181 43 .0000 .0080 .0236 .0433 .0661 .1183 .1771 .2410 .3092 44 .0000 .0074 .0221 .0410 .0629 .1134 .1707 .2333 .3002 45 .0000 .0068 .0206 .0386 .0596 .1085 .1643 .2255 .2912 46 .0000 .0062 .0192 .0363 .0564 .1036 .1579 .2177 .2821 47 .0000 .0057 .0178 .0340 .0533 .0987 .1514 .2099 .2730 48 .0000 .0051 .0165 .0318 .0502 .0939 .1450 .2020 .2637 49 .0000 .0047 .0152 .0296 .0471 .0891 .1386 .1941 .2545 50 .0000 .0042 .0139 .0275 .0441 .0843 .1321 .1861 .2451 51 .0000 .0037 .0127 .0254 .0411 .0795 .1257 .1781 .2358 52 .0000 .0033 .0116 .0234 .0381 .0748 .1192 .1700 .2264 53 .0000 .0029 .0104 .0214 .0353 .0701 .1128 .1620 .2170 54 .0000 .0026 .0094 .0195 .0325 .0654 .1063 .1540 .2076 55 .0000 .0022 .0083 .0177 .0297 .0608 .0999 .1459 .1982 56 .0000 .0019 .0074 .0159 .0270 .0563 .0935 .1379 .1887 57 .0000 .0016 .0065 .0142 .0244 .0518 .0872 .1299 .1793 58 .0000 .0014 .0056 .0125 .0219 .0474 .0809 .1220 .1700 59 .0000 .0011 .0048 .0110 .0195 .0431 .0748 .1141 .1607 60 .0000 .0009 .0041 .0095 .0172 .0389 .0687 .1063 .1514 61 .0000 .0008 .0034 .0082 .0150 .0348 .0627 .0986 .1423 62 .0000 .0006 .0028 .0069 .0129 .0309 .0569 .0911 .1332 63 .0000 .0005 .0023 .0058 .0110 .0272 .0513 .0837 .1243 64 .0000 .0003 .0018 .0047 .0092 .0236 .0459 .0764 .1155 65 .0000 .0003 .0014 .0038 .0076 .0203 .0406 .0694 .1068 66 .0000 .0002 .0010 .0029 .0061 .0171 .0356 .0625 .0983 67 .0000 .0001 .0008 .0022 .0048 .0142 .0308 .0559 .0900 68 .0000 .0001 .0005 .0016 .0036 .0116 .0264 .0495 .0819 69 .0000 .0000 .0003 .0011 .0027 .0092 .0221 .0433 .0739 70 .0000 .0000 .0002 .0007 .0018 .0071 .0182 .0374 .0662 71 .0000 .0000 .0001 .0004 .0012 .0052 .0145 .0316 .0584 72 .0000 .0000 .0000 .0002 .0007 .0036 .0113 .0264 .0512 73 .0000 .0000 .0000 .0001 .0004 .0024 .0084 .0215 .0443 74 .0000 .0000 .0000 .0000 .0002 .0017 .0067 .0185 .0398
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge TableHazard Group 9
Effective November 19, 2010
Maximum Loss Ratio Size Single Loss
Limit*
30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150% 160% 40 $120 .7953 .7459 .7012 .6603 .6225 .5926 .5705 .5525 .5375 .5248 .5138 .5042 .4965 .4907 41 $120 .7904 .7396 .6936 .6515 .6140 .5866 .5651 .5474 .5326 .5199 .5089 .5000 .4933 .4880 42 $120 .7855 .7332 .6859 .6426 .6073 .5810 .5599 .5424 .5275 .5149 .5044 .4966 .4905 .4856 43 $120 .7806 .7268 .6781 .6343 .6013 .5757 .5547 .5373 .5225 .5101 .5008 .4936 .4879 .4833 44 $120 .7757 .7204 .6704 .6276 .5958 .5705 .5496 .5321 .5174 .5062 .4976 .4909 .4855 .4811 45 $120 .7708 .7140 .6626 .6218 .5905 .5653 .5444 .5269 .5131 .5028 .4947 .4883 .4831 .4792 46 $120 .7659 .7076 .6558 .6164 .5854 .5601 .5391 .5221 .5094 .4996 .4918 .4857 .4810 .4775 47 $120 .7610 .7011 .6500 .6112 .5802 .5548 .5339 .5180 .5059 .4965 .4891 .4834 .4792 .4761 48 $120 .7562 .6947 .6447 .6061 .5750 .5494 .5293 .5142 .5026 .4935 .4866 .4815 .4776 .4747 49 $120 .7514 .6888 .6397 .6010 .5697 .5443 .5252 .5106 .4994 .4908 .4844 .4797 .4761 .4735 50 $120 .7466 .6837 .6348 .5959 .5643 .5397 .5213 .5071 .4963 .4883 .4824 .4780 .4748 .4725 $250 .7469 .6823 .6237 .5703 .5214 .4786 .4437 .4144 .3895 .3681 .3497 .3338 .3202 .3090 51 $120 .7418 .6790 .6300 .5908 .5593 .5355 .5174 .5037 .4935 .4860 .4805 .4765 .4737 .4716 $250 .7422 .6758 .6157 .5609 .5113 .4700 .4357 .4067 .3820 .3608 .3426 .3271 .3144 .3040 52 $120 .7372 .6745 .6252 .5855 .5546 .5314 .5137 .5005 .4909 .4839 .4788 .4752 .4726 .4708 $250 .7374 .6694 .6077 .5515 .5024 .4619 .4280 .3992 .3746 .3535 .3357 .3211 .3092 .2994 53 $120 .7329 .6702 .6204 .5805 .5502 .5273 .5101 .4976 .4885 .4819 .4773 .4740 .4717 .4701 $250 .7327 .6629 .5996 .5425 .4943 .4542 .4204 .3916 .3671 .3464 .3294 .3156 .3043 .2950 54 $120 .7290 .6660 .6155 .5758 .5459 .5234 .5068 .4948 .4862 .4802 .4759 .4730 .4709 .4695 $250 .7281 .6565 .5916 .5343 .4866 .4466 .4128 .3840 .3597 .3398 .3236 .3104 .2996 .2908 55 $120 .7254 .6618 .6106 .5713 .5416 .5196 .5037 .4922 .4842 .4785 .4747 .4720 .4702 .4690 $250 .7235 .6501 .5837 .5268 .4792 .4391 .4051 .3764 .3529 .3337 .3181 .3055 .2952 .2870 56 $120 .7220 .6575 .6060 .5669 .5375 .5161 .5007 .4898 .4823 .4771 .4736 .4712 .4696 .4686 $250 .7189 .6437 .5764 .5196 .4718 .4315 .3974 .3693 .3464 .3279 .3128 .3007 .2911 .2834 57 $120 .7188 .6532 .6017 .5626 .5336 .5127 .4979 .4876 .4805 .4757 .4726 .4705 .4691 .4682 $250 .7144 .6374 .5697 .5127 .4645 .4239 .3901 .3625 .3402 .3222 .3078 .2963 .2873 .2802 58 $120 .7156 .6491 .5974 .5583 .5298 .5094 .4952 .4855 .4789 .4745 .4717 .4698 .4687 .4679 $250 .7100 .6314 .5634 .5058 .4572 .4164 .3830 .3560 .3342 .3168 .3030 .2922 .2838 .2772 $500 .7101 .6312 .5598 .4953 .4373 .3857 .3409 .3021 .2686 .2398 .2150 .1938 .1757 .1604 59 $120 .7124 .6452 .5931 .5543 .5261 .5063 .4927 .4835 .4774 .4735 .4709 .4693 .4683 .4677 $250 .7057 .6258 .5572 .4990 .4498 .4092 .3763 .3497 .3284 .3117 .2986 .2884 .2805 .2745 $500 .7058 .6251 .5519 .4860 .4270 .3753 .3305 .2918 .2585 .2300 .2057 .1850 .1677 .1531 60 $120 .7092 .6413 .5890 .5503 .5226 .5034 .4903 .4817 .4761 .4725 .4703 .4688 .4680 .4675 $250 .7016 .6207 .5512 .4922 .4427 .4024 .3697 .3435 .3229 .3068 .2944 .2848 .2776 .2721 $500 .7016 .6190 .5442 .4768 .4171 .3652 .3203 .2817 .2486 .2204 .1967 .1767 .1601 .1462 61 $120 .7062 .6376 .5850 .5465 .5192 .5006 .4881 .4801 .4749 .4717 .4697 .4685 .4677 .4673 $250 .6976 .6158 .5453 .4854 .4359 .3956 .3632 .3376 .3176 .3022 .2904 .2815 .2748 .2699 $500 .6976 .6130 .5365 .4678 .4076 .3554 .3103 .2717 .2389 .2112 .1880 .1688 .1528 .1397 62 $120 .7034 .6339 .5811 .5427 .5160 .4979 .4861 .4785 .4738 .4709 .4692 .4681 .4675 .4672 $250 .6941 .6110 .5394 .4789 .4292 .3890 .3570 .3320 .3126 .2979 .2868 .2785 .2724 .2679 $500 .6937 .6072 .5289 .4593 .3984 .3457 .3004 .2619 .2294 .2023 .1798 .1612 .1460 .1336 63 $120 .7006 .6304 .5773 .5391 .5129 .4954 .4842 .4772 .4728 .4703 .4687 .4678 .4673 .4670 $250 .6908 .6064 .5336 .4726 .4226 .3825 .3510 .3265 .3079 .2938 .2834 .2757 .2702 .2661 $500 .6899 .6016 .5218 .4511 .3894 .3362 .2907 .2523 .2202 .1937 .1718 .1540 .1396 .1279 64 $120 .6980 .6270 .5736 .5357 .5099 .4931 .4824 .4759 .4720 .4697 .4684 .4676 .4672 .4670 $250 .6877 .6019 .5281 .4664 .4162 .3763 .3452 .3213 .3034 .2901 .2803 .2732 .2682 .2646 $500 .6864 .5962 .5149 .4431 .3805 .3268 .2812 .2430 .2113 .1854 .1642 .1472 .1335 .1227 $1,000 .6864 .5963 .5144 .4410 .3759 .3188 .2691 .2264 .1898 .1589 .1328 .1110 .0928 .0778 65 $120 .6955 .6236 .5700 .5323 .5071 .4909 .4808 .4748 .4712 .4692 .4681 .4674 .4671 .4669 $250 .6848 .5976 .5227 .4604 .4100 .3702 .3396 .3164 .2991 .2865 .2774 .2710 .2664 .2632 $500 .6830 .5911 .5084 .4353 .3718 .3176 .2719 .2339 .2027 .1774 .1570 .1407 .1279 .1178 $1,000 .6831 .5910 .5073 .4324 .3660 .3080 .2580 .2151 .1788 .1483 .1228 .1017 .0844 .0702 66 $120 .6931 .6204 .5666 .5291 .5044 .4888 .4793 .4738 .4706 .4688 .4678 .4673 .4670 .4668 $250 .6821 .5935 .5175 .4545 .4039 .3643 .3342 .3116 .2951 .2833 .2748 .2689 .2648 .2621 $500 .6799 .5863 .5020 .4277 .3633 .3086 .2628 .2251 .1944 .1697 .1501 .1347 .1227 .1134 $1,000 .6799 .5860 .5005 .4239 .3563 .2975 .2470 .2041 .1680 .1380 .1132 .0929 .0764 .0631 67 $120 .6908 .6173 .5632 .5260 .5019 .4869 .4780 .4729 .4700 .4684 .4676 .4671 .4669 .4668 $250 .6796 .5896 .5125 .4488 .3980 .3587 .3290 .3072 .2914 .2802 .2725 .2671 .2635 .2611 $500 .6771 .5819 .4960 .4202 .3549 .2997 .2539 .2165 .1863 .1624 .1436 .1291 .1179 .1093 $1,000 .6770 .5812 .4939 .4156 .3468 .2871 .2362 .1932 .1575 .1280 .1040 .0845 .0689 .0566 68 $120 .6886 .6143 .5600 .5231 .4995 .4851 .4768 .4720 .4695 .4681 .4674 .4670 .4669 .4668 $250 .6773 .5859 .5076 .4432 .3923 .3532 .3241 .3029 .2879 .2775 .2703 .2655 .2623 .2602 $500 .6745 .5777 .4901 .4130 .3468 .2911 .2452 .2081 .1786 .1554 .1375 .1238 .1135 .1057 $1,000 .6744 .5768 .4875 .4076 .3374 .2769 .2256 .1826 .1472 .1184 .0952 .0766 .0620 .0505 69 $120 .6865 .6114 .5569 .5202 .4972 .4835 .4756 .4713 .4690 .4679 .4673 .4670 .4668 .4667 $250 .6751 .5824 .5029 .4378 .3867 .3479 .3193 .2989 .2847 .2749 .2684 .2641 .2613 .2595 $500 .6722 .5737 .4845 .4060 .3388 .2826 .2368 .2000 .1711 .1488 .1318 .1190 .1094 .1024 $1,000 .6720 .5725 .4814 .3997 .3282 .2668 .2151 .1722 .1372 .1091 .0867 .0692 .0555 .0450 70 $120 .6845 .6086 .5538 .5175 .4951 .4819 .4746 .4707 .4687 .4676 .4671 .4669 .4668 .4667 $250 .6732 .5790 .4984 .4326 .3813 .3428 .3148 .2952 .2817 .2726 .2667 .2629 .2604 .2589 $500 .6702 .5701 .4792 .3992 .3310 .2744 .2285 .1922 .1640 .1425 .1264 .1145 .1058 .0995 $1,000 .6699 .5686 .4755 .3921 .3192 .2569 .2048 .1620 .1276 .1002 .0788 .0622 .0495 .0400 71 $120 .6827 .6059 .5509 .5149 .4930 .4805 .4737 .4701 .4683 .4675 .4670 .4668 .4668 .4667 $250 .6714 .5758 .4939 .4274 .3759 .3377 .3105 .2916 .2789 .2705 .2652 .2618 .2597 .2584 $500 .6684 .5666 .4740 .3925 .3232 .2661 .2203 .1845 .1571 .1365 .1213 .1103 .1025 .0970 $1,000 .6680 .5650 .4698 .3845 .3101 .2469 .1944 .1519 .1180 .0915 .0711 .0556 .0440 .0354 72 $120 .6810 .6034 .5482 .5125 .4912 .4793 .4729 .4697 .4681 .4673 .4670 .4668 .4667 .4667 $250 .6699 .5729 .4898 .4226 .3710 .3331 .3065 .2884 .2764 .2687 .2639 .2609 .2591 .2580 $500 .6669 .5636 .4692 .3863 .3160 .2584 .2127 .1773 .1507 .1311 .1169 .1068 .0997 .0948 $1,000 .6664 .5618 .4647 .3775 .3016 .2375 .1847 .1424 .1091 .0835 .0642 .0498 .0392 .0316 73 $120 .6794 .6010 .5457 .5103 .4896 .4782 .4722 .4693 .4679 .4672 .4669 .4668 .4667 .4667 $250 .6685 .5703 .4860 .4181 .3664 .3289 .3029 .2855 .2743 .2671 .2628 .2601 .2586 .2577 $500 .6658 .5610 .4650 .3805 .3091 .2511 .2055 .1708 .1449 .1262 .1129 .1036 .0973 .0930 $1,000 .6652 .5590 .4600 .3710 .2936 .2285 .1755 .1334 .1009 .0763 .0580 .0446 .0351 .0283 74 $120 .6785 .5996 .5441 .5090 .4886 .4775 .4718 .4690 .4677 .4671 .4669 .4668 .4667 .4667 $250 .6678 .5687 .4836 .4153 .3635 .3263 .3007 .2838 .2730 .2662 .2621 .2597 .2583 .2575 $500 .6651 .5595 .4623 .3768 .3048 .2465 .2010 .1666 .1413 .1232 .1105 .1018 .0959 .0920 $1,000 .6646 .5574 .4572 .3669 .2885 .2228 .1697 .1278 .0958 .0718 .0542 .0416 .0327 .0264
*Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings TableHazard Group 9
Effective November 19, 2010
Minimum Loss Ratio Size Single Loss
Limit*
0% 5% 10% 15% 20% 30% 40% 50% 60% 40 $120 .0000 .0100 .0281 .0504 .0757 .1325 .1955 .2632 .3347 41 $120 .0000 .0093 .0265 .0480 .0724 .1276 .1891 .2555 .3258 42 $120 .0000 .0086 .0250 .0455 .0691 .1227 .1828 .2478 .3170 43 $120 .0000 .0080 .0234 .0431 .0658 .1177 .1764 .2401 .3087 44 $120 .0000 .0073 .0219 .0407 .0625 .1128 .1700 .2323 .3020 45 $120 .0000 .0067 .0205 .0384 .0593 .1079 .1635 .2246 .2961 46 $120 .0000 .0062 .0191 .0361 .0561 .1031 .1571 .2178 .2907 47 $120 .0000 .0056 .0177 .0338 .0530 .0982 .1507 .2120 .2855 48 $120 .0000 .0051 .0164 .0316 .0499 .0934 .1443 .2067 .2804 49 $120 .0000 .0046 .0151 .0294 .0468 .0886 .1384 .2017 .2754 50 $120 .0000 .0041 .0138 .0273 .0438 .0838 .1333 .1968 .2703 $250 .0000 .0042 .0139 .0274 .0440 .0841 .1319 .1857 .2446 51 $120 .0000 .0037 .0126 .0252 .0408 .0790 .1286 .1920 .2651 $250 .0000 .0037 .0127 .0254 .0410 .0793 .1254 .1777 .2353 52 $120 .0000 .0033 .0115 .0232 .0379 .0743 .1241 .1872 .2599 $250 .0000 .0033 .0115 .0233 .0380 .0746 .1190 .1697 .2259 53 $120 .0000 .0029 .0103 .0212 .0350 .0700 .1198 .1824 .2548 $250 .0000 .0029 .0104 .0214 .0352 .0699 .1125 .1616 .2168 54 $120 .0000 .0025 .0093 .0193 .0322 .0662 .1156 .1774 .2502 $250 .0000 .0025 .0093 .0194 .0324 .0653 .1061 .1536 .2087 55 $120 .0000 .0022 .0083 .0175 .0295 .0626 .1113 .1726 .2457 $250 .0000 .0022 .0083 .0176 .0296 .0607 .0996 .1457 .2012 56 $120 .0000 .0019 .0073 .0157 .0268 .0592 .1071 .1680 .2413 $250 .0000 .0019 .0073 .0158 .0269 .0561 .0933 .1384 .1940 57 $120 .0000 .0016 .0064 .0140 .0242 .0559 .1028 .1636 .2369 $250 .0000 .0016 .0064 .0141 .0244 .0516 .0869 .1317 .1870 58 $120 .0000 .0013 .0056 .0124 .0219 .0527 .0987 .1594 .2327 $250 .0000 .0014 .0056 .0125 .0218 .0472 .0809 .1253 .1802 $500 .0000 .0014 .0056 .0125 .0219 .0473 .0808 .1218 .1697 59 $120 .0000 .0011 .0048 .0109 .0198 .0496 .0947 .1551 .2286 $250 .0000 .0011 .0048 .0110 .0194 .0429 .0754 .1192 .1734 $500 .0000 .0011 .0048 .0110 .0195 .0430 .0746 .1139 .1604 60 $120 .0000 .0009 .0040 .0094 .0179 .0464 .0909 .1510 .2247 $250 .0000 .0009 .0041 .0095 .0171 .0387 .0702 .1132 .1665 $500 .0000 .0009 .0041 .0095 .0172 .0388 .0686 .1061 .1511 61 $120 .0000 .0007 .0034 .0082 .0161 .0434 .0872 .1470 .2208 $250 .0000 .0007 .0034 .0081 .0150 .0348 .0653 .1072 .1598 $500 .0000 .0007 .0034 .0082 .0150 .0348 .0626 .0984 .1422 62 $120 .0000 .0006 .0028 .0071 .0145 .0406 .0835 .1431 .2171 $250 .0000 .0006 .0028 .0069 .0129 .0312 .0606 .1013 .1533 $500 .0000 .0006 .0028 .0069 .0129 .0308 .0568 .0909 .1337 63 $120 .0000 .0004 .0023 .0061 .0129 .0378 .0800 .1393 .2135 $250 .0000 .0005 .0023 .0057 .0110 .0280 .0560 .0956 .1470 $500 .0000 .0005 .0023 .0057 .0110 .0271 .0512 .0837 .1255 64 $120 .0000 .0003 .0018 .0052 .0114 .0352 .0765 .1356 .2100 $250 .0000 .0003 .0018 .0047 .0092 .0249 .0515 .0901 .1408 $500 .0000 .0003 .0018 .0047 .0092 .0236 .0458 .0769 .1175 $1,000 .0000 .0003 .0018 .0047 .0092 .0236 .0458 .0764 .1154 65 $120 .0000 .0002 .0014 .0044 .0100 .0326 .0732 .1320 .2067 $250 .0000 .0003 .0014 .0037 .0076 .0220 .0472 .0847 .1348 $500 .0000 .0003 .0014 .0038 .0076 .0202 .0407 .0703 .1097 $1,000 .0000 .0003 .0014 .0038 .0076 .0202 .0406 .0693 .1067 66 $120 .0000 .0002 .0011 .0036 .0088 .0302 .0700 .1285 .2035 $250 .0000 .0002 .0010 .0029 .0063 .0193 .0431 .0795 .1289 $500 .0000 .0002 .0010 .0029 .0061 .0171 .0359 .0640 .1020 $1,000 .0000 .0002 .0010 .0029 .0061 .0171 .0356 .0625 .0983 67 $120 .0000 .0001 .0008 .0030 .0076 .0279 .0669 .1252 .2004 $250 .0000 .0001 .0007 .0022 .0051 .0168 .0392 .0745 .1232 $500 .0000 .0001 .0008 .0022 .0048 .0142 .0314 .0579 .0946 $1,000 .0000 .0001 .0008 .0022 .0048 .0142 .0308 .0558 .0900 68 $120 .0000 .0001 .0006 .0025 .0066 .0258 .0639 .1220 .1974 $250 .0000 .0001 .0005 .0017 .0040 .0145 .0355 .0696 .1176 $500 .0000 .0001 .0005 .0016 .0036 .0117 .0272 .0521 .0874 $1,000 .0000 .0001 .0005 .0016 .0036 .0116 .0263 .0495 .0819 69 $120 .0000 .0000 .0005 .0020 .0056 .0237 .0610 .1188 .1946 $250 .0000 .0000 .0003 .0012 .0031 .0123 .0319 .0649 .1122 $500 .0000 .0000 .0003 .0011 .0027 .0094 .0233 .0465 .0804 $1,000 .0000 .0000 .0003 .0011 .0027 .0092 .0221 .0433 .0741 70 $120 .0000 .0000 .0003 .0016 .0048 .0217 .0582 .1158 .1919 $250 .0000 .0000 .0002 .0008 .0024 .0104 .0286 .0603 .1070 $500 .0000 .0000 .0002 .0007 .0019 .0074 .0196 .0411 .0736 $1,000 .0000 .0000 .0002 .0007 .0018 .0070 .0182 .0375 .0665 71 $120 .0000 .0000 .0002 .0012 .0040 .0198 .0554 .1129 .1893 $250 .0000 .0000 .0001 .0006 .0017 .0086 .0254 .0559 .1017 $500 .0000 .0000 .0001 .0004 .0012 .0056 .0162 .0359 .0669 $1,000 .0000 .0000 .0001 .0004 .0012 .0052 .0145 .0318 .0589 72 $120 .0000 .0000 .0001 .0009 .0033 .0181 .0529 .1101 .1869 $250 .0000 .0000 .0001 .0004 .0012 .0070 .0225 .0517 .0969 $500 .0000 .0000 .0000 .0002 .0008 .0041 .0132 .0312 .0606 $1,000 .0000 .0000 .0000 .0002 .0007 .0036 .0114 .0267 .0519 73 $120 .0000 .0000 .0001 .0007 .0028 .0166 .0506 .1076 .1847 $250 .0000 .0000 .0000 .0002 .0009 .0057 .0198 .0480 .0924 $500 .0000 .0000 .0000 .0001 .0004 .0029 .0106 .0269 .0549 $1,000 .0000 .0000 .0000 .0001 .0004 .0024 .0086 .0220 .0453 74 $120 .0000 .0000 .0001 .0006 .0024 .0157 .0492 .1061 .1834 $250 .0000 .0000 .0000 .0001 .0007 .0049 .0182 .0456 .0896 $500 .0000 .0000 .0000 .0001 .0003 .0023 .0090 .0243 .0512 $1,000 .0000 .0000 .0000 .0000 .0002 .0017 .0070 .0192 .0412
*Single Loss Limit values are expressed in thousands of dollars.[]
Document Information
- Effective Date:
- 11/19/2010
- Rules:
- 296-17-90401
296-17-901
296-17