Chapter 284-54. Long-term care insurance rules.  


Section 284-54-010. Purpose and authority.
Section 284-54-015. Applicability and scope.
Section 284-54-020. Definitions of terms used in this chapter and chapter 48.84 RCW.
Section 284-54-030. Standards for definitions applicable to long-term care contracts.
Section 284-54-040. Minimum standards for benefit triggers—Physician certification, activities of daily living, and cognitive impairments.
Section 284-54-050. Exclusions.
Section 284-54-100. Renewability.
Section 284-54-150. Minimum standards—General.
Section 284-54-160. Minimum standards—Gatekeeping provisions.
Section 284-54-180. Reduction of coverage.
Section 284-54-190. Nonduplication with state or national health care benefits.
Section 284-54-200. Prohibition against preexisting conditions and probationary periods in replacement policies or certificates.
Section 284-54-210. Minimum standards for community based care benefits in long-term care insurance policies.
Section 284-54-250. Grace period.
Section 284-54-253. Unintentional lapse.
Section 284-54-260. Extension of benefits.
Section 284-54-270. Requirement to offer inflation protection.
Section 284-54-300. Information to be furnished, style.
Section 284-54-350. Form to be used—Long-term care insurance disclosure form.
Section 284-54-500. Format of long-term care contracts.
Section 284-54-600. Loss ratio requirements.
Section 284-54-610. Loss ratio definitions.
Section 284-54-620. Loss ratio—Grouping of contract forms.
Section 284-54-630. Loss ratio requirements—Individual contract forms.
Section 284-54-650. Loss ratio experience records.
Section 284-54-660. Evaluating loss ratio experience data.
Section 284-54-680. Loss ratio—Special circumstances.
Section 284-54-700. Advertising.
Section 284-54-800. Unfair or deceptive acts.
Section 284-54-900. Chapter not exclusive.